I remember back in the 90s the ICBC put forth a request to increase premiums for Asian drivers as the statistics were shown that they were causing a misproportion of automobile accidents.  Well can you imagine the uproar
from special interest groups when this was brought forth......racism galore and how could you even think this.

Here in Ontario, I am at the lowest premium for a casual driver and work from home. However my premiums and coverage will be immediately void if I drive in Markham or Brampton(the latter due to fraudulent accident claims, the former due to an abundance of claims).  My insurance company did me a favor as I have no desire to visit these places ever again.

So Van has the highest of luxury cars in NA and more than likely to have some of the worse drivers too.

BC just gets more amusing day by day.  What the ICBC saw 20 plus years ago was just part of the problem that has plagued greater Vancouver for years.