Why do you have a problem with my choosing to be covered by a catastrophic policy and a medical saving account rather than paying high premiums for medical insurance I don't need?

What is wrong with people making their own choices instead of you dictating to them what they should spend their money on?

Or is this about you not wanting to pay for your own care and wanting someone else to do it for you? Healthy and young people, who generally are the employed people least able to afford high-cost coverage they don't need are the ones footing the bill so that the lazy and sick can be covered at lower costs.

I suspect that's the reason for the moaning and groaning about this. You couldn't care less if other people have insurance so long as they don't stop paying for yours.