It would be so easy if all decisions regarding life threatening situations could be avoided without considering cost.  Like buying a large car which is safer but more expensive and also getting all the safety options available like a collision avoidance system.  But we buy what we can afford and give up a lot of safety features that could save our life.  Maybe government should dictate that all vehicles be a certain size and come with all the safety features available.  But even government at times is restricted by cost and can't do everything needed in trying to protect us from injury or death.