Net worth increased from prior facelift, but despite lower net income, they still spend $1800 per month on groceries and outside meals. Looks like they discounted that advice from the planner. Gotta wonder if they have the discipline to adapt to changing circumstances with the staged retirement ahead.

At $100K annual net income, they are hardly representative of typical Canadian family with considerably fewer assets and retirement options, but that could be said every week about this column.