Have you tried asking Standard Bank any questions by phone? They ask a whole lot of COMPULSORY "security" questions, many of which sound more like Marketing database queries. It took me nearly 30 minutes to simply get a settlement figure on a financed vehicle. Same for credit card queries. If you eventually refuse to answer more questions, they simply say they cannot help you, and refer you to the branch. 

So, in practice, Standard Bank does not have any online service. But they must have a HUGE call centre.