Hey if you like buying so much, I will sell you my house, it will only cost you 425 K plus approx. 20 K for real estate fees(4,000 square foot home with six bedrooms). I take the 425 and invest in BMO preferred shares making 4.4 %. With the approx. 19 K a year I will rent for 1 K a month and save myself the 6 K on municipal taxes. Renting is not always bad and if your not living in TO or Vancouver like most Canadians then it is something you should considered especially if your retired and looking to down size.