Looks good, Carl Fritz, but one of those major "durables" ain't so durable.  Cars lose a huge amount of their price-tag value the moment they're driven off the dealership lot. Add a few years in tight-parking lots, salt and sand on winter roadways, a hundred thousand miles or so...a FRACTION of it's original value.  Now, let's just suppose the country is buffeted by another economic storm.  Try selling the car when many others have decided to do the same, and even more have decided to put off buying even a used car...  Same can be said (and will be said) when millions of late-boomers decide, pretty much simultaneously, to downsize.  Uh-oh: three bed/three bath/two storey 2000 sq. ft. homes become a glut on the market, and, well, it's bargain-basement time. 

But, if you've been waiting a decade or so for home prices to tumble...good news for you...