metadata

title: Amortization Report
emoji: 📊
colorFrom: pink
colorTo: purple
sdk: gradio
app_file: app.py
pinned: false
license: mit
sdk_version: 5.29.1

📊 Amortization Report

This interactive app helps you generate a full amortization schedule for any loan. Simply enter your loan amount, interest rate, and loan period, and you'll get:

A detailed amortization table
A breakdown of interest and principal paid per year
A line chart showing remaining balance over time

Built with Python, Gradio, NumPy Financial, Pandas, and Matplotlib — and hosted on Hugging Face Spaces.

🔢 How It Works

Input Parameters:

Loan Amount (Principal) – Total amount borrowed
Annual Interest Rate (%) – Input as a percentage (e.g., type 5 for 5%)
Number of Periods (Years) – Duration of the loan in years

Output:

📋 Amortization Table showing payment, interest, principal, and balance per year
📈 Payment Breakdown Plot comparing interest and principal over time
📉 Remaining Balance Chart showing how your debt is paid off

🧪 Example

Try entering the following:

Loan Amount (Principal): 100000
Annual Interest Rate (%): 5.00
Number of Periods (Years): 10

You’ll see how the loan amortizes — how much you pay in interest and principal each year, and how the balance decreases over time.

📦 Installation

Clone the repo and install the required packages:

git clone https://huggingface.co/spaces/ali-denewade/amortization-report
cd amortization-report
pip install -r requirements.txt