Why did BOB waited for 45 instances to happen, did R4 billion of activity so regular for them to attract any attention from officials, normally transactions with huge amounts are monitored by banks to track any illegal activity. This raises many questions, was BOB waiting for these 'instances' to happen are was it busy plotting it?? The timing is another important factor to notice in this case, BOB closed all Guptas accounts after the top four banks of SA did it, so either BOB was forced to close the accounts and if not BOB don't have any credible system in their organization to monitor the transaction.