Who is this chucker mm62? I had to check who on earth would  'like' such an inaccurate post and it was the chucker himself who liked his own post. Wrong on so many levels....mutual funds rarely beat the S&P 500 and you can capture its performance with a much lower cost ETF. Besides, if you want a selection of stocks, you can create your own 'mutual fund' again, for so much less cost.