People are completely missing the boat on this one. This is about the Chinese retirement needs in China. China is dealing with a senior care crisis; they don't have a model of care like this in China, and this purchase gives Anbang the know-how to transfer back to China, where the real market is for them. The last thing Anbang wants is for Retirement Concepts to fail, they need it to work in order to sell the model back in China.