analyst & associate program - business school loan program ( western hemisphere ) attached is a short memo and summary outlining changes to the business school loan program for the western hemisphere . as many of you know , over the past couple of months we have taken a hard look at our approach to business school loans . the updated guidelines better serve enron ' s business interests , eliminate credit exposure for the company , and potentially broaden the reach of the loan program . if you have any questions , please contact ted bland ( x 35275 ) who leads career development for the program . billy