However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
With Social Security, you never run out of money. For many of us -- people born between 1943 and 1954 -- our regular retirement age is 66. You're eligible to start receiving Social Security as early as age 62. But you suffer a penalty.You can also delay taking Social Security until age 70. Then you get a bonus. The penalty for taking Social Security early is a little over 7 percent a year, and the bonus for delaying is also slightly over 7 percent a year.ith Social Security, you never run out of money. For many of us -- people born between 1943 and 1954 -- our regular retirement age is 66. You're eligible to start receiving Social Security as early as age 62. But you suffer a penalty.