Now is not the time to dig in your heels on debt and deficit spending. A long term solution is to raise NFIP premiums to reflect actual costs. Another solution is to require flood insurance for everyone in the affected areas. This is not the first time these areas have flooded and it won't be the last, either. Do American lenders and title insurance companies cover mortgages in these ravaged areas? If so, changes are needed there also. NFIP and FEMA are tapped out. Perhaps, those areas should not be rebuilt? Perhaps an increase in storm level activity will bring more of the same. The territory status of Puerto Rico is interesting in that the Puerto Rican voters have repeatedly voted to NOT become a state, thus not requiring federal taxes be paid. Fair is fair. If equal treatment is expected, then equal cost-sharing is required. Can't play both sides. Puerto Ricans ARE U.S. citizens and as such, deserve aid during and after disasters just like any other American. MAGA includes P.R.