Fumaric acid is included in many dairy-based products. These include dairy drinks such as chocolate milk, cocoa, eggnog, condensed milk and whey protein beverages. It also may be added to clotted cream, milk and cream powders and milk and cream analogues (substitutes).umaric acid is added to some processed fruits and vegetables, including dried, canned, frozen and cooked versions. The processed vegetable category includes not only standard green and yellow vegetables but also mushrooms, root vegetables, legumes, aloe vera and seaweed.
GMB (trade union) GMB is  a general trade union in the United Kingdom which has more than 631,000 members. GMB members work in nearly all industrial sectors, in retail, security, schools, distribution and the utilities, social care, the NHS and ambulance service and local government.
Re: Pros/Cons for GMWB (Guaranteed Minimum Withdrawal Benefi. I think you have the wrong acronym. Your description seems to match a Guaranteed Lifetime Withdrawal Benefit (GLWB). A Guaranteed Minimum Withdrawal Benefit (GMWB) typically guarantees that you can withdraw a predetermined dollar amount such as the premiums you paid.