Didn't Bank of America-Hawaii get kicked out of Hawaii in 1993 for doing what Bank of America (SFO) got caught doing illegally in 1973?  "Red-lining".  Discriminatory!  If I recall correctly, B Of A Hawaii was fined thee million dollars for "broken promises" and fled.  I suspect B of A never paid the fine.  B of A discovered that local rel estate appraisers were all doing a "Rumsfeld" on their appraisals for the "Japanese bubble" real estate "investors" and quickly fled the islands.  And that, folks, is why Hawaii property prices are so high in Honolulu. A "Rumsfeld" is an assessment, or an appraisal, that is delivered to the boss, and rejected with "not good enough".
It worked on "WMDs" and it worked on Honolulu real estate.  Google it.