Wow.  What an ignorant, obnoxious statement.  Not to mention completely incorrect.  Another example of alternative truth/facts.  You're talking about ch 13 bankruptcy.  Educate yourself re ch 7.  Please don't post alternative facts.  You worked in a hospital with that attitude?  On behalf of the Jesus and Marias of the world (and anyone else you might hate), good thing you didn't carry a gun at work.