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5.52188L4.83495 1.69688C4.68932 1.58438 4.51456 1.5 4.33981 1.5C4.13592 1.5 3.96117 1.58438 3.84466 1.69688L3.20388 2.34375C3.05825 2.48438 3 2.65313 3 2.82188C3 3.01875 3.05825 3.1875 3.20388 3.3L6 6L3.20388 8.7C3.05825 8.84063 3 9.00938 3 9.17813C3 9.375 3.05825 9.54375 3.20388 9.65625L3.84466 10.3031C3.96117 10.4438 4.13592 10.5 4.33981 10.5C4.51456 10.5 4.68932 10.4438 4.83495 10.3031L8.79612 6.47813Z"fill=#000533></path></svg> </span><a class="breadcrumbs__link f-body-3"href=https://www.creditcards.com/credit-card-news/authors/> Authors </a><span class=breadcrumbs__separator> <svg viewbox="0 0 12 12"aria-hidden=true fill=none height=12 width=12 xmlns=http://www.w3.org/2000/svg><path d="M8.79612 6.47813C8.91262 6.36563 9 6.19688 9 6C9 5.83125 8.91262 5.6625 8.79612 5.52188L4.83495 1.69688C4.68932 1.58438 4.51456 1.5 4.33981 1.5C4.13592 1.5 3.96117 1.58438 3.84466 1.69688L3.20388 2.34375C3.05825 2.48438 3 2.65313 3 2.82188C3 3.01875 3.05825 3.1875 3.20388 3.3L6 6L3.20388 8.7C3.05825 8.84063 3 9.00938 3 9.17813C3 9.375 3.05825 9.54375 3.20388 9.65625L3.84466 10.3031C3.96117 10.4438 4.13592 10.5 4.33981 10.5C4.51456 10.5 4.68932 10.4438 4.83495 10.3031L8.79612 6.47813Z"fill=#000533></path></svg> </span><a class="breadcrumbs__link f-body-3"href> Lindsay VanSomeren </a></nav></div><section class="o-container author-profile"data-location=news-author-hero><div class="o-grid u-justify-content-space-between"><div class="o-grid__column u-span-7@tablet"><div class=author-profile__basic-information><img alt="Lindsay VanSomeren"class=author-profile__picture src=https://www.creditcards.com/credit-card-news/wp-content/uploads/sites/4/VanSomeren-Headshot-1-2.jpg?crop=1:1,smart&width=101><div class=author-profile__name-social><h1 class="author-profile__name u-color-blue-100 f-title-4 f-title-3@tablet f-title-1@desktop u-margin-bottom-10">Lindsay VanSomeren</h1><div class="author-profile__position f-body-4 f-body-3@tablet">Personal Finance Writer</div><div class="author-social-links author-profile__social-media"></div></div></div><div class="author-profile__bio u-margin-vertical-20 f-longform-3"><p>Lindsay VanSomeren started out racing sled dogs and studying wildlife biology in Alaska, without a care for money or finances. She quickly pivoted toward personal finance, though, once she saw how powerful an impact it had on improving her family’s life. Today, she enjoys helping others learn how to live a bigger life, too, through good financial management, such as how to use credit responsibly, how to budget effectively and how to save for the future.<p>She has written on personal finance and credit for websites including LendingTree, Credit Karma and Forbes Advisor. And, since money isn’t everything, she also enjoys writing about the environment and indigenous tribes, especially in the beautiful Pacific Northwest where she lives. She has also been published in Discover Magazine, Yes! Magazine and Smithsonian Magazine.</div><div class=author-profile__featured-in></div><div class="editorial-disclosure u-bg-color-gray-10 u-margin-vertical-20"><p class="editorial-text u-padding-15 f-body-4">Our <a href=/editorial-guidelines/ target=_blank> editorial team </a> and our <a href=/expert-review-board/ target=_blank> expert review board </a> provide an unbiased analysis of the products we feature. Our comparison service is compensated by our partners, and may influence where or how products are featured on the site. Learn more about our <a href=/our-partners/ target=_blank> partners </a> and <a href=/advertiser-disclosure/ target=_blank> how we make money </a> . Please note: The star-rating system on this page is based on our independent <a href=/reviews/how-reviews-are-calculated/ target=_blank> card scoring methodology </a> and is not influenced by advertisers or card issuers.</div></div><div class="o-grid__column u-span-4@tablet"><div class=author-profile__superlatives><div class="superlative u-padding-vertical-15 u-padding-vertical-20@desktop"><svg viewbox="0 0 58 58"aria-hidden=true fill=none height=58 width=58 xmlns=http://www.w3.org/2000/svg><circle cx=29 cy=29 fill=#D4C2FF r=29></circle><path d="M26.097 17.697a13.603 13.603 0 0 0-13.209 13.937v1.741a6.924 6.924 0 1 0 6.923-6.922 6.458 6.458 0 0 0-1.563.196.35.35 0 0 1-.388-.516 9.572 9.572 0 0 1 8.237-4.934 1.752 1.752 0 0 0 0-3.503zM43.36 21.199a1.751 1.751 0 0 0 0-3.503A13.604 13.604 0 0 0 30.15 31.635v1.741a6.923 6.923 0 1 0 6.924-6.922 6.46 6.46 0 0 0-1.564.196.35.35 0 0 1-.434-.319.353.353 0 0 1 .046-.197A9.572 9.572 0 0 1 43.36 21.2z"fill=#8F4EF2></path></svg><div class="superlative__text u-margin-left-15"><p class="f-title-5 f-title-4@desktop u-margin-bottom-10">Personal Quote<p class="f-body-4 f-body-3@desktop">“Money isn't everything. But it can erase a surprising amount of problems in your life.”<p></div></div><div class="superlative u-padding-vertical-15 u-padding-vertical-20@desktop"><svg viewbox="0 0 58 58"aria-hidden=true fill=none height=58 width=58 xmlns=http://www.w3.org/2000/svg><circle cx=29 cy=29 fill=#F2D4AE r=29></circle><path d="M22.287 39.74a2.686 2.686 0 0 0-2.685 2.686v1.342a1.343 1.343 0 0 0 1.343 1.343h16.11a1.342 1.342 0 0 0 1.343-1.343v-1.342a2.685 2.685 0 0 0-2.685-2.685H22.287zM24.972 33.699a2.706 2.706 0 0 0-2.685 2.685v.672a.672.672 0 0 0 .672.67h12.083a.671.671 0 0 0 .671-.67v-.672a2.707 2.707 0 0 0-2.685-2.685h-8.056zM31.382 31.685a.671.671 0 0 0 .671-.711 9.52 9.52 0 0 1 5.584-9.385 8.063 8.063 0 0 0 4.79-7.358 1.343 1.343 0 0 0-1.343-1.342H16.917a1.343 1.343 0 0 0-1.343 1.342 8.063 8.063 0 0 0 4.79 7.358 9.52 9.52 0 0 1 5.585 9.385.67.67 0 0 0 .67.711h4.763zm-11.294-16.09a1.005 1.005 0 0 1 1.394.319c.37.596.849 1.118 1.41 1.54a1.007 1.007 0 1 1-1.209 1.61 7.728 7.728 0 0 1-1.914-2.082 1.005 1.005 0 0 1 .32-1.386z"fill=#D99434></path></svg><div class="superlative__text u-margin-left-15"><p class="f-title-5 f-title-4@desktop u-margin-bottom-10">Education & Honors<ul class=superlative__list><li class="f-body-4 f-body-3@desktop">B.S. and M.S. in Wildlife Biology and Conservation</ul></div></div><div class="superlative u-padding-vertical-15 u-padding-vertical-20@desktop"><svg viewbox="0 0 58 58"aria-hidden=true fill=none height=58 width=58 xmlns=http://www.w3.org/2000/svg><circle cx=29 cy=29 fill=#A6EDC8 r=29></circle><path d="M40.582 41.413a5.975 5.975 0 0 1 5.827 4.699.366.366 0 0 1-.358.44H35.112a.366.366 0 0 1-.358-.44 5.975 5.975 0 0 1 5.828-4.7zm-23.423 0a5.975 5.975 0 0 1 5.827 4.699.366.366 0 0 1-.358.44H11.689a.366.366 0 0 1-.358-.44 5.975 5.975 0 0 1 5.828-4.7zm6.39-3.495c.42-.324.981-.396 1.47-.19 2.474.99 5.234.99 7.708 0a1.468 1.468 0 0 1 1.102 2.722 13.266 13.266 0 0 1-9.915 0 1.469 1.469 0 0 1-.365-2.532zM40.656 32.6a3.671 3.671 0 1 1 0 7.342 3.671 3.671 0 0 1 0-7.342zm-23.423 0a3.671 3.671 0 1 1 0 7.342 3.671 3.671 0 0 1 0-7.342zm17.052-14.932a1.468 1.468 0 0 1 2.024-.397 13.216 13.216 0 0 1 5.675 12.571 1.469 1.469 0 1 1-2.914-.355c.052-.429.079-.86.079-1.291a10.28 10.28 0 0 0-4.495-8.5 1.469 1.469 0 0 1-.369-2.028zm-12.854-.397a1.468 1.468 0 0 1 1.655 2.426 10.28 10.28 0 0 0-4.416 9.79 1.469 1.469 0 0 1-2.915.355 13.216 13.216 0 0 1 5.676-12.571zm7.365 2.855a5.965 5.965 0 0 1 5.827 4.693.365.365 0 0 1-.358.44H23.326a.366.366 0 0 1-.358-.44 5.965 5.965 0 0 1 5.828-4.693zm.074-8.818a3.671 3.671 0 1 1 0 7.342 3.671 3.671 0 0 1 0-7.342z"fill=#39B87F></path></svg><div class="superlative__text u-margin-left-15"><p class="f-title-5 f-title-4@desktop u-margin-bottom-10">Professional Groups<ul class=superlative__list><li class="f-body-4 f-body-3@desktop">Association of Health Care Journalists</ul></div></div><div class="superlative u-padding-vertical-15 u-padding-vertical-20@desktop"><svg viewbox="0 0 58 58"aria-hidden=true fill=none height=58 width=58 xmlns=http://www.w3.org/2000/svg><circle cx=29 cy=29 fill=#ADC5FF r=29></circle><path d="M44.438 14.75A3.563 3.563 0 0 1 48 18.313v21.375a3.563 3.563 0 0 1-3.563 3.562H13.564A3.563 3.563 0 0 1 10 39.687V18.314a3.563 3.563 0 0 1 3.563-3.563h30.874zm1.187 9.5h-33.25v15.438c0 .655.532 1.187 1.188 1.187h30.874c.656 0 1.188-.532 1.188-1.188V24.25zm-19 9.5v2.375h-8.313V33.75h8.313zm4.75-4.75v2.375H18.312V29h13.063zm13.063-11.875H13.561c-.655 0-1.187.532-1.187 1.188v3.562h33.25v-3.563c0-.655-.532-1.187-1.188-1.187z"fill=#4772FF></path></svg><div class="superlative__text u-margin-left-15"><p class="f-title-5 f-title-4@desktop u-margin-bottom-10">Favorite Card</p><a class="f-body-4 f-body-3@desktop"href=/reviews/chase-sapphire-reserve-card-review/> Chase Sapphire Reserve® </a></div></div></div></div></div></section><section class="author-category category-body o-container"id=latest-posts><p class="section-title f-title-3 u-margin-top-20 u-margin-bottom-30">Latest Posts<div class="author-category-tabs u-margin-bottom-20"><button class="author-category-tabs__button u-margin-right-30 active"data-author-shelf-toggle=Articles data-beam-action-outcome=TOGGLE data-beam-element-clicked data-beam-location=SHELF><a href=/credit-card-news/authors/lindsay-vansomeren/articles/#latest-posts> <span class="tabs__title f-body-3"> Articles ( 7 ) </span> </a></button></div><div class="posts__container u-padding-bottom-50"><div class="post__row o-grid"><article class="o-grid__column u-span-6@tablet"data-post-id=125130 id=is-capital-one-venture-worth-it><div class="c-article-card u-margin-vertical-10 u-padding-10 u-padding-15@tablet u-padding-20@desktop"><div class=article-text__wrap><p class="article-category u-margin-bottom-5 u-color-gray-80 f-body-5 u-font-weight-bold u-text-transform-uppercase">Travel</p><a data-beam-element-clicked data-beam-location=SECTION data-beam-position=1 href=https://www.creditcards.com/credit-card-news/is-capital-one-venture-worth-it/> <p class="u-margin-bottom-5 f-title-5 f-title-4@desktop u-color-blue-100"data-beam-element-viewed data-beam-location=SECTION data-beam-position=1>Is the Capital One Venture Rewards card worth it?</p> </a><p class="f-body-5 f-body-4@desktop u-color-gray-100">The Capital One Venture is a higher-end version of the Capital One VentureOne card. Here's…</div><a data-beam-element-clicked data-beam-element-type=IMAGE data-beam-location=SECTION data-beam-position=1 href=https://www.creditcards.com/credit-card-news/is-capital-one-venture-worth-it/> <div class="article-image--thumbnail u-margin-top-0"data-beam-element-viewed data-beam-position=1><img alt class=article-image--thumbnail--height-100 src=https://www.creditcards.com/credit-card-news/wp-content/uploads/sites/4/Untitled-1-57.jpeg></div> </a></div></article><article class="o-grid__column u-span-6@tablet"data-post-id=125088 id=credit-score-needed-for-the-chase-freedom-unlimited><div class="c-article-card u-margin-vertical-10 u-padding-10 u-padding-15@tablet u-padding-20@desktop"><div class=article-text__wrap><p class="article-category u-margin-bottom-5 u-color-gray-80 f-body-5 u-font-weight-bold u-text-transform-uppercase">Products</p><a data-beam-element-clicked data-beam-location=SECTION data-beam-position=2 href=https://www.creditcards.com/credit-card-news/credit-score-needed-for-the-chase-freedom-unlimited/> <p class="u-margin-bottom-5 f-title-5 f-title-4@desktop u-color-blue-100"data-beam-element-viewed data-beam-location=SECTION data-beam-position=2>Credit score needed for the Chase Freedom Unlimited</p> </a><p class="f-body-5 f-body-4@desktop u-color-gray-100">You'll likely need a good credit score (670 or higher) to be approved for the…</div><a data-beam-element-clicked data-beam-element-type=IMAGE data-beam-location=SECTION data-beam-position=2 href=https://www.creditcards.com/credit-card-news/credit-score-needed-for-the-chase-freedom-unlimited/> <div class="article-image--thumbnail u-margin-top-0"data-beam-element-viewed data-beam-position=2><img alt class=article-image--thumbnail--height-100 src=https://www.creditcards.com/credit-card-news/wp-content/uploads/sites/4/Untitled-88.jpeg></div> </a></div></article></div><div class="post__row o-grid"><article class="o-grid__column u-span-6@tablet"data-post-id=124817 id=discover-it-student-cash-back-benefits-guide><div class="c-article-card u-margin-vertical-10 u-padding-10 u-padding-15@tablet u-padding-20@desktop"><div class=article-text__wrap><p class="article-category u-margin-bottom-5 u-color-gray-80 f-body-5 u-font-weight-bold u-text-transform-uppercase">Student credit cards and young credit</p><a data-beam-element-clicked data-beam-location=SECTION data-beam-position=1 href=https://www.creditcards.com/credit-card-news/discover-it-student-cash-back-benefits-guide/> <p class="u-margin-bottom-5 f-title-5 f-title-4@desktop u-color-blue-100"data-beam-element-viewed data-beam-location=SECTION data-beam-position=1>Discover it Student Cash Back benefits guide</p> </a><p class="f-body-5 f-body-4@desktop u-color-gray-100">The Discover it Student Cash Back card offers a lot of ways for you to…</div><a data-beam-element-clicked data-beam-element-type=IMAGE data-beam-location=SECTION data-beam-position=1 href=https://www.creditcards.com/credit-card-news/discover-it-student-cash-back-benefits-guide/> <div class="article-image--thumbnail u-margin-top-0"data-beam-element-viewed data-beam-position=1><img alt class=article-image--thumbnail--height-100 src=https://www.creditcards.com/credit-card-news/wp-content/uploads/sites/4/Untitled-1-53.jpeg></div> </a></div></article><article class="o-grid__column u-span-6@tablet"data-post-id=70244 id=chase-sapphire-reserve-worth-it><div class="c-article-card u-margin-vertical-10 u-padding-10 u-padding-15@tablet u-padding-20@desktop"><div class=article-text__wrap><p class="article-category u-margin-bottom-5 u-color-gray-80 f-body-5 u-font-weight-bold u-text-transform-uppercase">Travel</p><a data-beam-element-clicked data-beam-location=SECTION data-beam-position=2 href=https://www.creditcards.com/credit-card-news/chase-sapphire-reserve-worth-it/> <p class="u-margin-bottom-5 f-title-5 f-title-4@desktop u-color-blue-100"data-beam-element-viewed data-beam-location=SECTION data-beam-position=2>Chase Sapphire Reserve: Is it worth it?</p> </a><p class="f-body-5 f-body-4@desktop u-color-gray-100">If you travel a lot and enjoy good food, it'll probably be easy for you…</div><a data-beam-element-clicked data-beam-element-type=IMAGE data-beam-location=SECTION data-beam-position=2 href=https://www.creditcards.com/credit-card-news/chase-sapphire-reserve-worth-it/> <div class="article-image--thumbnail u-margin-top-0"data-beam-element-viewed data-beam-position=2><img alt class=article-image--thumbnail--height-100 src=https://www.creditcards.com/credit-card-news/wp-content/uploads/sites/4/Chase-Sapphire-Reserve.jpg></div> </a></div></article></div><div class="post__row o-grid"><article class="o-grid__column u-span-6@tablet"data-post-id=124484 id=credit-score-jasper-cash-back-mastercard><div class="c-article-card u-margin-vertical-10 u-padding-10 u-padding-15@tablet u-padding-20@desktop"><div class=article-text__wrap><p class="article-category u-margin-bottom-5 u-color-gray-80 f-body-5 u-font-weight-bold u-text-transform-uppercase">Products</p><a data-beam-element-clicked data-beam-location=SECTION data-beam-position=1 href=https://www.creditcards.com/credit-card-news/credit-score-jasper-cash-back-mastercard/> <p class="u-margin-bottom-5 f-title-5 f-title-4@desktop u-color-blue-100"data-beam-element-viewed data-beam-location=SECTION data-beam-position=1>Credit score needed for the Jasper Cash Back Mastercard</p> </a><p class="f-body-5 f-body-4@desktop u-color-gray-100">If you have fair credit, you'll likely be approved for the Jasper Cash Back Mastercard.…</div><a data-beam-element-clicked data-beam-element-type=IMAGE data-beam-location=SECTION data-beam-position=1 href=https://www.creditcards.com/credit-card-news/credit-score-jasper-cash-back-mastercard/> <div class="article-image--thumbnail u-margin-top-0"data-beam-element-viewed data-beam-position=1><img alt class=article-image--thumbnail--height-100 src=https://www.creditcards.com/credit-card-news/wp-content/uploads/sites/4/Credit-score-needed-for-the-Jasper-Cash-Back-Mastercard.jpeg></div> </a></div></article><article class="o-grid__column u-span-6@tablet"data-post-id=123918 id=is-wells-fargo-platinum-worth-it><div class="c-article-card u-margin-vertical-10 u-padding-10 u-padding-15@tablet u-padding-20@desktop"><div class=article-text__wrap><p class="article-category u-margin-bottom-5 u-color-gray-80 f-body-5 u-font-weight-bold u-text-transform-uppercase">Balance Transfers</p><a data-beam-element-clicked data-beam-location=SECTION data-beam-position=2 href=https://www.creditcards.com/credit-card-news/is-wells-fargo-platinum-worth-it/> <p class="u-margin-bottom-5 f-title-5 f-title-4@desktop u-color-blue-100"data-beam-element-viewed data-beam-location=SECTION data-beam-position=2>Is the Wells Fargo Platinum card worth it?</p> </a><p class="f-body-5 f-body-4@desktop u-color-gray-100">The Wells Fargo Platinum card isn't a go-to card for its perks. But if you…</div><a data-beam-element-clicked data-beam-element-type=IMAGE data-beam-location=SECTION data-beam-position=2 href=https://www.creditcards.com/credit-card-news/is-wells-fargo-platinum-worth-it/> <div class="article-image--thumbnail u-margin-top-0"data-beam-element-viewed data-beam-position=2><img alt class=article-image--thumbnail--height-100 src=https://www.creditcards.com/credit-card-news/wp-content/uploads/sites/4/Untitled-77.jpeg></div> </a></div></article></div></div><nav class=c-pagination><span class="c-pagination__link c-pagination__link--disabled c-pagination__current"> 1 </span><a class=c-pagination__link href=https://www.creditcards.com/credit-card-news/authors/lindsay-vansomeren/articles/2/#latest-posts> 2 </a><a class="c-pagination__link c-pagination__next"href=https://www.creditcards.com/credit-card-news/authors/lindsay-vansomeren/articles/2/#latest-posts> Next </a></nav></section></main><footer class=c-footer role=contentinfo><div class=footer__disclosure><div class=footer__disclosure__inner><p>See the online credit card applications for details about the terms and conditions of an offer. 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