I can't disagree with your analysis of the results.  But the idea that a "working stiff" thinks $100,000 is a lot of money is just amazing.  They are going to turn over their (nice?) home for a mere $100,000 and then... then... do what exactly?  They no longer need a place to live?  They went to Belize?   Obviously, they -DON'T- know the "game".  Much like lottery winners who end up broke in 5 years, the pattern will repeat.