I have a daily chequing account that is so old, it was grandfathered.  Now they are morphing it into a new thing, with a higher daily limit (from $1000 to $3000) to waive fees.  It will offer me free e-transfers, something I don't really use but might start now that they are free.

In the end, though, I get that money back and then some as I own a nice chunk of my bank's common shares.  The quarterly dividend more than makes up for whatever they might take out of my account.  In essence, those daily fees are helping to pay for my retirement.

I can live with that.