It's worse that it sounds.   You can read the plan here.  http://bankrupt.com/misc/BUCCANEERRds0725.pdf.  The multi-billion dollar bank gets 100% of it's money.   That's right, the money rightfully earned by the small business owner, is now being demanded back so they can pay the banks their money.   An offensive practice made totally legal by your elected representatives.  Another fine example of a government bought and served by the wealthy elite.   And yet, we still elect representatives from the same two bought and paid for political parties year after year.