I do not believe this,a Professional at that age with that Income with that debt,what is She smoking???
We have zero debts,net worth half that of this persons,monthly income of $3500 from Pensions,do not touch cash which grows in TFSA , and live quite well,actually save $1500 a month.
73,at 80 plus if I/We are still alive will be able to go into a very nice Retirement Home.