I'm good with raising the contribution on PERA if you are good doubling your SS contribution for the same payout.    SS is a smaller payout due to the smaller contribution.   As for other retirement most employers offer some sort of 401k match for their employees.  Even McDonalds does this.   The state?   Nope the only contribution they make is the required PERA payment IF they even make that.   Part of what got us here was them not even making that payment.

I wonder how you think a rule of 95 (current age plus years of service) is "overly generous".  With the rule of 95 if you started work at 25 and worked 35 years you could retire at 60 without adversely affecting your retirement.   However, say you worked in the private sector for even 5 years.  Now you are looking at 65 as a retirement age to not lose benefits at 3% a year. Retire at 60 then and you've lost 15% of the amount you would have otherwise been paid.   And no there should not be a cap on HAS the cap already exists.