With Canadian ETFs that hold U.S./international equities or ETFs (eg. XAW, VFV), my understanding is that you pay a 15% witholding fee on any dividends.

Could you recommend a short list of ETFs that hold broad U.S./international equities/ETFs, have a low MER, and have minimal dividend payments?  (I'm less interested in Canadian swap derivative ETFs that mimic U.S. holdings--mostly because of their high MER.)