Every year we wait we foreclose our options.  Yes we need to cut the budget and by the end of this session general funds will have been cut by 20%.  That still leaves us about $3 billion short.  If this comes from savings that money will be gone forever.  If it was put into revenue generating accounts as proposed is SB114 of the Governor's bill, that money would generate about $200 million a year which is what an income tax would bring in.  And it will be gone forever.