You have either forgotten or never knew that one of the reasons why we went to, or tied to go to, universal coverage is to try to contain the skyrocketing cost of healthcare. People that have no coverage that require healthcare go to the emergency room which is very expensive then in turn they cannot afford to pay the bill so the hospital gets stiffed and the patient invariably declares bankruptcy. When this happens, the only recourse hospitals have is to raise prices. This impacts all of us you included. It would be better if everyone was covered because preventive care costs less in the long run, hospitals would get paid, prices would drop for everyone including you.....