Agreed.  These boneheads are still assuming a 7.25% return moving forward.  In one of the greatest bull markets in modern times, they averaged 5.2% over the last 10 years.  This is totally out of reality for them to assume 7.25%.  With their requirements in their allocations to fixed income, (bonds), there is no way this is possible.  They would have to be generating returns of 30% + annually from their equities...like that is going to happen????

Baby boomers at it again.  Lock these people up, they are destroyers.