I totally agree with your post.  I was self employed all of my life and had to save very hard for my retirement.  The only logical place to invest to get reasonable capital gain and dividend returns was in the stock market considering the low interest rate environment over the last number of years.   In fact I'm one of the senior citizen  middle class that the Trudeau government claims that they want to help.  This will only worsen the divide between civil servants and their gold plated pension plans and the rest of us who either worked in the private sector without a pension plan or as in my case were self employed.