credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | all_other | 0.1122 | 315.3 | 10.657259 | 14.6 | 677 | 3,630 | 133 | 4.2 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1154 | 527.93 | 10.700995 | 12.16 | 682 | 2,130 | 34,023 | 57.7 | 1 | 2 | 0 | 1 |
1 | major_purchase | 0.0743 | 93.23 | 11.184421 | 11.18 | 757 | 4,500.041667 | 12,430 | 29.6 | 5 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0775 | 202.94 | 10.778956 | 13.53 | 787 | 10,260.04167 | 10,742 | 8.9 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1186 | 165.74 | 10.596635 | 7.02 | 667 | 2,789.041667 | 2,197 | 75.8 | 0 | 2 | 0 | 1 |
1 | all_other | 0.1028 | 158.76 | 10.691945 | 15.3 | 692 | 4,410 | 88 | 23.8 | 1 | 3 | 0 | 1 |
1 | debt_consolidation | 0.1028 | 485.99 | 10.819778 | 11.88 | 702 | 7,020.041667 | 13,867 | 33.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0996 | 322.49 | 11.191342 | 10.28 | 702 | 4,920.041667 | 3,943 | 98.6 | 3 | 0 | 0 | 1 |
1 | debt_consolidation | 0.087 | 189.97 | 10.085809 | 19.45 | 757 | 3,870.041667 | 5,405 | 40 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1217 | 376.24 | 10.422281 | 23.96 | 712 | 3,030.041667 | 12,102 | 49 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1217 | 599.33 | 11.610451 | 18.3 | 682 | 4,379 | 18,076 | 81.4 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1217 | 132.35 | 10.203592 | 23.2 | 702 | 5,279.041667 | 4,504 | 39.2 | 1 | 0 | 0 | 1 |
1 | small_business | 0.1186 | 828.69 | 10.858999 | 9.74 | 712 | 4,859.041667 | 25,852 | 60.5 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1091 | 604.88 | 10.858999 | 17.56 | 707 | 8,061 | 32,438 | 43 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.087 | 538.23 | 10.93132 | 11.51 | 747 | 6,240.041667 | 20,380 | 48.1 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.0933 | 172.55 | 10.645425 | 16.09 | 707 | 2,220 | 38,054 | 61.2 | 0 | 0 | 0 | 0 |
1 | small_business | 0.1091 | 604.88 | 10.491274 | 4.67 | 697 | 1,410 | 25 | 0.2 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0996 | 290.24 | 10.545341 | 3.38 | 697 | 1,782 | 3,305 | 55.1 | 2 | 0 | 0 | 0 |
1 | major_purchase | 0.1186 | 530.36 | 11.366743 | 15.1 | 682 | 3,900 | 348 | 4.8 | 0 | 0 | 0 | 1 |
1 | all_other | 0.087 | 158.31 | 10.085809 | 6.15 | 722 | 1,350 | 3,015 | 25.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1059 | 390.54 | 10.308953 | 19.84 | 702 | 2,042.041667 | 7,336 | 71.9 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1249 | 301.04 | 10.858999 | 4.98 | 662 | 6,630.041667 | 8,644 | 72.6 | 1 | 0 | 0 | 0 |
1 | small_business | 0.1154 | 659.91 | 11.472103 | 17.81 | 707 | 3,629 | 93 | 0 | 2 | 0 | 0 | 1 |
1 | small_business | 0.0743 | 217.52 | 10.668955 | 1.65 | 777 | 2,879 | 2,698 | 9.5 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.1028 | 388.79 | 11.482466 | 5.58 | 697 | 4,800.041667 | 19,009 | 30 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.087 | 158.31 | 10.778956 | 0.38 | 717 | 12,930.04167 | 498 | 7.3 | 2 | 1 | 0 | 0 |
1 | debt_consolidation | 0.1217 | 319.64 | 11.0021 | 19.28 | 672 | 4,740 | 10,358 | 91.7 | 2 | 0 | 1 | 1 |
1 | credit_card | 0.1028 | 103.68 | 11.225243 | 9.7 | 682 | 12,780 | 2,105 | 45.3 | 0 | 3 | 0 | 0 |
1 | home_improvement | 0.0964 | 154.08 | 11.0021 | 12.94 | 697 | 2,969.041667 | 2,822 | 9.9 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1059 | 650.9 | 11.589887 | 11.96 | 707 | 5,070 | 21,004 | 97.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1375 | 81.74 | 10.757903 | 24.08 | 667 | 2,820 | 11,675 | 75.8 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0901 | 238.54 | 9.875088 | 10.37 | 712 | 1,230.041667 | 3,933 | 43.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.128 | 335.98 | 10.981897 | 7.51 | 662 | 4,109.041667 | 7,251 | 80.6 | 3 | 0 | 2 | 0 |
1 | all_other | 0.1217 | 93.23 | 10.714418 | 19.19 | 692 | 4,440.041667 | 88 | 44 | 1 | 3 | 0 | 1 |
1 | all_other | 0.0933 | 95.87 | 10.507804 | 2.69 | 697 | 4,680 | 1,492 | 33.2 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0996 | 95.94 | 10.126631 | 14.16 | 692 | 1,918.041667 | 7,121 | 33.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.128 | 554.37 | 11.03489 | 19.22 | 677 | 3,060.041667 | 17,641 | 69.5 | 2 | 0 | 0 | 0 |
1 | small_business | 0.1438 | 859.07 | 11.289782 | 20.79 | 682 | 3,059.041667 | 30,946 | 61.5 | 3 | 0 | 0 | 1 |
1 | major_purchase | 0.0838 | 472.68 | 11.251561 | 7.96 | 772 | 5,909.041667 | 0 | 0 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1091 | 586.9 | 11.225243 | 10.34 | 697 | 2,669.041667 | 23,391 | 90.7 | 1 | 0 | 0 | 0 |
1 | major_purchase | 0.0964 | 224.69 | 9.87817 | 21.23 | 772 | 5,881 | 16,324 | 48 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.128 | 483.81 | 10.494602 | 8.47 | 662 | 2,670.041667 | 7,104 | 93.5 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1217 | 399.55 | 10.085809 | 14.5 | 672 | 1,950.041667 | 9,273 | 43.9 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1186 | 232.04 | 10.827746 | 17.02 | 672 | 4,380 | 6,718 | 94.6 | 3 | 0 | 0 | 0 |
1 | small_business | 0.0964 | 802.47 | 11.225243 | 17.06 | 767 | 5,691.041667 | 12,017 | 12.1 | 4 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1091 | 304.9 | 11.163684 | 18.96 | 692 | 5,430 | 5,749 | 43.2 | 1 | 1 | 0 | 0 |
1 | small_business | 0.1249 | 836.23 | 11.275455 | 7.99 | 692 | 4,739 | 6,530 | 21.8 | 0 | 1 | 0 | 0 |
1 | all_other | 0.0775 | 124.89 | 10.085809 | 6 | 752 | 2,729.041667 | 2,666 | 12.1 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1028 | 113.4 | 10.778956 | 17.65 | 687 | 2,070 | 3,761 | 55.4 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.1407 | 842.47 | 11.695247 | 12.81 | 677 | 5,340.041667 | 33,698 | 91.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1091 | 817.41 | 11.198215 | 22.13 | 737 | 9,900 | 3,472 | 4.5 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1596 | 421.65 | 10.462875 | 20.82 | 667 | 6,750.041667 | 14,534 | 48.9 | 3 | 1 | 0 | 0 |
1 | educational | 0.0933 | 575.17 | 11.0021 | 9.96 | 732 | 2,732.041667 | 6,703 | 47.5 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1312 | 405.03 | 11.561716 | 18.25 | 667 | 4,358 | 5,861 | 53.8 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.128 | 167.99 | 10.145649 | 18.65 | 662 | 1,380 | 5,061 | 72.3 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.0996 | 677.22 | 10.898571 | 3.77 | 722 | 6,149 | 16,888 | 39.5 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1154 | 131.99 | 10.838639 | 9.14 | 667 | 3,990 | 463 | 92.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0933 | 281.2 | 10.126631 | 0 | 712 | 3,360.041667 | 0 | 0 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.0964 | 802.47 | 10.778956 | 9.78 | 742 | 2,550 | 8,283 | 12.7 | 4 | 0 | 0 | 0 |
1 | credit_card | 0.1091 | 505.16 | 11.617285 | 10.86 | 687 | 3,420.041667 | 46,525 | 93.6 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.0743 | 180.23 | 10.628618 | 2.32 | 772 | 2,610.041667 | 2,650 | 6.6 | 0 | 0 | 0 | 0 |
1 | small_business | 0.0933 | 798.84 | 11.512925 | 1.57 | 762 | 6,359.041667 | 17 | 0.1 | 5 | 0 | 0 | 1 |
1 | all_other | 0.0933 | 319.54 | 10.505068 | 19.46 | 727 | 4,470.041667 | 827 | 6.6 | 2 | 0 | 0 | 1 |
1 | debt_consolidation | 0.0964 | 32.1 | 8.517193 | 18 | 702 | 1,200.041667 | 961 | 26 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0964 | 192.6 | 9.798127 | 2.87 | 697 | 1,199.041667 | 1,554 | 29.3 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.1407 | 764.64 | 11.81303 | 3.66 | 672 | 5,790 | 10,753 | 52.3 | 2 | 3 | 0 | 1 |
1 | all_other | 0.0712 | 30.94 | 11.695247 | 0.65 | 792 | 3,810.041667 | 2,227 | 3.8 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.0901 | 381.66 | 11.519617 | 6.64 | 722 | 10,290.04167 | 7,606 | 18.6 | 0 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1249 | 301.04 | 11.0021 | 4.64 | 662 | 2,222 | 8,355 | 34.4 | 0 | 2 | 0 | 1 |
1 | credit_card | 0.1438 | 687.25 | 11.326596 | 16.05 | 667 | 2,190 | 27,293 | 86.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0964 | 320.99 | 11.112448 | 3.6 | 712 | 2,850 | 10,157 | 26.2 | 0 | 1 | 0 | 0 |
1 | small_business | 0.147 | 862.97 | 11.373663 | 5.79 | 677 | 4,739 | 4,209 | 75.2 | 2 | 0 | 0 | 1 |
1 | credit_card | 0.0807 | 250.95 | 10.896739 | 10.44 | 767 | 3,449.041667 | 0 | 0 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0743 | 87.01 | 10.287933 | 3.96 | 767 | 3,930 | 1,773 | 5 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0775 | 62.45 | 10.085809 | 2.4 | 742 | 2,290.041667 | 949 | 55.8 | 1 | 0 | 0 | 1 |
1 | home_improvement | 0.1375 | 851.41 | 11.225243 | 19.78 | 687 | 2,399.041667 | 12,308 | 43.6 | 2 | 0 | 0 | 1 |
1 | credit_card | 0.1059 | 244.09 | 10.59601 | 12.1 | 687 | 4,019 | 7,914 | 30.8 | 3 | 2 | 0 | 0 |
1 | debt_consolidation | 0.1438 | 687.25 | 10.657259 | 15.7 | 672 | 3,690 | 9,150 | 96.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1122 | 656.86 | 10.559867 | 14.04 | 702 | 1,800 | 21,777 | 53.7 | 3 | 0 | 0 | 0 |
1 | all_other | 0.128 | 537.57 | 11.484403 | 12.43 | 667 | 2,580 | 4,281 | 63 | 3 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0964 | 320.99 | 10.12503 | 8.17 | 712 | 3,300 | 4,475 | 63 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0996 | 386.99 | 11.512925 | 8.17 | 707 | 3,839.041667 | 25,413 | 45.2 | 2 | 0 | 0 | 0 |
1 | small_business | 0.0838 | 315.12 | 11.580584 | 2.28 | 742 | 4,740 | 15,043 | 65.2 | 2 | 0 | 0 | 0 |
1 | major_purchase | 0.1059 | 292.91 | 10.16277 | 5.56 | 682 | 1,350.041667 | 6,353 | 39.5 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0807 | 125.48 | 9.980449 | 10.33 | 742 | 1,920.041667 | 3,737 | 55.8 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0933 | 383.45 | 11.136631 | 7.47 | 717 | 5,580.041667 | 11,370 | 41.6 | 0 | 2 | 0 | 0 |
1 | debt_consolidation | 0.1343 | 523.78 | 10.491274 | 17.4 | 667 | 10,380.04167 | 18,403 | 73.3 | 0 | 1 | 0 | 0 |
1 | all_other | 0.1217 | 199.78 | 11.695247 | 6.81 | 662 | 2,041.041667 | 19,504 | 77.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0933 | 575.17 | 11.532728 | 16.95 | 747 | 3,630 | 10,463 | 8.2 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0901 | 95.42 | 9.21034 | 6.72 | 707 | 3,329 | 2,808 | 51.1 | 3 | 1 | 0 | 0 |
1 | debt_consolidation | 0.0901 | 477.07 | 11.170435 | 6.88 | 742 | 4,589.041667 | 6,297 | 14.5 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0807 | 345.06 | 11.03489 | 14.07 | 792 | 7,867.041667 | 33,060 | 21.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.1122 | 155.19 | 9.893437 | 23.03 | 717 | 2,580 | 4,500 | 13 | 0 | 0 | 0 | 1 |
1 | home_improvement | 0.0996 | 644.97 | 11.211712 | 13.28 | 732 | 1,770 | 2,344 | 9.8 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0712 | 92.8 | 11.01205 | 1.19 | 797 | 6,270.041667 | 2,907 | 4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0996 | 306.36 | 10.968198 | 21.93 | 727 | 4,593.041667 | 26,218 | 28.7 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1154 | 143.53 | 9.998798 | 24.71 | 707 | 1,291.041667 | 5,967 | 25.5 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0964 | 288.89 | 11.626254 | 10.36 | 702 | 6,119 | 27,786 | 85.5 | 2 | 0 | 1 | 1 |
1 | all_other | 0.0933 | 87.88 | 11.626254 | 13.46 | 702 | 6,120 | 27,786 | 85.5 | 2 | 0 | 1 | 1 |
1 | all_other | 0.0901 | 381.66 | 11.695247 | 4.28 | 722 | 4,080.041667 | 7,335 | 45.8 | 1 | 1 | 0 | 0 |
Subsets and Splits