Wow some people live in a dream world to say that if you can afford a $32,000 you would be able to afford a $44K vehicle. Being one of those who could not afford another $12,000 plus I assume you still pay sales tax so there is another $1800. For a lot of us $14,000 is still a lot of money. This means that you figure most people can afford a luxury car but choose not to. Car sellers would love this.