Do you get subsidies for your coverage? If you do, but definition under the ACA, you are low income. On the other side is someone being over charged for their health care to cover that. The ACA assumes that $100k is rich and they charge excessive premiums to those people. 

I agree that the pre-existing condition requirement is a necessity of what replaces the ACA. People like you should be able to get coverage at a reasonable price. The issue with the healthcare system is places like Providence (a non profit) that is making Billions off the services they provide. People have only one choice in healthcare. Pay (and potentially face bankruptcy) or go without treatment. The healthcare system has a monopoly and companies and doctors are getting rich off the backs of people. That needs to be fixed. The system cannot sustain the increases in it's future.