Really Roy, what did I "revoted in", attempting a personal dig on a relevant topic is ignorant.  So in keeping it factual the "unaffordable" housing started under Clinton and grew through the years before collapsing under its own weight in 2007 (much like ObamaCare and most Liberal Ponzi schemes are destined for). However, to that point one could say the Bush Administration should have been more of a watchdog and was perhaps guilty of being asleep at the wheel.