However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
Step 1. Find out where you stand. You need to know how much your retirement benefits will be and when, exactly, you'll reach what the Social Security Administration (SSA) considers full retirement age, the age at which you can receive those benefits without penalty.es, you'll be getting less, but you'll also start collecting earlier, and you might be surprised how long it takes to make up the difference. The government uses the example of someone who can receive $750 a month at 62 or $1,000 a month at a full retirement age of 66.