Student loans are a boot on the throat of the U.S. economy. They are limiting graduates' abilities to buy homes and start families. And nearly two-thirds of student debt is owned by the poorest Americans. You graduate owing 7.5% of your income to debt for 10 years? That is not OK! It wasn't always this way, and it's gotten dramatically worse just in the last decade, due to rapid tuition increases and collapsing state support.