If cash flow is a serious problem and the desire to stay in your house trumps reason, maybe a reverse mortgage is a good idea.  But double the interest rate!  C'mon, Rob....that's robbery.

Many seniors want to stay in their homes, and that is understandable.  But health events that prevent this are all too common, and once the nest egg of home equity is squandered, it can be disastrous.

Best advice?  Downsize to a more affordable home that is either ready for poor mobility or can be easily retrofitted.