Actually Michael actuarial evidence shows that paying for BC and Abortions decreases what insurance companies would pay if a fetus is carried full term.  Insurance is something originally negotiated with workers unions as part of their own payment package.  Employers have no right to state that their religious beliefs trump what employees negotiated long ago and what they had agreed to.  This type of dogmatism works only to divide society.  As was mentioned elsewhere, if I were a Jehovah Witness employer, would I have the right to forbid that insurance pay for your necessary blood products when you were seriously bleeding?  We both know the answer and the idea that religious rights supersedes this is only tearing down and splitting society.  We may as a result of these culture wars and the effect of putting all the resources in the hands of so few eventually go the rout of the Soviet Union.  Perhaps that would be better!  America the powerful has become America the greedy.