I agree with you that the baby boomer generation is accustomed to dominating the marketplace as we have been the "big bulge" as teenagers, as middle-agers, and now as senior citizens.  But the purpose of this legislation is actually to help our children or grandchildren as much as, or more than, ourselves.  We don't want that family member to have to give up his or her paid employment, thus derailing themselves from future benefits, in order to care for us.  The daily allowance is intended to provide respite for the caregiver while assuring that the kupuna still receives care.  it really does have a multi-generational benefit.