Student Loans are government subsidized, grants are federally funded, etc etc etc...They get a lot more than 5% of their money from the government - and the retirement programs given to the employees we are all on the hook for. No, my kids will not go to the U of O if I can help it, but it has nothing to do with the reasons you probably think. They are last academically in the conference and 375th in the nation, even with in state tuition of is a bad investment.