credit.policy
int64 0
1
| purpose
stringclasses 7
values | int.rate
float64 0.06
0.22
| installment
float64 15.7
940
| log.annual.inc
float64 7.55
14.5
| dti
float64 0
30
| fico
int64 612
827
| days.with.cr.line
float64 179
17.6k
| revol.bal
int64 0
1.21M
| revol.util
float64 0
119
| inq.last.6mths
int64 0
33
| delinq.2yrs
int64 0
13
| pub.rec
int64 0
5
| not.fully.paid
int64 0
1
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | debt_consolidation | 0.1189 | 829.1 | 11.350407 | 19.48 | 737 | 5,639.958333 | 28,854 | 52.1 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1071 | 228.22 | 11.082143 | 14.29 | 707 | 2,760 | 33,623 | 76.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1357 | 366.86 | 10.373491 | 11.63 | 682 | 4,710 | 3,511 | 25.6 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1008 | 162.34 | 11.350407 | 8.1 | 712 | 2,699.958333 | 33,667 | 73.2 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.1426 | 102.92 | 11.299732 | 14.97 | 667 | 4,066 | 4,740 | 39.5 | 0 | 1 | 0 | 0 |
1 | credit_card | 0.0788 | 125.13 | 11.904968 | 16.98 | 727 | 6,120.041667 | 50,807 | 51 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1496 | 194.02 | 10.714418 | 4 | 667 | 3,180.041667 | 3,839 | 76.8 | 0 | 0 | 1 | 1 |
1 | all_other | 0.1114 | 131.22 | 11.0021 | 11.08 | 722 | 5,116 | 24,220 | 68.6 | 0 | 0 | 0 | 1 |
1 | home_improvement | 0.1134 | 87.19 | 11.407565 | 17.25 | 682 | 3,989 | 69,909 | 51.1 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1221 | 84.12 | 10.203592 | 10 | 707 | 2,730.041667 | 5,630 | 23 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1347 | 360.43 | 10.434116 | 22.09 | 677 | 6,713.041667 | 13,846 | 71 | 2 | 0 | 1 | 0 |
1 | debt_consolidation | 0.1324 | 253.58 | 11.835009 | 9.16 | 662 | 4,298 | 5,122 | 18.2 | 2 | 1 | 0 | 0 |
1 | debt_consolidation | 0.0859 | 316.11 | 10.933107 | 15.49 | 767 | 6,519.958333 | 6,068 | 16.7 | 0 | 0 | 0 | 0 |
1 | small_business | 0.0714 | 92.82 | 11.512925 | 6.5 | 747 | 4,384 | 3,021 | 4.8 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.0863 | 209.54 | 9.487972 | 9.73 | 727 | 1,559.958333 | 6,282 | 44.6 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.1103 | 327.53 | 10.738915 | 13.04 | 702 | 8,159.958333 | 5,394 | 53.4 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1317 | 77.69 | 10.522773 | 2.26 | 672 | 3,895.958333 | 2,211 | 88.4 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0894 | 476.58 | 11.608236 | 7.07 | 797 | 6,510.958333 | 7,586 | 52.7 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1039 | 584.12 | 10.491274 | 3.8 | 712 | 2,760 | 8,311 | 59.8 | 0 | 0 | 0 | 0 |
1 | major_purchase | 0.1513 | 173.65 | 11.0021 | 2.74 | 667 | 1,126.958333 | 591 | 84.4 | 3 | 0 | 0 | 0 |
1 | all_other | 0.08 | 188.02 | 11.225243 | 16.08 | 772 | 4,888.958333 | 29,797 | 23.2 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0863 | 474.42 | 10.819778 | 2.59 | 797 | 11,951 | 5,656 | 27.6 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1355 | 339.6 | 11.512925 | 7.94 | 662 | 1,939.958333 | 21,162 | 57.7 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0788 | 484.85 | 11.736069 | 7.05 | 782 | 5,640.041667 | 16,931 | 34.6 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1229 | 320.19 | 11.264464 | 8.8 | 672 | 3,760.958333 | 4,822 | 58.1 | 0 | 0 | 1 | 0 |
1 | all_other | 0.0901 | 159.03 | 12.429216 | 10 | 712 | 1,553.958333 | 14,354 | 36.6 | 0 | 2 | 0 | 0 |
1 | all_other | 0.0743 | 155.38 | 11.082143 | 0.28 | 802 | 4,649.958333 | 1,576 | 5.7 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1375 | 255.43 | 9.998798 | 14.29 | 662 | 1,318.958333 | 4,175 | 51.5 | 0 | 1 | 0 | 0 |
1 | all_other | 0.0743 | 155.38 | 12.206073 | 0.28 | 772 | 4,516.958333 | 3,164 | 13.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0743 | 155.38 | 12.206073 | 3.72 | 812 | 6,778.958333 | 85,607 | 0.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0807 | 156.84 | 11.512925 | 2.3 | 742 | 3,148.958333 | 9,698 | 19.4 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1028 | 275.38 | 9.798127 | 6.4 | 692 | 7,469.958333 | 8,847 | 26.9 | 1 | 1 | 0 | 0 |
1 | home_improvement | 0.0743 | 155.38 | 11.918391 | 0 | 777 | 7,128.958333 | 6,053 | 19.5 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.0807 | 78.42 | 11.608236 | 11.33 | 762 | 6,059.958333 | 7,274 | 13.1 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.087 | 158.3 | 11.225243 | 15.55 | 757 | 4,770 | 66,033 | 23 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0743 | 155.38 | 11.461632 | 3.83 | 772 | 2,535 | 3,660 | 6.8 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0743 | 155.38 | 11.350407 | 0.31 | 787 | 3,540 | 216 | 0.6 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1122 | 164.23 | 11.289782 | 1.21 | 672 | 3,990 | 27,185 | 16.1 | 3 | 0 | 1 | 0 |
1 | debt_consolidation | 0.0996 | 161.25 | 10.778956 | 8.03 | 707 | 4,320 | 28,329 | 48.6 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.0933 | 159.77 | 12.100712 | 11.93 | 717 | 4,498.958333 | 60,568 | 39.2 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.0807 | 156.84 | 12.100712 | 5.55 | 742 | 4,019 | 40,934 | 26.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0743 | 155.38 | 11.695247 | 2.29 | 777 | 3,540 | 8,379 | 16.9 | 0 | 0 | 0 | 0 |
1 | small_business | 0.087 | 94.98 | 10.126631 | 14.54 | 752 | 2,460 | 3,660 | 7.8 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.1028 | 97.2 | 12.206073 | 0 | 677 | 3,779.958333 | 0 | 0 | 0 | 1 | 0 | 0 |
1 | credit_card | 0.1122 | 164.23 | 10.308953 | 18.64 | 702 | 5,190 | 15,840 | 47.1 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0838 | 167.02 | 11.21182 | 14.37 | 797 | 5,610.958333 | 6,844 | 14.4 | 0 | 0 | 0 | 0 |
1 | educational | 0.0775 | 168.6 | 8.987197 | 3 | 762 | 6,659.958333 | 1,321 | 16.5 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0838 | 160.72 | 10.373491 | 14.78 | 772 | 4,379 | 4,737 | 23.9 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0901 | 159.03 | 11.198215 | 9.96 | 722 | 3,089.958333 | 23,489 | 37.6 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0743 | 178.69 | 11.736069 | 0.27 | 792 | 7,488.958333 | 2,817 | 10.2 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.0743 | 155.38 | 10.714418 | 1.12 | 782 | 5,807 | 1,783 | 0 | 1 | 0 | 0 | 0 |
1 | small_business | 0.1028 | 323.98 | 10.217422 | 10.7 | 712 | 1,379 | 3,534 | 54.4 | 0 | 0 | 0 | 0 |
1 | small_business | 0.1059 | 813.65 | 10.778956 | 4.05 | 762 | 2,729.958333 | 2,422 | 23.3 | 0 | 0 | 0 | 0 |
1 | educational | 0.0996 | 112.87 | 9.510445 | 16.44 | 712 | 1,649.958333 | 2,864 | 41.1 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1596 | 94.88 | 10.862838 | 12.57 | 627 | 1,409 | 3,075 | 92.3 | 1 | 0 | 0 | 0 |
1 | small_business | 0.1059 | 398.69 | 11.0021 | 17.12 | 747 | 14,008.95833 | 17,214 | 8.1 | 2 | 1 | 0 | 0 |
1 | credit_card | 0.1154 | 39.6 | 9.903488 | 2.04 | 662 | 1,139 | 1,153 | 75.8 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.1343 | 678.08 | 11.884489 | 10.15 | 682 | 4,209.958333 | 41,674 | 74.1 | 0 | 0 | 0 | 1 |
1 | credit_card | 0.1249 | 401.37 | 11.225243 | 15 | 682 | 4,479 | 43,039 | 93.4 | 3 | 0 | 0 | 0 |
1 | all_other | 0.0964 | 205.45 | 11.0021 | 7.72 | 712 | 2,293.958333 | 3,362 | 69.3 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1186 | 397.75 | 11.082143 | 7.14 | 682 | 8,730 | 11,868 | 71.9 | 0 | 2 | 0 | 0 |
1 | all_other | 0.0743 | 155.38 | 10.596635 | 2.55 | 772 | 8,189.958333 | 2,562 | 14 | 2 | 0 | 0 | 0 |
1 | all_other | 0.1028 | 113.39 | 9.903488 | 1.5 | 682 | 1,410 | 1,882 | 32.4 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1186 | 99.44 | 10.495515 | 7.47 | 667 | 2,550 | 1,064 | 70.9 | 2 | 0 | 1 | 0 |
1 | credit_card | 0.0807 | 109.79 | 11.492723 | 8.52 | 752 | 4,979.958333 | 6,432 | 6 | 0 | 1 | 0 | 0 |
1 | all_other | 0.1059 | 32.55 | 10.433822 | 14.47 | 687 | 1,110 | 4,485 | 36.9 | 1 | 0 | 0 | 1 |
1 | all_other | 0.0996 | 112.87 | 11.264464 | 11.06 | 702 | 4,979.958333 | 16,310 | 20.5 | 0 | 1 | 0 | 0 |
1 | debt_consolidation | 0.0964 | 160.51 | 11.77529 | 8.55 | 712 | 5,940 | 20,969 | 40.2 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1375 | 340.57 | 10.463103 | 17.38 | 707 | 2,699.958333 | 22,213 | 65.9 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.0775 | 156.11 | 12.323856 | 6.48 | 752 | 5,339.958333 | 2,160 | 2.3 | 1 | 0 | 0 | 0 |
1 | credit_card | 0.0743 | 155.38 | 11.156251 | 4.56 | 812 | 9,809 | 813 | 1 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.0807 | 235.25 | 11.918391 | 2.72 | 757 | 5,202 | 23,678 | 24.4 | 4 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0996 | 257.99 | 10.778956 | 15.13 | 722 | 2,640 | 11,289 | 47.8 | 3 | 0 | 0 | 0 |
1 | small_business | 0.1501 | 225.37 | 12.269047 | 6.45 | 677 | 6,240 | 56,411 | 75.3 | 0 | 0 | 0 | 1 |
1 | home_improvement | 0.0964 | 80.26 | 11.225243 | 20 | 772 | 4,920.958333 | 269 | 3.8 | 3 | 0 | 0 | 1 |
1 | home_improvement | 0.128 | 84 | 10.373491 | 20 | 682 | 5,492 | 3,408 | 35.1 | 1 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1122 | 507.46 | 10.596635 | 13.5 | 712 | 5,368.958333 | 6,513 | 34.3 | 3 | 0 | 1 | 1 |
1 | educational | 0.0743 | 124.31 | 10.596635 | 3.45 | 772 | 1,739.958333 | 330 | 11 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.087 | 63.32 | 11.156251 | 6.07 | 712 | 2,550 | 5,967 | 19.8 | 1 | 0 | 0 | 0 |
1 | all_other | 0.1091 | 130.79 | 9.798127 | 18 | 707 | 2,192 | 5,533 | 79.6 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.0775 | 93.67 | 11.736069 | 2.14 | 762 | 8,370 | 21,050 | 1 | 0 | 0 | 0 | 0 |
1 | all_other | 0.0775 | 93.67 | 10.819778 | 5.35 | 762 | 8,370 | 21,050 | 0.7 | 0 | 0 | 0 | 0 |
1 | all_other | 0.087 | 88.65 | 11.695247 | 15 | 742 | 3,026 | 8,155 | 14.9 | 1 | 0 | 0 | 0 |
1 | all_other | 0.0964 | 128.41 | 11.512925 | 15 | 722 | 3,026 | 8,155 | 14.9 | 1 | 0 | 0 | 0 |
1 | home_improvement | 0.087 | 94.98 | 11.03489 | 12.23 | 737 | 2,729.958333 | 3,678 | 30.7 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1217 | 179.8 | 10.463103 | 7.1 | 662 | 2,944 | 2,040 | 36.2 | 2 | 0 | 0 | 0 |
1 | credit_card | 0.1533 | 444.05 | 11.0021 | 19.52 | 667 | 2,700.958333 | 33,074 | 68.8 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0775 | 124.89 | 11.031659 | 3.46 | 747 | 2,519 | 1,918 | 17.1 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1533 | 644.3 | 11.407565 | 5.24 | 662 | 1,770 | 22,379 | 62.2 | 0 | 0 | 0 | 0 |
1 | small_business | 0.0964 | 642.02 | 11.472103 | 2.86 | 737 | 2,190 | 10,296 | 42.5 | 0 | 0 | 0 | 1 |
1 | small_business | 0.1154 | 104.76 | 9.615805 | 12.24 | 672 | 1,289.958333 | 2,867 | 55.1 | 3 | 0 | 0 | 1 |
1 | debt_consolidation | 0.1122 | 157.66 | 10.308953 | 12.36 | 682 | 1,770 | 12,310 | 86.1 | 0 | 0 | 0 | 0 |
1 | debt_consolidation | 0.087 | 383.87 | 11.918391 | 4.8 | 767 | 13,349.95833 | 61,921 | 39.1 | 0 | 0 | 0 | 0 |
1 | credit_card | 0.1122 | 217.6 | 11.385092 | 18 | 702 | 3,725 | 16,738 | 26.1 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0807 | 297.99 | 11.05089 | 3.49 | 792 | 5,939 | 40,384 | 9.2 | 1 | 0 | 0 | 0 |
1 | debt_consolidation | 0.0775 | 156.11 | 10.714418 | 5 | 762 | 2,131 | 1,359 | 5.6 | 2 | 0 | 0 | 0 |
1 | debt_consolidation | 0.1154 | 329.95 | 12.323856 | 20 | 727 | 10,292 | 107,501 | 44.8 | 2 | 0 | 0 | 0 |
1 | all_other | 0.0807 | 313.67 | 12.061047 | 0.72 | 787 | 8,010 | 3,054 | 5.6 | 3 | 0 | 0 | 0 |
1 | all_other | 0.0807 | 297.99 | 11.407565 | 2.44 | 792 | 8,717.958333 | 40,384 | 9.6 | 0 | 0 | 0 | 0 |
1 | home_improvement | 0.0933 | 239.65 | 11.440355 | 9.66 | 792 | 4,529 | 128,000 | 0 | 3 | 0 | 0 | 0 |
Subsets and Splits