What, exactly, "grew to 1.14 per cent from 1.05 per cent"  Delinquency.  Not "going bust" (read: bankruptcy.)  Not yet.  Maybe not ever. 

And WHERE was this horrific state of personal fiscal affairs occurring most?  Where unemployment is highest, where you would expect: oil and fishing regions. 

Average debt increased to (whoa!) 3.6%?  What's newsworthy about that?

This is pretty much a non-story.  

Next.