The story talks about a $20 to $70 per month INCREASE to the monthly premiums previously set, as I wrote in my previous post. In addition according to the author, Patty Riggs-Henson, the deductible was raised. I thought the letter wasn't clear and concise, and it has now "fooled" two posters here who think the premium itself is $20 to $70 per month. Careful reading shows this was not stated.