HCDA has made it more difficult for buyers to get into an affordable home. They do this at this point in every real estate cycle, now 30 years worth. Their next (inevitable) move comes in 5-6 year, on the downside of the cycle when they rescind these rules, because there has been no new needed supply of affordable housing. Why is it so hard to understand, editorial board? Affordable housing supply is driven by profitable development - you take away one, and you loose the other. 1, 2, 3. And the reason why you lose profitable development is because the home buying public is not willing to accept these onerous conditions on their home ownership: requiring those restrictions makes government your landlord - you share your equity, you have to live there for 30 years. But bureaucrats like Souki and staff did it anyway. A leap of faith. Too bad they didn't look before they jumped. Like look at Waipahu Plantation Village. Government now days is the plantation owner of old. Yikes