Given that many of the key players declined to comment and Wohlforth did not have access to much of the primary evidence, this story and its conclusions are guesswork on Wohlforth's part.  Believe it or not, the system usually works fairly well.  But not perfectly.  Reading between the lines, I'd say Armey was the least guilty, but not totally innocent, and she cant get over the undeniable fact that she messed up by not taking the deal.  In all likelihood, her lawyers urged her to take the deal and she's lying when she says otherwise. Still, given her age at the time, and her relatively small involvement, a tragedy.