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base_model: tyuan73/ModernBERT-large-with-new-tokenizer
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- source_sentence: Forget Nvidia -- This Semiconductor Stock Is a Much Better Value
sentences:
- >-
Nvidiais a great company and a great stock, but it currently trades on
slightly more than 50 times Wall Street's 2024 earnings estimates.
That's fine for many investors willing to pay a premium for a
high-quality growth stock, but for investors who are willing to take
some near-term risk on board,ON Semiconductor(NASDAQ: ON)might be a
better option. Here's why.Cyclicality matters for semiconductor
stocksSemiconductors are highly cyclical; they always have been and
always will be. That's because the first thing their customers do when
they see demand picking up is order chips to prepare for a production
ramp. Conversely, when they see a slowdown coming the first thing they
do is stop or cancel chip orders as they prepare to slow production.As
such, semiconductors are always early bellwethers of their end markets.
However, not all end markets are made equal, and this year, the hot area
of spending has been around artificial intelligence (AI) and the
high-performance computing (HPC) chips necessary to power it. That's why
Nvidia has done so well and whyTaiwan Semiconductor
Manufacturingcontinues to outperform, led bya strong recoveryin its HPC
sales.ON Semiconductor's positioningHowever, ON Semiconductor's key end
markets, industrial and automotive, remain challenging, which is why the
company's stock price is down 21% over the last year. I'll come back to
that point in a moment, but first, a few words on the company itself for
those unfamiliar with it.The investment case is based on management
repositioning the company for growth in exciting long-term growth
markets, and that's best seen in its silicon carbide operations.
Management has invested heavily in positioning itself in the silicon
carbide business, not least by recently announcing a multiyear $2
billion investment in a silicon carbide (SiC) manufacturing facility in
central Europe. Silicon carbide chips offer several benefits over
traditional silicon chips, and notably at the higher voltages needed
forelectric vehicles(EVs).In addition, the chip company has positioned
itself in other exciting growth markets in new technologies where it has
relatively high content, including factory automation, EV charging,
renewable energy infrastructure, 5G, and advanced driver assistance
systems (ADAS).Image source: Getty Images.ON Semiconductor's
challengesUnfortunately, while these end markets have great long-term
growth potential, they are slowing in 2024. The impact of the slowdown
is best seen in the company's declining sales and in the slowdown in its
silicon carbide business. EV sales growth has tailed off as persistently
high interest rates have made car loans more expensive. As such,
automakers have pared back investment in EVs, and the company's sales
have been negatively impacted.Story continuesFor example, back in
October, management said that a reduction in demand from one original
equipment manufacturer (OEM) automotive customer would result in the
company only hitting $800 million in 2023 rather than the target of $1
billion. Fast forward to February, and CEO Hassane El-Khoury told
investors, "OEM's latest EV plans indicate a more tapered growth
signaling a SiC market growth in the range of 20% to 30%" compared to
market reports calling for "30% or 40% growth for silicon carbide in
2024."In a sign of a declining market, El-Khoury updated investors in
April and said he still expected the silicon carbide total addressable
market to increase in 2024, "although at a lower rate than previously
anticipated."While he noted that there were signs of demand
stabilization, he was quite clear that "I'm not going to call the
bottom. I was very clear last time. I'll call it when I'm sitting on the
top on the other side."As such, anyone thinking of buying in needs to
appreciate that there's potential for some negative near-term news
flow.Two reasons to buy ON SemiconductorIf you can tolerate the
near-term risk, the stock is highly attractive. After all, no one
disputes that EVs are the future of the industry. All it will take is a
lower interest-rate environment for EV sales to pick up, and so will EV
investment. In addition, the other targeted end markets referenced all
have excellent long-term growth prospects.Meanwhile, ON Semiconductor's
valuation multiples are undemanding. Trading on 18.3 times estimated
earnings, the company looks like an excellent value. While there's no
guarantee it will make those numbers, and as El-Khoury notes, it's hard
to forecast the bottom in the market, it's a pretty safe bet that ON
Semiconductor's end markets and sales will recover in line with
traditional cyclicality.Given that all the company has to do is meet
Wall Street estimates to look like an outstanding value, I would argue
the risk/reward calculation favors buying the stock for enterprising
investors.Should you invest $1,000 in ON Semiconductor right now?Before
you buy stock in ON Semiconductor, consider this:TheMotley Fool Stock
Advisoranalyst team just identified what they believe are the10 best
stocksfor investors to buy now… and ON Semiconductor wasn’t one of them.
The 10 stocks that made the cut could produce monster returns in the
coming years.Consider whenNvidiamade this list on April 15, 2005... if
you invested $1,000 at the time of our recommendation,you’d have
$791,929!*Stock Advisorprovides investors with an easy-to-follow
blueprint for success, including guidance on building a portfolio,
regular updates from analysts, and two new stock picks each month.
TheStock Advisorservice hasmore than quadrupledthe return of S&P 500
since 2002*.See the 10 stocks »*Stock Advisor returns as of July 8,
2024Lee Samahahas no position in any of the stocks mentioned. The Motley
Fool has positions in and recommends Nvidia and Taiwan Semiconductor
Manufacturing. The Motley Fool recommends ON Semiconductor. The Motley
Fool has adisclosure policy.Forget Nvidia -- This Semiconductor Stock Is
a Much Better Valuewas originally published by The Motley Fool
- >-
(Bloomberg) -- South Korea’s top financial regulator said it plans to
lift the ban on short selling at the end of March and will ensure that
necessary rule revisions are in place by then.Most Read from
BloombergHow Americans Voted Their Way Into a Housing CrisisFor Tenants,
AI-Powered Screening Can Be a New Barrier to HousingAfter a Record Hot
Summer, Pressure Grows for A/C MandatesChicago Halts Hiring as Deficit
Tops $1 Billion Through 2025NYC Transit Capital Upgrades Face $27
Billion Gap, DiNapoli SaysThe objective is to allow the strategy across
all equities, not just in a limited number of stocks, Financial Services
Commission Chairman Kim Byoung-hwan said Thursday. While the country had
previously said that the prohibition would be extended to March 30,
there was uncertainty about whether the popular trading practice would
resume afterward or be subject to another ban extension, and also if
changes would apply to all stocks.“With the goal of resuming short
selling on all stocks at the end of March next year, we are revising
laws and will ensure the systems are in place,” Kim said, speaking to
reporters in his first press conference since taking office in
July.Read: Korea Extends Short Ban, Threatens Life in Jail for Illegal
BetsShort sellers have been outlawed in the nation’s $1.9 trillion stock
market since November, as the government sought to root out naked
shorting — the practice of selling shares without borrowing them first —
which is illegal in the country.The curb was cheered by politically
influential retail investors but has been controversial with market
participants as the strategy is used by money managers around the world.
MSCI Inc. said in its annual review that the country’s short-selling
accessibility is “deteriorating.”“It is a welcome development that South
Korea’s policies are turning more market-friendly,” said Jung In Yun,
chief executive officer at Fibonacci Asset Management Global Pte, a
Singapore-based hedge fund.Kim said lifting the prohibition would help
remove one of the barriers in South Korea’s bid for a market upgrade
from MSCI, which maintained the country’s status as an emerging market
in its latest review. Kim emphasized that the ultimate goal isn’t just
to win an upgrade but to lift capital market standards via the
initiatives such as “Corporate Value-up” initiatives.Authorities have
sought to revise shorting rules that retail investors said were unfair
to them and also to develop the electronic monitoring platform to detect
illegal trades. Officials also planned to introduce harsher penalties,
including a life term in prison for those profiting at least 5 billion
won from such misdeeds.Story continuesSpeaking on wide-ranging issues
from the nation’s household debts and his recent visit to Japan to see
that country’s corporate reforms, Kim said South Korea will “actively”
review measures to improve its rules on how listed companies determine
the ratios in the event of mergers.His remarks come after Doosan Group,
one of the nation’s oldest conglomerates, withdrew part of its merger
plan between Doosan Bobcat Inc. and Doosan Robotics Inc. after a
push-back from financial watchdog Financial Supervisory Service and
investors. Doosan’s bids for restructuring through mergers were
criticized for running afoul of the government’s “Value-up” initiatives
and hurting minority shareholders.(Updates with investor comment in
fifth paragraph.)Most Read from Bloomberg BusinessweekEV Leases Go as
Low as $20 a Month to Help Dealers Clear Their LotsChina Can Avoid
Japan’s Lost Decades If It Follows Korea’s PathThe Covid Pandemic Left
an Extra 13 Million Americans SingleUS Oil Boom Turns Kamala Harris Into
an Unlikely Fracking SupporterPutting Olive Oil in a Squeeze Bottle
Earned This Startup a Cult Following©2024 Bloomberg L.P.
- >-
i have really nice clear skin, but lately i've been getting horrible big
red blemishes on my neck. i never get anything on my face, ever...just
on my neck area. and i dont just get one or two, my neck is COVERED
with them. It's SO embarassing...and SO weird becuase i've never had
problems with acne before ( i recently moved to florida so the
heat/humidity could play a role) I've tried a million different creams,
masks, scrubs, EVERYTHING. And for the past week I haven't worn any
makeup just to give my face a little breather, but they're just as bad.
Why am i getting these and how do i get rid of them???? I'm thinking
about going tanning just to dry out my face...but i really dont want to
.....please help me!!!
- source_sentence: >-
2 Popular Artificial Intelligence (AI) Stocks to Sell Before They Plunge
64% and 67%, According to Certain Wall Street Analysts
sentences:
- "Tesla(NASDAQ: TSLA)has become such a highly regarded business that it's included in the exclusive \"Magnificent Seven\" grouping, which consists of some of the most dominant and innovative companies the world has ever seen. But while shares have skyrocketed 1,070% in the past decade, they have disappointed investors in the past three years.Nonetheless, thistop electric vehicle (EV) stockis probably still on the radars of a lot of investors out there. Is Tesla a smart buy? To get to a final answer, let's consider both the bull and bear cases for the business.Tesla bull caseTesla deserves credit for disrupting the auto industry. Grounded on the belief that the world needs to reduce carbon emissions, the company introduced popular EVs to customers across the globe. And this spurred heavy investments in research and development among legacy car companies.Tesla has a significant 50% share\_of the U.S. EV market. And it now sells a suite of five passenger vehicles, with a lower-cost model\_on the way next year.One way to tell whether a company is of high quality is to figure out whether there's an economic moat or durable competitive advantages that support better financial performance.\_It's easy to argue that Tesla fits the bill here.First of all, its brand has tremendous value. As has historically been the case, Tesla has been able to charge premium prices for its EVs (more on this below), leading to consistent positive earnings starting in 2020.Cost advantages in Tesla's manufacturing process have also supported this bottom-line performance. The business is able to produce and sell cars profitably, something many of its rivals can't say.Automotive revenue made up 78% of Tesla's sales base in Q2. However, the bulls hope that Tesla's business will look different over the long term. The company has been working on developing the capabilities of its AI Dojo supercomputer to finally introduce full self-driving technology, which could result inTesla launching a robotaxi servicethat could seriously boost its financial prospects.Tesla bear caseOne of the most obvious factors the Tesla naysayers will point to is the company's growth slowdown. While investors got used to the business posting monster double-digit yearly sales gains in years past, things have taken a turn for the worse.In the last two quarters of 2023, Tesla reported single-digit revenue growth. In Q1 of this year, that figure turned negative before rising just over 2% in the second quarter.Industry executives blame softer-than-expected demand for EVs. Higher interest rates make financing a new car purchase more expensive, so it makes sense why consumers are pulling back. Besides price, driving range anxiety and a belief that there aren't enough charging stations are still top factors that discourage an EV purchase.Story continuesTesla's ascent resembled a hyper-growth software enterprise. But now, the business looks like a typical automaker. It can't escape the extreme competition from both domestic and international rivals. Tesla has implemented numerous price cuts to support demand for its cars in this economic environment.Declining sales and pricing pressure have also profoundly impacted the income statement. Tesla's Q2 2024gross marginandoperating marginwere meaningfully lower\_than in the same period of 2022.Even though the stock trades 44% off its peak price, it's still expensive at a price-to-earnings ratio of 62. This makes Tesla the most expensive of the \"Magnificent Seven\" stocks despite the company probably performing the worst from a fundamental perspective.Tesla has done a great job compounding shareholder capital in the past decade. But I find the bull arguments more compelling. And that's why I don't believe it's a good time to buy the stock.Should you invest $1,000 in Tesla right now?Before you buy stock in Tesla, consider this:TheMotley Fool Stock Advisoranalyst team just identified what they believe are the10 best stocksfor investors to buy now… and Tesla wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.Consider whenNvidiamade this list on April 15, 2005... if you invested $1,000 at the time of our recommendation,you’d have $630,099!*Stock Advisorprovides investors with an easy-to-follow blue print for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month. TheStock Advisorservice hasmore than quadrupledthe return of S&P 500 since 2002*.See the 10 stocks »*Stock Advisor returns as of September 3, 2024Neil Pateland his clients have no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Tesla. The Motley Fool has adisclosure policy.Is Tesla Stock a Buy?was originally published by The Motley Fool"
- >-
CHENGDU: Malaysia beat Australia 4-1 in their last Group B match in the
Uber Cup Finals on Wednesday (May 1).
Goh Jin Wei easily defeated Tiffany Ho 21-6, 21-12 in the first singles
to give Malaysia the advantage at the High Tech Zone Sports Center in
Chengdu.
However, scratch pair Teoh Mei Xing-Go Pei Kee went down 15-21, 17-21 to
Setyana Mapasa-Angela Yu in the first doubles to hand Australia a point.
In the second singles, Wong Ling Ching restored the team’s advantage
with a 21-16, 21-3 victory over Sydney Tjonadi.
Tan Zhing Yi-Ho Lo Ee then ensured the win with a hard fought 21-12,
13-21, 21-10 win over Kaitlyn Ea-Gronya Somerville in the second
doubles.
Debutant Siti Zulaikha Azmi then gave Malaysia the fourth point by
coming out on top over Isabella Yan 21-10, 21-10.
However, Malaysia will not be able to qualify for the last eight after
losing 1-4 to Taiwan and 0-5 to Thailand in their first two group
matches
- >-
Enthusiasm about artificial intelligence (AI) has pushed theS&P
500(SNPINDEX: ^GSPC) to dozens of record highs in 2024.Palantir
Technologies(NYSE: PLTR) andArm Holdings(NASDAQ: ARM) have benefited
greatly from that momentum, notching year-to-date gains of 61% and 145%,
respectively.However, some Wall Street analysts think the stocks have
gotten ahead of themselves. Their 12-month price targets imply
substantial downside for shareholders.Rishi Jaluria at RBC Capital
Markets has set Palantir with a price target of $9 per share, which
implies 67% downside from its current share price of $27.Javier
Correonero atMorningstarhas set Arm with a price target of $66 per
share, which implies 64% downside from its current share price of
$182.Should investors sell these high-flying AI stocks?Palantir
Technologies: 67% implied downsidePalantir provides four primary
software platforms. Gotham and Foundry let clients integrate data,
develop artificial intelligence (AI) andmachine learning(ML) models, and
design analytics applications to improve decision-making. Apollo is a
delivery system that updates both platforms, and AIP (Artificial
Intelligence Platform) brings support forgenerative AIto Gotham and
Foundry.Analysts have mixed opinions about Palantir. In the bull
camp,Forrester Researchranks the company as a leader among AI/ML
platform providers, and Dresner Advisory Services ranks it as a leader
in ModelOps, which deals with developing, deploying, and optimizing
AI/ML models. Last year, Dan Ives at Wedbush Securities said Palantir
was "probably the best pure play AI name."In the bear camp,Gartnerranks
Palantir below most peers in data integration tools, and the consultancy
did not even mention Palantir in a recent report on data science and ML
platforms. Last year, Rishi Jaluria at RBC Capital said conversations
with industry experts and company employees suggest Palantir "does not
appear to be anything truly differentiated when it comes to generative
AI."Palantir reported decent financial results in the first quarter .
Revenue increased 21% to $634 million and non-GAAP earnings increased
60% to $0.08 per diluted share. Management noted "unprecedented demand
driven by momentum from AIP." Yet, the company guided for full-year
revenue growth of 20%, implying a slight deceleration in the coming
quarters.Wall Street expects adjusted earnings per share to grow at 22%
annually through 2026. That estimate makes the current valuation of 99
times adjusted earnings look very expensive. I doubt Palantir shares
will plunge to $9 as Rishi Jaluria expects, but investors should
consider trimming their position here.Story continuesArm Holdings: 64%
implied downsideArm designs central processing unit (CPU) architectures
that it licenses to clients likeApple,Amazon, andNvidia. Those companies
use Arm-based products to develop their own chips and systems. They have
the option of building chips with custom cores (the processing engines
in CPUs), or purchasing off-the-shelf cores from Arm. The latter option
outsources an even larger portion of chip-related R&D expenses.Apple's
M-series chips are an example of Arm-based CPUs with custom cores. But
Amazon's Graviton processors and Nvidia's Grace CPUs feature
off-the-shelf Arm Neoverse cores, which are optimized for cloud
computing and artificial intelligence. By comparison, Cortex-series
cores from Arm are optimized for mobile and IoT devices.Every CPU has an
instruction set architecture that defines how the hardware interacts
with software. Arm architectures are known for their low power
consumption, and Arm-based chips are virtually ubiquitous in devices
where power efficiency is critical. For instance, its technology is
present in 99% of smartphones, and it holds 60% market share in other
mobile devices.Meanwhile, x86 archtectures used byIntelandAdvanced Micro
Deviceshave traditionally been associated with superior computational
performance. That edge has allowed those chipmakers to dominate the
personal computer (PC) and data center markets.Companies on both sides
have tried to expand their influence, but Arm has been more successful.
Intel and AMD have made little progress in mobile devices, but Arm
gained three points of data center market share between 2020 and 2023,
according to CFRA analysts. Additionally, CEO Rene Haas recently
predicted Arm would hold 50% PC market share by 2029, up from 17% in
2024.Arm looked strong in the fourth quarter of fiscal 2024 (ended March
31). Revenue increased 47% to $928 million and non-GAAP net income
improved to $0.36 per diluted share, up from $0.02 per diluted share
last year. But management gave guidance implying 22% revenue growth in
fiscal 2025, a surprising deceleration given the theoretically high
demand for AI chips.Of course, that outlook could be nothing more than
caution on behalf of management, but there is another problem investors
should consider. Wall Street expects Arm to grow adjusted earnings per
share at 27% annually through fiscal 2026. That forecast makes its
current valuation of 144 times adjusted earnings look outrageously
expensive. Personally, I doubt Arm shares will fall 64%, but investors
should consider trimming their positions here.Should you invest $1,000
in Palantir Technologies right now?Before you buy stock in Palantir
Technologies, consider this:TheMotley Fool Stock Advisoranalyst team
just identified what they believe are the10 best stocksfor investors to
buy now… and Palantir Technologies wasn’t one of them. The 10 stocks
that made the cut could produce monster returns in the coming
years.Consider whenNvidiamade this list on April 15, 2005... if you
invested $1,000 at the time of our recommendation,you’d have
$805,042!*Stock Advisorprovides investors with an easy-to-follow
blueprint for success, including guidance on building a portfolio,
regular updates from analysts, and two new stock picks each month.
TheStock Advisorservice has more than quadrupled the return of S&P 500
since 2002*.See the 10 stocks »*Stock Advisor returns as of July 8,
2024John Mackey, former CEO of Whole Foods Market, an Amazon subsidi
ary, is a member of The Motley Fool's board of directors.Trevor
Jennewinehas positions in Amazon, Nvidia, and Palantir Technologies. The
Motley Fool has positions in and recommends Advanced Micro Devices,
Amazon, Apple, Nvidia, and Palantir Technologies. The Motley Fool
recommends Gartner and Intel and recommends the following options: long
January 2025 $45 calls on Intel and short August 2024 $35 calls on
Intel. The Motley Fool has adisclosure policy.2 Popular Artificial
Intelligence (AI) Stocks to Sell Before They Plunge 64% and 67%,
According to Certain Wall Street Analystswas originally published by The
Motley Fool
- source_sentence: Does nascent nootropic drinks market have legs?
sentences:
- >-
JOHOR BARU: A teenage boy sustained second-degree burns on his head in a
fire that damaged several houses and a kindergarten at Jalan Ledang in
Taman Johor here.
Larkin Fire and Rescue station chief deputy fire superintendent I Mohd
Suhaimi Abdul Jamal said they received a distress call at 8.25pm on
Sunday.
Twenty-eight personnel and several fire engines were dispatched to the
scene, he said.
“The 17-year-old victim, who had been asleep during the incident, was
rescued by members of the public,” he said.
Mohd Suhaimi said the fire nearly destroyed one of the terrace houses
and caused minor damage to the adjacent one.
“The victim was sent to Hospital Sultanah Aminah for further treatment,”
he said.
He said the cause of the fire and estimated losses were still being
looked into.
Meanwhile, in SEREMBAN, two houses and a temple were badly damaged in a
fire in Kampung Baru Nilai.
A tractor was also 80% burnt and two Proton Saga cars were completely
destroyed in the incident on Monday.
However, no casualties were reported.
- "With markets rallying in recent months, it's no surprise that many investors are considering owning more dividend stocks. These investments tend look cheaper than their growth-focused counterparts right now even as they provide immediate income.An ideal dividend stock brings several factors to the table, including a market leadership position, stellar finances, and decent sales growth. Income investors prize a long track record of annual dividend raises, too.There's one stock that meets these criteria in spades. It also just announced a head-turning dividend hike for the 2024 calendar year. Let's look at why investors might want to take a closer look atWalmart(NYSE: WMT)as a dividend growth stock right now.Walmart's yield right now is below averageIt's true that Walmart has a relatively low dividend yield today. The 1.3% you'd earn from buying its shares is a little less than the 1.4% average yield of the widerS&P 500. There are significantly higher yields available in the retailing industry, like those on offer fromHome Depot(2.5%) andTarget(2.6%), for example.Yet investors have some good reasons to expect Walmart's dividend hikes to accelerate soon, potentially closing the gap with these peers. That's because the company in late February announced a 9% payout increase to roughly triple the growth rate from the prior year. Walmart is sitting on $10 billion of cash right now after generating $15 billion of free cash flow last year compared to $12 billion a year earlier. \"We're proud of the team and excited about building on our momentum,\" CEO Doug McMillon said in a press release.Walmart is taking advantage of strong earningsWalmart is growing sales more quickly in recent quarters, with revenue rising 6% year over year in fiscal Q4. That boost included a 4% year-over-year uptick in the core U.S. market, which was powered by 4% higher customer traffic. Peers like Target, on the other hand, are seeing declining traffic as they work to better challenge Walmart's price leadership.Admittedly, Walmart won't thrill investors with massive growth in the short term. Management is only projecting a sales increase in the range of 3% to 4% in fiscal 2025 as operating income rises by between 4% and 5%. Those gains are coming on top of solid growth in 2024, though, and reflect a second straight year of expanding profitability. Combined with Walmart's surging cash flow, these wins could support much faster dividend growth over the next few years.What to watch with Walmart stockWalmart faces some challenges in its goal of speeding growth and increasing direct cash returns, to be sure. It must continue fighting off rivals like Target andCostco Wholesaleas both retailers aggressively cut prices. Walmart hasn't yet established a large enough digital advertising segment to impact the wider business, either. Its e-commerce unit has sufficient scale, meanwhile, at over $100 billion of revenue in the past full fiscal year.Story continuesIt's not clear yet whether Walmart's management team will have the resources and desire to take a more aggressive approach toward the dividend payout, so income investors might want to just watch this stock for now. Consider other industry leaders with more generous payouts, such as Home Depot. The home improvementretailerhiked its dividend by 8% this year and its yield sits about 1 percentage point above Walmart's.Don't count Walmart out as a dividend growth option, though. Another year of gains in metrics like cash flow, customer traffic, and profit margin might spur a double-digit dividend increase in early 2025.Should you invest $1,000 in Walmart right now?Before you buy stock in Walmart, consider this:TheMotley Fool Stock Advisoranalyst team just identified what they believe are the10 best stocksfor investors to buy now… and Walmart wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.Stock Advisorprovides investors with an easy-to-follow blueprint for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month. TheStock Advisorservice has\_more than tripled\_the return of S&P 500 since 2002*.See the 10 stocks*Stock Advisor returns as of April 8, 2024D emitri Kalogeropouloshas positions in Costco Wholesale and Home Depot. The Motley Fool has positions in and recommends Costco Wholesale, Home Depot, Target, and Walmart. The Motley Fool has adisclosure policy.Are You Missing Out on This Stock's Recent Dividend Surge?was originally published by The Motley Fool"
- >-
For health reasons, more consumers are drinking alcohol less often and
looking instead at a wider selection of beverages. Some are close
replacements to alcohol (think Guinness 0.0) but other drinks attracting
interest purport to offer health benefits from the use of functional
ingredients – and nootropics has been one segment gaining attention.The
term ‘nootropic’ was first used in 1972 by psychologist and chemist
Corneliu E. Giurgea to describe a category of products said to benefit
cognitive function.The term has evolved to encompass both natural and
manufactured substances, which product developers claim have benefits
including improving memory, stimulating creativity and boosting
motivation.UK-based healthy snack and beverage wholesaler Epicurium
includes the nootropic energy drink Xite in its range. A spokesperson
says nootropics “is a huge trend right now” having “caught the
imaginations of time-poor, stressed-out, millennials”.“It encompasses a
number of botanicals and natural stimulants that promote and enhance
mental and cognitive health, which is right at the top of the agenda
within millennials and Gen Z. The word itself is memorable, engaging and
pseudo-scientific, it’s a word that those with an interest love to use
and lends a cache, offering users an air of expertise.”Three Spirit
Drinks is a UK business set up in 2018 offering “functional elixirs”
that describe how the drinks should make a person feel, from the
energising Livener to the calming Nightcap. Co-founder Dash Lilley says
the market for nootropic drinks “has exploded”.“When we first started it
could be an uphill battle just explaining to people what Three Spirit
drinks were; non-alcoholic elixirs full of adaptogens and nootropics to
enhance your mood. Now people are more clued in. You’ll see bigger,
well-known brands incorporating adaptogens into their products, you’ll
see online communities of biohackers documenting their health
experiences, including their use of nootropics.”Education still
neededThe Covid-19 pandemic boosted demand for vitamins and dietary
supplements. Overall, more consumers became more interested in
ingredients offering support for their health and, as a consequence,
sought foods and beverages that did the same. Drilling down further,
that interest led to more attention for nootropics and drinks using the
ingredients.Research by GlobalData –Just Drinks’ parent – notes that the
increasing diagnosis of neurological and psychiatric disorders have also
contributed to the rise in demand for nootropics, which have been found
to alleviate some symptoms and have been sought out as potential
alternative treatment options.Story continuesNootropics have also gained
from influencer promotions and documentaries likeNetflix’s Fantastic
Fungi, which highlights the benefits of mushroom-based nootropics.“The
role of digital marketing and social media influencers in educating and
promoting nootropic products has been significant,” Dallas Vasquez, the
CEO and co-founder of US shots and seltzers business Mitra9, tellsJust
Drinks. “Through these channels, we've been able to reach a broader
audience and share the benefits of our unique offerings.”While
health-related factors have led to rising interest in nootropic-based
drinks, education remains key to increasing the further growth of the
still fledgling market.The nootropics category is growing but remains
somewhat fragmented.Julian Liban, Common Functional DrinksWhile the
average consumer might be familiar with functional ingredients such as
ginseng and Omega-3, compounds taken from Xerocomus mushrooms like
L-theanine – a non-dietary amino acid known for stress reduction – or
gingko biloba, a leaf used in traditional Chinese medicine for centuries
and claimed to improve cerebral circulation, boost mental alertness and
overall brain function, may not be as well known.“The nootropics
category is growing but remains somewhat fragmented,” Julian Liban, the
founder of UK-based Common Functional Drinks, tells Just Drinks. “Brands
are still trying to understand consumer preferences, who in turn are
educating themselves about available products and their
benefits.”Interest from buyersNootropics could potentially appeal to a
broad set of consumers, with, proponents say, benefits for students, for
young professionals to help focus, for parents lacking energy, for
athletes and even for people suffering from age-related memory
decline.“The industry is growing so retailers are opening up shelf and
refrigerator space,” David Sandler, the co-inventor of US nootropic
beverage Safety Shot, tells Just Drinks.“Buyers are looking for
variation over the standard energy drinks and distribution groups are
adding more nootropic products to their offerings. There seems to be not
only a willingness to find some space but general interest in adding it,
which is due to consumer demand and the now-understanding of what
nootropics are and how they can help ‘improve someone’s day’.”At Common
Functional Drinks, Liban says retail buyers “recognise the potential of
the category” and want to offer “what we term as ‘drinks-plus’, tasty
beverages enhanced with functional ingredients like nootropics, CBD or
probiotics.”Liban adds: “Nootropic beverages, particularly those derived
from mushrooms, have gained traction first in the US and now
increasingly in the UK. Spurred on by the mushroom powder trend
replacing coffee, now mushroom RTDs are entering the market for
consumers looking for a grab-and-go solution.”There is a range of
nootropic ingredients on offer, which will differ depending on the
market being targeted. Of course, as consumer interest evolves, demand
for specific ingredients will wax and wane.“Specific ingredients will
rise in popularity and prominence,” the Epicurium spokesperson says.
“For example, lion’s mane and ashwagandha are very hot right now and are
taking some of the attention from CBD but the key functions of natural
energy, focus, and cognitive health are regular and increasingly
essential buzzwords adorning front of pack on an increasing share of the
category.”The impact on alcohol salesAt this stage, it is too early to
call what kind of impact nootropic beverages will have on alcohol
sales.“This is still such a tiny segment of the market that it’s
difficult to measure in a manner that would be robust enough to report
in our market data, and the share that the segment might be stealing
from alcoholic drinks is likely extremely small in the overall scheme of
things,” Katie Page, analytical content director at GlobalData, says.One
challenge with measuring the impact of nootropics is their appeal is
more than just an alternative to alcohol but falls into functional
moments such as study or work aids.“Nootropics certainly have their
place in this ‘universe’ of alcohol reduction but, at the moment, their
overall role is small,” Page adds.The number of low-and- no drinks on
menus has increased significantly in recent years. Formats are expanding
to even include non-alcoholic beers on tap.Liban expects a rise in the
number of beers and cocktails offering nootropic ingredients. “While
nootropic-enhanced cocktails and beers are still emerging, the
popularity of such innovations is expected to grow, especially by next
summer,” he says.Earlier this year, Common Functional Drinkssecured a
“six-figure seed investment”from executives including BrewDog founder
James Watt.The funds will go towards the launch of two lion’s mane
mushroom-based nootropic drinks and two CBD drinks made with
cold-pressed hemp. The company is also set to introduce a nootropic
gin-and-tonic next year.“Mushrooms are a hard flavour to work with,
especially at the high dosages that we put in our beverages but our R&D
[team] has managed to formulate some fantastic flavours,” Liban
says.Kevin Baker, GlobalData’s head of global beer and cider research,
says companies have to be careful as they run the risk of running into
CSR issues if they start implying that alcoholic beverages can have
health benefits.“This applies to low-and-no alcohol as well, as
companies can be accused of ‘hiding behind the lo/no cloak’ and
subliminally suggesting that beer has health benefits,” Baker says.“The
strength of the health and wellness trend, combined with falling alcohol
sales, has led to some companies looking at the category but these are
quite niche and my guess would be that companies wanting to engage with
the growth of nootropics will do so through acquisition or the creation
of new ‘soft’ brands, rather than by adding to beer.”In all, the market
for nootropics drinks remains in its very early stages. Rising consumer
interest in the links between diet and health has shone a light on – and
increased demand for – the drinks but the market has a long way to go to
hit the mainstream.Nevertheless, brand owners and industry watchers
believe the drinks will continue to attract interest.GlobalData’s Page
says: “There definitely seems to be a healthy level of new product
launches and product listings of nootropic products, which is arguably
both fuelled by – and is fuelling consumer interest in trying these
products.“Nootropics certainly won’t be for everyone but the products
that are being launched cover a range of categories, need states, and
price points, so the appeal of nootropics is likely to apply to a
variety of different consumer cohorts.”"Does nascent nootropic drinks
market have legs?" was originally created and published byJust Drinks, a
GlobalData owned brand.The information on this site has been included in
good faith for general informational purposes only. It is not intended
to amount to advice on which you should rely, and we give no
representation, warranty or guarantee, whether express or implied as to
its accuracy or completeness. You must obtain professional or specialist
advice before taking, or refraining from, any action on the basis of the
content on our site.
- source_sentence: 3 AI Stocks That Have More Upside Than Nvidia, According to Wall Street
sentences:
- >-
Chevron(NYSE: CVX)has an elite record ofgrowing its dividend. The oil
giant delivered its 37 consecutive dividend increase earlier this year,
the second-longest current streak in the oil patch. The company has
grown its payout twice as fast as its closest peer over the last several
years, including by 8% earlier this year.One of the secrets of its
success is thatChevronfocuses on returns over growth, which means it
doesn't chase the hottest areas in the oil patch. Instead, it will
invest capital where it can earn attractive returns.Oneoverlooked spot
where it's investing these daysis the U.S. Gulf of Mexico.That strategy
could pay big dividends in the coming years.An underappreciated
assetChevron has a globally diversified portfolio of upstream,
midstream, and downstream assets, referring, respectively, to
production, pipelines, and chemicals and refining. That business model
enables Chevron to maximize the value of every molecule of hydrocarbons
it produces. The company also focuses on maximizing its returns by
investing in areas where it produces low-cost and, ideally, lower
carbon-intensity oil and gas.The U.S. Gulf of Mexico is one of those
locations. The company's operations produce some of the world's
lowestcarbon-intensityoil and gas. Furthermore, it can generate
attractive returns by investing in growing its output from the
region.Chevron recently started water injection operations at two
projects to boost its oil and gas recovery at its existing Jack/St.
Maloand Tahiti facilities in the deepwater Gulf of Mexico. The company
noted that these projects will maximize the returns of its existing
resource base. They'll also put the company another step closer to its
goal of growing itsproduction in the regionto 300,000 net barrels of oil
equivalent per day (BOE/d) by 2026.Those are just some of the many
projects Chevron has under way in the region. It's close to
deliveringfirstoil for its Anchor development, which came in under
budget even as it deployed multiple breakthrough technologies. Those
projects position Chevron to deliver high cash margins and low
carbon-intensity production growth.Chevron has more growth potential in
the region. It's one of the largest lease holders in the basin. It also
has leading technology capabilities and attractive exploration
opportunities near existing infrastructure andinfrontier areas. These
factors put Chevron in astrongposition to continue growing itsproduction
in the region.A potential boosterChevron is quietly looking to bolster
its position in the Gulf of Mexico.The company agreed to
acquireHess(NYSE: HES)last yearin a nearly $60 billion deal.The main
driver is the company's position in the oil-rich Stabroek block offshore
Guyana. Hess also has a position in the Bakken region, which would boost
Chevron's U.S. onshore resource position. In addition, it operates in
the U.S. Gulf of Mexico and Southeast Asia.Thefocus of that deal has
been on Guyana, and rightfullyso,since that world-class resource
position wouldreallymove the needle for Chevron.However, with all eyes
on Guyana, most investors haveoverlookedthat Hess also operates in the
U.S. Gulf of Mexico, producing about 30,000 BOE/d.It's a highly
complementary position to Chevron's existing assets in the region,
meaning Chevron could invest in capital-efficient development projects
to increase its production. That would enhance its returns from this
low-cost and lowercarbon-intensityregion. They add to the overall
exceptional strategic fit of the Hess acquisition.One of many growth
driversChevron expects to grow its free cash flow by about 10% annually
over the next several years, thanks partly to under-the-radar assets
such as its position in the Gulf of Mexico. Meanwhile, adding Hess,
which would bulk up its already strong position in the region while
adding other growth drivers, would help accelerate its growth. It could
more than double the company's free cash flow by 2027. They combine to
make Chevron a compelling dividend growth stock. The oil giant should
have plenty of fuel to maintain its magnificent streak of increasing its
dividend for yearsto come.Where to invest $1,000 right nowWhen our
analyst team has a stock tip, it can pay to listen. After all,Stock
Advisor’stotal average return is 721% — a market-crushing outperformance
compared to 162% for the S&P 50 0.*They just revealed what they believe
are the10 best stocksfor investors to buy right now…See the 10 stocks
»*Stock Advisor returns as of September 3, 2024Matt DiLallohas positions
in Chevron. The Motley Fool has positions in and recommends Chevron. The
Motley Fool has adisclosure policy.This Overlooked Area Is a Key Growth
Driver for This Magnificent Dividend Stockwas originally published by
The Motley Fool
- >-
Nvidiahas undoubtedly been the hottest artificial intelligence (AI)
stock to own over the past year and a half. Since the start of 2023,
shares of the chipmaker have soared an incredible 500%. Many stocks
don't generate those types of returns over adecadeor even longer, and
Nvidia has managed to do that in just 16 months. Given those types of
gains, it's not unreasonable to expect that many Wall Street analysts
believe it may be approaching a peak. The consensus analyst price target
suggests that Nvidia's stock may only rise another 13% from where it is
today.AI investorsmay want to consider other options, which may have
more room to rise higher. Three stocks that analysts are much more
bullish about includeSoundHound AI(NASDAQ: SOUN),Baidu(NASDAQ: BIDU),
andUiPath(NYSE: PATH). Here's a look at how much upside these stocks may
have and whether they are worth adding to your portfolio today.1.
SoundHound AI: 50% upsideThe analyst consensus price target for
SoundHound AI is a little less than $7, which would mean that
SoundHound's stock could rise by around 50% if you believe it could hit
that value within the next year or so.SoundHound gained notoriety this
year after investors learned that Nvidia invested in the voice AI
company. Its AI voice platform can help incorporate AI into vehicles,
drive-thrus, and other ways to help create a conversational experience
between the user and AI. There's a lot of potential in many industries
for this type of technology to facilitate the AI experience for
customers.The biggest problem, however, is that there's been a lot of
hype around SoundHound, but its results are still fairly modest; the
company has a lot to prove, given how much competition there may be out
there. Fast-food restaurant chainWendy's, for example, has already begun
to deploy an AI-powered drive-thru ordering experience through the
company's own FreshAI platform, which uses generative AI.For SoundHound
to be a great buy, it needs to prove that its technology is the real
deal and that it can be better than the competition. In the last three
months of 2023, it generated an impressive 80% revenue growth, with its
top line totaling $17.1 million. However, the business posted a net loss
of $18 million, and it has been burning through cash, and it will likely
need a lot of that cash to invest in its operations.SoundHound AI could
rally by 50%, but if it does, it'll likely be due to speculative
reasons; the company's fundamentals aren't strong enough just yet to
make this a slam-dunk buy. For most investors, it's probably a bit too
early to invest in SoundHound AI.Story continues2. Baidu: 60% upsideA
stock that has even more upside, according to analysts, is Chinese tech
company Baidu; Wall Street believes it can rise by about 60% to nearly
$172. The company is often compared toAlphabet's Google, as it has a
popular search engine platform and a cloud business. It is always
looking to invest in new technologies, with AI being no exception.The
reason investors haven't been overly bullish on the stock (it's down 11%
this year) is because there are concerns it may have close ties to the
Chinese government, which could impact not just its growth opportunities
but it may also lead to problems for the stock down the road. In the
past, investors have been concerned that Chinese stocks may be delisted
from U.S. exchanges, and the U.S. government looking to ban TikTok due
to the Chinese government's influence may only exacerbate those
worries.In addition to that, Baidu's growth rate has been a bit soft. In
2023, the company's revenue grew by 9% to just under $19 billion.
Ideally, AI investors will want to see a faster growth rate than that to
be convinced that a company is truly taking advantage of significant
growth opportunities in AI. There is, however, hope that with its
chatbot, Ernie, hitting 200 million users, Baidu may have a potential
growth catalyst there, which could help accelerate the company's growth
rate.Given Baidu's low valuation -- it trades at 10 times itsexpected
future earnings-- I could see a path for the stock to hit analyst price
targets as it is a great way to invest in the Chinese tech market, and
Chinese stocks in general have been undervalued for a while. The stock,
does, however, come with some elevated risk and may not be suitable for
all types of investors.3. UiPath: 40% upsideUiPath has an automation
platform that helps companies create processes that can save them both
time and money. It can remember the steps users take and automate them.
Unfortunately, despite the potential value it can add for businesses,
UiPath's stock has made for an underwhelming investment so far this
year, falling by 20% year to date.The company has been generating some
encouraging results, posting sales of $405.3 million for the quarter
ending Jan. 31, which grew at a rate of 31% year over year. Another
positive for the business is that it also posted a profit last quarter
totaling $33.9 million, which was a big improvement from the prior-year
period when UiPath incurred a net loss of $27.7 million.Analysts believe
shares of UiPath could hit $27, rising by 40% from where it is now. That
doesn't seem like an unrealistic proposition, given its high growth
rate, the opportunities for automation, and the business also posting a
profit. With a price-to-earnings-growth ratio of less than 1, the stock
could be a bargain buy for long-term investors.Should you invest $1,000
in SoundHound AI right now?Before you buy stock in SoundHound AI,
consider this:TheMotley Fool Stock Advisoranalyst team just identified
what they believe are the10 best stocksfor investors to buy now… and
SoundHound AI wasn’t one of them. The 10 stocks that made the cut could
produce monster returns in the coming years.Consider whenNvidiamade this
list on April 15, 2005... if you invested $1,000 at the time of our
recommendation,you’d have $544,015!*Stock Advisorprovides investors with
an easy-to-follow blueprint for success, including guidance on building
a portfolio, regular updates from analysts, and two new stock picks each
month. TheStock Advisorservice hasmore than quadrupledthe return of S&P
500 since 2002*.See the 10 stocks »*Stock Advisor returns as of April
30, 2024Suzanne Frey, an executive at Alphabet, is a member of The
Motley Fool’s board of directors.David Jagielskihas no position in any
of the stocks mentioned. The Motley Fool has positions in and recommends
Alphabet, Baidu, Nvidia, and UiPath. The Motley Fool has adisclosure
policy.3 AI Stocks That Have More Upside Than Nvidia, According to Wall
Streetwas originally published by The Motley Fool
- >-
Be it enacted by the Senate and House of Representatives of the United
States of America in Congress assembled,
.
This Act may be cited as the “Extending Immunities to the Office of the
High Representative in Bosnia and Herzegovina and the International
Civilian Office in Kosovo Act of 2010”.
.
The International Organizations Immunities Act ( et seq.) is amended by
adding at the end the following new section:
“. 17. The provisions of this title may be extended to the Office of
the High Representative in Bosnia and Herzegovina (and to its officers
and employees) or the International Civilian Office in Kosovo (and to
its officers and employees) in the same manner, to the same extent, and
subject to the same conditions, as such provisions may be extended to a
public international organization in which the United States
participates pursuant to any treaty or under the authority of any Act of
Congress authorizing such participation or making an appropriation for
such participation. Any such extension may provide for the provisions of
this title to continue to extend to the Office of the High
Representative in Bosnia and Herzegovina (and to its officers and
employees) or the International Civilian Office in Kosovo (and to its
officers and employees) after that Office has been dissolved.”.
.
The budgetary effects of this Act, for the purpose of complying with the
Statutory Pay-As-You-Go Act of 2010, shall be determined by reference to
the latest statement titled “Budgetary Effects of PAYGO Legislation” for
this Act, submitted for printing in the Congressional Record by the
Chairman of the House Budget Committee, provided that such statement has
been submitted prior to the vote on passage.
Approved June 8, 2010
Legislative History
CONGRESSIONAL RECORD, Vol. 156 (2010):
May 19, considered and passed House.
May 20, considered and passed Senate.
- source_sentence: >-
Stocks will rally 5% in just 5 days after the Fed's rate decision this
week, Fundstrat says
sentences:
- >-
Photo by Cindy Ord/Getty Images for YahooThe stock market could see a 5%
gain over the next week, according to Fundstrat's Tom Lee.The rally
would be sparked by a dovish Fed FOMC meeting on Wednesday that all but
confirms imminent interest rate cuts."These are significant gains,
implying the S&P 500 could gain 200-300 points in the next week," Lee
said.The stock market is poised to surge as much as 5% in the next week,
according to a Wednesday note from Fundstrat.The research firm said it
expects an explosive rally in theS&P 500to materialize in the five days
following the Federal Reserve's FOMC meeting on Wednesday.While the Fed
isnot expected to cut interest rates at its July FOMC meeting,it is
expected to signal that a rate cut is all but certain when it meets
again in September."The key premise is the Fed is likely to commit to a
September rate cut of at least 25bp. A possibility of more than that is
not necessary. And while bond markets have priced in 100% probability of
this, equity investors likely will not be convinced until the Fed
affirms this as such," Fundstrat's Tom Lee said.Thenear certainty of a
rate cut from the Fedin September should spark a risk-on rally for
stocks, especially given that theNasdaq 100has already experienced a
near-10% correctionin recent weeks, according to the note."Overall, we
believe risk-on moment is coming," Lee said.Lee's confidence in a strong
rally post-Fed meeting is based on the fact that recent Fed meetings
have sparked a big rally in stocks.In the past two years, when stocks
were down heading into a Fed FOMC meeting, stocks saw a five-day gain of
as much as 5.5% and a median gain of 3.4%."These are significant gains,
implying the S&P 500 could gain 200-300 points in the next week. This is
very compelling in our view," Lee said.And while a 25 basis point
interest rate cut may not seem like much, it has real-world economic
impacts that could ultimately influence the US housing market in a big
way."Here are some tangible reasons a Fed cut makes sense: 30-year
mortgage has excess spread to 10-year due to uncertainty. The spread
could shrink from 270 basis points to 170 basis points (50-year
average)," Lee explained.Interest rate cuts from the Fed, however small,
would also help alleviate an ongoing slowdown in the housing, durables,
and auto markets, Lee said.A 5% rally in the S&P 500 would catapult the
index to fresh record highs, completely erasing its 5% decline over the
past few weeks.Read the original article onBusiness Insider
- >-
AMBALA, India (Reuters) - Indian farmers demanding higher prices for
their crops will postpone a planned protest march to New Delhi until
unions hold another round of talks with government ministers on Sunday.
Agriculture Minister Arjun Munda, who met farmers' representatives on
Thurdsay along with Commerce Minister Piyush Goyal and Minister of State
for Home Affairs Nityanand Rai, said the talks were "positive".
"We have decided that the next meeting to take the discussion forward
will take place on Sunday at 6 pm...We believe we will all find a
solution together peacefully," he told reporters following Thursday's
meeting.
Protest leader Jagjit Singh Dallewal also told reporters the farmers
would hold off their march for now.
"When the meetings have started, if we move forward (towards Delhi) then
how will meetings happen?" Dallewal told reporters, adding that the
protest "will continue peacefully".
Thousands of farmers had embarked on the "Delhi Chalo", or "Let's go to
Delhi" march earlier this week to press the government to set a minimum
price for their produce, but they were stopped by security forces about
200 kms (125 miles) away from the capital, triggering clashes.
The protests erupted a few months before India is due to hold national
elections in which Prime Minister Narendra Modi is seeking a third term.
Farmers form an influential voting bloc.
The farmers remained camped on the border between Punjab and Haryana
states on Friday. Security forces have used concrete and metal
barricades, as well as drones carrying tear gascanisters, to stop them
for advancing.
The protest comes two years after Modi's government, following a similar
protest movement, repealed some farm laws and promised to find ways to
ensure support prices for all produce.
(Writing by Sakshi Dayal; editing by Miral Fahmy)
- >-
Specialized Consumer Services Stocks Q2 Results: Benchmarking Frontdoor
(NASDAQ:FTDR)Earnings results often indicate what direction a company
will take in the months ahead. With Q2 behind us, let’s have a look at
Frontdoor (NASDAQ:FTDR) and its peers.Some consumer discretionary
companies don’t fall neatly into a category because their products or
services are unique. Although their offerings may be niche, these
companies have often found more efficient or technology-enabled ways of
doing or selling something that has existed for a while. Technology can
be a double-edged sword, though, as it may lower the barriers to entry
for new competitors and allow them to do serve customers better.The 9
specialized consumer services stocks we track reported a weaker Q2. As a
group, revenues missed analysts' consensus estimates by 0.8% while next
quarter's revenue guidance was in line.Stocks, especially growth stocks
with cash flows further into the future, had a good end of 2023. On the
other hand, this year has seen more volatile stock market swings due to
mixed inflation data, and specialized consumer services stocks have had
a rough stretch. On average, share prices are down 7.4% since the latest
earnings results.Frontdoor (NASDAQ:FTDR)Established in 2018 as a
spin-off from ServiceMaster Global Holdings, Frontdoor (NASDAQ:FTDR) is
a provider of home warranty and service plans.Frontdoor reported
revenues of $542 million, up 3.6% year on year. This print was in line
with analysts' expectations, but overall, it was a mixed quarter for the
company with a solid beat of analysts' earnings estimates but a miss of
analysts' home service plans estimates.Frontdoor Total
RevenueInterestingly, the stock is up 13.5% since reporting and
currently trades at $44.83.Is now the time to buy Frontdoor?Access our
full analysis of the earnings results here, it's free.Best Q2: Carriage
Services (NYSE:CSV)Established in 1991, Carriage Services (NYSE:CSV) is
a provider of funeral and cemetery services in the United
States.Carriage Services reported revenues of $ 102.3 million, up 4.8%
year on year, outperforming analysts' expectations by 7.7%. It was a
strong quarter for the company with full-year revenue guidance exceeding
analysts' expectations.Carriage Services Total RevenueCarriage Services
achieved the biggest analyst estimates beat and highest full-year
guidance raise among its peers. Although it had a fine quarter compared
its peers, the market seems unhappy with the results as the stock is
down 6.6% since reporting. It currently trades at $30.01.Is now the time
to buy Carriage Services?Access our full analysis of the earnings
results here, it's free.Story continuesWeakest Q2: Matthews
(NASDAQ:MATW)Originally a death care company, Matthews International
(NASDAQ:MATW) is a diversified company offering ceremonial services,
brand solutions and industrial technologies.Matthews reported revenues
of $427.8 million, down 10.9% year on year, falling short of analysts'
expectations by 10%. It was a weak quarter for the company with a miss
of analysts' earnings estimates.Matthews posted the weakest performance
against analyst estimates in the group. As expected, the stock is down
5.9% since the results and currently trades at $26.40.Read our full
analysis of Matthews's results here.ADT (NYSE:ADT)Founded in 1874 and
headquartered in Boca Raton, Florida, ADT (NYSE:ADT) is a provider of
security, automation, and smart home solutions, offering comprehensive
services for home and business protection.ADT reported revenues of $1.20
billion, up 3.1% year on year, in line with analysts' expectations.
Revenue aside, it was a solid quarter for the company with an impressive
beat of analysts' earnings estimates and in-line earnings guidance for
the full year.The stock is down 7.3% since reporting and currently
trades at $7.21.Read our full, actionable report on ADT here, it's
free.Mister Car Wash (NYSE:MCW)Formerly known as Hotshine Holdings,
Mister Car Wash (NYSE:MCW ) offers car washes across the United States
through its conveyorized service.Mister Car Wash reported revenues of
$255 million, up 7.7% year on year, in line with analysts' expectations.
Zooming out, it was a decent quarter for the company with an impressive
beat of analysts' earnings estimates but underwhelming earnings guidance
for the full year.Mister Car Wash scored the fastest revenue growth
among its peers. The stock is down 12% since reporting and currently
trades at $6.70.Read our full, actionable report on Mister Car Wash
here, it's free.Join Paid Stock Investor ResearchHelp us make StockStory
more helpful to investors like yourself. Join our paid user research
session and receive a $50 Amazon gift card for your opinions.Sign up
here.StockStory aims to help individual investors beat the market.
datasets:
- tyuan73/processed_yahoo_finance_stockmarket_news
pipeline_tag: sentence-similarity
library_name: sentence-transformers
metrics:
- cosine_accuracy
model-index:
- name: SentenceTransformer based on tyuan73/ModernBERT-large-with-new-tokenizer
results:
- task:
type: triplet
name: Triplet
dataset:
name: test
type: test
metrics:
- type: cosine_accuracy
value: 1
name: Cosine Accuracy
SentenceTransformer based on tyuan73/ModernBERT-large-with-new-tokenizer
This is a sentence-transformers model finetuned from tyuan73/ModernBERT-large-with-new-tokenizer on the processed_yahoo_finance_stockmarket_news dataset. It maps sentences & paragraphs to a 1024-dimensional dense vector space and can be used for semantic textual similarity, semantic search, paraphrase mining, text classification, clustering, and more.
Model Details
Model Description
- Model Type: Sentence Transformer
- Base model: tyuan73/ModernBERT-large-with-new-tokenizer
- Maximum Sequence Length: 8192 tokens
- Output Dimensionality: 1024 dimensions
- Similarity Function: Cosine Similarity
- Training Dataset:
Model Sources
- Documentation: Sentence Transformers Documentation
- Repository: Sentence Transformers on GitHub
- Hugging Face: Sentence Transformers on Hugging Face
Full Model Architecture
SentenceTransformer(
(0): Transformer({'max_seq_length': 8192, 'do_lower_case': False}) with Transformer model: ModernBertModel
(1): Pooling({'word_embedding_dimension': 1024, 'pooling_mode_cls_token': False, 'pooling_mode_mean_tokens': True, 'pooling_mode_max_tokens': False, 'pooling_mode_mean_sqrt_len_tokens': False, 'pooling_mode_weightedmean_tokens': False, 'pooling_mode_lasttoken': False, 'include_prompt': True})
)
Usage
Direct Usage (Sentence Transformers)
First install the Sentence Transformers library:
pip install -U sentence-transformers
Then you can load this model and run inference.
from sentence_transformers import SentenceTransformer
# Download from the 🤗 Hub
model = SentenceTransformer("tyuan73/finetuned-modernbert-finance-large")
# Run inference
sentences = [
"Stocks will rally 5% in just 5 days after the Fed's rate decision this week, Fundstrat says",
'Photo by Cindy Ord/Getty Images for YahooThe stock market could see a 5% gain over the next week, according to Fundstrat\'s Tom Lee.The rally would be sparked by a dovish Fed FOMC meeting on Wednesday that all but confirms imminent interest rate cuts."These are significant gains, implying the S&P 500 could gain 200-300 points in the next week," Lee said.The stock market is poised to surge as much as 5% in the next week, according to a Wednesday note from Fundstrat.The research firm said it expects an explosive rally in theS&P 500to materialize in the five days following the Federal Reserve\'s FOMC meeting on Wednesday.While the Fed isnot expected to cut interest rates at its July FOMC meeting,it is expected to signal that a rate cut is all but certain when it meets again in September."The key premise is the Fed is likely to commit to a September rate cut of at least 25bp. A possibility of more than that is not necessary. And while bond markets have priced in 100% probability of this, equity investors likely will not be convinced until the Fed affirms this as such," Fundstrat\'s Tom Lee said.Thenear certainty of a rate cut from the Fedin September should spark a risk-on rally for stocks, especially given that theNasdaq 100has already experienced a near-10% correctionin recent weeks, according to the note."Overall, we believe risk-on moment is coming," Lee said.Lee\'s confidence in a strong rally post-Fed meeting is based on the fact that recent Fed meetings have sparked a big rally in stocks.In the past two years, when stocks were down heading into a Fed FOMC meeting, stocks saw a five-day gain of as much as 5.5% and a median gain of 3.4%."These are significant gains, implying the S&P 500 could gain 200-300 points in the next week. This is very compelling in our view," Lee said.And while a 25 basis point interest rate cut may not seem like much, it has real-world economic impacts that could ultimately influence the US housing market in a big way."Here are some tangible reasons a Fed cut makes sense: 30-year mortgage has excess spread to 10-year due to uncertainty. The spread could shrink from 270 basis points to 170 basis points (50-year average)," Lee explained.Interest rate cuts from the Fed, however small, would also help alleviate an ongoing slowdown in the housing, durables, and auto markets, Lee said.A 5% rally in the S&P 500 would catapult the index to fresh record highs, completely erasing its 5% decline over the past few weeks.Read the original article onBusiness Insider',
'AMBALA, India (Reuters) - Indian farmers demanding higher prices for their crops will postpone a planned protest march to New Delhi until unions hold another round of talks with government ministers on Sunday.\n\nAgriculture Minister Arjun Munda, who met farmers\' representatives on Thurdsay along with Commerce Minister Piyush Goyal and Minister of State for Home Affairs Nityanand Rai, said the talks were "positive".\n\n"We have decided that the next meeting to take the discussion forward will take place on Sunday at 6 pm...We believe we will all find a solution together peacefully," he told reporters following Thursday\'s meeting.\n\nProtest leader Jagjit Singh Dallewal also told reporters the farmers would hold off their march for now.\n\n"When the meetings have started, if we move forward (towards Delhi) then how will meetings happen?" Dallewal told reporters, adding that the protest "will continue peacefully".\n\nThousands of farmers had embarked on the "Delhi Chalo", or "Let\'s go to Delhi" march earlier this week to press the government to set a minimum price for their produce, but they were stopped by security forces about 200 kms (125 miles) away from the capital, triggering clashes.\n\nThe protests erupted a few months before India is due to hold national elections in which Prime Minister Narendra Modi is seeking a third term. Farmers form an influential voting bloc.\n\nThe farmers remained camped on the border between Punjab and Haryana states on Friday. Security forces have used concrete and metal barricades, as well as drones carrying tear gascanisters, to stop them for advancing.\n\nThe protest comes two years after Modi\'s government, following a similar protest movement, repealed some farm laws and promised to find ways to ensure support prices for all produce.\n\n(Writing by Sakshi Dayal; editing by Miral Fahmy)',
]
embeddings = model.encode(sentences)
print(embeddings.shape)
# [3, 1024]
# Get the similarity scores for the embeddings
similarities = model.similarity(embeddings, embeddings)
print(similarities.shape)
# [3, 3]
Evaluation
Metrics
Triplet
- Dataset:
test
- Evaluated with
TripletEvaluator
Metric | Value |
---|---|
cosine_accuracy | 1.0 |
Training Details
Training Dataset
processed_yahoo_finance_stockmarket_news
- Dataset: processed_yahoo_finance_stockmarket_news at 6949dc8
- Size: 14,845 training samples
- Columns:
anchor
,positive
, andnegative
- Approximate statistics based on the first 1000 samples:
anchor positive negative type string string string details - min: 7 tokens
- mean: 16.02 tokens
- max: 42 tokens
- min: 10 tokens
- mean: 788.29 tokens
- max: 8192 tokens
- min: 104 tokens
- mean: 270.14 tokens
- max: 669 tokens
- Samples:
anchor positive negative If You'd Invested $1,000 in Amazon Stock 10 Years Ago, Here's How Much You'd Have Today
It might be hard to imagine, butAmazon(NASDAQ: AMZN)began only 30 years ago as an online bookseller. Now the site sells a wide range of goods. The business has grown quickly and includes the popular Amazon Prime subscription service, electronic devices, and Amazon Web Services (AWS).The shares have also generated a lot of wealth for investors. Investors who bought shares a decade ago, and held them, would have seen an increase of almost 1,000%.Trouncing the marketAmazon had itsinitial public offering (IPO)in 1997, when its sales were about $148 million for the year. The figure grew to nearly $575 billion last year.But you didn't have to buy the shares at the IPO price to make a lot of money. Over the last decade, Amazon's shares have appreciated 945%. That easily bested theS&P 500's 227% total return.Even starting with a relatively small $1,000 just 10 years ago, you would now have about $10,500. Placing the same amount in the S&P 500 would've resulted in about $3,300.Amazon's stock wi...
My husband of almost a year went home with another girl while we were freshly split up. Nothing happened, but he still went home with her from a bar and slept over in her bed. I am pissed about that, and so we split then. He since came back to me apologizing..begging for another chance...and I gave him one. Things went well for a couple of weeks, but I got drunk one night and brought it up, so we fought about it. Then at random times I think about it and bring it up to him. He gets so angry every time it comes up and has asked if he has to deal with hearing about this every single day. He asked me to decide if I could stay with him and deal with this or not. He took all of his stuff out of my place (we are separated, but he stays with me since we are working things out) and is staying in his place because we argued. We talked and I thought it was a good talk. I usually blame everything on him,but today I took some blame and truly want to work it out.He just got frustrated,what to do
Chemicals Company Dow Cuts Outlook Amid Production Challenges
Chemicals Company Dow Cuts Outlook Amid Production ChallengesDow Inc.(NYSE:DOW) shares are trading lower after it revised its third-quarter outlook.The company lowered its guidance for revenue to around $10.6 billion (vs. consensus $11.0 billion) from $11.1 billionearlierandexpects operating EBITDA of around $1.3 billion.The revised outlook reflects a major unplanned event at a Texas ethylene cracker in late July, alongside higher input costs and margin compression in Europe.However, these challenges are expected to be partly mitigated by improved pricing and feedstock costs in North America for Packaging & Specialty Plastics.Also Read:Linde Invests Over $2B For Clean Hydrogen, Inks Supply Deal With Dow: DetailsJim Fitterling, chair and chief executive officer, said, “As we look to the fourth quarter, we expect typical seasonality in demand. However, we expect a positive impact from lower turnaround costs, higher operating rates as we ramp up our Texas cracker, and fewer weather-relate...
I have a fourth degree polynomial, namely:\n\ny = 0.0003x4 - 0.0272x3 + 0.6806x2 - 0.8345x + 0.5659\n\nWhen plotting this line, from points x=560 to x=790, the way that that curve looks...I want to know at what point am i going to get the greatest increase in y, with the least increase in x...do you get waht i'm saying? At what point, like at say 700 to 701, is that where i am going to see the largest y increase with the least x increase. I want it to be proportaional,like for example:\n\nMaybe from 700-701 is just an increase of 2 in the y direction, but if going from 703-705 i get an incrase of 5, thats more benificial for me, cause i more than doubled my input...get waht i'm saying??\n\nPlease help here, i'm not sure if i should be taking the derivitive or what.\n\nThanks
Beyond Meat Stock Is Down 20% This Year, Time to Buy?
Beyond Meat Inc.(NASDAQ: BYND)continues to struggle with its mission of delivering "the future of protein" amid weak sales and large recurring losses. That trend continued as the plant-based meat leader posted its latest earnings report on May 8.The market remains skeptical that the company can manage a growth rebound. The stock is now down more than 40% over the past year.Is now the time to buy Beyond Meat, or are investors better off leaving this one off their plate?A recap of Beyond Meat's Q1 earnings reportFor the first quarter of 2024, Beyond Meat's revenue fell by 18% year over year to $75.6 million, marking the eighth consecutive quarter in decline.The top-line weakness was driven by a 16.1% decrease in the volume of products sold despite an effort to stir up demand through promotional discounting. The company also cited the impact of discontinuing its "Beyond Meat Jerky" along with lower "Beyond Chicken" sales, against large initial orders from Europe in early 2023.Demand was s...
ASTOR FAMILY, a famous American
family representing one of the three or four
greatest private properties in the world. A
family in the Old World sense, — a territorial
aristocracy, impossible to destroy, and fortified
with legal immunities and privileges, — can
hardly be founded in America; but the Astors
have approached it as nearly as our institutions
will admit. They form a group of immense
hereditary real-estate owners, with holdings so
solidly based and well distributed in the metropolis
of America that no apparent catastrophe
save a failure of heirs could extinguish it; and
though originally springing from mercantile
business, removed by some three-quarters of a
century from its actual conduct. For many years
they were known as “the landlords of New
York,” and the best of landlords, prompt, just and
courteous; they still probably form the largest
set of individual real-estate holders. The
family is also connected with notable municipal
charities and public foundations. See
(1763... - Loss:
MultipleNegativesRankingLoss
with these parameters:{ "scale": 20.0, "similarity_fct": "cos_sim" }
Evaluation Dataset
processed_yahoo_finance_stockmarket_news
- Dataset: processed_yahoo_finance_stockmarket_news at 6949dc8
- Size: 14,845 evaluation samples
- Columns:
anchor
,positive
, andnegative
- Approximate statistics based on the first 1000 samples:
anchor positive negative type string string string details - min: 7 tokens
- mean: 16.07 tokens
- max: 32 tokens
- min: 11 tokens
- mean: 789.07 tokens
- max: 7142 tokens
- min: 101 tokens
- mean: 269.38 tokens
- max: 711 tokens
- Samples:
anchor positive negative What the Tech Bubble in 2000 May Tell Us About the Stock Market Today
Spencer Platt / Getty ImagesKey TakeawaysRecent losses for tech stocks have coincided with gains for utilities, healthcare, and consumer staples, an echo of the 2000 dotcom bubble, according to a recent Deutsche Bank note.Uncertainty about the U.S. election and monetary policy could continue to weigh on tech stocks in the coming months, according to one analyst.Even with the bursting of the dotcom bubble, investments in tech have significantly outperformed the broader market over the long-term.There’s reason to believe history is repeating itself, according to a recent Deutsche Bank note that draws parallels between the current rotation out of tech mega-caps and the bursting of the tech bubble in 2000.In the 9 months after the bubble reached its peak in March 2000, tech stocks fell more than 50%. The Consumer Staples, Utilities, and Healthcare sectors, meanwhile, each rose by more than 35%.Deutsche BankResearch analyst Jim Reid sees similarities between that moment and thecurrent secto...
My friend has a 1 year old girl and her husband cheated on her with the receptionist at the doctors office they take the little girl. They are now divorced. He has 1 over night visit per week sometimes her show sometimes he doesn't. And when he does he often times drops her off at his mothers or drags the kid from girl friend to girl friends house. How do you convince him that his kid should come first. Her mom is a wonderful mother and person that puts her first. The way he treats her kid has her in turmoil. Please help.
Europe’s stock leaders are fading in bad sign for future returns
(Bloomberg) — The engines behind two years of European stock gains are losing power, leaving the region’s equities facing a void at a time when concerns over slowing growth and China tensions are testing investor confidence.Most Read from BloombergHousing’s Worst Crisis in Decades Reverberates Through 2024 RaceAn Affordable Nomadic Home Design Struggles to Adapt to Urban LifeUS Driving and Congestion Rates Are Higher Than EverA City Finds Success Using 'Trees as Medicine'The Hague Is World’s First City to Ban Oil and Air Travel AdsA luxury sector led by LVMH Moët Hennessy Louis Vuitton SE (MC.PA,LVMHF) has tumbled over the past six months along with automotive firms, while in more recent months healthcare heavyweights such as Novo Nordisk A/S (NVO,NOVO-B.CO) and tech leaders including ASML Holding NV (ASML) have slid from their peaks. And with no obvious candidates to take the baton, the region’s equity performance has been left looking exposed.Already this year, investors have withdra...
I'm quite conservative for someone my age. I don't like heavy drinking (I do drink. I just don't get wasted) and I don't like wild parties. I'm very religious and I'm looking for someone who shares my convictions who I will eventually hopefully marry. The problem that I seem to have is most people my age or either non-religious partiers or their fundamentalist Bible beaters who don't know how to do much other than quote scriptures. I've tried online dating and I've tried asking out people at church. Why can't I find a normal person that shares my beliefs? The ones I do find tend to always dating someone else before I ever get a chance.
2 Billionaire Investors Are Selling Nvidia and Buying This Artificial Intelligence (AI) Stock Instead
Great investing minds appear to be thinking alike about two top AI stocks.
"A Song" (Once—and only once—you gave), a poem by Edwin Arnold
"A Song" (Gentle nymphs, be not refusing), a poem by William Browne
"A Song" (The sparkling eye, the mantling cheek), a poem by William Cowper
"A Song" (On a summer's day as I sat by a stream), a poem by Paul Laurence Dunbar
"A Song" (Thou art the soul of a summer's day), a poem by Paul Laurence Dunbar
"A Song" (My heart has flown on wings to you, away), a poem by Francis Ledwidge
"A Song" (Yes! "lower to the level"), a poem by Frances Sargent Osgood
"A Song" (Call me pet names, dearest! Call me a bird), a poem by Frances Sargent Osgood
"A Song" (O, red is the English rose), a poem by Charles Alexander Richmond
"A Song" (I thought no more was needed), a poem by William Butler Yeats
See also
Song
The Song - Loss:
MultipleNegativesRankingLoss
with these parameters:{ "scale": 20.0, "similarity_fct": "cos_sim" }
Training Hyperparameters
Non-Default Hyperparameters
eval_strategy
: stepsper_device_train_batch_size
: 2per_device_eval_batch_size
: 2num_train_epochs
: 1warmup_ratio
: 0.1fp16
: Truegradient_checkpointing
: Truebatch_sampler
: no_duplicates
All Hyperparameters
Click to expand
overwrite_output_dir
: Falsedo_predict
: Falseeval_strategy
: stepsprediction_loss_only
: Trueper_device_train_batch_size
: 2per_device_eval_batch_size
: 2per_gpu_train_batch_size
: Noneper_gpu_eval_batch_size
: Nonegradient_accumulation_steps
: 1eval_accumulation_steps
: Nonetorch_empty_cache_steps
: Nonelearning_rate
: 5e-05weight_decay
: 0.0adam_beta1
: 0.9adam_beta2
: 0.999adam_epsilon
: 1e-08max_grad_norm
: 1.0num_train_epochs
: 1max_steps
: -1lr_scheduler_type
: linearlr_scheduler_kwargs
: {}warmup_ratio
: 0.1warmup_steps
: 0log_level
: passivelog_level_replica
: warninglog_on_each_node
: Truelogging_nan_inf_filter
: Truesave_safetensors
: Truesave_on_each_node
: Falsesave_only_model
: Falserestore_callback_states_from_checkpoint
: Falseno_cuda
: Falseuse_cpu
: Falseuse_mps_device
: Falseseed
: 42data_seed
: Nonejit_mode_eval
: Falseuse_ipex
: Falsebf16
: Falsefp16
: Truefp16_opt_level
: O1half_precision_backend
: autobf16_full_eval
: Falsefp16_full_eval
: Falsetf32
: Nonelocal_rank
: 0ddp_backend
: Nonetpu_num_cores
: Nonetpu_metrics_debug
: Falsedebug
: []dataloader_drop_last
: Falsedataloader_num_workers
: 0dataloader_prefetch_factor
: Nonepast_index
: -1disable_tqdm
: Falseremove_unused_columns
: Truelabel_names
: Noneload_best_model_at_end
: Falseignore_data_skip
: Falsefsdp
: []fsdp_min_num_params
: 0fsdp_config
: {'min_num_params': 0, 'xla': False, 'xla_fsdp_v2': False, 'xla_fsdp_grad_ckpt': False}fsdp_transformer_layer_cls_to_wrap
: Noneaccelerator_config
: {'split_batches': False, 'dispatch_batches': None, 'even_batches': True, 'use_seedable_sampler': True, 'non_blocking': False, 'gradient_accumulation_kwargs': None}deepspeed
: Nonelabel_smoothing_factor
: 0.0optim
: adamw_torchoptim_args
: Noneadafactor
: Falsegroup_by_length
: Falselength_column_name
: lengthddp_find_unused_parameters
: Noneddp_bucket_cap_mb
: Noneddp_broadcast_buffers
: Falsedataloader_pin_memory
: Truedataloader_persistent_workers
: Falseskip_memory_metrics
: Trueuse_legacy_prediction_loop
: Falsepush_to_hub
: Falseresume_from_checkpoint
: Nonehub_model_id
: Nonehub_strategy
: every_savehub_private_repo
: Nonehub_always_push
: Falsegradient_checkpointing
: Truegradient_checkpointing_kwargs
: Noneinclude_inputs_for_metrics
: Falseinclude_for_metrics
: []eval_do_concat_batches
: Truefp16_backend
: autopush_to_hub_model_id
: Nonepush_to_hub_organization
: Nonemp_parameters
:auto_find_batch_size
: Falsefull_determinism
: Falsetorchdynamo
: Noneray_scope
: lastddp_timeout
: 1800torch_compile
: Falsetorch_compile_backend
: Nonetorch_compile_mode
: Nonedispatch_batches
: Nonesplit_batches
: Noneinclude_tokens_per_second
: Falseinclude_num_input_tokens_seen
: Falseneftune_noise_alpha
: Noneoptim_target_modules
: Nonebatch_eval_metrics
: Falseeval_on_start
: Falseuse_liger_kernel
: Falseeval_use_gather_object
: Falseaverage_tokens_across_devices
: Falseprompts
: Nonebatch_sampler
: no_duplicatesmulti_dataset_batch_sampler
: proportional
Training Logs
Epoch | Step | Training Loss | Validation Loss | test_cosine_accuracy |
---|---|---|---|---|
0.1042 | 100 | 1.8001 | 2.5929 | - |
0.2083 | 200 | 1.3643 | 0.9732 | - |
0.3125 | 300 | 0.8984 | 1.1093 | - |
0.4167 | 400 | 1.0902 | 0.9527 | - |
0.5208 | 500 | 0.913 | 0.5731 | - |
0.625 | 600 | 0.8656 | 1.4353 | - |
0.7292 | 700 | 0.807 | 0.7052 | - |
0.8333 | 800 | 0.7846 | 0.7704 | - |
0.9375 | 900 | 0.5951 | 0.9136 | - |
-1 | -1 | - | - | 1.0 |
Framework Versions
- Python: 3.11.11
- Sentence Transformers: 3.4.1
- Transformers: 4.49.0
- PyTorch: 2.5.1+cu124
- Accelerate: 1.3.0
- Datasets: 3.3.2
- Tokenizers: 0.21.0
Citation
BibTeX
Sentence Transformers
@inproceedings{reimers-2019-sentence-bert,
title = "Sentence-BERT: Sentence Embeddings using Siamese BERT-Networks",
author = "Reimers, Nils and Gurevych, Iryna",
booktitle = "Proceedings of the 2019 Conference on Empirical Methods in Natural Language Processing",
month = "11",
year = "2019",
publisher = "Association for Computational Linguistics",
url = "https://arxiv.org/abs/1908.10084",
}
MultipleNegativesRankingLoss
@misc{henderson2017efficient,
title={Efficient Natural Language Response Suggestion for Smart Reply},
author={Matthew Henderson and Rami Al-Rfou and Brian Strope and Yun-hsuan Sung and Laszlo Lukacs and Ruiqi Guo and Sanjiv Kumar and Balint Miklos and Ray Kurzweil},
year={2017},
eprint={1705.00652},
archivePrefix={arXiv},
primaryClass={cs.CL}
}