"Sooner or later, interest rates are going to rise"

Given the reality of overdebtedness and the role of the BoC, they'll go down before they go up. If the powers that be actually wanted rates to go up, they have had more than enough excuse to do so over the past 5 years. But they don't, and they've been telling us this crap since 2008. I'll watch what they do, not what they say -- and what they do clearly shows that rates aren't going up significantly any time soon.