For someone with a high six figure sum, I would recommend that when talking to a potential advisor don't reveal the full amount of your investable assets right off the bat. Half of that sum would be enough to get the advisor's attention.  Don't even hint that you have more potential funds since the advisor will want access to those funds too, and will likely make further sales pitches every time you speak with them. You can always add more money to our account at the advisor's firm later, if things work out well over time.  Give it at least a year.