It's kinda funny. I don't know how old people are on here. One thing I have read over and over is that the generation younger than 50ish do not know hard times. Before Reagan's 2nd term in office we had gas lines, a recession that lasted so long that some call it a mini depression, runaway inflation, layoffs and people getting fired and not finding jobs, and CEO's walking around with "Will do anything for work." I remember eating soup starter for what seemed like a year when my dad, a educated engineer, was laid off for around  year. Be glad you are not begging for money. Just remember that the economy is like everything else. What goes UP must come DOWN. I hope someone helps you. I can't believe how mean the younger generation is today. Even the late '80 oil bust was nothing compared to the mid 70's to the early 80's recession. I read posts by people like D B Cooper and I hope he remembers how he wants to be kicked in the pants when he can't find a job.