Yes I agree with some others about it being a stupid comment using stats that refer to withdrawing up to age of 71....I have been drawing from RRSPs since I was 57!!....I think the banks are driven by the ongoing advice of banks to their clients not to spend their money...the banks want you to keep it in the bank.......take a look at the death stats...the average is 81!!. or less for men......I would much rather use my money early in my retirement then later when I cannot enjoy it as much or it is impossible to enjoy......I do not intend to use my RRSPs to keep me in a home dribbling soup onto my pants....much rather go south in the winter and eat lovely meals at good restaurants now!!! Yes and I also had a chuckle at the "high interest" comment.