Keep cash, some US teck if you bought it back when a buck was a buck. The loonie will come to par again some time in the next 15 years, so staying in cash and buying a little CDN on the dips. There will be no way to make up the 30% (40% exchange rate when the banks are done with you) so buy Canadian for a while, Travel to GB, Europe, Australia; anywhere our dollar still has relative value and stay out of the US.  That is our plan, I even hear people saying US vacations are cancelled just can not live with the 40% hit on the buck, and a lot are like us, we have a few 1000 US left but it is for a need not a want.