However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
Income Limits. In 2011, you can collect early Social Security and make up to $14,160 a year without penalty. For each $2 you earn over the limit, Social Security deducts $1 from your benefit amount. Once you reach the year of your full retirement age, yet before the month you reach full retirement, you can earn up to $37,680 without penalty.