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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the opening and minimum balance requirement in NAA?
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Account can be opened with Rs.100/ and there isNo minimum balance requirement.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Does NUST Bank offer Any account for Non-Resident Pakistanis (NRPs)?
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Yes Roshan Digital Account. Specially Designed for Individual Non-Resident Pakistanis (NRPs) seeking to undertake banking, payment and investment activities in Pakistan.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the service/documentation/legal charges in NUST Rice Finance?
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At actual
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is NUST Bank offering any financing against liquid security?
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NUST Fauri Business Finance” has been introduced to provide a swift package to meet financial business needs of new to bank obligor. AFBF is offered to meet short, medium and long-term requirements of business. The finance will be provided to SMEs & Commercial for all the eligible sectors as per NUST credit policy manual.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Can I track my remittance status online?
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Yes, you can view the status of your remittance online through NUST Remittance Tracker by following link https://NUSTbank.com/services/alternate-delivery-channels/home-remittance-tracking/
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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In which currency will I receive my remittance?
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All home remittance payments are disbursed in Pak Rupees.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is there any condition related to bank account maintenance for availing NUST Imarat Finance?
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Minimum 01 year bank account statement with NUST
Or
Minimum 02 years bank statement with any other bank
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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6. What would be the financing tenure?
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Loan tenure is Minimum 3 years and maximum 25 years
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the processing charges for NUST Sahar Finance Application?
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Up to Rs. 0.70 Rs: 2000/- (Non refundable)
Above Rs. 0.70 and upto Rs. 5 Million Rs: 3000/- (Non refundable)
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is there any limit on the amount received though NUST Home Remittance?
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Below are the applicable limits:
• NUST Accounts - No Limit
• Other banks accounts - No Limit
• Cash Over the Counter (CoC) Transactions - Up to PKR 1,000,000/- per transaction and there is no limit of Western Union COC transactions
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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In which area of the country one can avail Personal Finance form NUST?
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Personal Finance can be availed from all cities where NUST branches exists.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is there any penalty charges related to Premature termination/balloon payment penalties?
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Mode of Pre-Mature termination General Category Armed Forces Category
i. In case entire outstanding loan is adjusted within 03 years of first disbursement At 3% of the total outstanding loan amount At 2% of the total outstanding loan amount
ii. In case entire outstanding loan is adjusted after 03 years At 2% of the total outstanding loan amount At 1% of the total outstanding loan amount
iii. Balloon Payment Balloon Payment upto 20% of loan outstanding amount is allowed once in each year without penalty. Adjustment of over and above 20% will be charged @ 2% of balloon payment Amount Balloon payment upto 30% of loan outstanding amount is allowed once in each year without penalty.
Adjustment of over and above 30% will be charged @1% of balloon payment amount
*Premature termination penalty will not be applicable in case of renovation
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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who can apply for NUST Ujala Finance?
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1. SE/ME Financing
2. Vendor’s / Suppliers’ Financing
3. NUST Employees’ Financing
4. Domestic Applicant Financing (exclusively for employees of corporate / government sector)
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the main features of JLI Bancassurnace Policy?
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- Short term Family Protection and in Long term Savings
- Minimum Policy Amount = 18,000 No Maximum Limit of policy
- Minimum Policy Term = 10 Years
- Additional benefits also available on cost (Riders and additional term insurance)
- Jubilee Life offer diffent plans to customer as per needs and demands of customers
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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How many Jubilee Life Insurance Plans available? Plan Type Premium
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o Jubilee Life Savings and Protection Plan Life time Protection and Saving Plan 18K
o Jubilee Life Education Plan Limited Time Plan (Countinuation Benefits) 18K
o Jubilee Life Marriage Plan Limited Time Plan (Countinuation Benefits) 18K
oJubilee Life Retirement Plan Saving & Protection 18K
What are the main features of these Jubilee Life Insurance Plans
- 14 Days Free Look Period start from the day customer received Policy Documents. #REF!
- Unit Link growth system (JLI allocate Mutual fund units to customer, policy growth depends on the unit rate groth just like share Market)
- NUST bank is only act as a Corporate Sales Agent, It’s a Insurance plan not to be considered as any Account of Term depoist which have annual Fixed Returns.
- In case of early termination, only Cash Value of policy will be payable to customer (current market rate of Mutual funds units will be reimbursed)
- Cancellation of policy and full refund option is available if policy documents returned during Free Lookup Period i.e. 14 days of receipt of documents
- Cash Values of policy may be differ from the tentaive returns provided on illustration document (illustration document is only for information)
Other Important Information about Jubilee Life Insurance Plans
- Only Education and Marriage Plans are Limited time plan with Countinuation Benefits (in case of death payment will be made upon maturity)
- In case of death Cash Value or Sum Assured whichiver is higher will be paid
- Annaul / Half Yearly / Quarterly - Policy Premium Payment Mode Available as per customer conveience
- Policy Growth depends on Accociated Mutual Fund units market rate growth (Multiple funds choices available from JLI)
- Death Claims will be handled by Jubilee Life subject of completion of required documents and eligible if policy status is Active Inforced/Reinstated only
For All Jubilee Life Banca Products Brochures available
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the nature of finance in NUST Sahar Finance?
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i. Long Term Finance
ii. Short Term Finance/Working Capital
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the free benefits of NUST Asaan Digital Account ?
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Free Issuance of First Cheque book (25 Leaves)*
Free First Issuance of PayPak Debit Card *
Free First Cheque Book & Debit Card Delivery*
Free SMS alerts facility (Digital Transactions)
Free E-statement & I-Net Banking
Free Inter Branch Online Cash Deposit/Withdrawal (Online)
Free Internal Fund Transfer within NUST via branch (Online Transfer)
Free Banker’s Cheque Issuance
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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How many EFU Insurance Plans available? Plan Type Premium
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o EFU Savings and Protection Plan Life time Protection and Saving Plan 18K
o EFU Education and Marriage Plan Limited Time Plan (Countinuation Benefits) 18K
oEFU Retirement Plan Saving & Protection 18K
o EFU - Single Premium Plan Single Premium Investment Plan 100K
o EFU Aggressive Growth Plan High Allocation Investment & Savings Plan 250K
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is there any minimum age to avail financing in NUST Imarat Finance?
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New Business
Minimum 30 years at the time of application, however age not to exceed 60 years at maturity of loan.
Existing Business
Minimum 30 years at the time of application however age not to exceed 65 years at maturity of loan.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the minimum balance requirement of NUST Special Deposit Account? NUST Special Deposit Account (ASDA)
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No Minimum Monthly Average Balance Requirement Profit Payment Profit Rate
No Minimum Opening Balance Requirement Monthly/Semi-Annually 0.19
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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8. Can I avail more than one House loan?
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Yes. One can avail two Mortgage Loans at a time from NUST Bank within Debt Burden Ratio (DBR) as per prevailing SBP PRs for Housing Finance.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Please tell me about minimum Monthly balance required ?
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No initial deposit requirement
Rs. 25,000/-* (Monthly Average Balance)
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the Eligibility Criteria for NAA?
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Resident Pakistani individuals who do not maintain/have any other account (single or joint) in NUST Bank Limited are eligible to open the NAA in Pak rupees as a single/joint account.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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How can I obtain a Proceed Realization Certificate (PRC)/Encashment Certificate against remittance(s) received?
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Please find below contact details for obtaining a PRC and e-PRC:
• e-PRC option is also available at the NUST website https://secureportal.NUSTbank.com/eprc/customer to obtain a system generated PRC on your registered email address.
• Proceeds Realization Certificate (PRC) is issued from NUST Centralized Remittance Department. You may contact them at the following email addresses:
[email protected]
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the free facilities ?
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Free First Issuance of Debit Card- Annual charges as per prevailing SOC
Free I-Net banking
Free E-statements
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the account type of NUST Sahar Account?
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NUST Sahar Deposit suite consists of following variants:
1- NUST Sahar Current Account
2-NUST Sahar Savings Account
3-NUST Sahar Term Deposits
4-NUST Sahar Asaan Current Account
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the service/documentation/legal charges in NUST Imarat Finance?
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At actual
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the minimum & maximum financing tenures?
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Minimum 01 year
Maximum 04 years (up to 7 years for Education Loan) or as per prevailing SBP PRs.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What types of Inward Home Remittance products does NUST Bank offer ?
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NUST offers the following Home Remittance Products to cater to the needs of various home remittance
beneficiaries in Pakistan:
• Cash Over the Counter (CoC) payments for walk-in customers
• NUST Account Transfer
• Other Bank Account Transfer via Inter Bank Funds Transfer (IBFT) & Real Time Gross Settlement (RTGS)
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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10. What is the minimum monthly income criterion?
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Salaried:Permanent Rs. 50,000/-, Contractual Rs. 60,000/-, Govt. Employee Contractual 75,000/-
Armed Forces:25,000/-
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is NUST Bank offering any financing product related to renewable/alternate energy solutions?
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NUST Bank has structured a new financing product under the name of “NUST Ujala Finance (NUST Ujala Finance)” in light of SBP’s refinance scheme, under the ambit of SME. The Product Program has been developed to provide financing for installation of solar energy equipment as an alternate source of energy.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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I would like to open an account with my son, do u have any product for kids? Main
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Yes our product is Little Champs Account. It is designed specifically for minors (individuals below the age of 18 years). A child requires the help of a parental/legal guardian to open this account and avail its facilities. Little Champs get a Debit Card and chequebook which is free the first time
What are the main Features of the Little Champs Account.
Minimum initial deposit of Rs.100/- Little Champs Savings A/C
Free first chequebook* Profit Payment Profit Rate
Free debit card* (annual/replacement fees apply). This debit card has the following limits Semi-Annually 0.19
Daily funds Transfer Limit: Rs.100,000/-
Daily ATM Withdrawal Limit: Rs.25,000/-
Daily POS Limit: Rs.50,000/-
* For Current Account only
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is NUST Bank offering any financing specifically for the ownership & capacity enhancement of business premises?
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NUST Bank has structured a new financing product “NUST Imarat Finance” under the ambit of SME segment. The Product Program has been developed in order to stabilize SME business through making their ownership of business premises (under mortgage finance of urban commercial / industrial buildings) for capacity enhancement of SMEs.The product has been structured for SMEs owned by general public as well as retired armed forces officers and families of serving officers.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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5. What is the minimum and maximum financing amount?
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The minimum financing amount is Rs. 500,000/.
The maximum financing limit will be up to Rs.100,000,000/- subject to 50% Debt Burden Ratio(DBR) as per SBP PRs for Housing Finance.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Are there any other benefits to opening a PakWatan Remittance Account?
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o WHT exemption on cash withdrawal on home remittances received from abroad
o Customer may also be eligible for Personal Finance, Credit Cards and Auto Finance after six months of maintaining PakWatan Remittance Account, subject to eligibility criteria of the bank
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the current Mark-up rate of NUST Flour Mill Finance?
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Cash Finance
3 Months average KIBOR + 3% p.a. Running Finance
3 Months average KIBOR + 3.5% p.a.
(reviewed/revised on quarterly basis)
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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8. Can I avail more than one vehicle through Auto loan facility?
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Yes. Two vehicles can be availed simultaneously from NUST Bank, subject to Debt Burden Limitations
9. Can I avail Auto loan facility, if I am not a Salaried Person/Businessman/
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Who can open a Roshan Digital Account?
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NRPs
OPF Members
Foreign Nationals having Pakistan Origin Card (POC)
Pakistani Nationals having declared Assets abroad
Govt. Employees & Officials posted abroad
Profit Payment Profit Rate
All bank charges are applicable as per prevailing Schedule of Charges Monthly 0.19
Zakat and WHT taxes on profit are not applicable on RDA account
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the minimum deposit requirement to open NUST Waqaar Savings Account & NUST Waqaar Term Deposit?
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- Minimum deposit for opening of the NUST Waqaar – Savings account is Rs.1,000
- Minimum deposit for opening an NUST Waqaar – Term Deposit account is Rs.25,000
- Note: Customer must be an account holder of NUST for placement of funds in NUST Waqaar-Term Deposit
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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I am a foreign national, can I send money to Pakistan?
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Yes, you can.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Does the bank require any Equity for this scheme?
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Tier 2
10% (New Business) Tier 3
20% (New Business) In case of existing business, equity is not required
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Does NUST Bank offer a Digital Banking Account for Freelancers ?
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NUST Freelancer Digital Account is exclusively designed for Freelancers, so that they can receive their payments directly in a bank account and enjoy other lifestyle banking services as well.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the Application processing Charges?
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It will be as per prevailing Schedule of Charges (SOC) or As per corporate arrangement.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the free facilities being provided with NUST Value Plus Current Account?
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- Cheque Books (unlimited)
- Debit Card (First is free)*
- 2 Supplementary Debit Cards
- Duplicate Account Statements
- On-line Fund Transfer Facility
- Free SMS alerts facility on Digital Transactions
- Free E-statement & I-Net Banking
- Free Inter Branch Online Cash Deposit/Withdrawal (Online)
- Free Internal Fund Transfer within NUST via branch (Online Transfer)
- Free Banker’s Cheque Issuance
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is there any account NUST Bank is offering for remittance purposes ?
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Yes PakWatan Remittance Account.
Through the PakWatan Remittance Account, beneficiaries can quickly and securely receive remittances from their loved one living abroad directly into their bank account without visiting the branch.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the Target Market?
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HNW Individuals (either singly or jointly)
Proprietorship Concerns
Partnership Firms
Public and Private Limited Companies
Government Organizations, Corporations
Clubs, Societies, Associations, NGOs
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the free services associated with PakWatan Remittance account?
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Free services include:
o First Cheque Book of 25 Leaves*
o NUST Visa Debit Card Issuance* (annual and replacement fee would apply)
o Bankers Cheque Issuance
oInter Branch Online Cash Withdrawal/ Deposit (Online)
o Internal Fund Transfer within NUST via branch (Online Transfer)
o Internet Banking
o SMS on digital transactions
o E-statements
* For Current Account only
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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4.Can overseas Pakistanis obtain House Finance facility from NUST?
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Yes. However can apply as Co-Borrower with veriable income. Basic borrower from Pakistan should also meet the required basic criteria for MF.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Can I receive remittance in Pakistan if I do not have a bank account with any bank?
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You can receive your home remittance from any of NUST 600+ domestic branches nationwide if you have a valid CNIC and Transaction Unique Reference No. / Pin code.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the processing charges for NUST Flour Mill Finance Application?
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Processing fee will be charged @ 0.15% of total limit(s) processed/approved or Rs. 25,000/- whichever is higher
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is your bank offeringany Current Deposit account ?
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Current Deposit Account is specially designed for customers with regular banking transactional needs and do not need Profit.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Does the bank require any Equity for this scheme?
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AIF 1 & AIF 2: Minimum 30% (Existing business) & Minimum 40% (New Business)
AIF 3 & AIF 4 : Nil for Existing business & Minimum 25% (New Business)
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Any Account turnover requirement for NUST Rice Finance?
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Minimum 50% of applicant’s sales to be documented through account turnover with bank(s).
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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12. What will be the monthly insurance charges on the vehicle valuing Rs.3 million?
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With the current insurance rate of 1.75% per annum, it will be Rs.4,375/- per month.
Insurance rate once fixed, shall remain unchanged during the whole tenor of financing.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the opening and minimum balance requirement for VPCA?
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- No Opening Balance Requirements
- No Minimum Monthly Average Balance Requirements
- Allocation of Lockers (upon availability)**
*Subsequent Charges/Annual Fees would be as per prevailing SOC
**On maintaining a minimum monthly average balance of Rs. 50,000
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the main features of the Roshan Digital Account?
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Offered in PKR and USD/GBP/EUR
SMS Alerts on registered local and International numbers
Bill Payments & Funds Transfer within Pakistan via Local ATMs & Internet Banking
Investment in Naya Pakistan Certificates, Real Estate, NUST Term Deposits Receipts and Stock Market
Note: Local Deposits are not allowed in RDA
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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12. What are the processing charges for NUST Mortgage FInance?
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Processing Charges will be as per prevailing Bank’s Schedule of Charges (SOC).
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the free services offered on NUST Sahar Asaan Current Account ?
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- Free Inter Branch Online Cash Deposit/Withdrawal (Online)
- Free Internal Fund Transfer within NUST via branch (Online Transfer)
- Free Banker’s Cheque Issuance
- Free I-Net Banking
- Free E-statement
- Free SMS Alerts on digital transactions
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the principal repayment frequency in Ask Fauri Business Finance?
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AFBF-1: At Maturity
AFBF-2: Monthly / Quarterly
AFBF-3: Upon expiry / redemption
AFBF-4: Upon retirement
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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How many NUST Life Insurance Plans available? Plan Type Premium
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o NUST Life Value Plan Life time Protection and Saving Plan 18K
o NUST Life Munafa Mehfooz Plan Limited Time Plan (5 Years) 50K
What are the main features of these NUST Life Insurance Plans
- 14 Days Free Look Period start from the day customer received Policy Documents.
- Direct Investment system growth Plans (NUST Life directly invest funds in Universal Life Mutual fund
- NUST bank is only act as a Corporate Sales Agent, It’s a Insurance plan not to be considered as any Bank Account of Term depoist which have annual Fixed Returns.
- In case of early termination, only Cash Value of policy will be payable to customer
- Cancellation of policy and full refund option is available if policy documents returned during Free Lookup Period i.e. 14 days of receipt of documents
- Cash Values of policy may be differ from the tentaive returns provided on illustration document (illustration document is only for information)
Other Important Information about NUST Life Insurance Plans
- Munafa Mehfooz Plan is limited time plan of 5 Years with first year High Allocation and upfront loyalty bonus i.e. 20% on first year
- In case of early termination of Munafa Mehfooz Plan - upfront loyalty bonus amount value will be subtracted from the cash value of policy
- In case of death Cash Value or Sum Assured whichiver is higher will be paid to nominee/s
- Annaul / Half Yearly / Quarterly - Policy Premium Payment Mode Available as per customer conveience
- Policy Growth depends on Accociated Mutual Fund growth
- Death Claims will be handled by NUST Life subject of completion of required documents and eligible if policy status is Active Inforced/Reinstated only
For All NUST Life Banca Products Brochures available
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
|
11. Is insurance of vehicle is mandatory?
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Yes. Comprehensive Insurance of vehicle is mandatory for the whole tenor of loan at the cost of the borrower
through any of the insurance companies listed with NUST Bank.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is NUST Bank offering any seasonal financing?
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Seasonal finance product "NUST Flour Mill Finance” has been structured through for quick financing under program-based lending. The product has been designed for Flour Mills in order to meet their working capital needs. NUST Flour Mill Finance caters to meet seasonal financing needs of wheat procurement and other overhead expenses to flour mills. The scope of product is to target flour mills which fall under category of SME.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the target market for Current Deposit Account?
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Individuals (either singly or jointly)
Proprietorship Concerns, Business Owners
Partnership Firms
Public and Private Limited Companies
Government Organizations
Corporations, Clubs, Societies, NGOs etc.
Main Features
Non-Interest based Account
Frequent Transaction and Funds Accessibility
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the NUST Bank Web Portal Link for RDA?
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https://secureportal.NUSTbank.com/rda/
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Are there any Credit and Debit limits in NUST Freelancer Digital Account?
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The following Transaction limits apply:
Maximum Credit Balance Limit USD 5,000 or equivalent
Monthly Debit Limit USD 5,000 or equivalent
Cash Withdrawal Limit PKR 500,000 or equivalent / per day
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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IsNUST Bankoffering any account which provides lucrative profits on my savings?
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NUST Special Deposit Account (ASDA) is specially designed for large ticket customers to meet their transactional and savings needs.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Are there any transaction limits in NUST Asaan Digital Remittance Account ?
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The following Transaction limits apply:
Maximum Credit Balance Limit PKR 3,000,000
Cash Withdrawal Limit PKR 500,000/ per day
Fund Transfer Limit PKR 500,000/ per day
Local Credit Limit PKR 1,000,000/ per day
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What happens if I fail to fulfil your payment obligations?
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In case of overdue / default, recovery department of NUST will contact you, your loan related details will be reported to Credit Bureau.
Late payment will be applicable as per prevailing schedule of charges.
Legal proceeding may also be initiated by the Bank.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
|
What are the free services offered with Current Deposit Account?
|
Free SMS alerts facility on Digital Transactions
Free E-statement & I-Net Banking
Free Inter Branch Online Cash Deposit/Withdrawal (Online)
Free Internal Fund Transfer within NUST via branch (Online Transfer)
Free Banker’s Cheque Issuance
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Isthere any account which provides lucrative profits on my long term savings? Main
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Yes, NUST Maximiser Account has been designed to fulfill your basic banking needs and provide lucrative profit on your savings.
This product is available in two variants:
· NUST Maximiser Savings Account
· NUST Maximiser Term Deposit
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the Target Market?
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Individuals (either singly or jointly)
Proprietorship Concerns
Partnership Firms
Public and Private Limited Companies
Government Organizations, Corporations
Clubs, Societies, Associations,
NGOs/NPOs/Charitable Organizations
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the main features of NUST Sahar Term Deposit ?
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· Flexibility to choose from multiple tenure: 1, 3 or 5 Years
· Investments starts from as low as Rs. 50,000/-
· Monthly Profit Payment in your NUST Sahar Current Account
· Roll-over option available
Note: Deals to be booked from NUST Sahar Current Account Only
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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10. Are there any hidden charges?
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There are no hidden charges. All charges are mentioned in our Schedule of Charges available at our website and at all branches of NUST Bank.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What identity documents are required to open NUST Waqaar Account?
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A photocopy of any one of the following valid identity documents:
National Identity Card (CNIC) issued by NADRA
National Identity Card for Overseas Pakistani (NICOP) issued by NADRA
Pakistan Origin Card (POC) issued by NADRA
Passport, having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only)
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Who is eligible for this account?
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Skilled/Unskilled Workforce
Less Educated/Uneducated People
Farmers, Laborers/Daily Wagers
Women/Housewives
Self-Employed Individuals
Young Adults
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the account type of Little Champs Account is it saving or current ?
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This account is offered both in current and savings categories
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is there any minimum age to avail financing in NUST Hunarmand Finance?
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All Pakistanis aged between 21 and 45 are eligible to apply, however for IT/E-Commerce related businesses, the lower age limit will be 18 years
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Does your bank offer any account for senior citizens?
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NUST Waqaar Account has been developed for senior citizens, enabling them to carry out their banking transactions and also to avail investment opportunities.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is NUST Bank offering a simple Digital Banking Account ?
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Yes, NUST Asaan Digital Account is being offered
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are NUST's Banking hours to avail home remittance services from NUST Branches?
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Customers can avail home remittance services from NUST domestic branches during regular business hours appended below:
• Monday to Thursday: 09:00 am to 05:00 pm
• Friday: 09:00 am to 05:30 pm
• Saturday: 09:00 am to 01:30 pm (through selected branches)
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the Loan Limits of NUST Sahar Finance?
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New Business
Maximum Loan Rs: 3.00 Million Existing Business
Maximum Loan Rs: 5.00 Million
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Please tell me about the Minimum Monthly balance required for this account?
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No initial deposit requirement
Rs. 100,000/-* (Monthly Average Balance)
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What is the profit payment system for NUST Sahar Savings Account ?
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· Monthly Profit Payment
· Profit calculation on Monthly Average Balance
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is there a Monthly Transaction Limit (Debit and Credit Limit) in NUST Asaan Digital Account ?
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Maximum Credit Balance Limit PKR 1,000,000/-
Monthly Debit Limit PKR 1,000,000/-
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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I would like to inquire about opening a current account for business purpose with your Bank. Please tell me what options I have?
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NUST Value Premium Business Account has been designed to better meet the specialized banking needs of businesses that continue to grow with time.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is there any minimum balance requirement of Roshan Digital Account?
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No initial deposit requirement
No minimum balance requirement
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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I would like to inquire about opening a current account for Individuals with your Bank. Please tell me what options I have ?
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NUST Value Plus Current Account is specially designed for individuals to cater their financial needs.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is NUST Bank Participating in PMYB & ALS?
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NUST Bank is actively participating in PMYB&ALS. It has been specially designed to provide self-employment opportunity to the unemployed youth of the country who have skills, knowledge, experience or willingness to start their own businesses on small to medium scale or expand existing business on vast scale.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is there any Premature Encashment Penalty in NUST Maximiser Term Deposit?
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The encashment of NUST Maximiser Term Deposit before maturity will be subject to premature encashment penalty as below:
Principal amount x 1.5% per annum on the remaining period of the Term Deposits
(for e.g., deal booked for 5 years matured after 2 years – penalty/charges will be 4.5% x Principal Amount)
Minimum penalty/charges are 1.5% of the principal amount. The penalty amount will be to the extent of profit paid/payable only
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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14.Is Property insurance coverage mandatory?
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Yes. Property Insurance is mandatory; Insurance premium is born by the borrower. It covers construction cost of financed house and value of property in case of apartment.
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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1.What types of Housing Finance products does NUST offer?
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Purchase of House/ Apartment/ Flat/ Residential Unit
Purchase of Plot (+) plus Construction
Construction of House/ Residential Unit on already owned residential plot
Renovation of House/ Apartment/ Flat/ Residential Unit
Extension/ Expansion/ Improvement
Balance Transfer Facility (BTF) against existing financing facility of borrower from other banks/DFIs.
Note: Housing finance will not be allowed purely for the purchase of land/ plot
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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Is there any Insurance Coverage for this account?
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o ATM Cash Withdrawal Insurance coverage up to daily cash withdrawal limit of the debit card from NUST Bank ATMs
o 24 hours world-wide “Accidental Death & Permanent Disability” insurance coverage to Debit Card holders. Rs. 500,000/- and Rs. 700,000/- for Classic and Gold Debit Cards respectively
o 24 hours world-wide “Accidental Death & Permanent Disability” insurance coverage. The sum insured per account holder shall be equivalent to four times of the average balance completed in the last six months – maximum up toRs. 2.5 million
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You are a helpful banking assistant. You provide concise, accurate, and truthful answers to user queries to the best of your knowledge.
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What are the processing charges for Ask Fauri Finance Application?
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Flat @ Rs. 3,000/- (at the time of initiating and on each renewal)
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