The millionaires are different.  They are millionaires. They get their way because we bow to them--a habit learned perhaps during our simian ancestry, as Jane Goodall relates:  “In order to impress rivals, males seeking to rise in the dominance hierarchy perform spectacular displays: stamping, slapping the ground, dragging branches, throwing rocks. The more vigorous and imaginative the display, the faster the individual is likely to rise in the hierarchy, and the longer he is likely to maintain that position.” In her book “My Life With the Chimpanzees”.  
Dependency is a known—and often ignored—risk for many things.  Addiction defense can be learned by most.  If it is taught.