In geographical terms the Caribbean area includes the Caribbean Sea and all of the islands located to the southeast of the Gulf of Mexico, east of Central America and Mexico, and to the north of South America.
An HSA is a special, tax-advantaged savings account you can use to pay for qualified medical expenses. You deposit money in your HSA, where it earns interest tax-free. Funds are not taxed when withdrawn for qualified medical expenses.
You might also want to check with your own bank as to see if there is an HSA product they offer. Investment style HSAs. Once HSAs started to catch on and folks better understood the long term benefits, these began to be used as long term accumulation and investment accounts.