I see a real problem in how we even discuss affordable housing and who gets it. The prime problem is that the 140 percent of median income defining those who get in. So break it down. 50 percent of households above and below and income level is the median. 140 percent of the median is 50 percent plus 40 percent. So we define affordable housing as excluding only the upper 10 percent. Further more that 30 percent of available units is split up as 10 percent going to low, 10 percent to the middle, and 10 percent above that. And that last 10 percent can afford condos without help. And a lot of the middle. I'm not saying that this means affordable housing is useless. But surely we should have it geared far more to median incomes. With much easier ownership rules. Similarly, high maintenance fees are the result of luxury style amenities. The project could be reconfigured so these are lowere. In the meantime lenders take into account fees, so that means the "affordable price should be lower.