Bad credit - all companies play by the same credit rules. 

In total, 90,800 minvans sold in Canada last year. Chrysler accounted for 54,000 of them. That include Toyota, Honda, Kia, Mazda, and Nissan. Ram also accounted for 89,000 of the 344,000 full sized  trucks that were sold too. I'd say you are assuming the bulk of Canadians are stupid and frankly that's just not very nice.