thisguy808, you sound like trump, who has reminded us more than thirty times that he is successful because he has superior genes, and all people with superior genes deserve to be better. your 'other' explanation is correct (those who have achieved financial success were born with greater intellectual ability, and in turn, give birth to children with similar ability). they were conceived, born into and raised in an environment that eliminated the possibility of gene mutation that most kids born poor end up with. nobody is conceived to be bad but, way too many are born to be bad because of it. the rich know but dont want us to know. free education? not on your life! free indoctrination and brainwashing, you bet. why cant we strive for a world where everyone can afford to eat prime rib if they want? maybe its because people need to feel superior to someone, anyone. do you know anyone like that?