banner life upgraded to a + + effective february 8 , 2002 banner extended conversion privileges on opterm and potomac term . conversion on these products is now available for the duration of the guaranteed level premium period , or up to attained age 70 , whichever comes first . ( this includes the opterm 30 ! ) these 2 positive changes make banner life an industry leader in the term market . if you ' d like to see for yourself just how competitive they are . . . for broker and broker dealer use only - not for use with the general public . products not available in all states . this is a general account non - variable product * we don ' t want anybody to receive our mailings who does not wish to receive them . this is professional communication sent to insurance professionals . to be removed from this mailing list , do not reply to this message . instead , go here : http : / / www . insurancemail . net legal notice