Population of the United States by Race and Hispanic/Latino Origin, Census 2000 and 2010. .2. NOTE: Percentages do not add up to 100% due to rounding and because Hispanics may be of any race and are therefore counted under more than one category.
The real estate agents involved in the sale transaction and the lender are often the best people to coordinate the closing arrangements. Most lenders require at last 3 to 5 days advance notice of the closing date in order to prepare the loan documents and get them to the closing agent. There are standard documents and exhibits that are commonly required for a loan closing, regardless of jurisdiction.
There is a significant difference between a preapproval and a final loan commitment. Before your lender grants you a loan commitment and schedules a final closing date, your loan must make it through the underwriting stage. The length of time it takes for your loan to go through underwriting will vary depending on your specific circumstances. The Underwriting Process Your preapproval is based on your completed mortgage application and the information in your credit report.