I say invest in your own future and don't expect to subside off the work of other younger people later. My employer doesn't match retirement contributions and certainly doesn't have a pension program. I work for a non-profit. Which, really, is not any different than a state or federal employee, and, I don't think it is right to expect your employer to pony up for your well being later in life just because you are a public servant. I certainly don't expect social security to be around by the time I am 65-67-69 or what ever it will be when I can't work anymore. Enstar just faced the same fiscal uncertainty which flipped our gas bills up by a ten dollar "customer charge" that I'm more than willing to bet was to pay for their retirees. That I understand. It's corporate. You have to pay. But civil servants? No. The ex presidents should be pulling their own weight. Just my thoughts.