Medical care is provided by the provinces, with a federal payment of roughly 20% of that cost.  Property taxes go to the municipalities only, so you are really mixing up benefits with the levels of governments supplying same and the taxes paying for them.  The low property taxes reflect on poor urban infrastructure - If property taxes were double in Toronto, building more subway lines would not be a problem.  That might drive a lot of seniors out of housing and would just further restrict housing to the well off in Toronto.  Since only the well-off are able to afford housing, maybe not a problem as long as tax system shields seniors from full brunt of the increases.  Remember, provincial and federal governments  tax income (and sales), not assets.  Any money in the bank is generally "after-tax" money in Canada (RRSPs being an exception) and that applies to bank balances transferred in.