Except you refuse to correct the problems with the banking industry and they keep repeating their failures. You really think consumers are jumping ship by the millions over Wells Fargo's latest fiasco? Hardly enough to make a dent in their behavior. Price gouging in the pharmaceutical is a classic example where the consumer has little recourse but complain. Congress is afraid to stop that fraud and stealing leaving the consumer stuck. 
    "Wall Street banker buddies"? While that may be true it's the banks who over inflated their product with scams that created the debt. The government was trying to save the economy while the banking industry was only trying to save themselves. There should have been more courage in prosecuting those banking executives and knocking crony capitalism to the floor.