However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
Social Security recipients younger than their full retirement age who continue to work can earn up to $14,160 without penalty in 2009. (For baby boomers turning 62 in 2009, the full retirement age is 66.) If a worker earns above that amount, he or she will lose 50 cents of every benefit dollar.bout 54 percent of current 61-year-olds didn't know that you need to apply 3 months in advance of receiving your first payment, Fidelity found, and 7 percent erroneously believed that the Social Security Administration would contact them to set up payments.