CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms. Private label credit card. Private label credit cards are cards branded for a specific retailer, independent dealer or manufacturer. If the retailer does not manage the private label card, a third-party issues the cards and collects the payments from cardholders. Terms and conditions for private label credit cards are made by contracts between the retailer and the third party. Retailers prefer to have their own card because it offers customers another way to shop with them, thus increasing sales.
Of the $10 cost for the USBC Adult Basic membership, $7 will go to USBC National and $3 to the local association. State associations may charge their current dues which could add, at most, $1 to the cost. For Commonly Asked Questions about the new USBC Adult Basic Membership, please click here.
The average cost for a gym membership is $39 per month, but 67 percent of people with gym memberships never use them. Hopefully, by now you have a good idea of how other Americans live and how much they spend.