So what do we do with those among us who are unlucky enough to be born with physical, mental or intellectual disabilities and cannot "make your own money?"  Or those of us who become disabled and cannot go back to work or afford the medical bills? Or children orphaned before they are old enough to support themselves but relatives cannot afford to take them in?  Let them starve or freeze to death or beg on the streets?  Sometimes a lack of personal responsibility is not the problem.