Flawed logic.   Comey could have been one reason.    The Russians another reason.    Clinton herself was a major reason.     

As for the reason she hasn't been charged yet - do you actually believe that Trump would hesitate to charge her if there was a solid case?     That would be the ultimate distraction from his mediocre (at best) first 100 days.    The GOP controls Congress yet Trump was unable to pass some of this signature promises.