With regard to the aging demographic, I really think the statistical comparison is flawed.  The comparative age groups need to be revised.  The over age 65 age group up should be compared to those 24 years of age and younger, instead of 14.  Most young people are still in school and/or have not landed a good paying full-time job until age 24.  This change would provide a more logical and realistic comparison for our evolving society as a whole.