Boozer:  I acknowledge that your perspective, what I'll term a "been there, done that" perspective is extremely important to this conversation.  I both respect and admire that you have worked hard to better your life and, from all I can gather, have certainly done so.  I am, personally, a "generous guy".....but, I don't like to be taken advantage of.  I think we agree that individuals who choose to let others "pull the freight" and are capable, but unwilling, to support themselves are "taking advantage of the compassion and good-will of others.  

My personal experience is "second hand".  My Father was a Dust Bowl Okie who "rode the rails" to California in the early Thirties to escape the Depression in Oklahoma and look for work and a future.  He found work, "worked his butt off" and was a great father and provider for his family.  I see you as being much like him...so respect for your achievements comes easy for me.  (continued below)