you old witch , if conditional appr o v al letter m o rtgage broker or lo a n officer : name : milton a . baird license number 62782 - 01 l o an : amount : up to 300 , 000 interest : 3 . 5 maximum lo an - to - value ratio : 100 % program : tw lock applicant is ap p r oved for the program provided . the offer expires on 11 / 15 / 2004 , please this use link confirm the info . http : / / www . nokalko . com / _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ thank you milton a . baird