None of these loans should be forgiven. People need to understand what a scam college is today. Teachers are paid a fortune to brainwash our youth, and they willingly sign-up for it.  America needs to understand that everyone doesn't need to go to college, nor finish high school.  Our public schools are handicapped by those students who should be in special needs classes, but because of our politically challenged country find themselves in regular classes slowing the learning process to a crawl.  When you combine this insanity with those students whose behavior demonstrates they have no business being in a classroom, you end-up with the ridiculous system we now have. Public education in America is an embarrassment. It's long past time we returned to a system that helps kids with special needs in special needs classes, and deals with behavior problem kids in a way that keeps them from slowing the regular classroom pace.  We have dumbed-down our schools, and we're suffering for it.