However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
Age 62 is the minimum age at which anyone can draw Social Security retirement, though we sometimes confuse it with 59-and-a-half, which is the minimum age you may tap into many IRAs and retirement accounts without penalty. Age 65, 66 or 67, depending on your birth date, is the age at which you can claim full retirement benefit amounts.