Little Jimmy,

I do not accept the validity of your argument as it pertains to The Big 5 of Canadian banks. WaMu was a home mortgage factory and LB was a capital markets trader and advisor. The Big 5 are much more diversified over the entire economy than those two beknighted failures.

It has been almost 100 years since the last bank failure in Canada and as for dividends.......BMO has been paying dividends, uninterrupted, for nigh on 200 years.