No, not disingenuous at all.  Everyone IS welcome.  That sin separates some is a sad fact....and, as I said, the path to reconciliation is also welcoming and available.  

What you are basically saying is that you want to be welcome on YOUR terms.....and not recognize that it is we ourselves who cause the separation.  Apparently you think that reconciliation is not necessary?  Even Jesus reminded us to go and sin no more, right?  He both offers mercy and expects correction of sinful behavior, a change of heart.

So - everyone is welcome to worship and the Table.  That some have to reconcile before fully partaking of the Food is not unwelcoming - it is merciful and loving...reconciliation signifies true belief and change of heart.

The crack about money is just pure nonsense and typical put-down we have come to expect from some folks.  But just for kicks - since you brought up shelters - do you know how much of the money freely given at Mass goes to support charitable endeavors?