LOL you got nothing.   Take out the bankruptcy filings from the fact we were in a recession (something even a five year old understands) and we haven't decreased bankruptcy filings we have increased them.  So yes it is accurate to state that Bankruptcy filings for MEDICAL REASONS have increased under the ACA not decreased.   Bankruptcy filings due to the 'Great Recession' have nothing to do with medical reasons then there truly is no discussing this with you.   Please do do on proving to the world that you really do believe the idiocy you're posting.    Right now it's like starting a comparison of temperatures in June and going to December and saying that the number of shopping days until Christmas is what determines the average high temperature.   There is no such causal relationship.