Last year the rates went up 20% and this year they are probably going to go up at least that amount.  Your claim is that the increase this year has 'DIRECT' blame on the Republicans.  I asked what the excuse was for the increase last year and rather than supply anything of substance you throw out that there could possibly be different causes.  Great, what are they?!? If you have a firm grasp on what the causes are going to be for this next years increases then you must have a more solid understanding of what happened last year (hindsight and all)!