Paying good money for a new car that depreciates the moment you drive it off the lot?  Not made of money, and I earn a good income.  Still driving my black 2008 Hyundai Accent SE - decent little 2-door hatchback with 'sport-tuned' suspension, with leather steering wheel and B&M shifter, sun/moon roof, 16-in 205mm low-profile tires, gutless 1.6l DOHC 24-valve EFI mated to a 5 speed manual that runs at 3000 rpm at 100kph.  100,000 km on it, new belts, incl timing belt, good on gas, all OEM and it's paid for - can't abide paying $20K for a car.  Lots of them on the road still.  Great visibility from the driver's seat.  Only down-side is the dealer in town's ugly rep, but any garage can service it.