Forgot to consider the reduction or cancellation of CPP payments based on assets which will be the next thing the government considers. Will make changes to who can draw CPP based on total assets,  if you have worked 40yrs and have spent /invested responsibly, you will be considered "not in need"   Take the CPP at 60 while it is still available to people who have paid into it for years.  Don't think that could ever happen ?