Credit Karma
https://www.creditkarma.com/
Free credit scores and tools to make financial progress
2020-01-01
None
<div><div><p>¹Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the product shown, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.</p><p>The Credit Builder plan is serviced by SeedFi and requires a no-fee SeedFi line of credit and SeedFi savings account provided by Cross River Bank, Member FDIC. You’re eligible to apply through Credit Karma Money if your TransUnion credit score is 619 or below at the time of application. With Credit Builder, you may be able to elect to enroll in the optional AutoSave program, which allows you to automatically save as little as $10 per paycheck if you contribute biweekly or semimonthly and as little as $20 per paycheck if you contribute monthly. If you do not elect to enroll in AutoSave, any contribution you make to Credit Builder may not be less than $10. Please see <a href="https://support.creditkarma.com/s/article/Credit-Builder-FAQ"> our FAQs</a>. Banking services for Credit Karma Money Spend account is provided by MVB Bank, Inc, Member FDIC. Maximum balance and transfer limits apply per account. Credit Builder is not provided by MVB Bank.</p></div></div>||||I|||| Credit Cards
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 Where credit meets confidence.

 Intuit Credit Karma uses your credit profile to show you curated recommendations. Plus, you can see your Approval Odds¹ before you apply without impacting your scores.

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 You’re eligible to apply through Credit Karma Money if your TransUnion credit score is 619 or below at the time of application. Members with a credit score of 619 or under could see an increase within 2 months. Late payments and other factors can have a negative impact on your score, including activity with your other credit accounts.

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 ¹Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the product shown, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.

 The Credit Builder plan is serviced by SeedFi and requires a no-fee SeedFi line of credit and SeedFi savings account provided by Cross River Bank, Member FDIC. You’re eligible to apply through Credit Karma Money if your TransUnion credit score is 619 or below at the time of application. With Credit Builder, you may be able to elect to enroll in the optional AutoSave program, which allows you to automatically save as little as $10 per paycheck if you contribute biweekly or semimonthly and as little as $20 per paycheck if you contribute monthly. If you do not elect to enroll in AutoSave, any contribution you make to Credit Builder may not be less than $10. Please see our FAQs . Banking services for Credit Karma Money Spend account is provided by MVB Bank, Inc, Member FDIC. Maximum balance and transfer limits apply per account. Credit Builder is not provided by MVB Bank.

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¹Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the product shown, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender. The Credit Builder plan is serviced by SeedFi and requires a no-fee SeedFi line of credit and SeedFi savings account provided by Cross River Bank, Member FDIC. You’re eligible to apply through Credit Karma Money if your TransUnion credit score is 619 or below at the time of application. With Credit Builder, you may be able to elect to enroll in the optional AutoSave program, which allows you to automatically save as little as $10 per paycheck if you contribute biweekly or semimonthly and as little as $20 per paycheck if you contribute monthly. If you do not elect to enroll in AutoSave, any contribution you make to Credit Builder may not be less than $10. Please see  our FAQs. Banking services for Credit Karma Money Spend account is provided by MVB Bank, Inc, Member FDIC. Maximum balance and transfer limits apply per account. Credit Builder is not provided by MVB Bank.
Free credit scores and tools to make financial progress
https://www.creditkarma.com/
https://en.wikipedia.org/wiki/Credit_Karma
Credit Karma - Wikipedia
2008-11-13
None
<div><div>
	<p>From Wikipedia, the free encyclopedia</p>
	</div><div>
<table><caption>Credit Karma, Inc.</caption><tbody><tr><td><a href="/wiki/File:Credit_Karma_logo.svg"></a></td></tr><tr><th>Type</th><td><a href="/wiki/Subsidiary">Subsidiary</a></td></tr><tr><th>Industry</th><td><a href="/wiki/Personal_finance">Personal finance</a>, <a href="/wiki/Software">Software</a>, <a href="/wiki/Financial_technology">Financial technology</a></td></tr><tr><th>Founded</th><td>March 8, 2007; 15 years ago</td></tr><tr><th>Founders</th><td><div><ul><li><a href="/wiki/Kenneth_Lin_(entrepreneur)">Kenneth Lin</a></li><li>Ryan Graciano</li><li>Nichole Mustard</li></ul></div></td></tr><tr><th>Headquarters</th><td><a href="/wiki/Oakland,_California">Oakland, California</a>, U.S.</td></tr><tr><th>Products</th><td><div><ul><li><a href="/wiki/Credit_scores">Credit scores</a></li><li><a href="/wiki/Credit_reports">Credit reports</a></li><li><a href="/wiki/Credit_monitoring">Credit monitoring</a></li></ul></div></td></tr><tr><th>Revenue</th><td>$500 million <small>(2017, estimated)</small><sup><a href="#cite_note-1">[1]</a></sup></td></tr><tr><th><p>Number of employees</p></th><td>1,500<sup><a href="#cite_note-2">[2]</a></sup></td></tr><tr><th><a href="/wiki/Parent_company">Parent</a></th><td><a href="/wiki/Intuit">Intuit</a></td></tr><tr><th>Website</th><td><a href="https://www.creditkarma.com/">CreditKarma.com</a></td></tr></tbody></table>
<p><b>Credit Karma</b> is an American <a href="/wiki/Multinational_corporation">multinational</a> <a href="/wiki/Personal_finance">personal finance</a> company founded in 2007, which has been a brand of <a href="/wiki/Intuit">Intuit</a> since December 2020.<sup><a href="#cite_note-:0-3">[3]</a></sup> It is best known as a free credit and financial management platform, but its features also include monitoring of <a href="/wiki/Lost,_mislaid,_and_abandoned_property">unclaimed property</a> databases and a tool to identify and dispute <a href="/wiki/Credit_report">credit report</a> errors.<sup><a href="#cite_note-4">[4]</a></sup> The company operates in the <a href="/wiki/United_States">United States</a>, <a href="/wiki/Canada">Canada</a> and the <a href="/wiki/United_Kingdom">United Kingdom</a>.<sup><a href="#cite_note-:0-3">[3]</a></sup>
</p><p>All of Credit Karma’s services are free to consumers.<sup><a href="#cite_note-BusWeek-5">[5]</a></sup> Revenue from targeted advertisements for financial products offsets the costs of its free products and services. Credit Karma earns revenue from lenders, who pay the company when Credit Karma successfully recommends customers to the lenders.<sup><a href="#cite_note-6">[6]</a></sup>
</p>
<h2>History[<a href="/w/index.php?title=Credit_Karma&amp;action=edit&amp;section=1">edit</a>]</h2>
<p><a href="/wiki/Kenneth_Lin_(entrepreneur)">Kenneth Lin</a>, who previously founded Multilytics Marketing and worked with <a href="/wiki/E-Loan">E-Loan</a> and Upromise,<sup><a href="#cite_note-7">[7]</a></sup> launched Credit Karma in 2007<sup><a href="#cite_note-8">[8]</a></sup> with co-founders Ryan Graciano and Nichole Mustard.<sup><a href="#cite_note-9">[9]</a></sup> The website went live in February 2008.<sup><a href="#cite_note-TechCrunch-10">[10]</a></sup> Early investors included Chris Larson, CEO of <a href="/wiki/Prosper_Marketplace">Prosper</a>, and Mark Lefanowicz, former president of <a href="/wiki/E-Loan">E-Loan</a>.<sup><a href="#cite_note-Bloomberg-11">[11]</a></sup>
</p><p>In November 2009, Credit Karma closed a $2.5 million Series A funding round led by QED Investors with participation from SV Angel, Felicis Ventures and Founders Fund.<sup><a href="#cite_note-TechCrunch-10">[10]</a></sup> In 2013, Credit Karma secured $30 million in Series B funding led by Ribbit Capital and Susquehanna Growth Equity.<sup><a href="#cite_note-12">[12]</a></sup> 
</p><p>In March 2014, Credit Karma raised $85 million in Series C financing, led by CapitalG with participation from Tiger Global Management and existing investors.<sup><a href="#cite_note-13">[13]</a></sup> The company followed that with $75 million in follow on funding in September 2014 from <a href="/wiki/CapitalG">CapitalG</a>, <a href="/wiki/Tiger_Global_Management">Tiger Global Management</a> and Susquehanna Growth Equity.<sup><a href="#cite_note-14">[14]</a></sup>
</p><p>In December 2015, Credit Karma acquired mobile notifications app developer Snowball for an undisclosed amount.<sup><a href="#cite_note-15">[15]</a></sup> As of 2015, Credit Karma had raised $368.5 million in financing, at a valuation of $3.5 billion.<sup><a href="#cite_note-16">[16]</a></sup>
</p><p>In 2016, Credit Karma acquired money reclamation service Claimdog.<sup><a href="#cite_note-:1-17">[17]</a></sup> In December 2016, Credit Karma acquired AFJC Corporation, owner of OnePriceTaxes.com, to accelerate its entry into the tax preparation market.<sup><a href="#cite_note-SFBizJ2017-18">[18]</a></sup><sup><a href="#cite_note-19">[19]</a></sup> Related to the launch of tax preparation services, the company increased its workforce and opened offices in Los Angeles and Charlotte, North Carolina.<sup><a href="#cite_note-SFBizJ2017-18">[18]</a></sup>
</p><p>In May 2017, Credit Karma launched Unclaimed Money in seven US states. The product aims to help users find unclaimed money, such as unclaimed refunds and insurance payouts.<sup><a href="#cite_note-:1-17">[17]</a></sup>
</p><p>In March 2018, Credit Karma acquired personal finance company Penny for an undisclosed amount.<sup><a href="#cite_note-20">[20]</a></sup> In August, it acquired mortgage platform Approved for an undisclosed amount.<sup><a href="#cite_note-21">[21]</a></sup>
</p><p>In May 2019, the customers of the <a href="/wiki/Noddle_(credit_report_service)">Noddle</a> credit reporting service in the United Kingdom were acquired from <a href="/wiki/TransUnion">TransUnion</a>.<sup><a href="#cite_note-22">[22]</a></sup>
</p><p>In December 2020, Intuit acquired Credit Karma for approximately $7.1 billion. The acquisition was initially delayed due to a DOJ antitrust lawsuit but it was finally approved after the company agreed to divest its free tax preparation service, known as Credit Karma Tax, which was a direct competitor to Intuit's TurboTax product. <sup><a href="#cite_note-23">[23]</a></sup><sup><a href="#cite_note-24">[24]</a></sup>
</p><p>That same month, Credit Karma announced that it was moving its headquarters across <a href="/wiki/San_Francisco_Bay">San Francisco Bay</a> from San Francisco to Oakland.<sup><a href="#cite_note-Avalos-25">[25]</a></sup> 
</p><p>In August 2021, Credit Karma reached an agreement with <a href="/wiki/National_Basketball_Association">NBA</a> franchise <a href="/wiki/Houston_Rockets">Houston Rockets</a> to have the company’s name appear on the team’s jersey’s beginning in the 2021 season.<sup><a href="#cite_note-stewart-26">[26]</a></sup>
</p><p>In September 2022, the <a href="/wiki/Federal_Trade_Commission">Federal Trade Commission</a> (FTC) ordered Credit Karma to pay its users $3 million for "false claims" that impacted their credit scores.<sup><a href="#cite_note-npr2022-27">[27]</a></sup> Nearly one-thirds of pre-approved users who applied for credit cards were eventually denied following a credit check, costing their time and a negative impact to their credit score. Credit Karma reached a settlement with the FTC, and stated that the company is paid only when users are approved for products like credit cards.<sup><a href="#cite_note-npr2022-27">[27]</a></sup>
</p>
<h2>Products and services[<a href="/w/index.php?title=Credit_Karma&amp;action=edit&amp;section=2">edit</a>]</h2>
<p>Credit Karma provides free credit scores and credit reports in the United States, Canada and United Kingdom from national <a href="/wiki/Credit_bureaus">credit bureaus</a> <a href="/wiki/TransUnion">TransUnion</a> and <a href="/wiki/Equifax">Equifax</a>, alongside daily <a href="/wiki/Credit_monitoring">credit monitoring</a> from TransUnion.
</p><p>Credit Karma also provides <a href="/wiki/Identity_theft">identity theft protection</a> and credit tools, such as a Credit Score Simulator which simulates the effect of potential financial actions on a user's credit score;<sup><a href="#cite_note-28">[28]</a></sup> and tailored recommendations for credit cards and personal loans.
</p><p>Credit Karma Tax, its free United States tax filing service, was announced in December 2016.<sup><a href="#cite_note-29">[29]</a></sup> Credit Karma Tax does not participate in the <a href="/wiki/Free_File_Alliance">Free File Alliance</a>,<sup><a href="#cite_note-30">[30]</a></sup> and so is not bound by its requirements to restrict eligibility for free filing.<sup><a href="#cite_note-31">[31]</a></sup> The company's primary competitors in this area are <a href="/wiki/TaxAct">TaxAct</a>, <a href="/wiki/TurboTax">TurboTax</a> and <a href="/wiki/H%26R_Block_Tax_Software">H&amp;R Block</a>.<sup><a href="#cite_note-TechCrunch2017-32">[32]</a></sup> In November 2020, <a href="/wiki/Square,_Inc.">Square, Inc.</a> announced it was acquiring Credit Karma Tax for $50 million and would make it a part of its <a href="/wiki/Cash_App">Cash App</a> unit.<sup><a href="#cite_note-33">[33]</a></sup>
</p>
<h2>See also[<a href="/w/index.php?title=Credit_Karma&amp;action=edit&amp;section=3">edit</a>]</h2>
<ul><li><a href="/wiki/Credit_score_in_the_United_States">Credit score in the United States</a></li>
<li><a href="/wiki/Comparison_of_free_credit_monitoring_services">Comparison of free credit monitoring services</a></li></ul>
<h2>References[<a href="/w/index.php?title=Credit_Karma&amp;action=edit&amp;section=4">edit</a>]</h2>
<div><ol>
<li><b><a href="#cite_ref-1">^</a></b> <cite><a href="https://social.techcrunch.com/2017/06/27/credit-karma-number-dump/">"Credit Karma touts $500 million in revenues"</a>. <i>TechCrunch</i>. Retrieved December 23, 2021.</cite>
</li>
<li><b><a href="#cite_ref-2">^</a></b> <cite>Goldberg, Emma (August 28, 2022). <a href="https://www.nytimes.com/2022/08/28/business/the-offices-last-stand.html">"The Office's Last Stand"</a>. <i>The New York Times</i>.</cite>
</li>
<li>^ <a href="#cite_ref-:0_3-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:0_3-1"><sup><i><b>b</b></i></sup></a> <cite><a href="https://www.forbes.com/companies/credit-karma/">"Credit Karma"</a>. <i>Forbes</i>. Retrieved May 4, 2021.</cite>
</li>
<li><b><a href="#cite_ref-4">^</a></b> <cite>Popper, Nathaniel (December 7, 2016). <a href="https://www.nytimes.com/2016/12/07/business/dealbook/automated-assistants-will-soon-make-a-bid-for-your-finances.html">"Automated Assistants Will Soon Make a Bid for Your Finances"</a>. <i>The New York Times</i>. <a href="/wiki/ISSN_(identifier)">ISSN</a> <a href="//www.worldcat.org/issn/0362-4331">0362-4331</a>. Retrieved March 24, 2017.</cite>
</li>
<li><b><a href="#cite_ref-BusWeek_5-0">^</a></b> <cite>Vance, Ashlee (July 30, 2014). <a href="https://www.bloomberg.com/bw/articles/2014-07-30/a-free-credit-report-with-no-strings-attached-dot-honest">"A Free Credit Report With No Strings Attached. Honest"</a>. <i><a href="/wiki/Bloomberg_Businessweek">Bloomberg Businessweek</a></i>. Retrieved November 4, 2014.</cite>
</li>
<li><b><a href="#cite_ref-6">^</a></b> <cite><a href="https://www.creditkarma.com/faq/howitworks">"How it Works"</a>. <i>Credit Karma</i>. <a href="https://web.archive.org/web/20160916132043/https://www.creditkarma.com/faq/howitworks">Archived</a> from the original on September 16, 2016. Retrieved September 21, 2016. <q>If you get a product through one of our recommendations, the bank or lender pays us.</q></cite>
</li>
<li><b><a href="#cite_ref-7">^</a></b> <cite><a href="https://www.linkedin.com/in/kennethjlin">""Kenneth Lin", LinkedIn"</a>.</cite>
</li>
<li><b><a href="#cite_ref-8">^</a></b> <cite><a href="https://opencorporates.com/companies/us_de/4313894">"CREDIT KARMA, INC. :: OpenCorporates"</a>. <i>opencorporates.com</i>. Retrieved December 25, 2018.</cite>
</li>
<li><b><a href="#cite_ref-9">^</a></b> <cite><a href="https://www.creditkarma.com/about">"About Credit Karma"</a>. <i>Credit Karma</i>. <a href="https://web.archive.org/web/20080115062542/http://www.creditkarma.com:80/about">Archived</a> from the original on January 15, 2008. Retrieved March 24, 2017.</cite>
</li>
<li>^ <a href="#cite_ref-TechCrunch_10-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-TechCrunch_10-1"><sup><i><b>b</b></i></sup></a> <cite>Kincaid, Jason (November 4, 2009). <a href="https://techcrunch.com/2009/11/04/credit-karma-raises-2-5-million-to-take-the-mystery-out-of-credit-scores/">"Credit Karma Raises $2.5 Million To Take The Mystery Out Of Credit Scores"</a>. <i>TechCrunch</i>. <a href="https://web.archive.org/web/20120206163653/http://techcrunch.com/2009/11/04/credit-karma-raises-2-5-million-to-take-the-mystery-out-of-credit-scores/">Archived</a> from the original on February 6, 2012. Retrieved September 2, 2010.</cite>
</li>
<li><b><a href="#cite_ref-Bloomberg_11-0">^</a></b> <cite>Levinson, Rick (June 9, 2009). <a href="https://www.bloomberg.com/apps/news?pid=20601213&amp;sid=aAiGZNFbaNcc">"Credit Karma Introduces Free Credit-Card, Debt-Tracking Tool"</a>. <i>Bloomberg L.P</i>. <a href="https://web.archive.org/web/20121025005112/http://www.bloomberg.com/apps/news?pid=newsarchive&amp;sid=aAiGZNFbaNcc">Archived</a> from the original on October 25, 2012. Retrieved July 27, 2009.</cite>
</li>
<li><b><a href="#cite_ref-12">^</a></b> <cite><a href="https://www.creditkarma.com/about/releases/credit-karma-seriesb-funding">"Credit Karma Secures $30 Million In Series B Funding"</a>. Credit Karma. April 2, 2013. Retrieved November 4, 2014.</cite>
</li>
<li><b><a href="#cite_ref-13">^</a></b> <cite>Shieber, Jonathan (March 12, 2014). <a href="https://techcrunch.com/2014/03/12/credit-karma-confirms-new-85m-financing-round-led-by-google-capital/">"Credit Karma Confirms New $85M Financing Round Led By Google Capital"</a>. <i>TechCrunch</i>. Retrieved May 21, 2014.</cite>
</li>
<li><b><a href="#cite_ref-14">^</a></b> <cite>Perez, Sarah. <a href="https://techcrunch.com/2014/09/29/free-consumer-credit-monitoring-company-credit-karma-raises-75m-now-valued-at-over-1-billion/">"Free Consumer Credit Monitoring Company Credit Karma Raises $75M, Now Valued At Over $1 Billion"</a>. <i>TechCrunch</i>. Retrieved October 11, 2017.</cite>
</li>
<li><b><a href="#cite_ref-15">^</a></b> <cite><a href="https://techcrunch.com/2015/12/30/credit-karma-acquires-innovative-mobile-notifications-startup-snowball/">"Credit Karma Acquires Innovative Mobile Notifications Startup Snowball"</a>. <i>TechCrunch</i>. Retrieved August 16, 2018.</cite>
</li>
<li><b><a href="#cite_ref-16">^</a></b> <cite>Sharf, Samantha. <a href="https://www.forbes.com/sites/samanthasharf/2015/06/23/credit-karma-raises-175-million-at-3-5-billion-valuation/">"Credit Karma Raises $175 Million At $3.5 Billion Valuation"</a>. <i>Forbes</i>. Retrieved June 1, 2015.</cite>
</li>
<li>^ <a href="#cite_ref-:1_17-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:1_17-1"><sup><i><b>b</b></i></sup></a> <cite><a href="https://techcrunch.com/2017/05/09/credit-karma-unclaimed-money/">"Credit Karma now helps users find unclaimed cash"</a>. <i>TechCrunch</i>. Retrieved August 16, 2018.</cite>
</li>
<li>^ <a href="#cite_ref-SFBizJ2017_18-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-SFBizJ2017_18-1"><sup><i><b>b</b></i></sup></a> <cite>Calvey, Mark (June 27, 2017). <a href="http://www.bizjournals.com/sanfrancisco/news/2017/06/27/credit-karma-taxes-san-francisco-fintech-credit.html">"Why Credit Karma loves taxes"</a>. <i>San Francisco Business Times</i>. American City Business Journals. Retrieved July 13, 2020.</cite>
</li>
<li><b><a href="#cite_ref-19">^</a></b> <cite>Rudegeair, Peter (December 7, 2016). <a href="https://blogs.wsj.com/moneybeat/2016/12/07/credit-karma-hopes-to-score-on-tax-preparation/">"Credit Karma Hopes to Score on Tax Preparation"</a>. <i>WSJ</i>. <a href="https://web.archive.org/web/20161208001217/http://blogs.wsj.com/moneybeat/2016/12/07/credit-karma-hopes-to-score-on-tax-preparation/">Archived</a> from the original on December 8, 2016. Retrieved August 16, 2018.</cite>
</li>
<li><b><a href="#cite_ref-20">^</a></b> <cite><a href="https://www.recode.net/2018/3/14/17112598/credit-karma-penny-acquisition">"Credit Karma has acquired an instant message bot, Penny, that helps people track their spending"</a>. <i>Recode</i>. Retrieved August 16, 2018.</cite>
</li>
<li><b><a href="#cite_ref-21">^</a></b> <cite><a href="https://techcrunch.com/2018/08/16/credit-karma-acquires-mortgage-platform-approved/">"Credit Karma acquires mortgage platform Approved"</a>. <i>TechCrunch</i>. Retrieved August 16, 2018.</cite>
</li>
<li><b><a href="#cite_ref-22">^</a></b> <cite><a href="https://www.which.co.uk/news/2019/05/free-credit-score-company-noddle-becomes-credit-karma-heres-what-it-means-for-you/">"Credit score firm Noddle tries to rival Experian"</a>. <i>Which? News</i>. May 7, 2019. Retrieved August 9, 2020.</cite>
</li>
<li><b><a href="#cite_ref-23">^</a></b> <cite>Ponciano, Jonathan. <a href="https://www.forbes.com/sites/jonathanponciano/2020/11/25/doj-forces-credit-karma-to-sell-tax-unit-to-square-71-billion-intuit-turbotax-takeover-antitrust/">"DOJ Forces Credit Karma To Sell Tax Unit To Square To Clear $7.1 Billion Takeover By Intuit"</a>. <i>Forbes</i>. Retrieved May 4, 2021.</cite>
</li>
<li><b><a href="#cite_ref-24">^</a></b> <cite><a href="https://www.justice.gov/opa/pr/justice-department-requires-divestiture-credit-karma-tax-intuit-proceed-acquisition-credit">"Justice Department Requires Divestiture of Credit Karma Tax for Intuit to Proceed with Acquisition of Credit Karma"</a>. <i>The United States Department of Justice</i>. November 25, 2020.</cite>
</li>
<li><b><a href="#cite_ref-Avalos_25-0">^</a></b> <cite>Avalos, George (December 14, 2020). <a href="https://www.mercurynews.com/2020/12/14/credit-karma-will-exit-san-francisco-and-shift-hq-to-downtown-oakland/">"Credit Karma will exit San Francisco and shift HQ to downtown Oakland"</a>. <i>The Mercury News</i>. Retrieved January 2, 2023.</cite>
</li>
<li><b><a href="#cite_ref-stewart_26-0">^</a></b> Shelby Stewart, <a href="https://www.houstoniamag.com/news-and-city-life/2021/08/houston-rockets-partner-with-credit-karma">"Houston Rockets Join Forces with Credit Karma Money,"</a> Houstonia, August 3, 2021.
</li>
<li>^ <a href="#cite_ref-npr2022_27-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-npr2022_27-1"><sup><i><b>b</b></i></sup></a> <cite>Jones, Dustin (September 6, 2022). <a href="https://www.npr.org/2022/09/06/1121246081/credit-karma-false-ftc-preapproved-credit-card">"Credit Karma will pay $3 million to users targeted with false preapproved offers"</a>. <i><a href="/wiki/NPR">NPR</a></i>.</cite>
</li>
<li><b><a href="#cite_ref-28">^</a></b> <cite>Kim, Jane J. (October 8, 2009). <a href="https://www.wsj.com/articles/SB10001424052748704252004574459011384380556">"Credit Scores: Can You Get Them Free?"</a>. <i>Wall Street Journal</i>. <a href="/wiki/ISSN_(identifier)">ISSN</a> <a href="//www.worldcat.org/issn/0099-9660">0099-9660</a>. Retrieved May 9, 2017.</cite>
</li>
<li><b><a href="#cite_ref-29">^</a></b> <cite><a href="https://www.cbinsights.com/blog/credit-karma-uber-financial-services-loans-tax-prep/">"Credit Karma's Lin: The Goal Is To Make Financial Services Frictionless"</a>. <i>CB Insights - Blog</i>. June 28, 2017. Retrieved June 30, 2017.</cite>
</li>
<li><b><a href="#cite_ref-30">^</a></b> <cite>Paul Kiel, Justin Elliott (February 28, 2020). <a href="https://www.propublica.org/article/turbotax-bid-to-buy-free-tax-prep-competitor-might-violate-antitrust-law-experts-say">"TurboTax's Bid to Buy Free Tax Prep Competitor Might Violate Antitrust Law, Experts Say"</a>. <i>ProPublica</i>. Retrieved March 2, 2020.</cite>
</li>
<li><b><a href="#cite_ref-31">^</a></b> <cite>Justin Elliott, Paul Kiel (October 17, 2019). <a href="https://www.propublica.org/article/inside-turbotax-20-year-fight-to-stop-americans-from-filing-their-taxes-for-free">"Inside TurboTax's 20-Year Fight to Stop Americans From Filing Their Taxes for Free"</a>. <i>ProPublica</i>. Retrieved February 20, 2020.</cite>
</li>
<li><b><a href="#cite_ref-TechCrunch2017_32-0">^</a></b> <cite>Lawler, Ryan (June 27, 2017). <a href="https://techcrunch.com/2017/06/27/credit-karma-number-dump/">"Credit Karma touts $500 million in revenues"</a>. <i>TechCrunch</i>. <a href="https://web.archive.org/web/20170627210258/https://techcrunch.com/2017/06/27/credit-karma-number-dump/">Archived</a> from the original on June 27, 2017. Retrieved July 13, 2020.</cite>
</li>
<li><b><a href="#cite_ref-33">^</a></b> <cite>Weil, Dan (November 25, 2020). <a href="https://www.thestreet.com/investing/square-buying-credit-karma-tax-for-50-million">"Square to Buy Credit Karma Tax for $50 Million, Expanding Reach"</a>. <i>TheStreet</i>. <a href="https://web.archive.org/web/20201206220849/https://www.thestreet.com/investing/square-buying-credit-karma-tax-for-50-million">Archived</a> from the original on December 6, 2020. Retrieved December 20, 2020.</cite>
</li>
</ol></div>
<h2>External links[<a href="/w/index.php?title=Credit_Karma&amp;action=edit&amp;section=5">edit</a>]</h2>
<ul><li><a href="https://www.creditkarma.com/">Official website</a></li></ul>
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 * 1 History
 * 2 Products and services
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 Credit Karma

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 From Wikipedia, the free encyclopedia

 Credit Karma, Inc.
 
 Type Subsidiary 
 Industry Personal finance, Software, Financial technology
 Founded March 8, 2007 ; 15 years ago 
 * Kenneth Lin 
 Founders * Ryan Graciano 
 * Nichole Mustard 
 Headquarters Oakland, California, U.S. 
 * Credit scores 
 Products * Credit reports 
 * Credit monitoring 
 Revenue $500 million (2017, estimated)[1] 
 Number of employees 1,500[2] 
 Parent Intuit 
 Website CreditKarma.com 
 

 Credit Karma is an American multinational personal finance company founded in 2007, which has been a brand of Intuit since December 2020.[3] It is best known as a free credit and financial management platform, but its features also include monitoring of unclaimed property databases and a tool to identify and dispute credit report errors.[4] The company operates in the United States, Canada and the United Kingdom.[3]

 All of Credit Karma’s services are free to consumers.[5] Revenue from targeted advertisements for financial products offsets the costs of its free products and services. Credit Karma earns revenue from lenders, who pay the company when Credit Karma successfully recommends customers to the lenders.[6]

 History [ edit ]

 Kenneth Lin, who previously founded Multilytics Marketing and worked with E-Loan and Upromise,[7] launched Credit Karma in 2007[8] with co-founders Ryan Graciano and Nichole Mustard.[9] The website went live in February 2008.[10] Early investors included Chris Larson, CEO of Prosper, and Mark Lefanowicz, former president of E-Loan.[11]

 In November 2009, Credit Karma closed a $2.5 million Series A funding round led by QED Investors with participation from SV Angel, Felicis Ventures and Founders Fund.[10] In 2013, Credit Karma secured $30 million in Series B funding led by Ribbit Capital and Susquehanna Growth Equity.[12]

 In March 2014, Credit Karma raised $85 million in Series C financing, led by CapitalG with participation from Tiger Global Management and existing investors.[13] The company followed that with $75 million in follow on funding in September 2014 from CapitalG, Tiger Global Management and Susquehanna Growth Equity.[14]

 In December 2015, Credit Karma acquired mobile notifications app developer Snowball for an undisclosed amount.[15] As of 2015, Credit Karma had raised $368.5 million in financing, at a valuation of $3.5 billion.[16]

 In 2016, Credit Karma acquired money reclamation service Claimdog.[17] In December 2016, Credit Karma acquired AFJC Corporation, owner of OnePriceTaxes.com, to accelerate its entry into the tax preparation market.[18][19] Related to the launch of tax preparation services, the company increased its workforce and opened offices in Los Angeles and Charlotte, North Carolina.[18]

 In May 2017, Credit Karma launched Unclaimed Money in seven US states. The product aims to help users find unclaimed money, such as unclaimed refunds and insurance payouts.[17]

 In March 2018, Credit Karma acquired personal finance company Penny for an undisclosed amount.[20] In August, it acquired mortgage platform Approved for an undisclosed amount.[21]

 In May 2019, the customers of the Noddle credit reporting service in the United Kingdom were acquired from TransUnion.[22]

 In December 2020, Intuit acquired Credit Karma for approximately $7.1 billion. The acquisition was initially delayed due to a DOJ antitrust lawsuit but it was finally approved after the company agreed to divest its free tax preparation service, known as Credit Karma Tax, which was a direct competitor to Intuit's TurboTax product. [23][24]

 That same month, Credit Karma announced that it was moving its headquarters across San Francisco Bay from San Francisco to Oakland.[25]

 In August 2021, Credit Karma reached an agreement with NBA franchise Houston Rockets to have the company’s name appear on the team’s jersey’s beginning in the 2021 season.[26]

 In September 2022, the Federal Trade Commission (FTC) ordered Credit Karma to pay its users $3 million for "false claims" that impacted their credit scores.[27] Nearly one-thirds of pre-approved users who applied for credit cards were eventually denied following a credit check, costing their time and a negative impact to their credit score. Credit Karma reached a settlement with the FTC, and stated that the company is paid only when users are approved for products like credit cards.[27]

 Products and services [ edit ]

 Credit Karma provides free credit scores and credit reports in the United States, Canada and United Kingdom from national credit bureaus TransUnion and Equifax, alongside daily credit monitoring from TransUnion.

 Credit Karma also provides identity theft protection and credit tools, such as a Credit Score Simulator which simulates the effect of potential financial actions on a user's credit score;[28] and tailored recommendations for credit cards and personal loans.

 Credit Karma Tax, its free United States tax filing service, was announced in December 2016.[29] Credit Karma Tax does not participate in the Free File Alliance,[30] and so is not bound by its requirements to restrict eligibility for free filing.[31] The company's primary competitors in this area are TaxAct, TurboTax and H&R Block.[32] In November 2020, Square, Inc. announced it was acquiring Credit Karma Tax for $50 million and would make it a part of its Cash App unit.[33]

 See also [ edit ]

 * Credit score in the United States
 * Comparison of free credit monitoring services

 References [ edit ]

 1. ^ "Credit Karma touts $500 million in revenues". TechCrunch . Retrieved December 23, 2021 .
 2. ^ Goldberg, Emma (August 28, 2022). "The Office's Last Stand". The New York Times.
 3. ^ a b "Credit Karma". Forbes . Retrieved May 4, 2021 .
 4. ^ Popper, Nathaniel (December 7, 2016). "Automated Assistants Will Soon Make a Bid for Your Finances". The New York Times. ISSN 0362-4331 . Retrieved March 24, 2017 .
 5. ^ Vance, Ashlee (July 30, 2014). "A Free Credit Report With No Strings Attached. Honest". Bloomberg Businessweek . Retrieved November 4, 2014 .
 6. ^ "How it Works". Credit Karma. Archived from the original on September 16, 2016 . Retrieved September 21, 2016 . "If you get a product through one of our recommendations, the bank or lender pays us."
 7. ^ ""Kenneth Lin", LinkedIn".
 8. ^ "CREDIT KARMA, INC. :: OpenCorporates". opencorporates.com . Retrieved December 25, 2018 .
 9. ^ "About Credit Karma". Credit Karma. Archived from the original on January 15, 2008 . Retrieved March 24, 2017 .
 10. ^ a b Kincaid, Jason (November 4, 2009). "Credit Karma Raises $2.5 Million To Take The Mystery Out Of Credit Scores". TechCrunch. Archived from the original on February 6, 2012 . Retrieved September 2, 2010 .
 11. ^ Levinson, Rick (June 9, 2009). "Credit Karma Introduces Free Credit-Card, Debt-Tracking Tool". Bloomberg L.P. Archived from the original on October 25, 2012 . Retrieved July 27, 2009 .
 12. ^ "Credit Karma Secures $30 Million In Series B Funding". Credit Karma. April 2, 2013 . Retrieved November 4, 2014 .
 13. ^ Shieber, Jonathan (March 12, 2014). "Credit Karma Confirms New $85M Financing Round Led By Google Capital". TechCrunch . Retrieved May 21, 2014 .
 14. ^ Perez, Sarah. "Free Consumer Credit Monitoring Company Credit Karma Raises $75M, Now Valued At Over $1 Billion". TechCrunch . Retrieved October 11, 2017 .
 15. ^ "Credit Karma Acquires Innovative Mobile Notifications Startup Snowball". TechCrunch . Retrieved August 16, 2018 .
 16. ^ Sharf, Samantha. "Credit Karma Raises $175 Million At $3.5 Billion Valuation". Forbes . Retrieved June 1, 2015 .
 17. ^ a b "Credit Karma now helps users find unclaimed cash". TechCrunch . Retrieved August 16, 2018 .
 18. ^ a b Calvey, Mark (June 27, 2017). "Why Credit Karma loves taxes". San Francisco Business Times. American City Business Journals . Retrieved July 13, 2020 .
 19. ^ Rudegeair, Peter (December 7, 2016). "Credit Karma Hopes to Score on Tax Preparation". WSJ. Archived from the original on December 8, 2016 . Retrieved August 16, 2018 .
 20. ^ "Credit Karma has acquired an instant message bot, Penny, that helps people track their spending". Recode . Retrieved August 16, 2018 .
 21. ^ "Credit Karma acquires mortgage platform Approved". TechCrunch . Retrieved August 16, 2018 .
 22. ^ "Credit score firm Noddle tries to rival Experian". Which? News. May 7, 2019 . Retrieved August 9, 2020 .
 23. ^ Ponciano, Jonathan. "DOJ Forces Credit Karma To Sell Tax Unit To Square To Clear $7.1 Billion Takeover By Intuit". Forbes . Retrieved May 4, 2021 .
 24. ^ "Justice Department Requires Divestiture of Credit Karma Tax for Intuit to Proceed with Acquisition of Credit Karma". The United States Department of Justice. November 25, 2020.
 25. ^ Avalos, George (December 14, 2020). "Credit Karma will exit San Francisco and shift HQ to downtown Oakland". The Mercury News . Retrieved January 2, 2023 .
 26. ^ Shelby Stewart, "Houston Rockets Join Forces with Credit Karma Money," Houstonia, August 3, 2021.
 27. ^ a b Jones, Dustin (September 6, 2022). "Credit Karma will pay $3 million to users targeted with false preapproved offers". NPR.
 28. ^ Kim, Jane J. (October 8, 2009). "Credit Scores: Can You Get Them Free?". Wall Street Journal. ISSN 0099-9660 . Retrieved May 9, 2017 .
 29. ^ "Credit Karma's Lin: The Goal Is To Make Financial Services Frictionless". CB Insights - Blog. June 28, 2017 . Retrieved June 30, 2017 .
 30. ^ Paul Kiel, Justin Elliott (February 28, 2020). "TurboTax's Bid to Buy Free Tax Prep Competitor Might Violate Antitrust Law, Experts Say". ProPublica . Retrieved March 2, 2020 .
 31. ^ Justin Elliott, Paul Kiel (October 17, 2019). "Inside TurboTax's 20-Year Fight to Stop Americans From Filing Their Taxes for Free". ProPublica . Retrieved February 20, 2020 .
 32. ^ Lawler, Ryan (June 27, 2017). "Credit Karma touts $500 million in revenues". TechCrunch. Archived from the original on June 27, 2017 . Retrieved July 13, 2020 .
 33. ^ Weil, Dan (November 25, 2020). "Square to Buy Credit Karma Tax for $50 Million, Expanding Reach". TheStreet. Archived from the original on December 6, 2020 . Retrieved December 20, 2020 .

 External links [ edit ]

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From Wikipedia, the free encyclopedia
	 
 Credit Karma, Inc.         Type  Subsidiary    Industry  Personal finance, Software, Financial technology    Founded March 8, 2007; 15 years ago   Founders     Kenneth Lin  Ryan Graciano Nichole Mustard      Headquarters  Oakland, California, U.S.   Products     Credit scores   Credit reports   Credit monitoring       Revenue $500 million (2017, estimated)  [1]      Number of employees  1,500 [2]      Parent   Intuit    Website  CreditKarma.com    
 Credit Karma is an American multinational personal finance company founded in 2007, which has been a brand of Intuit since December 2020. [3]  It is best known as a free credit and financial management platform, but its features also include monitoring of unclaimed property databases and a tool to identify and dispute credit report errors. [4]  The company operates in the United States, Canada and the United Kingdom. [3] 
 All of Credit Karma’s services are free to consumers. [5]  Revenue from targeted advertisements for financial products offsets the costs of its free products and services. Credit Karma earns revenue from lenders, who pay the company when Credit Karma successfully recommends customers to the lenders. [6] 
History[edit]
 Kenneth Lin, who previously founded Multilytics Marketing and worked with E-Loan and Upromise, [7]  launched Credit Karma in 2007 [8]  with co-founders Ryan Graciano and Nichole Mustard. [9]  The website went live in February 2008. [10]  Early investors included Chris Larson, CEO of Prosper, and Mark Lefanowicz, former president of E-Loan. [11] 
 In November 2009, Credit Karma closed a $2.5 million Series A funding round led by QED Investors with participation from SV Angel, Felicis Ventures and Founders Fund. [10]  In 2013, Credit Karma secured $30 million in Series B funding led by Ribbit Capital and Susquehanna Growth Equity. [12]  
 In March 2014, Credit Karma raised $85 million in Series C financing, led by CapitalG with participation from Tiger Global Management and existing investors. [13]  The company followed that with $75 million in follow on funding in September 2014 from CapitalG, Tiger Global Management and Susquehanna Growth Equity. [14] 
 In December 2015, Credit Karma acquired mobile notifications app developer Snowball for an undisclosed amount. [15]  As of 2015, Credit Karma had raised $368.5 million in financing, at a valuation of $3.5 billion. [16] 
 In 2016, Credit Karma acquired money reclamation service Claimdog. [17]  In December 2016, Credit Karma acquired AFJC Corporation, owner of OnePriceTaxes.com, to accelerate its entry into the tax preparation market. [18]   [19]  Related to the launch of tax preparation services, the company increased its workforce and opened offices in Los Angeles and Charlotte, North Carolina. [18] 
 In May 2017, Credit Karma launched Unclaimed Money in seven US states. The product aims to help users find unclaimed money, such as unclaimed refunds and insurance payouts. [17] 
 In March 2018, Credit Karma acquired personal finance company Penny for an undisclosed amount. [20]  In August, it acquired mortgage platform Approved for an undisclosed amount. [21] 
 In May 2019, the customers of the Noddle credit reporting service in the United Kingdom were acquired from TransUnion. [22] 
 In December 2020, Intuit acquired Credit Karma for approximately $7.1 billion. The acquisition was initially delayed due to a DOJ antitrust lawsuit but it was finally approved after the company agreed to divest its free tax preparation service, known as Credit Karma Tax, which was a direct competitor to Intuit's TurboTax product.  [23]   [24] 
 That same month, Credit Karma announced that it was moving its headquarters across San Francisco Bay from San Francisco to Oakland. [25]  
 In August 2021, Credit Karma reached an agreement with NBA franchise Houston Rockets to have the company’s name appear on the team’s jersey’s beginning in the 2021 season. [26] 
 In September 2022, the Federal Trade Commission (FTC) ordered Credit Karma to pay its users $3 million for "false claims" that impacted their credit scores. [27]  Nearly one-thirds of pre-approved users who applied for credit cards were eventually denied following a credit check, costing their time and a negative impact to their credit score. Credit Karma reached a settlement with the FTC, and stated that the company is paid only when users are approved for products like credit cards. [27] 
Products and services[edit]
Credit Karma provides free credit scores and credit reports in the United States, Canada and United Kingdom from national credit bureaus TransUnion and Equifax, alongside daily credit monitoring from TransUnion.
 Credit Karma also provides identity theft protection and credit tools, such as a Credit Score Simulator which simulates the effect of potential financial actions on a user's credit score; [28]  and tailored recommendations for credit cards and personal loans.
 Credit Karma Tax, its free United States tax filing service, was announced in December 2016. [29]  Credit Karma Tax does not participate in the Free File Alliance, [30]  and so is not bound by its requirements to restrict eligibility for free filing. [31]  The company's primary competitors in this area are TaxAct, TurboTax and H&amp;R Block. [32]  In November 2020, Square, Inc. announced it was acquiring Credit Karma Tax for $50 million and would make it a part of its Cash App unit. [33] 
See also[edit]
  Credit score in the United States 
 Comparison of free credit monitoring services  
References[edit]
 
  ^   "Credit Karma touts $500 million in revenues". TechCrunch. Retrieved December 23, 2021.
  ^  Goldberg, Emma (August 28, 2022). "The Office's Last Stand". The New York Times.
^    a       b     "Credit Karma". Forbes. Retrieved May 4, 2021.
  ^  Popper, Nathaniel (December 7, 2016). "Automated Assistants Will Soon Make a Bid for Your Finances". The New York Times. ISSN 0362-4331. Retrieved March 24, 2017.
  ^  Vance, Ashlee (July 30, 2014). "A Free Credit Report With No Strings Attached. Honest".  Bloomberg Businessweek . Retrieved November 4, 2014.
  ^   "How it Works". Credit Karma. Archived from the original on September 16, 2016. Retrieved September 21, 2016. If you get a product through one of our recommendations, the bank or lender pays us. 
  ^   ""Kenneth Lin", LinkedIn".
  ^   "CREDIT KARMA, INC. :: OpenCorporates". opencorporates.com. Retrieved December 25, 2018.
  ^   "About Credit Karma". Credit Karma. Archived from the original on January 15, 2008. Retrieved March 24, 2017.
^    a       b    Kincaid, Jason (November 4, 2009). "Credit Karma Raises $2.5 Million To Take The Mystery Out Of Credit Scores". TechCrunch. Archived from the original on February 6, 2012. Retrieved September 2, 2010.
  ^  Levinson, Rick (June 9, 2009). "Credit Karma Introduces Free Credit-Card, Debt-Tracking Tool". Bloomberg L.P. Archived from the original on October 25, 2012. Retrieved July 27, 2009.
  ^   "Credit Karma Secures $30 Million In Series B Funding". Credit Karma. April 2, 2013. Retrieved November 4, 2014.
  ^  Shieber, Jonathan (March 12, 2014). "Credit Karma Confirms New $85M Financing Round Led By Google Capital". TechCrunch. Retrieved May 21, 2014.
  ^  Perez, Sarah. "Free Consumer Credit Monitoring Company Credit Karma Raises $75M, Now Valued At Over $1 Billion". TechCrunch. Retrieved October 11, 2017.
  ^   "Credit Karma Acquires Innovative Mobile Notifications Startup Snowball". TechCrunch. Retrieved August 16, 2018.
  ^  Sharf, Samantha. "Credit Karma Raises $175 Million At $3.5 Billion Valuation". Forbes. Retrieved June 1, 2015.
^    a       b     "Credit Karma now helps users find unclaimed cash". TechCrunch. Retrieved August 16, 2018.
^    a       b    Calvey, Mark (June 27, 2017). "Why Credit Karma loves taxes". San Francisco Business Times. American City Business Journals. Retrieved July 13, 2020.
  ^  Rudegeair, Peter (December 7, 2016). "Credit Karma Hopes to Score on Tax Preparation". WSJ. Archived from the original on December 8, 2016. Retrieved August 16, 2018.
  ^   "Credit Karma has acquired an instant message bot, Penny, that helps people track their spending". Recode. Retrieved August 16, 2018.
  ^   "Credit Karma acquires mortgage platform Approved". TechCrunch. Retrieved August 16, 2018.
  ^   "Credit score firm Noddle tries to rival Experian". Which? News. May 7, 2019. Retrieved August 9, 2020.
  ^  Ponciano, Jonathan. "DOJ Forces Credit Karma To Sell Tax Unit To Square To Clear $7.1 Billion Takeover By Intuit". Forbes. Retrieved May 4, 2021.
  ^   "Justice Department Requires Divestiture of Credit Karma Tax for Intuit to Proceed with Acquisition of Credit Karma". The United States Department of Justice. November 25, 2020.
  ^  Avalos, George (December 14, 2020). "Credit Karma will exit San Francisco and shift HQ to downtown Oakland". The Mercury News. Retrieved January 2, 2023.
  ^  Shelby Stewart, "Houston Rockets Join Forces with Credit Karma Money," Houstonia, August 3, 2021.
^    a       b    Jones, Dustin (September 6, 2022). "Credit Karma will pay $3 million to users targeted with false preapproved offers".  NPR .
  ^  Kim, Jane J. (October 8, 2009). "Credit Scores: Can You Get Them Free?". Wall Street Journal. ISSN 0099-9660. Retrieved May 9, 2017.
  ^   "Credit Karma's Lin: The Goal Is To Make Financial Services Frictionless". CB Insights - Blog. June 28, 2017. Retrieved June 30, 2017.
  ^  Paul Kiel, Justin Elliott (February 28, 2020). "TurboTax's Bid to Buy Free Tax Prep Competitor Might Violate Antitrust Law, Experts Say". ProPublica. Retrieved March 2, 2020.
  ^  Justin Elliott, Paul Kiel (October 17, 2019). "Inside TurboTax's 20-Year Fight to Stop Americans From Filing Their Taxes for Free". ProPublica. Retrieved February 20, 2020.
  ^  Lawler, Ryan (June 27, 2017). "Credit Karma touts $500 million in revenues". TechCrunch. Archived from the original on June 27, 2017. Retrieved July 13, 2020.
  ^  Weil, Dan (November 25, 2020). "Square to Buy Credit Karma Tax for $50 Million, Expanding Reach". TheStreet. Archived from the original on December 6, 2020. Retrieved December 20, 2020.
 
External links[edit]
  Official website
Credit Karma - Wikipedia
https://en.wikipedia.org/wiki/Credit_Karma
https://www.rediff.com/getahead/report/want-to-have-credit-score-of-750-plus/20190307.htm
Want to have credit score of 750 plus?
2019-03-07
Arun Ramamurthy
<div><div><p><strong>An individual with a score above this level will not only enjoy easy access to credit, but will also benefit from lower cost of loans, points out Arun Ramamurthy, founder and director, Credit Sudhaar.</strong></p>
<p></p>
<p>Photograph: Kind courtesy Simon Cunningham/Wikimedia Commons</p>
<p>The credit score is perceived to be a reflection of one's capability to repay debt.</p>
<p>While this is indeed true, your credit score also affects your personal financial life in far more ways, which makes it important that you do your best to improve and maintain it at a high level.</p>
<p>In India the credit score ranges from 300 to 900.</p>
<p>A score of 750 is deemed to be good.</p>
<p>An individual with a score above this level will not only enjoy easy access to credit, but will also benefit from lower cost of loans.</p>
<p>In today's environment, lack of access to credit can affect your financial progress, while high cost of funds can have a negative impact on your cash flows.</p>
<p>The following five steps will help you improve your credit score.</p>
<p><strong>Pay off credit card debt</strong></p>
<p>Credit cards can be a great saviour in times of need.</p>
<p>However, most people are not aware that as the outstanding amount on a card inches closer to the credit limit, your credit score gets depleted.</p>
<p>This parameter has a 30% weight in the calculation of your credit score.</p>
<p>Higher utilisation of your credit limit leads to a lower score.</p>
<p>While the principal amount on a fixed-EMI loan comes down with each month of repayment, this does not hold true for credit card debt.</p>
<p>Since credit card providers allow a person to pay a flexible amount, a card holder may have a high level of exposure for a long time, which could in turn affect his score.</p>
<p>If you have a high level of outstanding on your credit card, resolve to pay it up.</p>
<p>Ideally, one should not utilise more than 30% of the limit on one's card.</p>
<p>A high level of credit outstanding not only affects the credit score, but also affects one's financial well-being.</p>
<p>As we all know, the interest charged on the outstanding on a credit card is the highest among all loans.</p>
<p>Reducing it will not only help improve your credit score but will also enable you to save money.</p>
<p><strong>Avoid falling prey to impulse purchases</strong></p>
<p>Marketers are known to draw up strategies to entice customers into buying their products on a sudden impulse.</p>
<p>However, resisting such temptations is important.</p>
<p>While you cannot avoid shopping completely, you need to follow a prudent process.</p>
<p>Think before you leap into purchasing an item.</p>
<p>For the next 12 months resolve to buy only what you need, and not stuff that is good to have.</p>
<p>Learn to distinguish between your needs and desires.</p>
<p>The funds saved thus can be utilised to pay off the amount outstanding on your credit card, or to make a lump sum prepayment on our personal loan or home loan.</p>
<p>Not only will this help you become debt free faster, it will also lead to improvement in your credit profile and credit score.</p>
<p><strong>Review standing instructions</strong></p>
<p>People often give standing instructions for their smaller, recurring expenses on their cards.</p>
<p>Resolve to review all the instructions that you have given in the past.</p>
<p>Monthly charges like those for gym membership, subscription to online magazines, and any other recurring charge for which you have given a standing instruction should be reviewed.</p>
<p>Cancel the ones that you do not utilise.</p>
<p>Even those that you do not utilise regularly, or those given on an impulse and no longer of much value should be cancelled.</p>
<p>This will reduce your credit card exposure and help you save money.</p>
<p><strong>Automate repayments</strong></p>
<p>This may sound contrary to what we suggested above, but what we are saying now is actually different.</p>
<p>The above suggestion is about revisiting expenses that you do not need.</p>
<p>Now we are saying that you should automate the payment of all bills that need to be paid.</p>
<p>The number of utility bills that have to be paid each month has multiplied.</p>
<p>Keeping track of all of them and paying them all on time can be quite a task.</p>
<p>The billing frequency also varies, due to which it is possible that you could miss out on paying one before the due date.</p>
<p>Hence, bills for utilities like electricity, phone, mobile, Internet, and so on should all be paid through auto deduction.</p>
<p>Not missing out on payments will help you achieve a better credit score.</p>
<p>Most importantly, you should automate the repayment of credit card dues.</p>
<p>Since the repayment date for this bill varies, managing it becomes difficult, and the chances of missing out on a payment are higher.</p>
<p>Automating repayment will help you save on the additional charges and interest that could be levied from you.</p>
<ul>
<li><a href="http://www.rediff.com/money/personal-finance/headlines"><strong>MONEY TIPS</strong></a></li>
</ul>
<p><strong>Sign up for credit monitoring</strong></p>
<p>Most people who have only a passing familiarity with credit bureaus and credit scores may not be aware that one in four credit reports has an error.</p>
<p>These errors can jeopardise your credit profile, and spoil your chances of seamless access to credit at preferential rates.</p>
<p>Signing up for a credit monitoring service will help you keep a close watch on the status of your trade lines.</p>
<p>A credit monitoring service will also help you take corrective action if the need arises, and enable you to avoid perils like identity theft.</p>
<p>Cybercrimes are rampant these days and can lead to huge losses.</p>
<p>Credit monitoring will help you deal with these issues before they escalate.</p>
<p>By improving your credit score, you will be able to get loans more easily and also save money.</p>
<p>This extra amount can be invested to create a contingency fund, or you can channel it towards meeting financial goals like your child's higher education and marriage, or your own retirement.</p></div>||||I|||| News
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 Rediff.com » Getahead » Want to have credit score of 750 plus?

 Want to have credit score of 750 plus?

 By Arun Ramamurthy
 March 07, 2019 09:11 IST
 Get Rediff News in your Inbox: email

 An individual with a score above this level will not only enjoy easy access to credit, but will also benefit from lower cost of loans, points out Arun Ramamurthy, founder and director, Credit Sudhaar.

 Photograph: Kind courtesy Simon Cunningham/Wikimedia Commons

 The credit score is perceived to be a reflection of one's capability to repay debt.

 While this is indeed true, your credit score also affects your personal financial life in far more ways, which makes it important that you do your best to improve and maintain it at a high level.

 In India the credit score ranges from 300 to 900.

 A score of 750 is deemed to be good.

 An individual with a score above this level will not only enjoy easy access to credit, but will also benefit from lower cost of loans.

 In today's environment, lack of access to credit can affect your financial progress, while high cost of funds can have a negative impact on your cash flows.

 The following five steps will help you improve your credit score.

 Pay off credit card debt

 Credit cards can be a great saviour in times of need.

 However, most people are not aware that as the outstanding amount on a card inches closer to the credit limit, your credit score gets depleted.

 This parameter has a 30% weight in the calculation of your credit score.

 Higher utilisation of your credit limit leads to a lower score.

 While the principal amount on a fixed-EMI loan comes down with each month of repayment, this does not hold true for credit card debt.

 Since credit card providers allow a person to pay a flexible amount, a card holder may have a high level of exposure for a long time, which could in turn affect his score.

 If you have a high level of outstanding on your credit card, resolve to pay it up.

 Ideally, one should not utilise more than 30% of the limit on one's card.

 A high level of credit outstanding not only affects the credit score, but also affects one's financial well-being.

 As we all know, the interest charged on the outstanding on a credit card is the highest among all loans.

 Reducing it will not only help improve your credit score but will also enable you to save money.

 Avoid falling prey to impulse purchases

 Marketers are known to draw up strategies to entice customers into buying their products on a sudden impulse.

 However, resisting such temptations is important.

 While you cannot avoid shopping completely, you need to follow a prudent process.

 Think before you leap into purchasing an item.

 For the next 12 months resolve to buy only what you need, and not stuff that is good to have.

 Learn to distinguish between your needs and desires.

 The funds saved thus can be utilised to pay off the amount outstanding on your credit card, or to make a lump sum prepayment on our personal loan or home loan.

 Not only will this help you become debt free faster, it will also lead to improvement in your credit profile and credit score.

 Review standing instructions

 People often give standing instructions for their smaller, recurring expenses on their cards.

 Resolve to review all the instructions that you have given in the past.

 Monthly charges like those for gym membership, subscription to online magazines, and any other recurring charge for which you have given a standing instruction should be reviewed.

 Cancel the ones that you do not utilise.

 Even those that you do not utilise regularly, or those given on an impulse and no longer of much value should be cancelled.

 This will reduce your credit card exposure and help you save money.

 Automate repayments

 This may sound contrary to what we suggested above, but what we are saying now is actually different.

 The above suggestion is about revisiting expenses that you do not need.

 Now we are saying that you should automate the payment of all bills that need to be paid.

 The number of utility bills that have to be paid each month has multiplied.

 Keeping track of all of them and paying them all on time can be quite a task.

 The billing frequency also varies, due to which it is possible that you could miss out on paying one before the due date.

 Hence, bills for utilities like electricity, phone, mobile, Internet, and so on should all be paid through auto deduction.

 Not missing out on payments will help you achieve a better credit score.

 Most importantly, you should automate the repayment of credit card dues.

 Since the repayment date for this bill varies, managing it becomes difficult, and the chances of missing out on a payment are higher.

 Automating repayment will help you save on the additional charges and interest that could be levied from you.

 * MONEY TIPS

 Sign up for credit monitoring

 Most people who have only a passing familiarity with credit bureaus and credit scores may not be aware that one in four credit reports has an error.

 These errors can jeopardise your credit profile, and spoil your chances of seamless access to credit at preferential rates.

 Signing up for a credit monitoring service will help you keep a close watch on the status of your trade lines.

 A credit monitoring service will also help you take corrective action if the need arises, and enable you to avoid perils like identity theft.

 Cybercrimes are rampant these days and can lead to huge losses.

 Credit monitoring will help you deal with these issues before they escalate.

 By improving your credit score, you will be able to get loans more easily and also save money.

 This extra amount can be invested to create a contingency fund, or you can channel it towards meeting financial goals like your child's higher education and marriage, or your own retirement.

 Get Rediff News in your Inbox: email
 Arun Ramamurthy
 Source:
 Related News: Arun Ramamurthy, Wikimedia Commons, Credit Sudhaar, EMI, Simon
 COMMENT
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An individual with a score above this level will not only enjoy easy access to credit, but will also benefit from lower cost of loans, points out Arun Ramamurthy, founder and director, Credit Sudhaar. 
 
Photograph: Kind courtesy Simon Cunningham/Wikimedia Commons
The credit score is perceived to be a reflection of one's capability to repay debt.
While this is indeed true, your credit score also affects your personal financial life in far more ways, which makes it important that you do your best to improve and maintain it at a high level.
In India the credit score ranges from 300 to 900.
A score of 750 is deemed to be good.
An individual with a score above this level will not only enjoy easy access to credit, but will also benefit from lower cost of loans.
In today's environment, lack of access to credit can affect your financial progress, while high cost of funds can have a negative impact on your cash flows.
The following five steps will help you improve your credit score.
 Pay off credit card debt 
Credit cards can be a great saviour in times of need.
However, most people are not aware that as the outstanding amount on a card inches closer to the credit limit, your credit score gets depleted.
This parameter has a 30% weight in the calculation of your credit score.
Higher utilisation of your credit limit leads to a lower score.
While the principal amount on a fixed-EMI loan comes down with each month of repayment, this does not hold true for credit card debt.
Since credit card providers allow a person to pay a flexible amount, a card holder may have a high level of exposure for a long time, which could in turn affect his score.
If you have a high level of outstanding on your credit card, resolve to pay it up.
Ideally, one should not utilise more than 30% of the limit on one's card.
A high level of credit outstanding not only affects the credit score, but also affects one's financial well-being.
As we all know, the interest charged on the outstanding on a credit card is the highest among all loans.
Reducing it will not only help improve your credit score but will also enable you to save money.
 Avoid falling prey to impulse purchases 
Marketers are known to draw up strategies to entice customers into buying their products on a sudden impulse.
However, resisting such temptations is important.
While you cannot avoid shopping completely, you need to follow a prudent process.
Think before you leap into purchasing an item.
For the next 12 months resolve to buy only what you need, and not stuff that is good to have.
Learn to distinguish between your needs and desires.
The funds saved thus can be utilised to pay off the amount outstanding on your credit card, or to make a lump sum prepayment on our personal loan or home loan.
Not only will this help you become debt free faster, it will also lead to improvement in your credit profile and credit score.
 Review standing instructions 
People often give standing instructions for their smaller, recurring expenses on their cards.
Resolve to review all the instructions that you have given in the past.
Monthly charges like those for gym membership, subscription to online magazines, and any other recurring charge for which you have given a standing instruction should be reviewed.
Cancel the ones that you do not utilise.
Even those that you do not utilise regularly, or those given on an impulse and no longer of much value should be cancelled.
This will reduce your credit card exposure and help you save money.
 Automate repayments 
This may sound contrary to what we suggested above, but what we are saying now is actually different.
The above suggestion is about revisiting expenses that you do not need.
Now we are saying that you should automate the payment of all bills that need to be paid.
The number of utility bills that have to be paid each month has multiplied.
Keeping track of all of them and paying them all on time can be quite a task.
The billing frequency also varies, due to which it is possible that you could miss out on paying one before the due date.
Hence, bills for utilities like electricity, phone, mobile, Internet, and so on should all be paid through auto deduction.
Not missing out on payments will help you achieve a better credit score.
Most importantly, you should automate the repayment of credit card dues.
Since the repayment date for this bill varies, managing it becomes difficult, and the chances of missing out on a payment are higher.
Automating repayment will help you save on the additional charges and interest that could be levied from you.
  MONEY TIPS  
 Sign up for credit monitoring 
Most people who have only a passing familiarity with credit bureaus and credit scores may not be aware that one in four credit reports has an error.
These errors can jeopardise your credit profile, and spoil your chances of seamless access to credit at preferential rates.
Signing up for a credit monitoring service will help you keep a close watch on the status of your trade lines.
A credit monitoring service will also help you take corrective action if the need arises, and enable you to avoid perils like identity theft.
Cybercrimes are rampant these days and can lead to huge losses.
Credit monitoring will help you deal with these issues before they escalate.
By improving your credit score, you will be able to get loans more easily and also save money.
This extra amount can be invested to create a contingency fund, or you can channel it towards meeting financial goals like your child's higher education and marriage, or your own retirement.
Want to have credit score of 750 plus?
https://www.rediff.com/getahead/report/want-to-have-credit-score-of-750-plus/20190307.htm
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 <p><a href="https://www.speakingtree.in/slideshow/career-predictions-for-year-2017"> 
	 
 </a></p>
 
	
 
 <div>
	 
	 <p>Shruti Srivastava</p><p>Horoscope predictions can be of various types essentially they give you future expectations as for various aspects of our lives like love profession connections wellbeing cash travel kids and family Everybody needs to know diverse things about their futureWill I get hitched At the point when will I have an infant In what manner will my wellbeing be in the coming year Furthermore such different inquiries can be replied in horoscope forecasts We as a whole realize that each of us needs to confront ideal and also troublesome circumstances in lifePresently wouldnt it be astonishing on the off chance about being warned of the terrible things ahead of time setting us up for the most exceedingly awful Whats more now and then it happens that whatever exertion we put in the final product is simply not attractiveIn this manner knowing how the coming year may turn out for you has a vital impact in all choices that you makeIn 2017 your imaginative and innovative angles should show up at the cutting edge Work toward a pleasant and suitable association with powers and companions in your work area Youll get brilliant breaks You will make progress in abnormal state useful profiles Indeed even so to be beneficial in the wake of settling on critical decisions in enterprise it really is vital you check each pivotal issueAttempt and abstain from getting into any law related inconveniences Despite the greater part of this you will be effective in your picked field of work The principal quarter of 2017 is staggeringly good for the Aries zodiac sign to get a climb in pay or positionYour present instinct and deduction capacity would be your most noteworthy belonging similarly as your profession is worried during the current year 2017 Do know without a doubt the specialized issues before you wander into any fresh out of the box new region in your expert field Association or such arrangements may meet with a few deterrents You will be effective in your work in light of your great KarmaA couple of inconveniences may come in your direction yet issues are a piece of life and you will discover an answer at last Remain dynamic in your everyday regimen assignments Some business set out is by all accounts there in your horoscope You will be triumphant over contenders Various business related travel shows up on your diagram You will be fruitful over your rivalsSome business related issues will inconvenience you this year Keep your mind positive and everything will work out to support you There could be a considerable measure opportunity for you by and by to work at your own pace in your expert working environmentIn 2017 you will get a ton of chances to discover adjust in your life and to take in more about the fields where you are not steady You could perhaps at the same time foresee an expansion in your status in the work put You will work additional hard this year keeping in mind the end goal to satisfy every one of your duties This exertion will pay off over the long haulYour horoscope 2017 expectation prognosticates that new conceivable outcomes are well on the way to open on the calling front Entrepreneurial activities are suggested via planets Cash inflow will presumably be extraordinary yet you have to keep up a tab on your expenses Avoid gossipy tidbits and shares advertise speculationsTry not to get into mistaken assumptions else you may wind up exasperating your seniors Endeavor to do your work effectively and resolve undesirable conditions with intelligence Set aside out some time for recreation funbased exercises too Try not to atone later about passing up a great opportunity for circumstances however take astonishinglyYour career horoscope for 2017 says that in the field of profession fantastic opportunities may be anticipated this year Make certain that you see people around you without any bias Bolster should originate from unforeseen quarters in your work put life this year In spite of the fact that the Leo zodiac sign is normally the sort of person who wishes to continually be the supervisor at work or in any event have a bigger capacity it is a much better idea to venture back a little this yearYour vocation horoscope for 2017 says that in the field of calling phenomenal open doors might be foreseen for the current year Verify that you see individuals around you with no predisposition Bolster might originate from sudden quarters in your work put life this year Despite the fact that the Leo zodiac sign is generally the sort of person who longings to always be the manager at work or at any rate have a bigger capacity it is a much better idea to venture back a little this yearHoroscope 2017 foresees that you may likewise get elevated to a level of bigger power Your compatibility with your seniors will be fabulous You could perhaps at the same time get an opportunity to visit a remote country Business related long voyages or treks will be productive Vocation horoscope for 2017 for Virgo sun sign predicts that this year may give blended last outcomes as for callingAvoid going into new pursuits amid this period You appear to have significantly more essentialness this year than before which has changed your viewpoint towards life Amid the principal half of the year your profession yearnings will go to an unequaled highYoull be pleased to find out that the endeavors that you had put in the past year are showing positive outcomes in 2017 Your social status is in for a change A much anticipated advancement and pay climb is most likely too in transit You will prevail in productive business venturesThis year is invaluable for big business and development arranges or joint endeavors You will function admirably in a gathering or group and your endeavors will be valued Continue going on the correct way and you are certain to make individual progress in a matter of moments You ought to be set up to go for broke on the off chance that you wish to be monetarily autonomousScorpio Career soothsaying expectation says that this year your expert life would be altogether satisfying than the prior years Joint ventures should be advantageous for you in 2017 You may require more opportunity to go up the company pecking orderBusiness related travel is on the diagrams Affinity with talented people will create On the off chance that you are in a vocation chances of change are available Your methodologies and ideas will be to a great degree loved both by your collaborators and managers Your cleverness will be on another high along these lines giving you more introductionThe planets in your soothsaying outline estimate that you should have the capacity to advance without a ton exertion this year Matters connected to administration and law should be helpful Try not to work harder than physically conceivable You could feel that your partners may not be steadyJupiter will be the guiding power that may empower you to make fast progress in your life Over the span of this period you ought to increase extraordinary wage from the business front You may manage some key people An astounding climb in salary and advancement is clear in your introduction to the world diagramYour employment and vocation forecast says that 2017 will be a compelling year for all Capricornians Your drives and debilitating work should procure you credit towards the complete of the year Your gathering individuals may increase out of your help and value itA common connection of certainty will show among you and your associates Your endeavors will be applauded and you will get what is because of you Bear in mind your occupation obligations in all your social exercisesFor the Aquarius sun sign this year 2017 is useful for individual endeavors or salaried employments You may change occupations or get advancement in your present association Youll not be occupied from your objectives and positively accomplish your objectives You will encounter general satisfaction in every aspect of your work in this way making you rationally fulfilledNew thoughts for execution will rise for you in your vocation You may get some productive tasks be that as it may they will require investment to finish Aquarians will reveal new headings in their calling Your calling will experience a few changes and would request you to settle on a choice about long haul objectives You will work amazingly difficult to accomplish your objectivesIt is calculated for 2017 that gainful open doors for Pisces are presumably holding up to happen in 2017 The ideal adjust of your actual endeavors and determination will help you to accomplish your objectives Losing employments might be a brief dissatisfactionYou need to assess your own capacities You might be in for another employment new post new duties and in this manner a climb in your compensation bundle Constraints harming business wanders should leave</p>
	</div>
</div>
 <div>
 <p><a href="https://www.speakingtree.in/slideshow/african-astrology-one-of-the-most-accurate-ways-to-predict-your-future"> 
	 
 </a></p>
 
	
 
 <div>
	 
	 <p>Ishita Sharma</p><p>The beginnings of African astrology stem from the ancient African civilizations It is said that being the most primitive of tribes Africans first took interest in Astrology and the stars and formed what was known as Geomancy when bones are tossed down randomly and form lines and arrows this type of divination is called geomancy this is what gave birth to African astrologyThe Geomancy or this arrangement then formed 12 figures these are known as The Baobab Tree The Wealth of Amber and Silver The Family Small Services to the Neighborhood The Market The Ancestor The Judge The Kola Nut The Travelers The Distance The Child of the World and The Harvest in the Granary Have a look at which one you belong toPeople born under this sign demonstrate honesty liberality and thoughtfulness They have a sharp mind yet they are sometimes boggled down by the anxieties of their own mind they are smart and sensible and enjoy positions of power and prestige Such people do not let the negativity of others harm them in any waySuch people are intelligent and smart yet sometimes they harbour feelings of resent against a lot of people Not only this they can sometimes turn into a rebel because of this habit of theirs However to their credit they are extremely strong individuals who can resist temptations of all kinds They are tough inside outPeople born under the sign of the family are usually warm and kind but remain often aloof opening up to only those people who are close to them Not only this such people do well in one area of life and that is either personal or professional life Not to say that they cant balance it all together but one part will always be more successful than the otherPeople born under this sign are extremely social and make friends easily they are warm and affectionate however they can be a bit of an escapist They often run away from problems instead of facing them heads on and this can land them in trouble If you belong to this sign be careful of people who stay true to your face they might be plotting something against you behind your backPeople born under this sign will encounter peace and harmony as well as roughness and brutality in life Hence such people display an amazing level of duality in their life while they might be extremely tough on the exterior they can be extremely soft on the interior and this makes these people so unique Despite their nature they are lovers of peace and goodwillSuch people can be selfcentered often even without realizing Not only this these people can often turn out to arrogant and rude if their positive energies are not channeled in a right way These people can be smart and funny yet people often mistake them to be otherwise If you belong to this sign go a little soft on people The world is not so bad after allJudge is the most practical sign of African Astrology Such people make decisions about life in a jiffy and are not afraid to face the reality of life They do not live under any false assumptions about what is right and wrong and they live life in the present They do not build castles in the air and live a sorted lifeSuch people are extremely high on energy but can be extremely unstable in life They might take an impulsive decision and then regret it such people are not always reliable for work but they make for great friends However their amazing energy needs to be channeled well and it can be done under the right circumstancesTravelers are complicated beings which most fail to understand They are driven highly by their own intuition and they do not rely on others They are bit of a loner and this is precisely the reason why they find it difficult to adjust to new surroundings in life They like to stay aloof yet they can be gregarious when they want toSuch people have courage and how While most people often take the road frequently traveled these people will go against nature and do something that their heart desires however they are bit of an eccentric so arent the ideal choice for a lifepartner Nevertheless such people will stick with you through thick and thinSuch people sometimes lie low and can attract unwanted attention in life They arent born with the best of fortune in life and even when they are they sometimes fall into poor company However they are hard working people who make their way up the ladder They do well professionally but personally they need to work on their lifeSuch people are always ready to work in their life they signify abundance which means that these people would work very hard to accomplish their goals However they need to look into their fun side too once in a while After all life is not so bad</p>
	</div>
</div>
 <div>
 <p><a href="https://www.speakingtree.in/slideshow/linda-goodmans-sun-signs-are-amazingly-accurate-know-yours"> 
	 
 </a></p>
 
	
 
 <div>
	 
	 <p>Pallavi Thakur</p><p>I read Linda Goodman s love signs on the recommendation of my collegegoing cousin and was astonished with the findings I could relate so much to that book that it freaked me out It seemed that the book had a soul Then I moved on to Linda Goodmans Sun Signs and related the characteristics listed in it with the people around me and all of it was Bang on Here I list down some of the most accurate things about the various sun signs as described by Linda Goodman Aries is very direct to put it mildly Deceptiveness and deviousness are entirely foreign to the Mars nature Frank ness and refreshing honesty are Arien trademarks yet rams dont make the best credit risks Some of them lack stability and evidence a childlike lack of responsibility Even those who have matured can forget debts in the ex citement of the everpresent new challenge of the moment which will always consume their entire attention Theyll eventually pay their bills cheerfully and willingly but you may be out of breath when you catch up with them Although Aries is the firebrand who forges his way through life with daring initiative and enterprise theres a strange quirk to his bravery Hell face the abominable snowman or the Frankenstein monster without the slightest trace of fear yet he cant stand physical pain Every Arien at some time in his life will indulge in rash behavior that brings an injury to the head or face Aries people have decided features usually sharp seldom soft or blurred The wellmarked brows often join with the narrow bridge of the nose in forming the sign of the ram perhaps as a warning to anyone with the silly idea of trying to stop or conquer him that those symbolic horns mean business You may notice a mole or a scar on the head or face a reddish cast to the hair in the sunlight and more color than average in the com plexion You may also sense invisible sparks shooting out in all directions The movements will usually be quick and capable with a mental process to match Both the male and female rams normally have broad shoulders and they may walk with the body slightly bent forward leading with the head so to speak and almost always in a great hurry The bull seldom rushes forward to stomp on your toes He simply wants to be left alone Dont disturb him and hell remain contented Press him and he becomes obstinate Shove too hard tease too much and be prepared for violent rage Taurus seldom worries frets or chews his nails He can pout and brood when things dont suit his fancy but hes not the nervous twitchy type Its his nature to be stoic and take things in his stride and nothing really alters this basic tendency Taurus people are home folks Theres scarcely a bull who doesnt love to luxuriate under his own roof and stretch out amid comfortable familiar surroundings Change upsets him You can expect many May people to actually resemble a bull the men that is and the women born under the Sun sign will have an intangible elusive bovine quality about them The look in the female Taureans eyes will be serene and limpid yet steady She will move gracefully indolently but with a suggestion of hidden strength As for the males the neck will often be thick or muscular the shoulders chest or back or all three broad and strong The entire body will be well proportioned whether short or tall The ears are usually small and close to the head When they eat they chew slowly and ordinarily have excellent digestions Not all but many Taureans have curly or wavy hair Its usually dark like the eyes and skin Even the occasional blonde lighteyed and fairskinned Taurus people will never suggest fragility of mind or character If there are times when a Gemini person makes you think youre seeing double dont run out and change your glasses Just remember that Gemini is the sign of the twins and there are two distinct sides to his changeable personality A Gemini can change his clothes his job his love life or his residence as fast as he changes his mind and thats pretty fast They can do two things at once with less effort than it takes most of us to do one A Gemini knows how to swerve you from your most stubbornly held con victions He can twist you like a pretzel with his mental karate get you to agree with him and love him for doing it to you The Gemini build is generally slender agile and taller than average Many of them have small sharp features as if they were cut in a cameo Youll find some with brown eyes of course but the majority of those ruled by Mercury will have beautiful crystalclear hazel blue green or gray eyes that twinkle and dart here and there Geminis never rest their eyes on one object for more than a few seconds In fact their alert quickmoving eyes are often the easiest way to recognize them The hair can be light or dark or bothlike streaked Twins remember The nose is likely to be long and straight or daintyin either case probably well formed Theres frequently a receding hairline in the men from all that activity in the brain perhaps and both sexes normally have rather high foreheads You will have no trouble finding the Cancerian He will be the funniest one in the room a laugh a minute If hes not performing himself then hell be grinning at someone elses antics They secretly enjoy attention and theyll soak up any headlines they get His tears are never crocodile tears They flow from the deep rivers of his fragile and vulnerable heart You can wound his sensitive feelings with a harsh glance or a rough t tone of voice Like mirrors and cameras they absorb images and reflect them faithfully Every experience is engraved on the heart as a photograph is etched on a negative plate Cancerian compas sion is deep and highly intuitive Theres hardly a secret he cant strip naked if he chooses No matter how much money he piles up in reserve Cancer never feels really secure and no matter how much love he gets he always needs more Some of them are indisputably plump but the great majority has a strikingly bony structure The arms and legs may be extra long in propor tion to the rest of the body The shoulders will be broader than average and often the hands and feet are either unusually tiny or quite large Most Cancerians are a little top heavy and they waddle slightly when they walk fast Whether the body is plump or wiry the women will usually wear a sweater size considerably larger than the skirt size Or theyll be absolutely flatchested Either way this par ticular characteristic is quite marked There is never a middle ground for this part of the anatomy with female crabs Lots of Cancer people have very green thumbs They produce some beautiful gardens that are tended and watered with loving care Most of them also have very green savings accounts which they cultivate with the same devotion There are no introverted Leos There are only Leos who pretend to be introverts Dont let that soft purr fool you Even the gentle Leos are inwardly sold on their royal right to rule friends and family as they peek out from behind the curtains and watch for their chance on stage You wont ignore the lion for long in a group Hell either get the center of the stage with dramatic state ments and actionor hell get it by pouting and sulking behind the potted palms until someone rushes over to ask whats wrong Love of teaching is why so many Leos end up as educators politicians and psychiatrists The exasperating thing is that theyre quite good at rationalizing things and smoothing out the wrinkles in your life Too bad they cant manage their own affairs with as much ease and finesse Leo expresses ap proval generously and openly and can give almost em barrassingly extravagant compliments Hes not at all bash ful about his displeasure either As for the physical attributes of this Sun sign just look around for people who resemble a lion or a lioness with a mane of hair that sweeps back off the face and a de ceptively lazy look Leos walk straight and proud with the smooth glide of the cat The females combine lithe grace with a hidden quivering intensity This last will be disguised by a soft usually calm and steady nature But dont forget that the lioness is always ready to pounce if she feels threatened Her claws are sheathed but sharp Youll notice a commanding air and stately bearing as Leo looks down on all the mere mortals beneath him Ordinarily the movements and speech are deliberate Leos seldom talk fast run or even walk quickly Social gatherings are not the best hunting grounds when youre searching for these perfectionists Youre more like ly to find them working late at the office than being gre garious at a cocktail party Its not easy for Virgos to relax sufficiently to enjoy the carefree social swim because theyre basically uncomfortable in crowds The first thing youll notice about the typical Virgo is the definite impression he gives that theres a serious prob lem on his mind hes struggling to solveor a vague feeling that hes secretly worried about something He probably is Worry comes naturally to him Virgos are very critical of their own photographs and fussy in the extreme about how they look both on film and in person If youre observant youll catch them primping in front of a mirror when they think no one is looking The Virgo is normally a small person certainly no giant but hes muscular and he has far more strength than his fragile appearance suggests Virgo is quick to deny his habits and traits He has an apparent blindness to his faults and he seems unable to see his own weaknesses in as clear a light as he sees everything else But the truth is that he does see themand he sees them in such infinite detail that he cant bear to hear them generalized Try to tell a typical Virgo hes critical a worrier fussy neat or unusually concerned with diet and health and youll face a fiat denial You wont find those people lavish in affection or in spending money Theyre normally prudent in both areas giving their love quietly and steadily with little demonstrativeness and handling cash just as conservatively The Libra character is made up of just about equal parts of kindness gentleness fairness plain cussed argumentativeness stubborn refusal to capitulate philosophical logic and indecision Librans love people but they hate large crowds Like gentle doves of peace they go around mediating and patching tip quarrels between others still they enjoy a good argument themselves Librans know instinctively that to restore harmony to the body they must alternate their active spells with com plete rest Theres a deep richness to Libras emotions no matter which emotion is high or low at a given moment and a philosophic approach to both sorrows and joys that seldom fails to smooth things out eventually Librans are healthier than most people unless they push themselves too bard and forget to take those necessary rest periods The physical appearance of these people may require almost as much concentration as the personality Theres no such thing as a typical Libra feature unless ifs the Venus dimple Libran features are almost always even and wellbalanced Theyre pleasing but not very noticeable so its easier to start with the dimples There will usually be a couple in the cheeks or one in the chin If theyre not in the face you might check to see if the knees are dimpled The women are almost invariably pretty and the men are usually handsome Still not all of the beautiful people in the world are Librans Venus beauty is in a class by itself and its not always easy to separate it from the good looks of other Sun signs Youll never meet a Libran who doesnt have a smile like a soft white cloud Most Librans are full of curves rather than angles Most people feel nervous and ill at ease under Scorpios steady gaze Youll have to break the spell and look away first Hell outstare you every time Next listen to him speak The tone can be velvety soft husky or sharply cutting the speech slow and measured or clipped and staccato but what he says will never be selfeffacing Scorpio has total ego He knows what he is and he knows what he is not and nothing anyone else thinks will change this knowledge Youll sel dom see Scorpio give himself away by blushing or flushing frowning or grinning Smiles are rare but genuine The body follows the same orders as the face There will rarely be any jumping sudden starts or nervous mannerisms If you ever come across a chattering Scorpio whose eyes wander chalk him up as an astrological exception as rare as the dodo bird Most Pluto people have powerful physiques The features are noticeably heavy or sharp and clearly drawn and the nose is quite prominent sometimes beakshaped Ordinarily the complexion is very pale almost translucent and the brows are heavy and knit together over the bridge of the nose Theres a crackling electric vitality about the very presence of a Scorpio that gives him away As quiet as he tries to be such a vital force cant be hidden com pletely The males will have a heavy growth of hair on the arms and legs often with a reddish cast No matter how his emotions are stirred youll rarely see them reflected on Scorpios frozen immobile face These people proudly and consciously practice a blank expression They command their features to remain firm and their features obey Pick any party and look at the center of the liveliest group See that fellow sitting there happily with his rather large foot stuck in his mouth Hes a Sagittarian who has just gone out on a verbal limb but he doesnt know it yet Sagittarius is completely free of malice He blurts out his shockingly direct speech in total innocence The fact that he usually adds insult to injury when he tries to fix it also escapes him Dont judge him too harshly He means well Not that he needs your sympathyor mine Under his tactless manner is an extremely clever mind and high standards His unique combination of wit intelli gence and fiery drive usually brings the archer straight to the winners circle What really gets you is that both male and female Sagittarians are oblivious to their own blunt speech Jupiter eyes are as bright and alert as a sparrows and they sparkle and twinkle with refreshing humor The arch ers are either very tall and athletic looking or shorter than average with strong sturdy bodies The tall ones will re mind you of thoroughbred horses or spirited colts They will often make wide sweeping gestures which may be dramatic and vigorous but possibly not very graceful Sagittarius can wave his arms to make a point and upset the ketchup Hell stride purposefully forward head high and trip over the curb stone What is on the archers mind and heart is almost instant ly on his lips Hes as frank and earnest as a sixyearold Where will you find him Just about anywhere he can advance or improve himself Any where he can get ahead and further his secret ambitions Try a social gathering The Capricorn is not a carefree party type but the goat were studying is a social climber as well as a mountain climber Pick a mixed group prefer ably in the upper income level You can also try the middle income level but the lower you go beneath that the smaller your chances of finding a Capricorn There are Capricorns who are deliciously romantic who understand the strange light of the moon and the glorious colors of the butterflys wing But they wont let their emotions blind them to the facts Youll seldom find the straight wellshaped Capricorn nose stuck in other peoples business or the Saturn tongue wagging in gossip Capricoms can be stocky and muscular thin and wiry or plump and soft But no matter how the body is shaped the goat will give the impression of being rooted to the spot until he decides to move to another spot Gen erally Satum people have straight lank dark hair dark steady eyes and swarthy olive or tan complexions Many Capricorns have strong feet and wear sensible shoes Their hands are capable their voices usually even and soothingand youll probably notice a gentleness that flatters and persuades Caprieorns can look and act as harmless as a feather quilt but theyre as tough as a keg of nails Capricoms are inclined to be weaker more sickly than other youngsters but both strength and re sistance to disease increase with age Generally kindly and tranquil by nature Aquarians never theless enjoy defying public opinion and they secretly delight in shocking more conventional people with oc casional erratic conduct These normally softspoken and courteous souls can suddenly short circuit you with the most amazing statements and actions at the most unpredict able times The typical Uranian is half Albert Schweitzer and half Mickey Mouse His feet can be wearing sandals boots oxfords or hush puppies and hell seldom bother to check whether theyre appropriate for the occasion Hell show up barefoot if he feels like it and laugh at you for laughing at him Freedomloving Uranians can be acutely funny perverse original conceited and independent but they can also be diplomatic gentle sympathetic and timid Look for a strange faraway look in the eyes as if they contained some kind of magic mysterious knowledge you cant penetrate Aquarius eyes are typically vague with a dreamy wandering expression The hair is frequently straight and silky likely to be blonde sandy or light brown the complexion is pale and the height is usually taller than average Youll notice a marked nobility of profile Uranus features are finely chiseled suggestive of Roman emperors cut on old gold coins True Aquarians will often adopt the pose of the drooping head when theyre thinking about a problem or just after theyve asked a question The head drops abruptly forward or cocks to one side waiting for your reaction Curiously thanks to the dual sexuality of Uranus there are often feminine characteristics in the male bodies such as broad hips for exampleand masculine characteristics in the female body such as broad shoulders Whoever said I dont want to be a millionaireI just want to live like one was truly reflecting the Piscean philosophy Neptune people Most of them wouldnt give a minnow for rank power or leader ship and wealth holds little attraction Few Pisces people accumulate money by the bushel unless they marry it or inherit it Youll be impressed with the Piscean charm of manner and lazy good nature Hes indifferent to insults recriminations and other peoples bristling opinions The fish was born with the desire to see the world through rosecolored spectacles He knows well enough about the seamy side of humanity but he prefers to live in his own watery gentle world where everyone is beauti ful and all actions are lovely When you meet Pisces people look first at their feet Theyll be quite noticeably small and dainty including the mens or else theyll be huge and spread out like a tired washerwomans The Pisces hands will also be tiny fragile and exquisitely formedor else big ham bones that look as though they belong behind a plow The skin is silky soft the hair is fine often wavy and usually light Pisces eyes are liquid heavylidded and full of strange lights Fre quently but not always theyre slightly protruding bulbous and extremely compelling Some Piscean eyes are simply beautiful Theres no other word to describe them Few Pisceans are tall Neptune bodies are sometimes awkwardly built but with their ex traordinary grace its seldom discernible</p>
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	 <p>Pallavi Thakur</p><p>How much would you pay to be able to read another persons mind People say that the eyes are a window to the soul that they can tell us much about a person just by gazing into them No its not 100 percent accurate and its not magic Its just science Read on to know about different eye behaviors and cues that they drop When a person looks upwards they are often thinking In particular they are probably making pictures in their head and thus may well be an indicator of a visual thinker Looking upwards and to the left can indicate recalling a memory Looking upwards and the right can indicate imaginative construction of a picture Looking up may also be a signal of boredom as the person examines the surroundings in search of something more interesting Head lowered and eyes looking back up at the other person is a coy and suggestive action as it combines the head down of submission with eye contact of attraction It can also be judgemental especially when combined with a frown Looking at a person can be an act of power and domination Looking down involves not looking at the other person which hence may be a sign of submission It can also indicate that the person is feeling guilty In many cultures where eye contact is a rude or dominant signal people will look down when talking with others in order to show respect Looking down and to the left can indicate that they are talking to themselves Looking down and to the right can indicate that they are attending to internal emotions Much of our field of vision is in the horizontal plane so when a person looks sideways they are either looking away from what is in front of them or looking towards something that has taken their interest A quick glance sideways can just be checking the source of a distraction to assess for threat or interest It can also be done to show irritation Eyes moving from sidetoside can indicate shiftiness and lying as if the person is looking for an escape route in case they are found out Lateral movement can also happen when the person is being conspiratorial as if they are checking that nobody else is listening Looking at something shows an interest in it When you look at something then others who look at your eyes will feel compelled to follow your gaze to see what you are looking at This is a remarkable skill as we are able to follow a gaze very accurately If after locking gaze a person of the opposite sex keeps looking at the eyes then it may be love If the eyes slide down over the body then it is more likely to be lust Exactly where the eyes go is important Looking at a persons mouth can indicate that you would like to kiss them Looking at sexual regions indicates a desire to have sexual relations with them Looking up and down at a whole person is usually sizing them up either as a potential threat or as a sexual partner This can be quite insulting and hence indicate a position of presumed dominance as the person effectively says I am more powerful than you your feelings are unimportant to me and you will submit to my gaze The power gaze is a short but intense gaze that is used to impose ones will on another showing power without aggression Looking at their forehead or not at them indicates disinterest This may also be shown by defocused eyes where the person is inside their head thinking about other things People who are lying may look away more often as they feel guilty when looking at others However when they know this they may overcompensate by looking at you for longer than usual This also helps them watch your body language for signs of detection It was found that the eyes of the person who likes you will shine in your presence The eyes of that person will become more moist and so they will reflect more light thus appearing shinny Next time you find someones eyes shining in your presence start to dig for more clues If a person likes you then he will look at you more often In other words if you were in a group then the person who likes you will give you the lions share of eye contact while looking less at the other people around When you look at someones eyes for longer periods of time hormones that are responsible for attraction get released automatically in your bodies The pupil of the person who likes you will dilate in your presence In other words you will notice that the pupil of that person is becoming wider in your presence Peoples Pupils dilate when they look at anything they like Just as the person who likes you will want to look at you all the time he will also want to look away as soon as you catch him looking at you This happens because that person will want to show you that he is not that interested in you in order to protect his Ego The old folk wisdom goes that you can tell when someone is lying because they avoid eye contact Psychological research has found this is not true or at least it s not a reliable sign for everyone Not only is the folk wisdom wrong it s positively misleading as sometimes people look at you more when they are lying According to this study it s because they want to monitor your face to see if you believe the tales they are telling Covering or shielding the eyes is often seen when people literally do not like what they see You will see this when people feel threatened by something or are repulsed by what they are hearing or seeing This is an indicator of unhappy behavior You also see eyeblocking in the form of eyerubbing lots of blinking Eye blocking is powerful display of consternation disbelief or disagreement This is actually an innate behavior children who are born blind actually cover their eyes when they hear bad news When someone stares at you without the context it can be difficult to know if they love you or want to kill you A long look displays an intense feeling but on its own you can t tell which one That s one of the great mysteries of body language so much depends on context Black One of the most surprising things about the black colored pair of eyes is that true black eyes are very rare What we see and call as black eyes are in actuality just very dark brown eyes The dark brown or black as we may call it for own usage is often associated with night mystery and intuition People with black eyes are said to be very trustworthy and responsible They are secretive but will never let your secrets out to anyone They sometimes mistrust people and are reluctant to start friendships and to fall in love But when they do begin a relation they are loyal till the very end They are extremely hardworking and practical and will always give their best shot at whatever it is that they are doing They are said to be spiritual passionate and optimists They always know how to show their worth to others The most common eye color in the world is brown When we say brown we talk about light to medium brown and not very dark brown People with brown eyes are attractive and confident It is a strong and rich color and it is associated with earth and thus things like simplicity creativity and positivism are some things that you can always find in people who have such brown eyes They are independent polite caring and love making new friends and they are always up for trying new things in life Hazel is a beautiful mixture of brown and green They are very spontaneous funloving and always up for an adventure at point of time Going with the flow and adapting easily to any situation is definitely their forte They are brave and courageous people who encourage diversity and they tend to get bored of monotony very easily They love to try new things Mischievous and sensual in equal measure they make for great personalities As they say life is not just black and white but just different shades of grey Similarly people with grey eyes and born to be dominant and leaders Strong in nature wise and gentle are some of the most important attributes that they possess One must know that they are very gentle In fact people with grey eyes are the least aggressive people of all They put all their passion in whatever they do be it profession or personal They take love and romance very seriously and these are not the kind of people whom you will see fooling around People with green eyes are like a gust of strong and fresh winds They always have a room of mystery and enigma around them and a look into someone s green eyes can make you get lost in them within seconds Intelligent and always curious green eyed people are always the first to take interest in something new They have an incredible zeal and zest for life and for living live to the fullest Blue eyes are the most desired eye color in the world Peaceful smart kind and full of youth and life blue eyed people have longlasting relationships and are very energetic But the most prominent feature among them is their inherent desire to make other people happy Blue eyed people will go the extra mile just to make sure that you are happy with utmost kindness and sincerity They are very keen on observing things are extroverts and always happygolucky Your pupils and the size of them will give away a lot of secrets and it s something we can t do much about The pupils will either constrict or dilate depending on our state of mind If we are aroused by something or someone our pupils will dilate and if we are turned off by something or someone our pupils will constrict Skilled street traders across the world look for the size of the pupils when bartering with their customers If a customer sees an object and their pupils are fully dilated then the trader knows they can keep the price of the item at the higher end When we are excited by someone we like our pupils will dilate and when we are in the company of someone we don t like our pupils will constrict Aside from our instinctive need to blink our emotions and feeling towards the person were talking to can cause us to subconcious alter our blink rate Blinking more than the average 610 times per minute see right can be a good indicator that a person is attracted to the person theyre talking to and is for this reason used as a sign of flirting The eyebrows do a lot more than we give them credit for Eye widening is an action which women often use towards men The prime example of this is called The Baby Face which sends a signal to a man s brain that release hormones to protect and defend females Lowering one s eyebrows shows dominance and aggression towards another while raising one s eyebrows gives off signals of submission</p>
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	 <p>Vivek Kumar</p><p>You have heard this couplet right It is about the poet that we will talk about and come to know that amidst the atmosphere of Mughal rule a devotee of Lord Krishna prospered and shone brilliantly Khanzada Mirza Khan Abdul Rahim KhaneKhana also known as Rahim is a renowned composer during the time of Mughal emperor Akbar He was one of the main nine ministers Dewan in his court also known as the Navaratnas Rahim is famous for his Hindi couplets and his books on Astrology The village of Khankhana is named after him which is located in the Nawanshahr district of the state of Punjab IndiaRahim was son of Bairam Khan Akbar s trusted caretaker who had Turkic ancestry When Humayun returned to India from his exile he asked the nobles to forge matrimonial alliances with various zamindars and feudal lords across the nation While Humayun himself married the elder daughter of Jamal Khan of Mewat present Mewat district of Haryana he asked Bairam Khan to marry the younger daughterSoon after Babars death his successor Humayun was in 1513 supplanted by the Pathan Sher Shah Suri who in AD 1545 was followed by Islam Shah During the reign of the latter a battle was fought and lost by the Emperors troops at Firozpur in Mewat on which however Islam Shah did not loose his hold Adil Shah the third of the Pathan interlopers who succeeded in AD 1552 had to contend for the empire with the returned HumayunIn these struggles for the restoration of Babars dynasty Khanzadas apparently do not figure at all Humayun seems to have conciliated them by marrying the elder daughter of Jamal Khan nephew of Babars opponent Hasan Khan and by causing his great minister Bairam Khan to marry a younger daughter of the same MewattiHis maternal lineage goes to Lord Krishna Khanzadahs the royal family of Muslim Jadon also spelt as Jadaun Rajputs accepted Islam on their association with the Sufi saints Khanzadah the Persian form of the Rajputana word Rajput is the title of the great representatives of the ancient Jadubansi royal Rajput family descendants of Krishna and therefore of Lunar Dynasty They are the Mewatti Chiefs of the Persian historians who were the representatives of the ancient Lords of MewatKhanzadah or the son of a Khan is precisely the Musalman equivalent to the Hindu Rajput or son of a Raja From Punjab Castes by Denzil IbbetsonAbdul Rahim was born in Lahore now in Pakistan on 14th afar 964 to the daughter of Jamal Khan of MewatAfter Bairam Khan was murdered in Patan Gujarat his first wife and young Rahim were brought safely to Ahmedabad from they brought to Delhi and presented to the royal courts of Akbar who gave him the title of Mirza Khan and subsequently married him to Mah Banu sister of Mirza Aziz Kokah son of Ataga Khan a noted Mughal nobleLater Bairam Khans second wife Salima Sultan Begum Abduls stepmother married her cousin Akbar which made Abdul Rahim KhaneKhan also his stepson and later he became one of his nine prominent ministers the Navaratnas or nine gemsAlthough a Muslim by birth Rahim was a devotee of Lord Krishna and wrote poetry dedicated to him He was also an avid Astrolger and the writer of two important works in Astrology Khet Kautukam and Dwawishd Yogavali are still popularMy real focus on how things happens when God really wants you to follow his path Just imagine somebody having a Muslim father and a Hindu mother Then father is murdered and your own life is also threatened Then your stepmother takes care of you and she marries somebody else who makes you his stepson This other person happens to be none other than the ruler of the landWhile living in the atmosphere of continuous struggle and political strategies you end up being a poet and a devotee of Lord to top it What a ride it would have been for young Rahim who saw so many twists to his life that a normal person would give up it all But when God really wants to take of you he makes you suffer but still keeps you interestedHe is well known for his strange manner of giving alms to the poor He never looked at the person he was giving alms to keeping his gaze downwards in all humilityWhen Tulsidas heard about Rahims strange method of giving alms he promptly wrote a couplet and sent it to Rahim these linesSir Why give alms like this Whered you learn that Your hands are as high as your eyes are low Realizing that Tulsidas was well aware of the truth behind creation and was merely giving him an opportunity to say a few lines in reply he wrote to Tulsidas in all humility The Giver is someone else giving day and night But the world gives me the credit so I lower my eyesWithout doubt Rahim was a great poet and his legacy lives on Though he faced adverse atmosphere he still manage to carve his own niche Now we will look at some of his couplets that are extremely popularThe truly great never reveal their worth Nor do those who are truly worthy of praise praise themselves Says Rahim when does a diamond reveals its valueSays Rahim when you are introduced to an importantrich person do not ignore or forget your poor friends For if for example you need a needle to successfully complete a job of what use is a swordSays Rahim this mind body is like a sieve winnowing fan sort out your friends through it Let the light bad ones and go fly in the wind and carefully keep the heavy good onesTo cure a bitter cucumber we cut its head off and rub in salt Says Rahim to cure a bitter mouth we should apply the same remedySays Rahim How will evil corrupt he who has an excellent character After all does the sandalwood become poisonous by having snakes lie around its trunkSays Rahim people will find many many ways to be related to fortune But only he is a true friend who stands by you in misfortuneSays Rahim he who has to beg is no longer a man But those who refuse were never men to begin withApart from writing various dohas Rahim translated Babars memoirs Baburnama from Chagatai language to Persian language which was completed in AH 998 1589 90 His command of Sanskrit was very good9 He wrote two books on astrology Kheta Kautukama and Dwawishd YogavaliHis tomb is situated in Nizamuddin East on the Mathura road ahead of Humayuns Tomb in New Delhi it was built by him for his wife in 1598 and later he was himself buried in it in 1627 Later in 17534 marble and sandstone from this tomb was used for the making of Safdarjungs Tomb also in New DelhiFive rupee ticket is required to enter People can be seen jogging in the morning These people have special passes and do not have to give rupee five entrance All the rooms on Ground floor are sealed by brick and mortar and there is flight of stairs which goes downwards but has been shut using metal doors which bear a lock with Archeological survey sealA flight of stairs at opposite end of entrance takes you to the first floor of the tomb which consists of two small raised platforms If you move towards the balcony on the first floor there is a small flower shaped depression which may have house water lily There is heavy desecration on walls with people scratching their names on it There is another flight of stairs which seems to lead upward but is closedShare thoughts about this great saint poet of India who achieved name through his devotion</p>
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	 <p>Pallavi Thakur</p><p>Yesterday while flipping TV channels to find something worth watching I came across a very interesting and intriguing aspect of Mahabharata In a famous adaptation of the epic they showed the king of serpents Takshaka joining hands with the Kauravas to take revenge on the Pandavas Takshaka asked Karna to use him as an arrow during his duel with Arjuna in the Kurukshetra war What was the reason behind Takshaka s vengeance Who did Takshaka wanted to avenge And how accurate is the TV adaptation of this tale Let s find out Takshaka was the younger brother of the Adityas and is said to be the ruler of snakes according to Hindu Mythology He was one of the Nagas named in Mahabharata Takshaka lived in a city called Takshasila that was his new territory after his entire race was shunned by Pandavas which was led by Arjuna Further Takshaka is also described as the King of Nagas and the friend of Lord Indra Formerly Takshaka lived in Kurukshetra and in Khandava Forest King Pariskhit was the son of Abhimanyu and thus Arjun s Grandson During Mahabharata narration he asked Vyasa Master I do not see clearly the reason why my grandfather destroyed the Khandava Vana the Khandava Forest by means of a conflagration Tell me how the Lord Krishna helped him in the exploit Parikshit fell at the sage s feet and prayed that this may be described to him Vyasa complimented him and said Right you have made a request which does credit to you I shall comply Vyasa continued Once when Krishna and Arjuna were resting happily on the sands of Yamuna oblivious of the world and its tangles an aged Brahmin approached them and said Son I am very hungry Give me a little food to appease it I cannot keep alive unless you give me this At these words they were suddenly made aware of a strange presence Though outwardly he appeared natural there was a divine effulgence around him which marked him out as someone apart Krishna came forward and accosted him Great Brahmin you do not appear merely human You will not be satisfied with ordinary food I can surmise Ask me for the food that you desire Arjuna stood at a distance watching this conversation with amazement For he heard Krishna who allayed the hunger of all beings in all the worlds asking this lean hungry Brahmin what food will satisfy him Krishna was enquiring so quietly and with so much consideration that Arjuna was filled with curiosity and surpriseThe Brahmin suddenly burst into laughter and said Lord do you not recognise me There is nothing in this world nay in all the fourteen worlds that is beyond your ken I am Prana one vital principle in your Creation I am Agni the Fireprinciple I regret to inform you that even I have fallen ill To cure my indigestion I feel I must consume the arboreal juice of the Khandava Forest That forest must be burnt in flames That alone can appease my hunger and restore my appetite At this Krishna asked him Well consume it Why did you come to Me for this You have the power to reduce the universe into ash Why do you need help Agni answered Lord You know everything Does not the great serpent Thakshaka live in this Khandava Vana with his kith and kin his attendants and associates Indra the God of Rain is his close friend so He has undertaken the responsibility of guarding that forest against fire and other calamities Indra has given his word of honour that he will save the forest and thus save Thakshaka So as soon as I start eating up the forest Indra will send his minions and soak the place with rain I will be scotched into inaction I cannot eat any more So I am taking refuge in You Krishna laughed at his fears He said If so we shall help you out Tell us what we should do and we are ready Agni was delighted Agni exclaimed I am indeed blessed You can if you only decide to keep back the rain that Indra showers by covering the forest with a roof of arrows that will allow me to consume the Vana undisturbed Krishna assured him that his request will be fulfilled Arjuna addressed Agni You can burn up the Vana without hesitation My arms have enough strength to oppose and overwhelm not one Indra but even ten millions of them But there is a slight hitch Arjun told his dilemma I have not got with me the arrows necessary for this operation and the chariot that can carry all that weight If these are supplied I shall carry out your task with the gracious permission of Krishna Angideva the God of Fire was gladdened at this He granted Arjuna the two boons an inexhaustible arrowsheath from which he could draw out a continuous supply of arrows and a chariot with the Maruthi Flag Besides He created the Aagneyaasthra the Weapon of Fire After taking leave of Krishna in this manner Agnideva started consuming the Khandava Forest Just then exactly as anticipated Indra sent His attendants on the mission of saving the Forest from destruction Their efforts failed to rescue it They returned to their Master and reported their embarrassment So Indra Himself with His stalwart followers rushed to the scene to save the Khandava Vana and fell upon Arjuna Arjuna received Him with a shower of arrows from his famous Gandiva bow Indra too fought with all His might Within minutes the followers of Indra turned back unable to withstand the rain of arrows which pelted them from all sides Indra realised that the person who inflicted the defeat was His own son Arjuna He was overcome with shame at this He regretted that He could not defeat His own progeny and returned sad and chastened Meanwhile the God of Fire consumed the Forest merrily and with hearty appetite swallowing everything with His thousand red tongues and raising a huge conflagrationOnly ash was left behind Seeing this the birds and beasts of the forest tried in vain to escape from the holocaust They were caught by the flames and roasted alive Krishna was going round the Forest in His chariot to prevent any denizen from running out into the open for safety He discovered the snake Thakshaka a great friend of Indra in the act of escaping from the fire Krishna called Arjuna This gave Thakshaka the chance to wriggle out and speed towards KurukshetraAgni pursued the snake He sought the help of the Wind God to catch up with Takshaka s fleeing speed Thakshaka sought refuge with Maya the architect of the Devas and the Danavas he and Maya were moving fast Krishna noticed this and pursues them Maya surrenders to Arjuna and seek his protection for himself and his dependent Thakshaka Arjuna grants his wish and so Maya out of a sense of gratefulness falls at his feet and says Oh son of Pandu I will never forget this kindness Maya said to Arjuna Whatever is in my power I shall gladly do for you You have only to indicate your desire Arjuna reflected for a while and replied Maya If you yearn to satisfy me I demand but one thing build a Sabha Assembly Hall for my brother to hold court the like of which is not to be found on earth It must be so grand that no Deva or Danava or Gandharva can ever hope to build such a one for himself Arjuna continues It must fill all who see it with amazement Duryodhana was overcome with envy at the sight of that amazing palace He and his companions were puzzled and humiliated when they were led to believe that there was water where there was none and that there were doors where there were no doors They fell in so many places and knocked their heads against so many walls that they nurtured unquenchable hatred against the Pandavas It led to the Game of Dice and Draupadi s humiliation As per another version of the same story it is said that Arjuna did not burn the Khandava Forest for someone else rather the Pandavas burnt it down since they wanted to establish their kingdom and fort at the same place In the fire Takshaka s wife was killed but their son Ashwasen escaped Indra created a great gust of wind that compelled Arjuna to swoon for a few seconds In this brief time Indra helped Ashwasen escapeAfter this incident Aswasena moved to the Nether world and lived there During the Kurukshetra war when Karna was battling Arjuna Aswasena perceived an opportunity to exact revenge for his mother s death He emerged from the earth and entered Karna s quiver in the form of an arrow When Karna deployed this weapon Krishna pressed down his feet causing the chariot to sink As a result the arrow hit Arjuna s crown that was given unto him by Indra and shattered it to pieces Ashwasen came to Karna and said It was I who entered into your arrow to kill Arjuna Now please use me once again It is beneath my dignity to use the same kind of arrow twice for Arjuna said Karna If you dont want to use my help inside your arrow then let me go and kill Arjuna myself pleaded Ashwasen So Ashwasen went and tried to kill Arjuna but he was killed by Arjuna instead for Arjuna was an infinitely superior archerAshwasen came to Karna and said It was I who entered into your arrow to kill Arjuna Now please use me once again It is beneath my dignity to use the same kind of arrow twice for Arjuna said Karna If you dont want to use my help inside your arrow then let me go and kill Arjuna myself pleaded Ashwasen So Ashwasen went and tried to kill Arjuna but he was killed by Arjuna instead for Arjuna was an infinitely superior archerWhile Aswasena failed in his effort Takshaka s attempt at revenge which came many years later turned out successful Sixty years after the Kurkshetra war Takshaka took the form of a worm and bit Arjuna s son Parikshit who was then ruling the Kingdom The poison was so powerful that it engulfed Parikshit in flames a poetic revenge as it was fire that killed Takshaka s wifeArjuna s grandson Parikshit had been cursed to be bitten by a snake To fulfill the curse Takshaka took the form of a merchant and was traveling to Parikshits kingdom On the way he met Kashyapa Note there is some doubt as to whether he is the Kashyapa or some other Brahmana of the same name who claimed that he knew a spell that could save someone from death by a snakes poison regardless of the potency of the venom The Brahmana was traveling to meet Parikshit as well hoping to earn wealth by saving the kings life Takshaka challenged him to prove his assertion and assumed his true form The Brahmana accepted his challenge Thereupon Takshaka sunk his fangs into a nearby banyan tree The tree was reduced to a charred stump within seconds Now it was the turn of the Brahmana to display his prowess He chanted a Mantra to rid the tree of the venom Soon it was back to its original thriving state Humbled Takshaka managed to persuade the Brahma to accept a large gift of wealth and return to his village leaving Takshaka to kill Parikshit To escape from the curse king Parikshit had constructed an impregnable palace raised high in the sky supported by a single pillar There was a deep moat surrounding this pillar which was guarded by many antiserpent charms The wily Takshaka assumed the form of a tiny worm and burrowed into a fruit which was being taken to the palace by a group of sages When the king took the fruit offered by the sages Takshaka assumed his original form and killed the king by his bite Later Janamejaya the son of Parikshit embarked on a great Yagna with the object of avenging the murder of his father Special incantations were to be chanted which would lure all the snakes to death by luring them into the sacrificial fire The sacrifice was begun snakes were dying in thousands by flinging themselves into the sacrificial fire pulled by the power of the Mantras Still Takshaka was not among them for he was a friend of Indra who was protecting him from the Mantras by binding himself to Takshaka When the king saw that Takshaka was not among the dead snakes he asked the reason for this occurance from his priests They replied O King The might Indra who is a great friend of the king of serpents is protecting him with his own person That is the reason that our Mantras are being rendered impotent in Takshakas caseThe king then asked his chief priest to ensure Takshakas death whereupon that great scholar then invoked a powerful Mantra concluding with May Indra fall into this sacrificial fire along with Takshaka Impelled by the power of this incantation Indra and Takshaka both started falling towards the fire from the heavens Indra decided that his assistance to his friend had gone far enough and let go of Takshaka When Takshaka was about to fall into the fire a bright lad names Astik appeared Astik was the son of sage Jagatkaru and Takshak s sister He praised Janmejaya in such a fashion that he earned himself a boon Astik asked the king to spare Takshakas life for the line of the Nagas should not become extinct The king accepted this advice and stopped the sacrificial rights In return he was given a great portion of the wealth of Nagas</p>
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 <p><a href="https://www.speakingtree.in/slideshow/best-credit-cards-for-your-credit-score-320689"> 
	 
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	 <p>Amirthanathan Arulappan</p><p>People with great credit can get better interest rates and the best offerings when it comes to rewards if they apply for cards aimed at those with excellent credit On the other hand it is important for those with lessthanstellar credit to apply for credit cards they have the best chance of being approved for as applying for multiple credit cards can lower your credit score even further While all credit scoring models differ a great or excellent credit score is usually above 750 and good credit scores are around 700 An average credit score is considered to be around 650 and anything below a 600 credit score usually falls in the badcategory Note that even if your credit score falls in the desired credit score range for the credit cards cited below this does not necessarily mean you will be approved Your chances of being approved are still very good however it is important to keep in mind that factors besides credit score go into approval decisions and each issuer may use different scoring models Not sure what your credit score is You can get your credit scores for free by signing up for a credit report monitoring service here Though most of these credit report monitoring services provide scores from the CreditXpert model we found that these are a close approximation of the FICO scores that many credit card issuers often use Whether you have excellent credit or your score is hovering at the end of the spectrum here are the best credit cards for your credit score The Citi Simpilicity Card is one of our overall top choices for credit cards thanks to its 18 month 0 intro APR which is the longest interestfree period for both purchases and balance transfers that weve seen in a card This credit card has no late fees or penalty rates plus there is no annual fee People with excellent credit looking to make large purchases or complete a balance transfer will really benefit from the long interestfree period on the card In general you cant go wrong with this oneIf you have great credit and love to travel this credit card has the best travel rewards around In addition to a 0 introductory APR for the first 12 months cardholders can earn 2 miles per dollar spent on all purchases with no mileage caps or foreign transaction fees Plus you will earn 40 000 bonus miles after spending 3 000 in the first 90 days which is equivalent to 400 worth of travel As if that werent enough when you use your earned miles to pay for travel you will get 10 of the miles back For those who want to keep an eye on their credit score and make sure it stays in goodstanding this card also provides complimentary FICO scoresUsually cards with perks like these are reserved for those with excellent credit but not the Chase Freedom card This card offers 0 interest for the first 15 months and the possibility to earn 100 bonus cash back after spending 500 in the first 3 months In addition cardholders will earn unlimited 5 cash back in categories that rotate quarterly and 1 cash back on all other purchases Not only will this card help you save money on interest but you can essentially earn money while you shopChase Slate is the bestrated balance transfer card for people with good or excellent credit Unlike most credit cards there is no balance transfer fee and cardholders will get 0 APR on both purchases and balance transfers for a whopping 15 months There is no annual fee either so you can start saving money on interest for freeJust because you have average credit doesnt mean you have to miss out on earning rewards while you shop The Barclay Rewards Mastercard for average credit earns users 2 points per 1 on gas grocery and utility purchases and 1 point per 1 everywhere else This card reports to all three major credit bureaus monthly which provides a great opportunity to rebuild your credit score and you will also get complimentary FICO scores so you can see how your credit is doing Plus there is no annual feeThis secured credit card gives those with bad credit an opportunity to fix their credit score dilemma With secured credit cards users put down a security deposit when they are approved for the card so it is hard to be turned down for a secured card regardless of your credit score Dont let the name secured credit card fool you it looks and works like any other credit card so no one but you needs to know its a secured card The Capital One Secured Mastercard reports to the three credit bureaus so if you make your payments on time you can help improve your credit score with good payment behavior After using the card responsibly and boosting your credit score you may eventually be eligible for an unsecured credit card</p>
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 <p><a href="https://www.speakingtree.in/slideshow/ways-people-harm-their-credit-card-score"> 
	 
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	 <p>Amirthanathan Arulappan</p><p>People mostly think that once they pay off the bills they can close their credit card account completely They often think there is no need of an account if they have a credit card with them But the actual fact is that you are likely to hurt your credit history and your utilization ratio which weighs the amount of credit you have against the amount you are currently using The best way to avoid hurting your credit score is to set up the card to autopay one small bill and deduct the balance from your checking account every month The benefit you will get is that you will have a low balance and a longerrunning history tooEveryone is entitled to get each of their credit reports for free once a year Financial experts always suggest you to pull one credit report every few months through annualcreditreportcom Your credit report will give you an overview of what is right and what is wrong and it will also show you the area you need to focus on It will also ensure that any newly introduced errors get quickly corrected An error in your credit report can hurt your credit score Shehe is my best friend why can t I cosign a on hisher behalf Today most of the people have this question in their mind Cosigning a loan or a credit card is one of the dangerous things that can hurt your credit score badly The drawback of cosigning is that the status of the loan you signed for your friend or relative will appear on your credit report In addition to that if unfortunately your cosignee has a habit of making late payments or carrying a high balance then that can negatively impact your score Also there is no such rule that bank will inform you about that so you cannot blame the bank too If your cosignee defaults entirely you are the one who is legally responsible for paying off the loan Yes this is true that the credit bureaus keep separate scores for spouses but there are chances that the actions of your better half can have a negative impact on your credit score Any joint accounts or loans taken will be shown in your credit scores separately Thus if the spouse fails to pay bills on time or carries a higher credit card balance then the other spouse s credit score is likely to take a hit It is often seen that some married couples put all credit card accounts and loans in one spouse s name By doing this one partner is left with a huge gap in his or her own credit historyAnother important factor after timely payments on your credit report is the credit utilization ratio this is nothing but the percentage of available credit that you are using on your credit cards both individually and in sum Aim to keep that ratio below 20 percent to 30 percent Even if you do your payments on time and if your credit utilization ratio is high then it will surely affect your credit score But people mostly don t bother to have a look at their credit utilization ratio If you charge everything on one card for your own convenience or to rack up rewards points and then pay off everything when you get your bill you may still be doing damage to your credit score People in order to get great reward opportunities sometimes buy everything with their credit card Spending too much and not paying on time can raise a red flag on your money management abilities Apart from this there will an increased risk of exceeding your limit Even if you pay your full balance every month racking up too much debt can hurt your score Also be cautious before you charge Some credit card companies can track where consumers shop and penalize them for purchases that could lead to financial problems Missing credit card payments is a usual practice for most of the people Always remember thirtyfive percent of your credit score is your payment history Consistently being late on your credit card payments will definitely hurt your credit score Pay your credit card bills on time to preserve your credit score By making late payments on bills and debts you will hurt your credit score for each late payment that you make on your bills and debts In order to avoid the black marks on your credit file try not to miss any of your payments Defaults are one of the most common reasons why credit scores slide Some consumers by mistake think that by closing down credit cards they will rarely use the credit cards and instead will boost their score but unfortunately the opposite occurs Closing down accounts will decrease your total amount of available credit which will automatically push up your credit utilization ratio In general there is no reason to shut down your old credit cards unless they carry a high annual fee Also opening additional cards is one way to decrease your overall credit utilization ratio Remember that every time you apply for a card the issuer puts in what s called a hard inquiry to the agencies for your score Your credit utilization ratio accounts for 30 percent of your credit score If youre hovering near the maximum on your accounts you are considered a high risk to credit card companies The less you use the better will be your credit score Those with the best credit scores on average use about anything over 35 percent which is considered high and can impact credit scores and thereby decrease your chances of getting another card</p>
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 <p><a href="https://www.speakingtree.in/slideshow/karmanye-vadhikaraste-ma-phaleshu-kada-chana"> 
	 
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	 <p>Pravin Agrawal</p><p>Wishing You Happy Janmashtami This verse is from the Bhagawad Gita where Arjuna was not willing to fight the Epic war of Mahabhaarat and Krishna explains to him to perform his dutiesYou have a right to perform your prescribed duty but you are not entitled to the fruits of action Never consider yourself to be the cause of the results of your activities and never be attached to not doing your duty Bhagavad Gita Chapter II Verse 47 47 Let s see what does this mean Karmanye Vadhikaraste Ma phaleshou kada chana You have the right to perform your actions but you are not entitled to the fruits of the actions Ma Karma Phala Hetur Bhurmatey Sangostva Akarmani Do not let the fruit be the purpose of your actions and therefore you won t be attached to not doing your dutyThis message was from the Lord Krishna to Arjun during the Epic War of Mahabhaarat when Arjun was not willing to fight given that he had opposite of him all those persons he considers to be his own Arjun says to Krishna what s the use of fighting against my own for just a piece of land What happiness will I get by slaying my dear ones The ones on the other sides are my own uncle my cousin Won t I be committing a sin What will I get by killing all of them Instead I would have preferred that they kill me here itselfThen Krishna explains to him about his duties The above verse which is among the most famous verse in Mahabhaarat is one of those explanation he has given Let us study the context In this case Krishna tells Arjun that no matter what is the result of the war he should not be worried about it His duty is to fight then he has to fight He wins or loses that is not important Even if he dies during the war he will attain heaven because he has correctly performed his dutyNow coming to the second phrase of the above verse Krishna also advises Arjun that he should never let the fruit be the purpose of his action in this case the action is his fight and the fruit is either he wins or loses In other words he is not supposed to worry about victory or defeat Either one wins or loses he must be neutral about it In simple terms it means Keep on performing your duties without being attached to the result of your actions Either you get something or you don t get anything you should not worry about it You should have a neutral behaviourWell let us relate that in our context as a human being As an example A student His duty is to study he passes or fails that s not in his control The student does not study just for the sake of passing his exams When he studies he learns Whether he pases or fails he should not be too happy or too sad about it If ever a student studies for the sole purpose of passing his exams in the end he has not learned anything even if he has passed But if he studies because he considers learning and studying as his duty he won t even need to be worried whether he will pass or fail And such a student as we have always seen they are most likely to pass their exams Unless they are not able to reach their exam for some reason But still he should not be sad about it Why Because the most important is at least he performed his duty wellWe can also relate this to selflessness When we help someone we don t do it for the sake of something in return whether we are rewarded for our actions or not this is not our concern And when we help someone without worrying about our own gains this is selflessness We don t think what are we going to get from that The importance is that as a human being we have been able to help someoneNote In Bhagavad Gita As It Is By Swami Prabhupada the part Ma Karma Phala Hetur Bhur means never to consider ourselves to be the cause of the result of our activitiesThis is right too because when we consider ourselves to be the cause of the result of our actions we will be tempted to be attached to that result So when we do something we are not supposed to take the credit for the fruit of our action We consider that it is our duty so we did it Today how many of us really believe in this principle What does this verse means to us todayWishing You Happy Janmashtami</p>
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 <p><a href="https://www.speakingtree.in/slideshow/2a-485927"> 
	 
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	 <p>Pravin Agrawal</p><p>1 A woman s handbag is not just her fashion asset but also that space which remains with her all the time carrying all important things like breath mints a safety pin to fix a broken zipper keys makeup and what not However most women don t know that their handbags are much more than an attractive collector of things If a purse is kept organized as per Feng Shui it becomes a symbol of wealth and health How It s a simple concept Following certain tips of Feng Shui as far as your purse is concerned it will start pouring in money and keep you healthy2 It is often seen that women keep their bags on the floor in restaurants or in washrooms This should be avoided Remember to always hang it somewhere on a door hinge or the corner of the door 3 A usual habit of women is dumping every possible trash in their bags Be it gum or food wrappers bits of paper or used tissues resist them throwing into your bag It means you keep trash with your money 4 Avoid throwing change in your purse as well When you throw coins in your bag it settles at the bottom of your bag This is disrespecting money You must make an arrangement in your bag to hold your coins May be a small unused pocket can be coins home5 Few useful items that can turn very important anytime include safety pin a tiny container of dental floss a small notepad with pen a small pocketknife highlighter pen and bottle of eye drops Always carry them 6 It s advisable to keep those tiny Feng Shui hangers and good luck charms in your bag These are a great source wealth 7 Never buy a bag just because it s in vogue but a purse that suits your needs It should hang on your shoulder comfortably and stay their without falling It is good to buy bags with many pockets to keep your smallsmall essentials8 Small hooks in your purse allow you to find your keys easily Buy those bags that have key keepers This says you can find your way financially too9 Put a wallet in your bag that keeps your money inan organized manner and not clutters everything inside Too many credit cards becomes a financial trap a credit score nightmare and well clutter Lastly make sure your wallet has more room for money and less space for credit cards10 Color that resonates with your personal wealth energy will help stimulate your wealth and moneymaking opportunities If you don t want to buy a purse in your personal wealth colors other good options include red metallic white black and blue 11 The no 1 Feng Shui tip for your purse is to buy it only when you love it and not because others like it When you finally buy the bag you like care for it Keep it clean and managed</p>
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 <p><a href="https://www.speakingtree.in/slideshow/birthdays-keys-to-your-personality"> 
	 
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	 <p>Radhika Ravi Rajan</p><p>Did you know your birthday didnt just happen The day was especially chosen for you on the basis of your karma The day time and precise moment belong to you in more ways than you knowLets us what each date says about the UNIQUE and FABULOUS person born on that dayHappy Birthday in advance You are a leader with great ambition and drive You are independent and dislike working with others You easily become frustrated with routine You are a pioneer a gambler an initiator You are very creative you possess a keen and rapid mind You have excellent business instincts and with training can run large organizations and big businesses Knowledge is a practical tool in your hands You possess broad vision and motivate others You get enormous opportunities for accomplishment Your determination will power and inventiveness are keys to your success and bring you personal reward and financial success You are open to the ideas of others but can be stubborn and hardheaded once you become attached to your plans Avoid laziness and procrastination You are given to anger and frustration and have a tendency to force the issue at times when things are not developing as fast as you would likeYou are sensitive and intuitive You love beauty and attention Your sensitivity makes you emotional and vulnerableYour talent lies in personal relations and diplomatic skills You are keenly aware of what is on the minds of others and can adjust to create peace Possessing art of diplomacy you help others find middle ground You possess artistic and musical ability You are warm and affectionate and need the same from loved ones You want to be hugged and cuddled falling into childhood patterns You like to feel secure and safe You are cooperative and work best in partnerships You enjoy being the power behind the throne rather than the one on stage You are modest and kind Your intuition allows you to perceive what another wants even before he or she says it You can continue a project better than start it You are very attentive to details You are the glue that keeps important projects together You may not get the credit you deserve but are indispensable in any endeavourYou have a highly developed creative talent You are an artist at heart You could excel in writing the visual or performing arts If you are not professionally involved in these areas you should consider taking up art as a hobby You are highly imaginative quick witted and possess the gift of the gab You have great enthusiasm Others find you inspiring and charming You are a wonderful salesperson You are friendly and sociable affectionate and loving You possess a good deal of charismaYou have a fine sense of harmony and art in everything that you do from your dress to the way you decorate your home You have a gift with plants and flower arranging You can be moody and subject to rapid ups and downs Be careful not to waste time and energy on trivial matters Keep your longterm priorities in perspectiveYou are hardworking conscientious precise You are highlyprincipled disciplined and responsible You take your obligations very seriously You are highly ethical You can be proud and upright but conversely are not arrogant You have compassion for people You tend to persevere in the face of an obstacle or personality problem You love your family and make a wonderful mate Yet you are not overly emotional nor very demonstrative of your love You tend to understate your affectionsYou are constantly focused on the foundations of your life business career or family matters You are highly rational Yours is the slow patient sound and secure approach You are a natural organizer and manager People especially relatives and coworkers tend to rely on you You are perceived as the rock of any endeavour You love change travel and adventure You are a bit of a rolling stone You have enormous curiosity and yearning to see faroff places and meet exotic people Your arena is the world itself and its just a matter of time before you are off again on another excursion You are highly adaptable and need excitement You relate well to others and have an easy way with words In fact you have a talent for promotion public relations and writing Your social skills are highly refined Your ability to communicate and promote a product or event makes you a natural salesperson You work well with others as long as there are not too many restrictions You have trouble being bound to a desk or an office You can easily feel cooped up and trapped unless there is variety and change in your life You become bored and restless easily You may be a little irresponsible and need to learn discipline and orderliness You are familyoriented and have a talent for settling disputes between people to the satisfaction of both sides You somehow know the middle ground Your lesson in life is to work with balance Whether it emotions caring for others finances work or play you must learn where you can be of service exactly what you can do and what are your limitsYou have artistic talent You have a deep appreciation of beauty and art You are highly responsible and will do without in order to fulfill a debtYour focus is on relationships You want to help others and have a talent as a healer and could make a profession of the healing artsYou need to know you are appreciated You are given to flattery and vulnerable to praise Criticism on the other hand leaves a very damaging impression on you You will sacrifice your own comfort to support and help others You are generous kind and understanding You must learn to provide more than merely a shoulder to cry on You possess a highly developed mind It is your instrument for investigating the world and its subjects You are philosophically and spiritually oriented You should specialise in order to make full use of your abilities and natural intellect You tend to be analytical and rational in your approach to relationships Emotions are a cloudy and uncertain realm for you which you do not trust You should meditate and do some spiritual exercise in order to develop your intuitive talent You should avoid reckless living as it tends to backfire for youYou have a talent for business and a good sense of money Your approach to business is original creative and daring You have sound judgment and need the freedom to exercise it lest you become bitter and tyrannical elsewhere in your life It is advisable to avoid partnerships wherever possible If you do not already run your department or business you are destined for such a position Leadership is your gift the same way you have a great talent for organization You can manage large groups of people and guide them along the lines of your vision You are a realist selfconfident practical ambitious and goaloriented You have little patience with weakness be it your own or someone else You must develop the qualities of perseverance and survival You will meet many obstacles which must be viewed as challenges that make you strongerYou are broadminded idealistic and compassionate You should obtain a education in the arts Many great artists are found under this number You have a greater social role to play that will require a blend of practical and humanitarian efforts Children born on the 9th usually take their time before choosing a profession You are wellliked and even admired by others You have a broad vision of the world and can see the grand scheme of things There is an element of sacrifice in the number 9 that demands that you learn forgiveness and unconditional loveYou are highly ambitious and yearn for independence You possess leadership abilities and a strong drive for success Your test in life is to live according to your dream to have the courage to overcome obstacles and win the independence you want You possess a sharp mind and fine analytical skills You have excellent managerial skills You plan well and can organize people to carry out your planYou are idealistic and possess a great deal of intuition Your intuition is so keen in fact that you would make a fine counselor or healer You seem to understand people before they reveal their inner being themselves in general you have an appreciation for what motivates peopleYou are highly sensitive emotional and reactive You bruise easily from the criticism of others and can take some time recovering from such slights You can be very inspiring You possess the qualities of a visionary and are often able to excite others with your ideas for a better world Your intuition and sensitivity lead you inevitably toward philosophical and idealistic pursuits You possess a high degree of artistic talent that emerges in virtually everything you doYou are highly imaginative and quickwitted You can be the life of the party entertaining people with stories jokes or witty remarks You have plenty of vitality your body heals quicker than most peoples You are especially talented in the verbal and writing skills These areas as well as acting and other performing arts should be cultivated You have a great deal of enthusiasm and make an excellent salesperson You can make the best out of a given situation and are easily satisfied You are emotional friendly sociable and affectionate You have a great love of family tradition and community You are the foundation of any enterprise you commit to doing your work with determination and precisionYou love things that are solid and grounded in the practical Yet you possess a considerable amount of artistic talent that is searching for concrete form of expression Not surprisingly you love nature the ultimate union of beauty form and function You are a natural organizer and manager with an eye for detail You can work hard long and conscientiously As long as you are taking good care of yourself you have excellent concentration You have to be careful not to become overworked to the point that you no longer take time to stop and smell the roses You love change excitement and travel You easily become bored and need the new and the exotic to feel stimulated and alive You are highly adaptable which makes change easy for you You have a gift with words and likely possess much talent as a writer or editorYou are highly social and work well with others as long as there are not too many restrictions to bind you You get restless easily a characteristic that can make you change vocations or relationships quickly Major changes in your life should be studied well before you make themYou are highly creative and artistic You also have a gift for languages No matter what you do as a profession your love tends to be the arts especially visual arts such as painting calligraphy or sculpture There is a yearning within you to ground within the family or community structure but there is a hint of wanderlust too which makes grounding difficult You want the best in your life and you strive for itCommitment to relationships especially home and marriage is a central issue in your life You must be willing to bring out the best in your partner or the place you live In the same way you must truly commit to your own abilities make the most of themYou are generous and understanding As a parent you are devoted to your children and can maintain stability and love within the familyYour overpowering orientation is toward the philosophical and spiritual aspects of life You are driven to understand the unseen world On some level you feel like a foreigner on planet Earth Your realm is the world of spirit Your challenge is to find a way to ground that desire and understanding in practical terms so that it can be effectively shared with othersYou have a fine analytical mind that is capable of penetrating beneath the surface of the subject at hand You also have the capacity for excellent concentration The great pitfall you face is the choice of becoming aloof mental and criticalYou are highly ambitious and blessed with excellent business and financial instincts Your approach to business is original creative and daring You are highly independentYou have very sound judgment You are an excellent manager and organizer You are gifted with the ability to see the larger picture and remarkably how the details come into play You are efficient and can handle large projectsYou are selfconfident and have high expectations of yourself You tend to be dramatic especially with moneyYou are a born leader and an efficient manager capable of organising and inspiring others You are especially talented in politics religion art and the law You are highly creative and have an excellent understanding of people You are broadminded and tend to be a late bloomer in choosing a profession You have a great dream for humanity You want to improve the conditions of people whether they are in your community state country or the world at large This is where your deepest satisfaction lies You have a calm and even aristocratic appearance However beneath it there is a sense of frustration with not having received your due in life either from parents coworkers or your community You are highly determined and yearn for independence You tend to struggle to achieve the selfsufficiency you desire and may endure considerable frustration in your struggle for independence The reason your desire for independence is so strong is that it eclipses other balancing perspectives As the poet John Donne said No man is an Island unto himselfwe are all bits of the main This is a central lesson in your life to learn the difference between the dream of independence and the reality of interdependence You are a pioneer at heart you are willing to take risks to get what you desire As such you are willing to change your environment often and even enjoy doing soYou are highly sensitive and very impressionable You possess great awareness and can sense the feelings of others even when they try to hide their inner thoughts Consequently you are easily influenced by your environment You are highly emotional as well which makes you all the more subject to the changing winds within your surroundings All of this creates a great need to develop and maintain your own center Once you have accomplished this task life will become more manageable and less threateningYou are especially moved by beauty harmony and love You give affection and need much in return You especially need physical affection that is plenty of hugs and warmth You like to spend time with family and friends You are a cooperative partner and hate to be alone Your talent lies in your keen insight and your willingness to act as an advisor to those who are able to wield power You operate best as the power behind the throneYou are more one who sees a project through to completion You are good with details not much escapes your attention You are brilliant at making others think they are brilliant You are highly creative with a strong will to succeed You have a social gift You get along well with others and generally enjoy people immensely Your imagination is highly charged It reveals itself in everything you do from your sparkling conversation to your most prized projects You are quick witted and can think on your feet Both your mind and body are vital and seemingly radiating with lifeYou are talented in writing and verbal skills You can succeed as an artist writer or editor You are inspiring and enthusiastic You uplift social gatherings and often serve as the life of the party You are an excellent salesperson Your love runs deep and you can be passionate More often than not you are on the receiving end of affection simply because people are charmed by you Your challenges Your challenge is to ground and focus your energies deeply in a specific field or endeavor You must develop yourself and your talents in order to make the most of your life Otherwise you can easily let charm and wit pass for outstanding work thus wasting your talents You can be nervous and even given to paranoia especially when your nerves become frayed or your imagination runs out of control You have great potential as a leader organizer or builder of an institution or business You have a vision and the capability to materialize it You possess the capacity for great strength but conversely you can be deeply afraid of the dimensions of your ambitionsYou have unusual perception Your intuition is very good and you should rely on your first impressions You are both practical and idealistic You tend to want to ground your ideals in realistic methods You are not one to indulge too much in grandiose plans for their own sake You have enormous potential for success Many who have left a permanent stamp on humanity inventors Nobel Prize winners leading artists and statesmen have had the 22 prominent in their charts You may secretly feel that nothing will measure up to your original dream Consequently you can turn away from your ambitions This can result in enormous disappointment to you should you sacrifice your dream because of fear of failureYour challenge is to start your enterprise small and take practical steps toward enlarging it to its full scope You love change and excitement and need both to feel truly alive For you life is an adventure to be lived to the fullest You dont want to be cheated from having your share of experiences You are highly adaptable which makes change a great deal easier for you than for others You have an easy way with relationships and generally get along well with most people you meet You have a gift for communication and promoting yourself You possess talent in verbal and writing skills and would make an excellent writer editor or salespersonYou are quite affectionate and sensitive You work well with others as long as there are not too many restrictions placed upon you You do not like to be cooped up in the same place for long you get restless and bored easilyYou are versatile and talented and there are few things you cannot do You have a very sharp mind and a fine understanding of the body which makes careers in medicine or health both possible and rewardingYou are familyoriented with a gift for restoring and maintaining balance and harmony in relationships You are emotional and sensitive and like to demonstrate your love You have a gift for both the healing and cultural artsYou can be overly emotional and even melodramatic You have a tendency to magnify your emotional issues especially when they involve some kind of criticism of you You are willing to sacrifice much to maintain harmony in important relationships You willingly provide a soft shoulder to cry on or a ready ear to hear out someones travailYour artistic talent goes in many directions but you are likely gifted in acting and drama At the same time you generally do well in business because you are systematic careful and patient in your approach to business issuesYou possess a sound rational mind and keen insight You are logical and intellectual in your approach to life At the same time you have fine intuition which if you are able to listen to it will guide you well through life You are capable of investigating and researching subjects deeply Your analytical skills force you to avoid taking anything at face value This is where you are at your best using your intellect to ferret out facts and information to deeply understand the matter at hand and then make sound decisions You would fare well in the sciences teaching philosophy metaphysics and psychologyYou have a good sense of money and a talent for business Your approach to business is original creative and daring You possess sound judgment and need to be incharge of whatever you are doing You are a good manager and organizer You have a gift for seeing the larger view but may neglect the details You are efficient and can handle large projects enterprises or businessesYou are a realist selfconfident practical and highly ambitious You can be very diplomatic and tactful You prefer to get things done by persuasion than forceYou are dependable and have high expectations of yourself You have a need for status and may show off the fruits of your labor with an impressive car or house You can easily overdo such ostentatiousness and may appear showy in the eyes of othersYou are proud of all you possess You like to be complemented You possess the strength and courage to succeed over any difficulty You do not express your feelings much Its hard for you to give up the past You are generous and willing to help in a crisis You can be philanthropic and a pillar of your community You are a born leader an efficient manager capable of organizing and inspiring others You are especially talented in politics religion art and law You are highly creative and have an excellent understanding of peopleYou are broadminded and should be educated in several different fields particularly the arts Many great artists are found under this number You tend to be a late bloomer and must be willing to take your time before choosing a profession You need experience and exposure to many different types of people before you find the one area in which you will specializeYou possess a gift for leadership but it is employed best through cooperative effort Your means are generally gentle persuasion rather than overt displays of powerYou are unconventional idealistic and independent You are extremely ambitious You possess selfconfidence but need encouragement You have an exceptionally analytical and rational mind You are an excellent planner with a talent for directing and managing groups of people You easily become frustrated with routine activities Youre willing to take risks There is a pioneer spirit in you You like to be on the frontier of whatever you are doing Once a project is started however you prefer to turn it over to others to run and maintain You are a great starter but are not much interested in keeping the show goingYou are highly emotional and enjoy demonstrating your love On the other hand you can become irritated and angry easily and are given to tantrumsYou are highly intuitive and creative Your mind thinks in pictures You seem to draw information and ideas from out of the sky Your intuition is your gift along with a powerful drive to know the oneness of all things You are so driven by spiritual pursuits that no matter what you do in life the world of spirit and philosophy will be central to your daily behavior You feel linked with the larger universal forces and nothing will change thatYour highly developed intuition makes you a wonderful counselor healer or health practitioner You have a gift for inspiring people Many people admire you without your knowing it You are a visionary and others sense your wisdom You have a highly developed creative talent You are an artist at heart You could excel in writing visual or performing arts If you are not professionally involved in one of these areas you should consider taking up art as a hobby You are highly imaginative quickwitted and possess the gift gab You have great enthusiasm Others find you inspiring charming and charismatic You are a wonderful salesperson You are friendly and sociable affectionate and loving You have a fine sense of harmony and art in everything that you do from your style of dress to the way you decorate your home You have a gift with plants and flower arranging You can make a wonderful interior designer and a fine cook Your challenges You can be moody and subject to rapid ups and downs You can waste your talent in too much socializing and not enough focus and discipline Be careful not to waste time and energy on trivial matters Keep your longterm priorities in perspective You have a great love of family tradition and community You are the foundation of any enterprise you commit to doing your work with determination and precisionYou love things that are solid and grounded in the practical Yet you possess a considerable amount of artistic talent that is searching for concrete forms of expression Not surprisingly you love nature the ultimate union of beauty form and function You are a natural organizer and manager with an eye for detail You can work hard long and conscientiously As long as you are taking good care of yourself you have excellent concentration Your Birthday number is one of your core numbers the five most influential numbers in all of your personal Numerology Your date of birth reveals your assets So know yourself and love yourself</p>
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	 <p>Monsoon God</p><p>If Mahabharata has two characters who have received the most humiliation for no fault whatsoever one is Draupadi and the other is Karna Draupadi has longed for a husband who will have wisdom and moral values will be strong and well built a good archer handsome and intelligent Karna is the only character in Mahabharata who has all these qualities The gods knew Draupadis wish well ahead of time and gave all these qualities to one man Also all these qualities have been equally divided in Pandavas Yudhistira for moral values Bhima for physical strength Arjuna for archery Nakula is handsome and Sahadev is the most intelligent Karna is the best archer next to Eklavya and Arjuna is no match for him Dronacharya knew that Karna is far superior than Arjuna hence he denies to teach him archery lessons Bhisma knew that Karna is superior to Arjuna and thus prevents him from entering the war during initial days Its fate or destiny which parted Draupadi and Karna He would have been a better only husband for her than the five she got as he was as good as any of the pandavas when it came to virtues and valour But from the political and Dharmas point of view she has to be married with Pandavas Thats the plan Karna negates Arjuna which creates a balance Draupadi herself prevented Karna from participating in the Swyamvar calling him a Suta Putra This insult by Draupadi was one of the reasons for her downfall in the court room where she was disrobed in public leading to humiliation of Pandavas reaping the seeds of war Karma is a bitch Many years later she learned from Krishna that Karna is not a suta putra but the eldest son of Kunti To this Draupadi regrets sayingIf I had married him I would not have been gambled away publicly humiliated and called a whore For he has all the qualities possessed by my 5 husbands So she ended up marrying a man who shared her with his brothers and failed to protect her when she needed him the most Lesson Give credit where it is due for Karma shall get you in due time There is another legend which says that its Karna who prevented the rape of Draupadi by Vasuki Vasuki could only be pacified by the eldest Kuntiputra Karna Draupadi has always favored Arjuna but alas Arjuna was not happy with the fact that he has to share the prize he has won with 4 brothers Arjuna on the other hand favored Subhadra Draupadi knew this too which is why she starts having a soft corner for the next best archer Karna But from the political and Dharma s point of view she has to be married with Pandavas Thats the plan Karna negates Arjuna which creates a balance In the 12th day of the battle Arjuna had made a vow to kill Jayadratha Duryodhana s brother in law This is because Jayadratha was instrumental in holding off all the other 4 Pandavas in the first gate of Chakravyuh which caused the death of Arjuna s brave son Abhimanyu Since Arjuna has made the vow that either he will kill Jayadratha or he will take Agni Samadhi Drona laid out this plan that by the time Arjuna is busy fighting Jayadratha he can capture Yudhistira Bheema was appointed the defence of Yudhistira and hence Duryodhana asks Karna to involve Bheema so that Drona can capture Yudhistira Karna challenges Bheema and fights bravely He holds him through out the day Bheema is superior to Karna in Gada the mace and Karna is superior to Bheema in archery Hence both of them decide to use a neutral weapon the spear At the end of the day Karna succeeds in defeating Bheema and there comes a point when Bheema is armless and Karna holds his spear towards Bheema s neck But Karna decides not to kill Bheema There are two reasons why he doesn t kill Bheema despite having all the options to do so 1 Karna has given his word to Kunti that his 5 sons will remain alive If he kills Bheema he can t kill Arjuna 2 If Karna kills Bheema he would do injustice to Draupadi s unstrangled hair Draupadi has taken a vow that until and unless someone brings the blood of Dussasana s heart and wets her hair she will never tie her hair Bheema has made a vow that he will kill Dussasana and bring his hearts blood to Draupadi If he kills Bheema in this battle he will do injustice to Draupadi Furthermore Karna had earlier protected Draupadi from Vasuki and then Draupadi had touched his feet saying Hey Angraj Karna please forgive me for my innocence for unfairly denying you participation in my wedding competition and calling you Suta Putra I take back my words Today you have protected my modesty After Shree Krishna it is you who have protected my modesty and hence you have risen to a Godly level in my heart I panchali the wife of Pandavas the daughter of Drupad the sister of Dhristadhumnya the mother of 5 brave sons respect you to equal level of my husbands Hey Devi hey Annapurna hey Kalyani forgive me too for I had insulted you in the courtroom I was blind in the agony of revenge and I didn t realize your worth Please forgive me too I will ensure justice is done to your hair Karna decides to walk away and not kill Bheema When Draupadi learns that Karna had spared the life of Bheema her love and respect for Karna is magnified</p>
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	 <p>Radhika Ravi Rajan</p><p>The dictionary defines telepathy as a communication between minds by means other than sensory perception Indeed it seems a power beyond the five senses or what is known as the Sixth Sense Many of us can vouch to have experienced sixth sense or psychic messages in our mental InboxThe subject of Telepathy has held us in fascination forever Does it really exist Is it possible to send signals from one mind to another Is it possible for another person to know you are thinking of them or communicate your thoughts and feelings to them along mental wavesExperts say Telepathy occurs spontaneously whereby a person receives a thought from someone standing nearby and might even respond to that verbally much to the surprise of the thinker They say this phenomenon is more common than people realise but such thoughts are dismissed as imaginationThis becomes even more believable when one hears about people communicating telepathically over great distances and with complete accuracy It seems then that space and time are no barriers as the communication is happening taking place on the mental plane on invisible waves of energyFrom Star Trek to Superman popular fiction has portrayed telepathy many times The power of telepathy is one of the powers that these super heroes inevitably possess be it the Jedi in Star Wars or the Vulcans in Star Trek In the Harry Potter series telepathy is described as a magical skill known as LegilimencyThe word clairvoyance is from the French clair meaning clear and voyance meaning vision a reference to a persons ability to gain information about an object person location or physical event through means other than the known human senses A person who has the skill of clairvoyance as a crystal ball gazer is known as a clairvoyantWhen Julie Beischel met Mark Boccuzzi at a conference and agreed to participate in an experiment on telepathy she didn t immediately tell him about the powerful connections she d felt to him after all they were strangers Now married Beischel and Boccuzzi credit telepathy for helping them meet and fall in love It was like nothing I had ever encountered Beischel recallsIn Anthony Horowitzs Power of Five twins Jamie and Scott Tyler are shown to have telepathic powers which enable them to read peoples minds and ultimately control them Well ask any mother of twins identical or otherwise about the power of telepathy Its telepathy which makes them wake up at the same dot time even if they sleep in different rooms Its also telepathy which makes them want the same toy at the same time Gosh Telepathy is all too common on the spiritual path Many Masters have perfected the art of telepathy or communicating through the mind There is also a school of thought which examines the role that telepathy has to play in the event of death When a person dies communication as we know it ceases and then begins telepathic communication on the astral planeYou may be surprised to know how rampant telepathy is Even in a socalled emotionless office people not only successfully read others minds like a movie screen but also find the moods of fellow colleagues infectiousSo how exactly does telepathy work The entire Universe being infinite Mind and Consciousness with everyone being a seamless part of the whole an infinite number of direct lines of communication become possible These communications being energy that is vibrating transmitted and subsequently received by one or more people who are in tune with the same energy vibrations what is known as the same wavelength Not being on the same wavelength means getting a garbled message Parapsychology describes several different forms of telepathy Latent Telepathy is the transfer of information with an observable timelag between transmission and receipt Intuitive Telepathy is the transfer of information about the past future or present state of an individuals mind to another Emotive Telepathy is the transfer of kinesthetic sensations through altered states Superconscious Telepathy involves tapping into the superconscious to access the collective wisdom of the human species for knowledgeSome people say you dont have to be a clairvoyant or psychic to practice telepathy Its already there inside you you just have to start by observing how accurate you will soon become at telepathy A telepathic microchip that enables paraplegics to control computers has been developed by Dr Jon Spratley a British scientist The chip is implanted onto the surface of the brain where it monitors electronic thought pulses While paraplegics may be unable to move their limbs their brains still produce an electronic signal when they try The new chip captures this thought and transmits it wirelessly via Bluetoothstyle technology to control a range of simple devices It means paraplegics amputees or those with motor neurone disease such as Stephen Hawking could be able to operate light switches PCs and even cars by the power of thought aloneClose on the heels of Telepathy comes Body Language a form of mental and physical ability of human nonverbal communication consisting of body posture gestures facial expressions and eye movements Humans send and interpret such signals almost entirely subconsciously Body language also provides clues to the attitude or state of mind of a personIn Hindu culture there are the siddhis of Yoga wherein it is quite common for yogis to read the minds of others just as it is possible for them to predict the future and tolerate extreme heat and coldBuddhist religion mentions abhijna or the power of directly knowing attained of course through virtuous living and meditation</p>
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 <p><a href="https://www.speakingtree.in/blog/undue-credit"> 
	 
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	 <p>Narayanan P</p><p>Usually it is the deep pain sensation coupled with some oddity that enables memories of childhood which belong an age that is not expected ofto be remembered It was more or less like that It was the second standard Adding up on the fingers of two palms was not a problem unfold in two installments for a 3 4 count the entire unfolded fingers from 1 2 3 and on But 39remove39 is what the teacher said when it was only about 39folding39 three of the fingers after having held verticallyup all the fingers thumb of the two available palmsAnyway I managed to correctly fold the 3 fingers it was 39how to do a 10 minus 3 Mean while another 39teacher39 we were not taught to mess with 39Miss39 in those days a teacher was for female and a Saar for that tougher one the male another teacher stood at the door way and my teacher went to have a chat I was holding both the palms with three fingers of one palm duly folded and the rest 39waiting for something 39more39 to be done about it39Slowly the arm the palm and the fingers started aching I kept my eyes riveted on my two palms watching the pain and maintaining its position 39undisturbed39 The teacher walked in with a 39show of great hurry39 looked around and then down at me I was in the first bench and said Put your hands down go and come soon For a few seconds I did not know what to do I was sort of blank But yes I looked at the hands yet again before I put it down that go and come soon sounded too familiar and it was a response to our show of that lone little finger towards that teacher in emergenciesThat was all that I carried as a 39visual picture39 in my memoryBut I learnt the 39minus39 and also the significance of what remains after that minusoperation As a cashier the work on certain days really causes anxiety of losing moneyWhen it is a Saturday the crowd is the same but working hours are half I always used to wonder why the 39higherup39s39 never look at this needless torture We would have handled it a bit more easily if were a full dayOne such saturday brought a huge crowd Some festival suffixholidaymonthly pension drawing customers etcabout double the crowd the size for a busyfull dayThe tempers rose when customers couldn39t wait for their turnRegular customers could easily find their patience when they could see that I was doing a good job as far as speed of paying out is concernedThat concept of 39remaining39 upheld fingers came in handyUsually cashiers count the currency notes twice to make sure that excess does not go out short fall is 39their39 problem is the attitudeI tried it a bit differently Remaindertheorem what ever it means in truemathematics Yes when I could not distinguish between applied maths and the nonappliedmaths pure one why not a 39truemaths39 and make it as elusive as that 39eternaltruth39The packets of 100 pieces of currency notes are pre countedtwice the previous day and 39duly39 initialed initialed39 means a short and sweet stroke of pen tobeconstrued as minisignature like the minisamosa which is void of the usual contents except for burntflakes of onionsAt the start of the day fold the sequentiallyeverytwentieth note of these packets and leave out the 5th bunchNow if somebody is to be paid 2000 in hundreds pluck out the first bunch of twenty along with the inwardfolded note inwardfold indicates that the the folded one is inclusive into the bunch it bows towards when folded for a 1000 pluck ten give away the rest thus the customer who is used to mentally counting twice along with that varyingspeedwalacashiers finds the cash handed to him 39justlikethat39 4000 39Here it is39 two bunches just unfolding the two notes Now he counts it a bit too carefully taking even his mind offfrommeHis satisfaction is 39original39 since his 39countingofnotes39 was 39precariouslysingular39 He saw I did not count even once One customer started shouting I heard very little of it since the glass separated us at the window and the bulk of his 39decibels39 had to be tolerated by cocustomers A few tried to tell him this guy is already fast at his work there is a crowd no point in venting out your anger at him 39 etc But he was now like that baby which knows nothing else but to cry loudly and incessantly when the hunger and its wait for next feed crossed the limitsoftolerance and it refuses to listen to any noise made by the mom all the dialogues are just a 39creatednoise39 for that babyHe wouldn39t stop And I just waited This time the waiting was not that ignorant like that 2nd standard kid waiting for teacher tell 39what next39I knew there was nothing for me to respond reaction will only infuriate him further and the rule was 39customer is always right39He had to cool and he did and then gave a long stare when the breath did not cooperate further and he went awayAnother customer synchronised his 39original39 mouth piece into the round cutglassslit and queried How could you keep so quiet sir If only he had continued for another 10 seconds I might have slapped him Now I had to respond It was a nonbankingquery so I had to bankupon a pathless path to dish out something useful he asked for 39trouble39 with that 39how could you39I said Well I only stood to gain when you let out a secret your weakness Any time I am tempted to oblige an elderly senior citizen 39out of turn39 and I see your face in the crowd on the other side I will 39justencash39 your kindness and pay it out to that elderly All he managed to reply was Sirrrrrr anytime for you also anytimeS that was his English I had to straighten it out before I count like I do with receipts 39anynumberoftimes was his 39anytimeS39 Undue credits has always been a problem for me For some time during the days of volunteering it is was residues incidental to spiritual practices the entire credit belonged to the teachers But now I have a 39good39 teacher a magnanimous lady everready to help Maya Madam I don39t know if she can be a 39Miss39 for she never misses anything ever So I try never to mess up things when it is about 39prakriti39 psn20th January 2014</p>
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	 <p>Amirthanathan Arulappan</p><p>The most important question to ask yourself is why you need a credit card If you are a frequent traveler it s difficult to carry cash always and debit cards seem risky then credit cards can be of great help For a kind of person who knows the advantages of spending wise and saves for a real emergency credit card is good to carry Credit card can be a good help in case of an emergency but remember if you tend to make unnecessary spending you can be drawn towards heavy debt Before buying a credit card remember to scale the pros and cons according to your spending habits Credit card companies charge high interest rates on the unpaid balances in your credit card account Apart from the various interest rates the credit card company also charges an annual fee that may vary from time to time A single credit card account can have several different Annual Percentage Rates Read the papers beforehand and confirm it with the credit card company as some people have their cards with their limit amount debited by the company even before they could use their card The amount you pay as the security deposit vary from company to company and most of the credit card companies refrain from paying interest on the security deposits Most of the issuer may have a minimum of 300 or 500 as the security deposit and this will be your credit limit or may be some amount higher than this according to their levied calculation Be well informed about how long the money has to stay in your account after it has been closed as some banks or card issuers keep the deposits for a certain time frame to cover up for any pending bills procured by you No you won t see any major problem arising if you are wise enough to control unnecessary spending The major risk is when you spend carelessly with your credit card and cannot afford to pay back the amount on time If you can t pay off the balance of your card you will be taken to court by the credit card company and if a court order comes against you you will in trouble to find another loan or credit card at a later point The best solution is this case is to stop overspending paying your pending bills as quick as possible Not exactly But if you carefully read the statement papers given along the credit card you will get to know about the charges But this rarely happens The fixed rate at the time of purchasing credit card may be minimal and attractive but later the rates can be changed depending on the company s policy The late fee is another way for charging the credit card users The later you pay your debts the more it will rise</p>
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 Career predictions for Year 2017

 Slideshow By: Shruti Srivastava
 Total views 1589233
 Slideshow By: Shruti Srivastava

 Career predictions for Year 2017

 Career predictions for Year 2017

 Shruti Srivastava

 Horoscope predictions can be of various types essentially they give you future expectations as for various aspects of our lives like love profession connections wellbeing cash travel kids and family Everybody needs to know diverse things about their futureWill I get hitched At the point when will I have an infant In what manner will my wellbeing be in the coming year Furthermore such different inquiries can be replied in horoscope forecasts We as a whole realize that each of us needs to confront ideal and also troublesome circumstances in lifePresently wouldnt it be astonishing on the off chance about being warned of the terrible things ahead of time setting us up for the most exceedingly awful Whats more now and then it happens that whatever exertion we put in the final product is simply not attractiveIn this manner knowing how the coming year may turn out for you has a vital impact in all choices that you makeIn 2017 your imaginative and innovative angles should show up at the cutting edge Work toward a pleasant and suitable association with powers and companions in your work area Youll get brilliant breaks You will make progress in abnormal state useful profiles Indeed even so to be beneficial in the wake of settling on critical decisions in enterprise it really is vital you check each pivotal issueAttempt and abstain from getting into any law related inconveniences Despite the greater part of this you will be effective in your picked field of work The principal quarter of 2017 is staggeringly good for the Aries zodiac sign to get a climb in pay or positionYour present instinct and deduction capacity would be your most noteworthy belonging similarly as your profession is worried during the current year 2017 Do know without a doubt the specialized issues before you wander into any fresh out of the box new region in your expert field Association or such arrangements may meet with a few deterrents You will be effective in your work in light of your great KarmaA couple of inconveniences may come in your direction yet issues are a piece of life and you will discover an answer at last Remain dynamic in your everyday regimen assignments Some business set out is by all accounts there in your horoscope You will be triumphant over contenders Various business related travel shows up on your diagram You will be fruitful over your rivalsSome business related issues will inconvenience you this year Keep your mind positive and everything will work out to support you There could be a considerable measure opportunity for you by and by to work at your own pace in your expert working environmentIn 2017 you will get a ton of chances to discover adjust in your life and to take in more about the fields where you are not steady You could perhaps at the same time foresee an expansion in your status in the work put You will work additional hard this year keeping in mind the end goal to satisfy every one of your duties This exertion will pay off over the long haulYour horoscope 2017 expectation prognosticates that new conceivable outcomes are well on the way to open on the calling front Entrepreneurial activities are suggested via planets Cash inflow will presumably be extraordinary yet you have to keep up a tab on your expenses Avoid gossipy tidbits and shares advertise speculationsTry not to get into mistaken assumptions else you may wind up exasperating your seniors Endeavor to do your work effectively and resolve undesirable conditions with intelligence Set aside out some time for recreation funbased exercises too Try not to atone later about passing up a great opportunity for circumstances however take astonishinglyYour career horoscope for 2017 says that in the field of profession fantastic opportunities may be anticipated this year Make certain that you see people around you without any bias Bolster should originate from unforeseen quarters in your work put life this year In spite of the fact that the Leo zodiac sign is normally the sort of person who wishes to continually be the supervisor at work or in any event have a bigger capacity it is a much better idea to venture back a little this yearYour vocation horoscope for 2017 says that in the field of calling phenomenal open doors might be foreseen for the current year Verify that you see individuals around you with no predisposition Bolster might originate from sudden quarters in your work put life this year Despite the fact that the Leo zodiac sign is generally the sort of person who longings to always be the manager at work or at any rate have a bigger capacity it is a much better idea to venture back a little this yearHoroscope 2017 foresees that you may likewise get elevated to a level of bigger power Your compatibility with your seniors will be fabulous You could perhaps at the same time get an opportunity to visit a remote country Business related long voyages or treks will be productive Vocation horoscope for 2017 for Virgo sun sign predicts that this year may give blended last outcomes as for callingAvoid going into new pursuits amid this period You appear to have significantly more essentialness this year than before which has changed your viewpoint towards life Amid the principal half of the year your profession yearnings will go to an unequaled highYoull be pleased to find out that the endeavors that you had put in the past year are showing positive outcomes in 2017 Your social status is in for a change A much anticipated advancement and pay climb is most likely too in transit You will prevail in productive business venturesThis year is invaluable for big business and development arranges or joint endeavors You will function admirably in a gathering or group and your endeavors will be valued Continue going on the correct way and you are certain to make individual progress in a matter of moments You ought to be set up to go for broke on the off chance that you wish to be monetarily autonomousScorpio Career soothsaying expectation says that this year your expert life would be altogether satisfying than the prior years Joint ventures should be advantageous for you in 2017 You may require more opportunity to go up the company pecking orderBusiness related travel is on the diagrams Affinity with talented people will create On the off chance that you are in a vocation chances of change are available Your methodologies and ideas will be to a great degree loved both by your collaborators and managers Your cleverness will be on another high along these lines giving you more introductionThe planets in your soothsaying outline estimate that you should have the capacity to advance without a ton exertion this year Matters connected to administration and law should be helpful Try not to work harder than physically conceivable You could feel that your partners may not be steadyJupiter will be the guiding power that may empower you to make fast progress in your life Over the span of this period you ought to increase extraordinary wage from the business front You may manage some key people An astounding climb in salary and advancement is clear in your introduction to the world diagramYour employment and vocation forecast says that 2017 will be a compelling year for all Capricornians Your drives and debilitating work should procure you credit towards the complete of the year Your gathering individuals may increase out of your help and value itA common connection of certainty will show among you and your associates Your endeavors will be applauded and you will get what is because of you Bear in mind your occupation obligations in all your social exercisesFor the Aquarius sun sign this year 2017 is useful for individual endeavors or salaried employments You may change occupations or get advancement in your present association Youll not be occupied from your objectives and positively accomplish your objectives You will encounter general satisfaction in every aspect of your work in this way making you rationally fulfilledNew thoughts for execution will rise for you in your vocation You may get some productive tasks be that as it may they will require investment to finish Aquarians will reveal new headings in their calling Your calling will experience a few changes and would request you to settle on a choice about long haul objectives You will work amazingly difficult to accomplish your objectivesIt is calculated for 2017 that gainful open doors for Pisces are presumably holding up to happen in 2017 The ideal adjust of your actual endeavors and determination will help you to accomplish your objectives Losing employments might be a brief dissatisfactionYou need to assess your own capacities You might be in for another employment new post new duties and in this manner a climb in your compensation bundle Constraints harming business wanders should leave

 African Astrology One of the most accurate ways to predict your future

 Slideshow By: Ishita Sharma
 Total views 3693749
 Slideshow By: Ishita Sharma

 African Astrology One of the most accurate ways to predict your future

 African Astrology One of the most accurate ways to predict your future

 Ishita Sharma

 The beginnings of African astrology stem from the ancient African civilizations It is said that being the most primitive of tribes Africans first took interest in Astrology and the stars and formed what was known as Geomancy when bones are tossed down randomly and form lines and arrows this type of divination is called geomancy this is what gave birth to African astrologyThe Geomancy or this arrangement then formed 12 figures these are known as The Baobab Tree The Wealth of Amber and Silver The Family Small Services to the Neighborhood The Market The Ancestor The Judge The Kola Nut The Travelers The Distance The Child of the World and The Harvest in the Granary Have a look at which one you belong toPeople born under this sign demonstrate honesty liberality and thoughtfulness They have a sharp mind yet they are sometimes boggled down by the anxieties of their own mind they are smart and sensible and enjoy positions of power and prestige Such people do not let the negativity of others harm them in any waySuch people are intelligent and smart yet sometimes they harbour feelings of resent against a lot of people Not only this they can sometimes turn into a rebel because of this habit of theirs However to their credit they are extremely strong individuals who can resist temptations of all kinds They are tough inside outPeople born under the sign of the family are usually warm and kind but remain often aloof opening up to only those people who are close to them Not only this such people do well in one area of life and that is either personal or professional life Not to say that they cant balance it all together but one part will always be more successful than the otherPeople born under this sign are extremely social and make friends easily they are warm and affectionate however they can be a bit of an escapist They often run away from problems instead of facing them heads on and this can land them in trouble If you belong to this sign be careful of people who stay true to your face they might be plotting something against you behind your backPeople born under this sign will encounter peace and harmony as well as roughness and brutality in life Hence such people display an amazing level of duality in their life while they might be extremely tough on the exterior they can be extremely soft on the interior and this makes these people so unique Despite their nature they are lovers of peace and goodwillSuch people can be selfcentered often even without realizing Not only this these people can often turn out to arrogant and rude if their positive energies are not channeled in a right way These people can be smart and funny yet people often mistake them to be otherwise If you belong to this sign go a little soft on people The world is not so bad after allJudge is the most practical sign of African Astrology Such people make decisions about life in a jiffy and are not afraid to face the reality of life They do not live under any false assumptions about what is right and wrong and they live life in the present They do not build castles in the air and live a sorted lifeSuch people are extremely high on energy but can be extremely unstable in life They might take an impulsive decision and then regret it such people are not always reliable for work but they make for great friends However their amazing energy needs to be channeled well and it can be done under the right circumstancesTravelers are complicated beings which most fail to understand They are driven highly by their own intuition and they do not rely on others They are bit of a loner and this is precisely the reason why they find it difficult to adjust to new surroundings in life They like to stay aloof yet they can be gregarious when they want toSuch people have courage and how While most people often take the road frequently traveled these people will go against nature and do something that their heart desires however they are bit of an eccentric so arent the ideal choice for a lifepartner Nevertheless such people will stick with you through thick and thinSuch people sometimes lie low and can attract unwanted attention in life They arent born with the best of fortune in life and even when they are they sometimes fall into poor company However they are hard working people who make their way up the ladder They do well professionally but personally they need to work on their lifeSuch people are always ready to work in their life they signify abundance which means that these people would work very hard to accomplish their goals However they need to look into their fun side too once in a while After all life is not so bad

 Linda Goodmans Sun Signs are amazingly accurate Know yours

 Slideshow By: Pallavi Thakur
 Total views 2709911
 Slideshow By: Pallavi Thakur

 Linda Goodmans Sun Signs are amazingly accurate Know yours

 Linda Goodmans Sun Signs are amazingly accurate Know yours

 Pallavi Thakur

 I read Linda Goodman s love signs on the recommendation of my collegegoing cousin and was astonished with the findings I could relate so much to that book that it freaked me out It seemed that the book had a soul Then I moved on to Linda Goodmans Sun Signs and related the characteristics listed in it with the people around me and all of it was Bang on Here I list down some of the most accurate things about the various sun signs as described by Linda Goodman Aries is very direct to put it mildly Deceptiveness and deviousness are entirely foreign to the Mars nature Frank ness and refreshing honesty are Arien trademarks yet rams dont make the best credit risks Some of them lack stability and evidence a childlike lack of responsibility Even those who have matured can forget debts in the ex citement of the everpresent new challenge of the moment which will always consume their entire attention Theyll eventually pay their bills cheerfully and willingly but you may be out of breath when you catch up with them Although Aries is the firebrand who forges his way through life with daring initiative and enterprise theres a strange quirk to his bravery Hell face the abominable snowman or the Frankenstein monster without the slightest trace of fear yet he cant stand physical pain Every Arien at some time in his life will indulge in rash behavior that brings an injury to the head or face Aries people have decided features usually sharp seldom soft or blurred The wellmarked brows often join with the narrow bridge of the nose in forming the sign of the ram perhaps as a warning to anyone with the silly idea of trying to stop or conquer him that those symbolic horns mean business You may notice a mole or a scar on the head or face a reddish cast to the hair in the sunlight and more color than average in the com plexion You may also sense invisible sparks shooting out in all directions The movements will usually be quick and capable with a mental process to match Both the male and female rams normally have broad shoulders and they may walk with the body slightly bent forward leading with the head so to speak and almost always in a great hurry The bull seldom rushes forward to stomp on your toes He simply wants to be left alone Dont disturb him and hell remain contented Press him and he becomes obstinate Shove too hard tease too much and be prepared for violent rage Taurus seldom worries frets or chews his nails He can pout and brood when things dont suit his fancy but hes not the nervous twitchy type Its his nature to be stoic and take things in his stride and nothing really alters this basic tendency Taurus people are home folks Theres scarcely a bull who doesnt love to luxuriate under his own roof and stretch out amid comfortable familiar surroundings Change upsets him You can expect many May people to actually resemble a bull the men that is and the women born under the Sun sign will have an intangible elusive bovine quality about them The look in the female Taureans eyes will be serene and limpid yet steady She will move gracefully indolently but with a suggestion of hidden strength As for the males the neck will often be thick or muscular the shoulders chest or back or all three broad and strong The entire body will be well proportioned whether short or tall The ears are usually small and close to the head When they eat they chew slowly and ordinarily have excellent digestions Not all but many Taureans have curly or wavy hair Its usually dark like the eyes and skin Even the occasional blonde lighteyed and fairskinned Taurus people will never suggest fragility of mind or character If there are times when a Gemini person makes you think youre seeing double dont run out and change your glasses Just remember that Gemini is the sign of the twins and there are two distinct sides to his changeable personality A Gemini can change his clothes his job his love life or his residence as fast as he changes his mind and thats pretty fast They can do two things at once with less effort than it takes most of us to do one A Gemini knows how to swerve you from your most stubbornly held con victions He can twist you like a pretzel with his mental karate get you to agree with him and love him for doing it to you The Gemini build is generally slender agile and taller than average Many of them have small sharp features as if they were cut in a cameo Youll find some with brown eyes of course but the majority of those ruled by Mercury will have beautiful crystalclear hazel blue green or gray eyes that twinkle and dart here and there Geminis never rest their eyes on one object for more than a few seconds In fact their alert quickmoving eyes are often the easiest way to recognize them The hair can be light or dark or bothlike streaked Twins remember The nose is likely to be long and straight or daintyin either case probably well formed Theres frequently a receding hairline in the men from all that activity in the brain perhaps and both sexes normally have rather high foreheads You will have no trouble finding the Cancerian He will be the funniest one in the room a laugh a minute If hes not performing himself then hell be grinning at someone elses antics They secretly enjoy attention and theyll soak up any headlines they get His tears are never crocodile tears They flow from the deep rivers of his fragile and vulnerable heart You can wound his sensitive feelings with a harsh glance or a rough t tone of voice Like mirrors and cameras they absorb images and reflect them faithfully Every experience is engraved on the heart as a photograph is etched on a negative plate Cancerian compas sion is deep and highly intuitive Theres hardly a secret he cant strip naked if he chooses No matter how much money he piles up in reserve Cancer never feels really secure and no matter how much love he gets he always needs more Some of them are indisputably plump but the great majority has a strikingly bony structure The arms and legs may be extra long in propor tion to the rest of the body The shoulders will be broader than average and often the hands and feet are either unusually tiny or quite large Most Cancerians are a little top heavy and they waddle slightly when they walk fast Whether the body is plump or wiry the women will usually wear a sweater size considerably larger than the skirt size Or theyll be absolutely flatchested Either way this par ticular characteristic is quite marked There is never a middle ground for this part of the anatomy with female crabs Lots of Cancer people have very green thumbs They produce some beautiful gardens that are tended and watered with loving care Most of them also have very green savings accounts which they cultivate with the same devotion There are no introverted Leos There are only Leos who pretend to be introverts Dont let that soft purr fool you Even the gentle Leos are inwardly sold on their royal right to rule friends and family as they peek out from behind the curtains and watch for their chance on stage You wont ignore the lion for long in a group Hell either get the center of the stage with dramatic state ments and actionor hell get it by pouting and sulking behind the potted palms until someone rushes over to ask whats wrong Love of teaching is why so many Leos end up as educators politicians and psychiatrists The exasperating thing is that theyre quite good at rationalizing things and smoothing out the wrinkles in your life Too bad they cant manage their own affairs with as much ease and finesse Leo expresses ap proval generously and openly and can give almost em barrassingly extravagant compliments Hes not at all bash ful about his displeasure either As for the physical attributes of this Sun sign just look around for people who resemble a lion or a lioness with a mane of hair that sweeps back off the face and a de ceptively lazy look Leos walk straight and proud with the smooth glide of the cat The females combine lithe grace with a hidden quivering intensity This last will be disguised by a soft usually calm and steady nature But dont forget that the lioness is always ready to pounce if she feels threatened Her claws are sheathed but sharp Youll notice a commanding air and stately bearing as Leo looks down on all the mere mortals beneath him Ordinarily the movements and speech are deliberate Leos seldom talk fast run or even walk quickly Social gatherings are not the best hunting grounds when youre searching for these perfectionists Youre more like ly to find them working late at the office than being gre garious at a cocktail party Its not easy for Virgos to relax sufficiently to enjoy the carefree social swim because theyre basically uncomfortable in crowds The first thing youll notice about the typical Virgo is the definite impression he gives that theres a serious prob lem on his mind hes struggling to solveor a vague feeling that hes secretly worried about something He probably is Worry comes naturally to him Virgos are very critical of their own photographs and fussy in the extreme about how they look both on film and in person If youre observant youll catch them primping in front of a mirror when they think no one is looking The Virgo is normally a small person certainly no giant but hes muscular and he has far more strength than his fragile appearance suggests Virgo is quick to deny his habits and traits He has an apparent blindness to his faults and he seems unable to see his own weaknesses in as clear a light as he sees everything else But the truth is that he does see themand he sees them in such infinite detail that he cant bear to hear them generalized Try to tell a typical Virgo hes critical a worrier fussy neat or unusually concerned with diet and health and youll face a fiat denial You wont find those people lavish in affection or in spending money Theyre normally prudent in both areas giving their love quietly and steadily with little demonstrativeness and handling cash just as conservatively The Libra character is made up of just about equal parts of kindness gentleness fairness plain cussed argumentativeness stubborn refusal to capitulate philosophical logic and indecision Librans love people but they hate large crowds Like gentle doves of peace they go around mediating and patching tip quarrels between others still they enjoy a good argument themselves Librans know instinctively that to restore harmony to the body they must alternate their active spells with com plete rest Theres a deep richness to Libras emotions no matter which emotion is high or low at a given moment and a philosophic approach to both sorrows and joys that seldom fails to smooth things out eventually Librans are healthier than most people unless they push themselves too bard and forget to take those necessary rest periods The physical appearance of these people may require almost as much concentration as the personality Theres no such thing as a typical Libra feature unless ifs the Venus dimple Libran features are almost always even and wellbalanced Theyre pleasing but not very noticeable so its easier to start with the dimples There will usually be a couple in the cheeks or one in the chin If theyre not in the face you might check to see if the knees are dimpled The women are almost invariably pretty and the men are usually handsome Still not all of the beautiful people in the world are Librans Venus beauty is in a class by itself and its not always easy to separate it from the good looks of other Sun signs Youll never meet a Libran who doesnt have a smile like a soft white cloud Most Librans are full of curves rather than angles Most people feel nervous and ill at ease under Scorpios steady gaze Youll have to break the spell and look away first Hell outstare you every time Next listen to him speak The tone can be velvety soft husky or sharply cutting the speech slow and measured or clipped and staccato but what he says will never be selfeffacing Scorpio has total ego He knows what he is and he knows what he is not and nothing anyone else thinks will change this knowledge Youll sel dom see Scorpio give himself away by blushing or flushing frowning or grinning Smiles are rare but genuine The body follows the same orders as the face There will rarely be any jumping sudden starts or nervous mannerisms If you ever come across a chattering Scorpio whose eyes wander chalk him up as an astrological exception as rare as the dodo bird Most Pluto people have powerful physiques The features are noticeably heavy or sharp and clearly drawn and the nose is quite prominent sometimes beakshaped Ordinarily the complexion is very pale almost translucent and the brows are heavy and knit together over the bridge of the nose Theres a crackling electric vitality about the very presence of a Scorpio that gives him away As quiet as he tries to be such a vital force cant be hidden com pletely The males will have a heavy growth of hair on the arms and legs often with a reddish cast No matter how his emotions are stirred youll rarely see them reflected on Scorpios frozen immobile face These people proudly and consciously practice a blank expression They command their features to remain firm and their features obey Pick any party and look at the center of the liveliest group See that fellow sitting there happily with his rather large foot stuck in his mouth Hes a Sagittarian who has just gone out on a verbal limb but he doesnt know it yet Sagittarius is completely free of malice He blurts out his shockingly direct speech in total innocence The fact that he usually adds insult to injury when he tries to fix it also escapes him Dont judge him too harshly He means well Not that he needs your sympathyor mine Under his tactless manner is an extremely clever mind and high standards His unique combination of wit intelli gence and fiery drive usually brings the archer straight to the winners circle What really gets you is that both male and female Sagittarians are oblivious to their own blunt speech Jupiter eyes are as bright and alert as a sparrows and they sparkle and twinkle with refreshing humor The arch ers are either very tall and athletic looking or shorter than average with strong sturdy bodies The tall ones will re mind you of thoroughbred horses or spirited colts They will often make wide sweeping gestures which may be dramatic and vigorous but possibly not very graceful Sagittarius can wave his arms to make a point and upset the ketchup Hell stride purposefully forward head high and trip over the curb stone What is on the archers mind and heart is almost instant ly on his lips Hes as frank and earnest as a sixyearold Where will you find him Just about anywhere he can advance or improve himself Any where he can get ahead and further his secret ambitions Try a social gathering The Capricorn is not a carefree party type but the goat were studying is a social climber as well as a mountain climber Pick a mixed group prefer ably in the upper income level You can also try the middle income level but the lower you go beneath that the smaller your chances of finding a Capricorn There are Capricorns who are deliciously romantic who understand the strange light of the moon and the glorious colors of the butterflys wing But they wont let their emotions blind them to the facts Youll seldom find the straight wellshaped Capricorn nose stuck in other peoples business or the Saturn tongue wagging in gossip Capricoms can be stocky and muscular thin and wiry or plump and soft But no matter how the body is shaped the goat will give the impression of being rooted to the spot until he decides to move to another spot Gen erally Satum people have straight lank dark hair dark steady eyes and swarthy olive or tan complexions Many Capricorns have strong feet and wear sensible shoes Their hands are capable their voices usually even and soothingand youll probably notice a gentleness that flatters and persuades Caprieorns can look and act as harmless as a feather quilt but theyre as tough as a keg of nails Capricoms are inclined to be weaker more sickly than other youngsters but both strength and re sistance to disease increase with age Generally kindly and tranquil by nature Aquarians never theless enjoy defying public opinion and they secretly delight in shocking more conventional people with oc casional erratic conduct These normally softspoken and courteous souls can suddenly short circuit you with the most amazing statements and actions at the most unpredict able times The typical Uranian is half Albert Schweitzer and half Mickey Mouse His feet can be wearing sandals boots oxfords or hush puppies and hell seldom bother to check whether theyre appropriate for the occasion Hell show up barefoot if he feels like it and laugh at you for laughing at him Freedomloving Uranians can be acutely funny perverse original conceited and independent but they can also be diplomatic gentle sympathetic and timid Look for a strange faraway look in the eyes as if they contained some kind of magic mysterious knowledge you cant penetrate Aquarius eyes are typically vague with a dreamy wandering expression The hair is frequently straight and silky likely to be blonde sandy or light brown the complexion is pale and the height is usually taller than average Youll notice a marked nobility of profile Uranus features are finely chiseled suggestive of Roman emperors cut on old gold coins True Aquarians will often adopt the pose of the drooping head when theyre thinking about a problem or just after theyve asked a question The head drops abruptly forward or cocks to one side waiting for your reaction Curiously thanks to the dual sexuality of Uranus there are often feminine characteristics in the male bodies such as broad hips for exampleand masculine characteristics in the female body such as broad shoulders Whoever said I dont want to be a millionaireI just want to live like one was truly reflecting the Piscean philosophy Neptune people Most of them wouldnt give a minnow for rank power or leader ship and wealth holds little attraction Few Pisces people accumulate money by the bushel unless they marry it or inherit it Youll be impressed with the Piscean charm of manner and lazy good nature Hes indifferent to insults recriminations and other peoples bristling opinions The fish was born with the desire to see the world through rosecolored spectacles He knows well enough about the seamy side of humanity but he prefers to live in his own watery gentle world where everyone is beauti ful and all actions are lovely When you meet Pisces people look first at their feet Theyll be quite noticeably small and dainty including the mens or else theyll be huge and spread out like a tired washerwomans The Pisces hands will also be tiny fragile and exquisitely formedor else big ham bones that look as though they belong behind a plow The skin is silky soft the hair is fine often wavy and usually light Pisces eyes are liquid heavylidded and full of strange lights Fre quently but not always theyre slightly protruding bulbous and extremely compelling Some Piscean eyes are simply beautiful Theres no other word to describe them Few Pisceans are tall Neptune bodies are sometimes awkwardly built but with their ex traordinary grace its seldom discernible

 Eye reading Know people by looking into their eyes

 Slideshow By: Pallavi Thakur
 Total views 1488813
 Slideshow By: Pallavi Thakur

 Eye reading Know people by looking into their eyes

 Eye reading Know people by looking into their eyes

 Pallavi Thakur

 How much would you pay to be able to read another persons mind People say that the eyes are a window to the soul that they can tell us much about a person just by gazing into them No its not 100 percent accurate and its not magic Its just science Read on to know about different eye behaviors and cues that they drop When a person looks upwards they are often thinking In particular they are probably making pictures in their head and thus may well be an indicator of a visual thinker Looking upwards and to the left can indicate recalling a memory Looking upwards and the right can indicate imaginative construction of a picture Looking up may also be a signal of boredom as the person examines the surroundings in search of something more interesting Head lowered and eyes looking back up at the other person is a coy and suggestive action as it combines the head down of submission with eye contact of attraction It can also be judgemental especially when combined with a frown Looking at a person can be an act of power and domination Looking down involves not looking at the other person which hence may be a sign of submission It can also indicate that the person is feeling guilty In many cultures where eye contact is a rude or dominant signal people will look down when talking with others in order to show respect Looking down and to the left can indicate that they are talking to themselves Looking down and to the right can indicate that they are attending to internal emotions Much of our field of vision is in the horizontal plane so when a person looks sideways they are either looking away from what is in front of them or looking towards something that has taken their interest A quick glance sideways can just be checking the source of a distraction to assess for threat or interest It can also be done to show irritation Eyes moving from sidetoside can indicate shiftiness and lying as if the person is looking for an escape route in case they are found out Lateral movement can also happen when the person is being conspiratorial as if they are checking that nobody else is listening Looking at something shows an interest in it When you look at something then others who look at your eyes will feel compelled to follow your gaze to see what you are looking at This is a remarkable skill as we are able to follow a gaze very accurately If after locking gaze a person of the opposite sex keeps looking at the eyes then it may be love If the eyes slide down over the body then it is more likely to be lust Exactly where the eyes go is important Looking at a persons mouth can indicate that you would like to kiss them Looking at sexual regions indicates a desire to have sexual relations with them Looking up and down at a whole person is usually sizing them up either as a potential threat or as a sexual partner This can be quite insulting and hence indicate a position of presumed dominance as the person effectively says I am more powerful than you your feelings are unimportant to me and you will submit to my gaze The power gaze is a short but intense gaze that is used to impose ones will on another showing power without aggression Looking at their forehead or not at them indicates disinterest This may also be shown by defocused eyes where the person is inside their head thinking about other things People who are lying may look away more often as they feel guilty when looking at others However when they know this they may overcompensate by looking at you for longer than usual This also helps them watch your body language for signs of detection It was found that the eyes of the person who likes you will shine in your presence The eyes of that person will become more moist and so they will reflect more light thus appearing shinny Next time you find someones eyes shining in your presence start to dig for more clues If a person likes you then he will look at you more often In other words if you were in a group then the person who likes you will give you the lions share of eye contact while looking less at the other people around When you look at someones eyes for longer periods of time hormones that are responsible for attraction get released automatically in your bodies The pupil of the person who likes you will dilate in your presence In other words you will notice that the pupil of that person is becoming wider in your presence Peoples Pupils dilate when they look at anything they like Just as the person who likes you will want to look at you all the time he will also want to look away as soon as you catch him looking at you This happens because that person will want to show you that he is not that interested in you in order to protect his Ego The old folk wisdom goes that you can tell when someone is lying because they avoid eye contact Psychological research has found this is not true or at least it s not a reliable sign for everyone Not only is the folk wisdom wrong it s positively misleading as sometimes people look at you more when they are lying According to this study it s because they want to monitor your face to see if you believe the tales they are telling Covering or shielding the eyes is often seen when people literally do not like what they see You will see this when people feel threatened by something or are repulsed by what they are hearing or seeing This is an indicator of unhappy behavior You also see eyeblocking in the form of eyerubbing lots of blinking Eye blocking is powerful display of consternation disbelief or disagreement This is actually an innate behavior children who are born blind actually cover their eyes when they hear bad news When someone stares at you without the context it can be difficult to know if they love you or want to kill you A long look displays an intense feeling but on its own you can t tell which one That s one of the great mysteries of body language so much depends on context Black One of the most surprising things about the black colored pair of eyes is that true black eyes are very rare What we see and call as black eyes are in actuality just very dark brown eyes The dark brown or black as we may call it for own usage is often associated with night mystery and intuition People with black eyes are said to be very trustworthy and responsible They are secretive but will never let your secrets out to anyone They sometimes mistrust people and are reluctant to start friendships and to fall in love But when they do begin a relation they are loyal till the very end They are extremely hardworking and practical and will always give their best shot at whatever it is that they are doing They are said to be spiritual passionate and optimists They always know how to show their worth to others The most common eye color in the world is brown When we say brown we talk about light to medium brown and not very dark brown People with brown eyes are attractive and confident It is a strong and rich color and it is associated with earth and thus things like simplicity creativity and positivism are some things that you can always find in people who have such brown eyes They are independent polite caring and love making new friends and they are always up for trying new things in life Hazel is a beautiful mixture of brown and green They are very spontaneous funloving and always up for an adventure at point of time Going with the flow and adapting easily to any situation is definitely their forte They are brave and courageous people who encourage diversity and they tend to get bored of monotony very easily They love to try new things Mischievous and sensual in equal measure they make for great personalities As they say life is not just black and white but just different shades of grey Similarly people with grey eyes and born to be dominant and leaders Strong in nature wise and gentle are some of the most important attributes that they possess One must know that they are very gentle In fact people with grey eyes are the least aggressive people of all They put all their passion in whatever they do be it profession or personal They take love and romance very seriously and these are not the kind of people whom you will see fooling around People with green eyes are like a gust of strong and fresh winds They always have a room of mystery and enigma around them and a look into someone s green eyes can make you get lost in them within seconds Intelligent and always curious green eyed people are always the first to take interest in something new They have an incredible zeal and zest for life and for living live to the fullest Blue eyes are the most desired eye color in the world Peaceful smart kind and full of youth and life blue eyed people have longlasting relationships and are very energetic But the most prominent feature among them is their inherent desire to make other people happy Blue eyed people will go the extra mile just to make sure that you are happy with utmost kindness and sincerity They are very keen on observing things are extroverts and always happygolucky Your pupils and the size of them will give away a lot of secrets and it s something we can t do much about The pupils will either constrict or dilate depending on our state of mind If we are aroused by something or someone our pupils will dilate and if we are turned off by something or someone our pupils will constrict Skilled street traders across the world look for the size of the pupils when bartering with their customers If a customer sees an object and their pupils are fully dilated then the trader knows they can keep the price of the item at the higher end When we are excited by someone we like our pupils will dilate and when we are in the company of someone we don t like our pupils will constrict Aside from our instinctive need to blink our emotions and feeling towards the person were talking to can cause us to subconcious alter our blink rate Blinking more than the average 610 times per minute see right can be a good indicator that a person is attracted to the person theyre talking to and is for this reason used as a sign of flirting The eyebrows do a lot more than we give them credit for Eye widening is an action which women often use towards men The prime example of this is called The Baby Face which sends a signal to a man s brain that release hormones to protect and defend females Lowering one s eyebrows shows dominance and aggression towards another while raising one s eyebrows gives off signals of submission

 A Mughal who was a devotee of Lord Krishna

 Slideshow By: Vivek Kumar
 Total views 1155594
 Slideshow By: Vivek Kumar

 A Mughal who was a devotee of Lord Krishna

 A Mughal who was a devotee of Lord Krishna

 Vivek Kumar

 You have heard this couplet right It is about the poet that we will talk about and come to know that amidst the atmosphere of Mughal rule a devotee of Lord Krishna prospered and shone brilliantly Khanzada Mirza Khan Abdul Rahim KhaneKhana also known as Rahim is a renowned composer during the time of Mughal emperor Akbar He was one of the main nine ministers Dewan in his court also known as the Navaratnas Rahim is famous for his Hindi couplets and his books on Astrology The village of Khankhana is named after him which is located in the Nawanshahr district of the state of Punjab IndiaRahim was son of Bairam Khan Akbar s trusted caretaker who had Turkic ancestry When Humayun returned to India from his exile he asked the nobles to forge matrimonial alliances with various zamindars and feudal lords across the nation While Humayun himself married the elder daughter of Jamal Khan of Mewat present Mewat district of Haryana he asked Bairam Khan to marry the younger daughterSoon after Babars death his successor Humayun was in 1513 supplanted by the Pathan Sher Shah Suri who in AD 1545 was followed by Islam Shah During the reign of the latter a battle was fought and lost by the Emperors troops at Firozpur in Mewat on which however Islam Shah did not loose his hold Adil Shah the third of the Pathan interlopers who succeeded in AD 1552 had to contend for the empire with the returned HumayunIn these struggles for the restoration of Babars dynasty Khanzadas apparently do not figure at all Humayun seems to have conciliated them by marrying the elder daughter of Jamal Khan nephew of Babars opponent Hasan Khan and by causing his great minister Bairam Khan to marry a younger daughter of the same MewattiHis maternal lineage goes to Lord Krishna Khanzadahs the royal family of Muslim Jadon also spelt as Jadaun Rajputs accepted Islam on their association with the Sufi saints Khanzadah the Persian form of the Rajputana word Rajput is the title of the great representatives of the ancient Jadubansi royal Rajput family descendants of Krishna and therefore of Lunar Dynasty They are the Mewatti Chiefs of the Persian historians who were the representatives of the ancient Lords of MewatKhanzadah or the son of a Khan is precisely the Musalman equivalent to the Hindu Rajput or son of a Raja From Punjab Castes by Denzil IbbetsonAbdul Rahim was born in Lahore now in Pakistan on 14th afar 964 to the daughter of Jamal Khan of MewatAfter Bairam Khan was murdered in Patan Gujarat his first wife and young Rahim were brought safely to Ahmedabad from they brought to Delhi and presented to the royal courts of Akbar who gave him the title of Mirza Khan and subsequently married him to Mah Banu sister of Mirza Aziz Kokah son of Ataga Khan a noted Mughal nobleLater Bairam Khans second wife Salima Sultan Begum Abduls stepmother married her cousin Akbar which made Abdul Rahim KhaneKhan also his stepson and later he became one of his nine prominent ministers the Navaratnas or nine gemsAlthough a Muslim by birth Rahim was a devotee of Lord Krishna and wrote poetry dedicated to him He was also an avid Astrolger and the writer of two important works in Astrology Khet Kautukam and Dwawishd Yogavali are still popularMy real focus on how things happens when God really wants you to follow his path Just imagine somebody having a Muslim father and a Hindu mother Then father is murdered and your own life is also threatened Then your stepmother takes care of you and she marries somebody else who makes you his stepson This other person happens to be none other than the ruler of the landWhile living in the atmosphere of continuous struggle and political strategies you end up being a poet and a devotee of Lord to top it What a ride it would have been for young Rahim who saw so many twists to his life that a normal person would give up it all But when God really wants to take of you he makes you suffer but still keeps you interestedHe is well known for his strange manner of giving alms to the poor He never looked at the person he was giving alms to keeping his gaze downwards in all humilityWhen Tulsidas heard about Rahims strange method of giving alms he promptly wrote a couplet and sent it to Rahim these linesSir Why give alms like this Whered you learn that Your hands are as high as your eyes are low Realizing that Tulsidas was well aware of the truth behind creation and was merely giving him an opportunity to say a few lines in reply he wrote to Tulsidas in all humility The Giver is someone else giving day and night But the world gives me the credit so I lower my eyesWithout doubt Rahim was a great poet and his legacy lives on Though he faced adverse atmosphere he still manage to carve his own niche Now we will look at some of his couplets that are extremely popularThe truly great never reveal their worth Nor do those who are truly worthy of praise praise themselves Says Rahim when does a diamond reveals its valueSays Rahim when you are introduced to an importantrich person do not ignore or forget your poor friends For if for example you need a needle to successfully complete a job of what use is a swordSays Rahim this mind body is like a sieve winnowing fan sort out your friends through it Let the light bad ones and go fly in the wind and carefully keep the heavy good onesTo cure a bitter cucumber we cut its head off and rub in salt Says Rahim to cure a bitter mouth we should apply the same remedySays Rahim How will evil corrupt he who has an excellent character After all does the sandalwood become poisonous by having snakes lie around its trunkSays Rahim people will find many many ways to be related to fortune But only he is a true friend who stands by you in misfortuneSays Rahim he who has to beg is no longer a man But those who refuse were never men to begin withApart from writing various dohas Rahim translated Babars memoirs Baburnama from Chagatai language to Persian language which was completed in AH 998 1589 90 His command of Sanskrit was very good9 He wrote two books on astrology Kheta Kautukama and Dwawishd YogavaliHis tomb is situated in Nizamuddin East on the Mathura road ahead of Humayuns Tomb in New Delhi it was built by him for his wife in 1598 and later he was himself buried in it in 1627 Later in 17534 marble and sandstone from this tomb was used for the making of Safdarjungs Tomb also in New DelhiFive rupee ticket is required to enter People can be seen jogging in the morning These people have special passes and do not have to give rupee five entrance All the rooms on Ground floor are sealed by brick and mortar and there is flight of stairs which goes downwards but has been shut using metal doors which bear a lock with Archeological survey sealA flight of stairs at opposite end of entrance takes you to the first floor of the tomb which consists of two small raised platforms If you move towards the balcony on the first floor there is a small flower shaped depression which may have house water lily There is heavy desecration on walls with people scratching their names on it There is another flight of stairs which seems to lead upward but is closedShare thoughts about this great saint poet of India who achieved name through his devotion

 Pandavas and Nagas A brutal tale of revenge in Mahabharata

 Slideshow By: Pallavi Thakur
 Total views 1114583
 Slideshow By: Pallavi Thakur

 Pandavas and Nagas A brutal tale of revenge in Mahabharata

 Pandavas and Nagas A brutal tale of revenge in Mahabharata

 Pallavi Thakur

 Yesterday while flipping TV channels to find something worth watching I came across a very interesting and intriguing aspect of Mahabharata In a famous adaptation of the epic they showed the king of serpents Takshaka joining hands with the Kauravas to take revenge on the Pandavas Takshaka asked Karna to use him as an arrow during his duel with Arjuna in the Kurukshetra war What was the reason behind Takshaka s vengeance Who did Takshaka wanted to avenge And how accurate is the TV adaptation of this tale Let s find out Takshaka was the younger brother of the Adityas and is said to be the ruler of snakes according to Hindu Mythology He was one of the Nagas named in Mahabharata Takshaka lived in a city called Takshasila that was his new territory after his entire race was shunned by Pandavas which was led by Arjuna Further Takshaka is also described as the King of Nagas and the friend of Lord Indra Formerly Takshaka lived in Kurukshetra and in Khandava Forest King Pariskhit was the son of Abhimanyu and thus Arjun s Grandson During Mahabharata narration he asked Vyasa Master I do not see clearly the reason why my grandfather destroyed the Khandava Vana the Khandava Forest by means of a conflagration Tell me how the Lord Krishna helped him in the exploit Parikshit fell at the sage s feet and prayed that this may be described to him Vyasa complimented him and said Right you have made a request which does credit to you I shall comply Vyasa continued Once when Krishna and Arjuna were resting happily on the sands of Yamuna oblivious of the world and its tangles an aged Brahmin approached them and said Son I am very hungry Give me a little food to appease it I cannot keep alive unless you give me this At these words they were suddenly made aware of a strange presence Though outwardly he appeared natural there was a divine effulgence around him which marked him out as someone apart Krishna came forward and accosted him Great Brahmin you do not appear merely human You will not be satisfied with ordinary food I can surmise Ask me for the food that you desire Arjuna stood at a distance watching this conversation with amazement For he heard Krishna who allayed the hunger of all beings in all the worlds asking this lean hungry Brahmin what food will satisfy him Krishna was enquiring so quietly and with so much consideration that Arjuna was filled with curiosity and surpriseThe Brahmin suddenly burst into laughter and said Lord do you not recognise me There is nothing in this world nay in all the fourteen worlds that is beyond your ken I am Prana one vital principle in your Creation I am Agni the Fireprinciple I regret to inform you that even I have fallen ill To cure my indigestion I feel I must consume the arboreal juice of the Khandava Forest That forest must be burnt in flames That alone can appease my hunger and restore my appetite At this Krishna asked him Well consume it Why did you come to Me for this You have the power to reduce the universe into ash Why do you need help Agni answered Lord You know everything Does not the great serpent Thakshaka live in this Khandava Vana with his kith and kin his attendants and associates Indra the God of Rain is his close friend so He has undertaken the responsibility of guarding that forest against fire and other calamities Indra has given his word of honour that he will save the forest and thus save Thakshaka So as soon as I start eating up the forest Indra will send his minions and soak the place with rain I will be scotched into inaction I cannot eat any more So I am taking refuge in You Krishna laughed at his fears He said If so we shall help you out Tell us what we should do and we are ready Agni was delighted Agni exclaimed I am indeed blessed You can if you only decide to keep back the rain that Indra showers by covering the forest with a roof of arrows that will allow me to consume the Vana undisturbed Krishna assured him that his request will be fulfilled Arjuna addressed Agni You can burn up the Vana without hesitation My arms have enough strength to oppose and overwhelm not one Indra but even ten millions of them But there is a slight hitch Arjun told his dilemma I have not got with me the arrows necessary for this operation and the chariot that can carry all that weight If these are supplied I shall carry out your task with the gracious permission of Krishna Angideva the God of Fire was gladdened at this He granted Arjuna the two boons an inexhaustible arrowsheath from which he could draw out a continuous supply of arrows and a chariot with the Maruthi Flag Besides He created the Aagneyaasthra the Weapon of Fire After taking leave of Krishna in this manner Agnideva started consuming the Khandava Forest Just then exactly as anticipated Indra sent His attendants on the mission of saving the Forest from destruction Their efforts failed to rescue it They returned to their Master and reported their embarrassment So Indra Himself with His stalwart followers rushed to the scene to save the Khandava Vana and fell upon Arjuna Arjuna received Him with a shower of arrows from his famous Gandiva bow Indra too fought with all His might Within minutes the followers of Indra turned back unable to withstand the rain of arrows which pelted them from all sides Indra realised that the person who inflicted the defeat was His own son Arjuna He was overcome with shame at this He regretted that He could not defeat His own progeny and returned sad and chastened Meanwhile the God of Fire consumed the Forest merrily and with hearty appetite swallowing everything with His thousand red tongues and raising a huge conflagrationOnly ash was left behind Seeing this the birds and beasts of the forest tried in vain to escape from the holocaust They were caught by the flames and roasted alive Krishna was going round the Forest in His chariot to prevent any denizen from running out into the open for safety He discovered the snake Thakshaka a great friend of Indra in the act of escaping from the fire Krishna called Arjuna This gave Thakshaka the chance to wriggle out and speed towards KurukshetraAgni pursued the snake He sought the help of the Wind God to catch up with Takshaka s fleeing speed Thakshaka sought refuge with Maya the architect of the Devas and the Danavas he and Maya were moving fast Krishna noticed this and pursues them Maya surrenders to Arjuna and seek his protection for himself and his dependent Thakshaka Arjuna grants his wish and so Maya out of a sense of gratefulness falls at his feet and says Oh son of Pandu I will never forget this kindness Maya said to Arjuna Whatever is in my power I shall gladly do for you You have only to indicate your desire Arjuna reflected for a while and replied Maya If you yearn to satisfy me I demand but one thing build a Sabha Assembly Hall for my brother to hold court the like of which is not to be found on earth It must be so grand that no Deva or Danava or Gandharva can ever hope to build such a one for himself Arjuna continues It must fill all who see it with amazement Duryodhana was overcome with envy at the sight of that amazing palace He and his companions were puzzled and humiliated when they were led to believe that there was water where there was none and that there were doors where there were no doors They fell in so many places and knocked their heads against so many walls that they nurtured unquenchable hatred against the Pandavas It led to the Game of Dice and Draupadi s humiliation As per another version of the same story it is said that Arjuna did not burn the Khandava Forest for someone else rather the Pandavas burnt it down since they wanted to establish their kingdom and fort at the same place In the fire Takshaka s wife was killed but their son Ashwasen escaped Indra created a great gust of wind that compelled Arjuna to swoon for a few seconds In this brief time Indra helped Ashwasen escapeAfter this incident Aswasena moved to the Nether world and lived there During the Kurukshetra war when Karna was battling Arjuna Aswasena perceived an opportunity to exact revenge for his mother s death He emerged from the earth and entered Karna s quiver in the form of an arrow When Karna deployed this weapon Krishna pressed down his feet causing the chariot to sink As a result the arrow hit Arjuna s crown that was given unto him by Indra and shattered it to pieces Ashwasen came to Karna and said It was I who entered into your arrow to kill Arjuna Now please use me once again It is beneath my dignity to use the same kind of arrow twice for Arjuna said Karna If you dont want to use my help inside your arrow then let me go and kill Arjuna myself pleaded Ashwasen So Ashwasen went and tried to kill Arjuna but he was killed by Arjuna instead for Arjuna was an infinitely superior archerAshwasen came to Karna and said It was I who entered into your arrow to kill Arjuna Now please use me once again It is beneath my dignity to use the same kind of arrow twice for Arjuna said Karna If you dont want to use my help inside your arrow then let me go and kill Arjuna myself pleaded Ashwasen So Ashwasen went and tried to kill Arjuna but he was killed by Arjuna instead for Arjuna was an infinitely superior archerWhile Aswasena failed in his effort Takshaka s attempt at revenge which came many years later turned out successful Sixty years after the Kurkshetra war Takshaka took the form of a worm and bit Arjuna s son Parikshit who was then ruling the Kingdom The poison was so powerful that it engulfed Parikshit in flames a poetic revenge as it was fire that killed Takshaka s wifeArjuna s grandson Parikshit had been cursed to be bitten by a snake To fulfill the curse Takshaka took the form of a merchant and was traveling to Parikshits kingdom On the way he met Kashyapa Note there is some doubt as to whether he is the Kashyapa or some other Brahmana of the same name who claimed that he knew a spell that could save someone from death by a snakes poison regardless of the potency of the venom The Brahmana was traveling to meet Parikshit as well hoping to earn wealth by saving the kings life Takshaka challenged him to prove his assertion and assumed his true form The Brahmana accepted his challenge Thereupon Takshaka sunk his fangs into a nearby banyan tree The tree was reduced to a charred stump within seconds Now it was the turn of the Brahmana to display his prowess He chanted a Mantra to rid the tree of the venom Soon it was back to its original thriving state Humbled Takshaka managed to persuade the Brahma to accept a large gift of wealth and return to his village leaving Takshaka to kill Parikshit To escape from the curse king Parikshit had constructed an impregnable palace raised high in the sky supported by a single pillar There was a deep moat surrounding this pillar which was guarded by many antiserpent charms The wily Takshaka assumed the form of a tiny worm and burrowed into a fruit which was being taken to the palace by a group of sages When the king took the fruit offered by the sages Takshaka assumed his original form and killed the king by his bite Later Janamejaya the son of Parikshit embarked on a great Yagna with the object of avenging the murder of his father Special incantations were to be chanted which would lure all the snakes to death by luring them into the sacrificial fire The sacrifice was begun snakes were dying in thousands by flinging themselves into the sacrificial fire pulled by the power of the Mantras Still Takshaka was not among them for he was a friend of Indra who was protecting him from the Mantras by binding himself to Takshaka When the king saw that Takshaka was not among the dead snakes he asked the reason for this occurance from his priests They replied O King The might Indra who is a great friend of the king of serpents is protecting him with his own person That is the reason that our Mantras are being rendered impotent in Takshakas caseThe king then asked his chief priest to ensure Takshakas death whereupon that great scholar then invoked a powerful Mantra concluding with May Indra fall into this sacrificial fire along with Takshaka Impelled by the power of this incantation Indra and Takshaka both started falling towards the fire from the heavens Indra decided that his assistance to his friend had gone far enough and let go of Takshaka When Takshaka was about to fall into the fire a bright lad names Astik appeared Astik was the son of sage Jagatkaru and Takshak s sister He praised Janmejaya in such a fashion that he earned himself a boon Astik asked the king to spare Takshakas life for the line of the Nagas should not become extinct The king accepted this advice and stopped the sacrificial rights In return he was given a great portion of the wealth of Nagas

 Best Credit Cards For Your Credit Score

 Slideshow By: Amirthanathan Arulappan
 Total views 980
 Slideshow By: Amirthanathan Arulappan

 Best Credit Cards For Your Credit Score

 Best Credit Cards For Your Credit Score

 Amirthanathan Arulappan

 People with great credit can get better interest rates and the best offerings when it comes to rewards if they apply for cards aimed at those with excellent credit On the other hand it is important for those with lessthanstellar credit to apply for credit cards they have the best chance of being approved for as applying for multiple credit cards can lower your credit score even further While all credit scoring models differ a great or excellent credit score is usually above 750 and good credit scores are around 700 An average credit score is considered to be around 650 and anything below a 600 credit score usually falls in the badcategory Note that even if your credit score falls in the desired credit score range for the credit cards cited below this does not necessarily mean you will be approved Your chances of being approved are still very good however it is important to keep in mind that factors besides credit score go into approval decisions and each issuer may use different scoring models Not sure what your credit score is You can get your credit scores for free by signing up for a credit report monitoring service here Though most of these credit report monitoring services provide scores from the CreditXpert model we found that these are a close approximation of the FICO scores that many credit card issuers often use Whether you have excellent credit or your score is hovering at the end of the spectrum here are the best credit cards for your credit score The Citi Simpilicity Card is one of our overall top choices for credit cards thanks to its 18 month 0 intro APR which is the longest interestfree period for both purchases and balance transfers that weve seen in a card This credit card has no late fees or penalty rates plus there is no annual fee People with excellent credit looking to make large purchases or complete a balance transfer will really benefit from the long interestfree period on the card In general you cant go wrong with this oneIf you have great credit and love to travel this credit card has the best travel rewards around In addition to a 0 introductory APR for the first 12 months cardholders can earn 2 miles per dollar spent on all purchases with no mileage caps or foreign transaction fees Plus you will earn 40 000 bonus miles after spending 3 000 in the first 90 days which is equivalent to 400 worth of travel As if that werent enough when you use your earned miles to pay for travel you will get 10 of the miles back For those who want to keep an eye on their credit score and make sure it stays in goodstanding this card also provides complimentary FICO scoresUsually cards with perks like these are reserved for those with excellent credit but not the Chase Freedom card This card offers 0 interest for the first 15 months and the possibility to earn 100 bonus cash back after spending 500 in the first 3 months In addition cardholders will earn unlimited 5 cash back in categories that rotate quarterly and 1 cash back on all other purchases Not only will this card help you save money on interest but you can essentially earn money while you shopChase Slate is the bestrated balance transfer card for people with good or excellent credit Unlike most credit cards there is no balance transfer fee and cardholders will get 0 APR on both purchases and balance transfers for a whopping 15 months There is no annual fee either so you can start saving money on interest for freeJust because you have average credit doesnt mean you have to miss out on earning rewards while you shop The Barclay Rewards Mastercard for average credit earns users 2 points per 1 on gas grocery and utility purchases and 1 point per 1 everywhere else This card reports to all three major credit bureaus monthly which provides a great opportunity to rebuild your credit score and you will also get complimentary FICO scores so you can see how your credit is doing Plus there is no annual feeThis secured credit card gives those with bad credit an opportunity to fix their credit score dilemma With secured credit cards users put down a security deposit when they are approved for the card so it is hard to be turned down for a secured card regardless of your credit score Dont let the name secured credit card fool you it looks and works like any other credit card so no one but you needs to know its a secured card The Capital One Secured Mastercard reports to the three credit bureaus so if you make your payments on time you can help improve your credit score with good payment behavior After using the card responsibly and boosting your credit score you may eventually be eligible for an unsecured credit card

 Ways People Harm Their Credit Card Score

 Slideshow By: Amirthanathan Arulappan
 Total views 832
 Slideshow By: Amirthanathan Arulappan

 Ways People Harm Their Credit Card Score

 Ways People Harm Their Credit Card Score

 Amirthanathan Arulappan

 People mostly think that once they pay off the bills they can close their credit card account completely They often think there is no need of an account if they have a credit card with them But the actual fact is that you are likely to hurt your credit history and your utilization ratio which weighs the amount of credit you have against the amount you are currently using The best way to avoid hurting your credit score is to set up the card to autopay one small bill and deduct the balance from your checking account every month The benefit you will get is that you will have a low balance and a longerrunning history tooEveryone is entitled to get each of their credit reports for free once a year Financial experts always suggest you to pull one credit report every few months through annualcreditreportcom Your credit report will give you an overview of what is right and what is wrong and it will also show you the area you need to focus on It will also ensure that any newly introduced errors get quickly corrected An error in your credit report can hurt your credit score Shehe is my best friend why can t I cosign a on hisher behalf Today most of the people have this question in their mind Cosigning a loan or a credit card is one of the dangerous things that can hurt your credit score badly The drawback of cosigning is that the status of the loan you signed for your friend or relative will appear on your credit report In addition to that if unfortunately your cosignee has a habit of making late payments or carrying a high balance then that can negatively impact your score Also there is no such rule that bank will inform you about that so you cannot blame the bank too If your cosignee defaults entirely you are the one who is legally responsible for paying off the loan Yes this is true that the credit bureaus keep separate scores for spouses but there are chances that the actions of your better half can have a negative impact on your credit score Any joint accounts or loans taken will be shown in your credit scores separately Thus if the spouse fails to pay bills on time or carries a higher credit card balance then the other spouse s credit score is likely to take a hit It is often seen that some married couples put all credit card accounts and loans in one spouse s name By doing this one partner is left with a huge gap in his or her own credit historyAnother important factor after timely payments on your credit report is the credit utilization ratio this is nothing but the percentage of available credit that you are using on your credit cards both individually and in sum Aim to keep that ratio below 20 percent to 30 percent Even if you do your payments on time and if your credit utilization ratio is high then it will surely affect your credit score But people mostly don t bother to have a look at their credit utilization ratio If you charge everything on one card for your own convenience or to rack up rewards points and then pay off everything when you get your bill you may still be doing damage to your credit score People in order to get great reward opportunities sometimes buy everything with their credit card Spending too much and not paying on time can raise a red flag on your money management abilities Apart from this there will an increased risk of exceeding your limit Even if you pay your full balance every month racking up too much debt can hurt your score Also be cautious before you charge Some credit card companies can track where consumers shop and penalize them for purchases that could lead to financial problems Missing credit card payments is a usual practice for most of the people Always remember thirtyfive percent of your credit score is your payment history Consistently being late on your credit card payments will definitely hurt your credit score Pay your credit card bills on time to preserve your credit score By making late payments on bills and debts you will hurt your credit score for each late payment that you make on your bills and debts In order to avoid the black marks on your credit file try not to miss any of your payments Defaults are one of the most common reasons why credit scores slide Some consumers by mistake think that by closing down credit cards they will rarely use the credit cards and instead will boost their score but unfortunately the opposite occurs Closing down accounts will decrease your total amount of available credit which will automatically push up your credit utilization ratio In general there is no reason to shut down your old credit cards unless they carry a high annual fee Also opening additional cards is one way to decrease your overall credit utilization ratio Remember that every time you apply for a card the issuer puts in what s called a hard inquiry to the agencies for your score Your credit utilization ratio accounts for 30 percent of your credit score If youre hovering near the maximum on your accounts you are considered a high risk to credit card companies The less you use the better will be your credit score Those with the best credit scores on average use about anything over 35 percent which is considered high and can impact credit scores and thereby decrease your chances of getting another card

 Karmanye Vadhikaraste Ma Phaleshu Kada Chana

 Slideshow By: Pravin Agrawal
 Total views 2423735
 Slideshow By: Pravin Agrawal

 Karmanye Vadhikaraste Ma Phaleshu Kada Chana

 Karmanye Vadhikaraste Ma Phaleshu Kada Chana

 Pravin Agrawal

 Wishing You Happy Janmashtami This verse is from the Bhagawad Gita where Arjuna was not willing to fight the Epic war of Mahabhaarat and Krishna explains to him to perform his dutiesYou have a right to perform your prescribed duty but you are not entitled to the fruits of action Never consider yourself to be the cause of the results of your activities and never be attached to not doing your duty Bhagavad Gita Chapter II Verse 47 47 Let s see what does this mean Karmanye Vadhikaraste Ma phaleshou kada chana You have the right to perform your actions but you are not entitled to the fruits of the actions Ma Karma Phala Hetur Bhurmatey Sangostva Akarmani Do not let the fruit be the purpose of your actions and therefore you won t be attached to not doing your dutyThis message was from the Lord Krishna to Arjun during the Epic War of Mahabhaarat when Arjun was not willing to fight given that he had opposite of him all those persons he considers to be his own Arjun says to Krishna what s the use of fighting against my own for just a piece of land What happiness will I get by slaying my dear ones The ones on the other sides are my own uncle my cousin Won t I be committing a sin What will I get by killing all of them Instead I would have preferred that they kill me here itselfThen Krishna explains to him about his duties The above verse which is among the most famous verse in Mahabhaarat is one of those explanation he has given Let us study the context In this case Krishna tells Arjun that no matter what is the result of the war he should not be worried about it His duty is to fight then he has to fight He wins or loses that is not important Even if he dies during the war he will attain heaven because he has correctly performed his dutyNow coming to the second phrase of the above verse Krishna also advises Arjun that he should never let the fruit be the purpose of his action in this case the action is his fight and the fruit is either he wins or loses In other words he is not supposed to worry about victory or defeat Either one wins or loses he must be neutral about it In simple terms it means Keep on performing your duties without being attached to the result of your actions Either you get something or you don t get anything you should not worry about it You should have a neutral behaviourWell let us relate that in our context as a human being As an example A student His duty is to study he passes or fails that s not in his control The student does not study just for the sake of passing his exams When he studies he learns Whether he pases or fails he should not be too happy or too sad about it If ever a student studies for the sole purpose of passing his exams in the end he has not learned anything even if he has passed But if he studies because he considers learning and studying as his duty he won t even need to be worried whether he will pass or fail And such a student as we have always seen they are most likely to pass their exams Unless they are not able to reach their exam for some reason But still he should not be sad about it Why Because the most important is at least he performed his duty wellWe can also relate this to selflessness When we help someone we don t do it for the sake of something in return whether we are rewarded for our actions or not this is not our concern And when we help someone without worrying about our own gains this is selflessness We don t think what are we going to get from that The importance is that as a human being we have been able to help someoneNote In Bhagavad Gita As It Is By Swami Prabhupada the part Ma Karma Phala Hetur Bhur means never to consider ourselves to be the cause of the result of our activitiesThis is right too because when we consider ourselves to be the cause of the result of our actions we will be tempted to be attached to that result So when we do something we are not supposed to take the credit for the fruit of our action We consider that it is our duty so we did it Today how many of us really believe in this principle What does this verse means to us todayWishing You Happy Janmashtami

 10 Feng Shui tips every woman should remember for her purse

 Slideshow By: Pravin Agrawal
 Total views 927072
 Slideshow By: Pravin Agrawal

 10 Feng Shui tips every woman should remember for her purse

 10 Feng Shui tips every woman should remember for her purse

 Pravin Agrawal

 1 A woman s handbag is not just her fashion asset but also that space which remains with her all the time carrying all important things like breath mints a safety pin to fix a broken zipper keys makeup and what not However most women don t know that their handbags are much more than an attractive collector of things If a purse is kept organized as per Feng Shui it becomes a symbol of wealth and health How It s a simple concept Following certain tips of Feng Shui as far as your purse is concerned it will start pouring in money and keep you healthy2 It is often seen that women keep their bags on the floor in restaurants or in washrooms This should be avoided Remember to always hang it somewhere on a door hinge or the corner of the door 3 A usual habit of women is dumping every possible trash in their bags Be it gum or food wrappers bits of paper or used tissues resist them throwing into your bag It means you keep trash with your money 4 Avoid throwing change in your purse as well When you throw coins in your bag it settles at the bottom of your bag This is disrespecting money You must make an arrangement in your bag to hold your coins May be a small unused pocket can be coins home5 Few useful items that can turn very important anytime include safety pin a tiny container of dental floss a small notepad with pen a small pocketknife highlighter pen and bottle of eye drops Always carry them 6 It s advisable to keep those tiny Feng Shui hangers and good luck charms in your bag These are a great source wealth 7 Never buy a bag just because it s in vogue but a purse that suits your needs It should hang on your shoulder comfortably and stay their without falling It is good to buy bags with many pockets to keep your smallsmall essentials8 Small hooks in your purse allow you to find your keys easily Buy those bags that have key keepers This says you can find your way financially too9 Put a wallet in your bag that keeps your money inan organized manner and not clutters everything inside Too many credit cards becomes a financial trap a credit score nightmare and well clutter Lastly make sure your wallet has more room for money and less space for credit cards10 Color that resonates with your personal wealth energy will help stimulate your wealth and moneymaking opportunities If you don t want to buy a purse in your personal wealth colors other good options include red metallic white black and blue 11 The no 1 Feng Shui tip for your purse is to buy it only when you love it and not because others like it When you finally buy the bag you like care for it Keep it clean and managed

 Birthdays Keys to your personality

 Slideshow By: Radhika Ravi Rajan
 Total views 2603253
 Slideshow By: Radhika Ravi Rajan

 Birthdays Keys to your personality

 Birthdays Keys to your personality

 Radhika Ravi Rajan

 Did you know your birthday didnt just happen The day was especially chosen for you on the basis of your karma The day time and precise moment belong to you in more ways than you knowLets us what each date says about the UNIQUE and FABULOUS person born on that dayHappy Birthday in advance You are a leader with great ambition and drive You are independent and dislike working with others You easily become frustrated with routine You are a pioneer a gambler an initiator You are very creative you possess a keen and rapid mind You have excellent business instincts and with training can run large organizations and big businesses Knowledge is a practical tool in your hands You possess broad vision and motivate others You get enormous opportunities for accomplishment Your determination will power and inventiveness are keys to your success and bring you personal reward and financial success You are open to the ideas of others but can be stubborn and hardheaded once you become attached to your plans Avoid laziness and procrastination You are given to anger and frustration and have a tendency to force the issue at times when things are not developing as fast as you would likeYou are sensitive and intuitive You love beauty and attention Your sensitivity makes you emotional and vulnerableYour talent lies in personal relations and diplomatic skills You are keenly aware of what is on the minds of others and can adjust to create peace Possessing art of diplomacy you help others find middle ground You possess artistic and musical ability You are warm and affectionate and need the same from loved ones You want to be hugged and cuddled falling into childhood patterns You like to feel secure and safe You are cooperative and work best in partnerships You enjoy being the power behind the throne rather than the one on stage You are modest and kind Your intuition allows you to perceive what another wants even before he or she says it You can continue a project better than start it You are very attentive to details You are the glue that keeps important projects together You may not get the credit you deserve but are indispensable in any endeavourYou have a highly developed creative talent You are an artist at heart You could excel in writing the visual or performing arts If you are not professionally involved in these areas you should consider taking up art as a hobby You are highly imaginative quick witted and possess the gift of the gab You have great enthusiasm Others find you inspiring and charming You are a wonderful salesperson You are friendly and sociable affectionate and loving You possess a good deal of charismaYou have a fine sense of harmony and art in everything that you do from your dress to the way you decorate your home You have a gift with plants and flower arranging You can be moody and subject to rapid ups and downs Be careful not to waste time and energy on trivial matters Keep your longterm priorities in perspectiveYou are hardworking conscientious precise You are highlyprincipled disciplined and responsible You take your obligations very seriously You are highly ethical You can be proud and upright but conversely are not arrogant You have compassion for people You tend to persevere in the face of an obstacle or personality problem You love your family and make a wonderful mate Yet you are not overly emotional nor very demonstrative of your love You tend to understate your affectionsYou are constantly focused on the foundations of your life business career or family matters You are highly rational Yours is the slow patient sound and secure approach You are a natural organizer and manager People especially relatives and coworkers tend to rely on you You are perceived as the rock of any endeavour You love change travel and adventure You are a bit of a rolling stone You have enormous curiosity and yearning to see faroff places and meet exotic people Your arena is the world itself and its just a matter of time before you are off again on another excursion You are highly adaptable and need excitement You relate well to others and have an easy way with words In fact you have a talent for promotion public relations and writing Your social skills are highly refined Your ability to communicate and promote a product or event makes you a natural salesperson You work well with others as long as there are not too many restrictions You have trouble being bound to a desk or an office You can easily feel cooped up and trapped unless there is variety and change in your life You become bored and restless easily You may be a little irresponsible and need to learn discipline and orderliness You are familyoriented and have a talent for settling disputes between people to the satisfaction of both sides You somehow know the middle ground Your lesson in life is to work with balance Whether it emotions caring for others finances work or play you must learn where you can be of service exactly what you can do and what are your limitsYou have artistic talent You have a deep appreciation of beauty and art You are highly responsible and will do without in order to fulfill a debtYour focus is on relationships You want to help others and have a talent as a healer and could make a profession of the healing artsYou need to know you are appreciated You are given to flattery and vulnerable to praise Criticism on the other hand leaves a very damaging impression on you You will sacrifice your own comfort to support and help others You are generous kind and understanding You must learn to provide more than merely a shoulder to cry on You possess a highly developed mind It is your instrument for investigating the world and its subjects You are philosophically and spiritually oriented You should specialise in order to make full use of your abilities and natural intellect You tend to be analytical and rational in your approach to relationships Emotions are a cloudy and uncertain realm for you which you do not trust You should meditate and do some spiritual exercise in order to develop your intuitive talent You should avoid reckless living as it tends to backfire for youYou have a talent for business and a good sense of money Your approach to business is original creative and daring You have sound judgment and need the freedom to exercise it lest you become bitter and tyrannical elsewhere in your life It is advisable to avoid partnerships wherever possible If you do not already run your department or business you are destined for such a position Leadership is your gift the same way you have a great talent for organization You can manage large groups of people and guide them along the lines of your vision You are a realist selfconfident practical ambitious and goaloriented You have little patience with weakness be it your own or someone else You must develop the qualities of perseverance and survival You will meet many obstacles which must be viewed as challenges that make you strongerYou are broadminded idealistic and compassionate You should obtain a education in the arts Many great artists are found under this number You have a greater social role to play that will require a blend of practical and humanitarian efforts Children born on the 9th usually take their time before choosing a profession You are wellliked and even admired by others You have a broad vision of the world and can see the grand scheme of things There is an element of sacrifice in the number 9 that demands that you learn forgiveness and unconditional loveYou are highly ambitious and yearn for independence You possess leadership abilities and a strong drive for success Your test in life is to live according to your dream to have the courage to overcome obstacles and win the independence you want You possess a sharp mind and fine analytical skills You have excellent managerial skills You plan well and can organize people to carry out your planYou are idealistic and possess a great deal of intuition Your intuition is so keen in fact that you would make a fine counselor or healer You seem to understand people before they reveal their inner being themselves in general you have an appreciation for what motivates peopleYou are highly sensitive emotional and reactive You bruise easily from the criticism of others and can take some time recovering from such slights You can be very inspiring You possess the qualities of a visionary and are often able to excite others with your ideas for a better world Your intuition and sensitivity lead you inevitably toward philosophical and idealistic pursuits You possess a high degree of artistic talent that emerges in virtually everything you doYou are highly imaginative and quickwitted You can be the life of the party entertaining people with stories jokes or witty remarks You have plenty of vitality your body heals quicker than most peoples You are especially talented in the verbal and writing skills These areas as well as acting and other performing arts should be cultivated You have a great deal of enthusiasm and make an excellent salesperson You can make the best out of a given situation and are easily satisfied You are emotional friendly sociable and affectionate You have a great love of family tradition and community You are the foundation of any enterprise you commit to doing your work with determination and precisionYou love things that are solid and grounded in the practical Yet you possess a considerable amount of artistic talent that is searching for concrete form of expression Not surprisingly you love nature the ultimate union of beauty form and function You are a natural organizer and manager with an eye for detail You can work hard long and conscientiously As long as you are taking good care of yourself you have excellent concentration You have to be careful not to become overworked to the point that you no longer take time to stop and smell the roses You love change excitement and travel You easily become bored and need the new and the exotic to feel stimulated and alive You are highly adaptable which makes change easy for you You have a gift with words and likely possess much talent as a writer or editorYou are highly social and work well with others as long as there are not too many restrictions to bind you You get restless easily a characteristic that can make you change vocations or relationships quickly Major changes in your life should be studied well before you make themYou are highly creative and artistic You also have a gift for languages No matter what you do as a profession your love tends to be the arts especially visual arts such as painting calligraphy or sculpture There is a yearning within you to ground within the family or community structure but there is a hint of wanderlust too which makes grounding difficult You want the best in your life and you strive for itCommitment to relationships especially home and marriage is a central issue in your life You must be willing to bring out the best in your partner or the place you live In the same way you must truly commit to your own abilities make the most of themYou are generous and understanding As a parent you are devoted to your children and can maintain stability and love within the familyYour overpowering orientation is toward the philosophical and spiritual aspects of life You are driven to understand the unseen world On some level you feel like a foreigner on planet Earth Your realm is the world of spirit Your challenge is to find a way to ground that desire and understanding in practical terms so that it can be effectively shared with othersYou have a fine analytical mind that is capable of penetrating beneath the surface of the subject at hand You also have the capacity for excellent concentration The great pitfall you face is the choice of becoming aloof mental and criticalYou are highly ambitious and blessed with excellent business and financial instincts Your approach to business is original creative and daring You are highly independentYou have very sound judgment You are an excellent manager and organizer You are gifted with the ability to see the larger picture and remarkably how the details come into play You are efficient and can handle large projectsYou are selfconfident and have high expectations of yourself You tend to be dramatic especially with moneyYou are a born leader and an efficient manager capable of organising and inspiring others You are especially talented in politics religion art and the law You are highly creative and have an excellent understanding of people You are broadminded and tend to be a late bloomer in choosing a profession You have a great dream for humanity You want to improve the conditions of people whether they are in your community state country or the world at large This is where your deepest satisfaction lies You have a calm and even aristocratic appearance However beneath it there is a sense of frustration with not having received your due in life either from parents coworkers or your community You are highly determined and yearn for independence You tend to struggle to achieve the selfsufficiency you desire and may endure considerable frustration in your struggle for independence The reason your desire for independence is so strong is that it eclipses other balancing perspectives As the poet John Donne said No man is an Island unto himselfwe are all bits of the main This is a central lesson in your life to learn the difference between the dream of independence and the reality of interdependence You are a pioneer at heart you are willing to take risks to get what you desire As such you are willing to change your environment often and even enjoy doing soYou are highly sensitive and very impressionable You possess great awareness and can sense the feelings of others even when they try to hide their inner thoughts Consequently you are easily influenced by your environment You are highly emotional as well which makes you all the more subject to the changing winds within your surroundings All of this creates a great need to develop and maintain your own center Once you have accomplished this task life will become more manageable and less threateningYou are especially moved by beauty harmony and love You give affection and need much in return You especially need physical affection that is plenty of hugs and warmth You like to spend time with family and friends You are a cooperative partner and hate to be alone Your talent lies in your keen insight and your willingness to act as an advisor to those who are able to wield power You operate best as the power behind the throneYou are more one who sees a project through to completion You are good with details not much escapes your attention You are brilliant at making others think they are brilliant You are highly creative with a strong will to succeed You have a social gift You get along well with others and generally enjoy people immensely Your imagination is highly charged It reveals itself in everything you do from your sparkling conversation to your most prized projects You are quick witted and can think on your feet Both your mind and body are vital and seemingly radiating with lifeYou are talented in writing and verbal skills You can succeed as an artist writer or editor You are inspiring and enthusiastic You uplift social gatherings and often serve as the life of the party You are an excellent salesperson Your love runs deep and you can be passionate More often than not you are on the receiving end of affection simply because people are charmed by you Your challenges Your challenge is to ground and focus your energies deeply in a specific field or endeavor You must develop yourself and your talents in order to make the most of your life Otherwise you can easily let charm and wit pass for outstanding work thus wasting your talents You can be nervous and even given to paranoia especially when your nerves become frayed or your imagination runs out of control You have great potential as a leader organizer or builder of an institution or business You have a vision and the capability to materialize it You possess the capacity for great strength but conversely you can be deeply afraid of the dimensions of your ambitionsYou have unusual perception Your intuition is very good and you should rely on your first impressions You are both practical and idealistic You tend to want to ground your ideals in realistic methods You are not one to indulge too much in grandiose plans for their own sake You have enormous potential for success Many who have left a permanent stamp on humanity inventors Nobel Prize winners leading artists and statesmen have had the 22 prominent in their charts You may secretly feel that nothing will measure up to your original dream Consequently you can turn away from your ambitions This can result in enormous disappointment to you should you sacrifice your dream because of fear of failureYour challenge is to start your enterprise small and take practical steps toward enlarging it to its full scope You love change and excitement and need both to feel truly alive For you life is an adventure to be lived to the fullest You dont want to be cheated from having your share of experiences You are highly adaptable which makes change a great deal easier for you than for others You have an easy way with relationships and generally get along well with most people you meet You have a gift for communication and promoting yourself You possess talent in verbal and writing skills and would make an excellent writer editor or salespersonYou are quite affectionate and sensitive You work well with others as long as there are not too many restrictions placed upon you You do not like to be cooped up in the same place for long you get restless and bored easilyYou are versatile and talented and there are few things you cannot do You have a very sharp mind and a fine understanding of the body which makes careers in medicine or health both possible and rewardingYou are familyoriented with a gift for restoring and maintaining balance and harmony in relationships You are emotional and sensitive and like to demonstrate your love You have a gift for both the healing and cultural artsYou can be overly emotional and even melodramatic You have a tendency to magnify your emotional issues especially when they involve some kind of criticism of you You are willing to sacrifice much to maintain harmony in important relationships You willingly provide a soft shoulder to cry on or a ready ear to hear out someones travailYour artistic talent goes in many directions but you are likely gifted in acting and drama At the same time you generally do well in business because you are systematic careful and patient in your approach to business issuesYou possess a sound rational mind and keen insight You are logical and intellectual in your approach to life At the same time you have fine intuition which if you are able to listen to it will guide you well through life You are capable of investigating and researching subjects deeply Your analytical skills force you to avoid taking anything at face value This is where you are at your best using your intellect to ferret out facts and information to deeply understand the matter at hand and then make sound decisions You would fare well in the sciences teaching philosophy metaphysics and psychologyYou have a good sense of money and a talent for business Your approach to business is original creative and daring You possess sound judgment and need to be incharge of whatever you are doing You are a good manager and organizer You have a gift for seeing the larger view but may neglect the details You are efficient and can handle large projects enterprises or businessesYou are a realist selfconfident practical and highly ambitious You can be very diplomatic and tactful You prefer to get things done by persuasion than forceYou are dependable and have high expectations of yourself You have a need for status and may show off the fruits of your labor with an impressive car or house You can easily overdo such ostentatiousness and may appear showy in the eyes of othersYou are proud of all you possess You like to be complemented You possess the strength and courage to succeed over any difficulty You do not express your feelings much Its hard for you to give up the past You are generous and willing to help in a crisis You can be philanthropic and a pillar of your community You are a born leader an efficient manager capable of organizing and inspiring others You are especially talented in politics religion art and law You are highly creative and have an excellent understanding of peopleYou are broadminded and should be educated in several different fields particularly the arts Many great artists are found under this number You tend to be a late bloomer and must be willing to take your time before choosing a profession You need experience and exposure to many different types of people before you find the one area in which you will specializeYou possess a gift for leadership but it is employed best through cooperative effort Your means are generally gentle persuasion rather than overt displays of powerYou are unconventional idealistic and independent You are extremely ambitious You possess selfconfidence but need encouragement You have an exceptionally analytical and rational mind You are an excellent planner with a talent for directing and managing groups of people You easily become frustrated with routine activities Youre willing to take risks There is a pioneer spirit in you You like to be on the frontier of whatever you are doing Once a project is started however you prefer to turn it over to others to run and maintain You are a great starter but are not much interested in keeping the show goingYou are highly emotional and enjoy demonstrating your love On the other hand you can become irritated and angry easily and are given to tantrumsYou are highly intuitive and creative Your mind thinks in pictures You seem to draw information and ideas from out of the sky Your intuition is your gift along with a powerful drive to know the oneness of all things You are so driven by spiritual pursuits that no matter what you do in life the world of spirit and philosophy will be central to your daily behavior You feel linked with the larger universal forces and nothing will change thatYour highly developed intuition makes you a wonderful counselor healer or health practitioner You have a gift for inspiring people Many people admire you without your knowing it You are a visionary and others sense your wisdom You have a highly developed creative talent You are an artist at heart You could excel in writing visual or performing arts If you are not professionally involved in one of these areas you should consider taking up art as a hobby You are highly imaginative quickwitted and possess the gift gab You have great enthusiasm Others find you inspiring charming and charismatic You are a wonderful salesperson You are friendly and sociable affectionate and loving You have a fine sense of harmony and art in everything that you do from your style of dress to the way you decorate your home You have a gift with plants and flower arranging You can make a wonderful interior designer and a fine cook Your challenges You can be moody and subject to rapid ups and downs You can waste your talent in too much socializing and not enough focus and discipline Be careful not to waste time and energy on trivial matters Keep your longterm priorities in perspective You have a great love of family tradition and community You are the foundation of any enterprise you commit to doing your work with determination and precisionYou love things that are solid and grounded in the practical Yet you possess a considerable amount of artistic talent that is searching for concrete forms of expression Not surprisingly you love nature the ultimate union of beauty form and function You are a natural organizer and manager with an eye for detail You can work hard long and conscientiously As long as you are taking good care of yourself you have excellent concentration Your Birthday number is one of your core numbers the five most influential numbers in all of your personal Numerology Your date of birth reveals your assets So know yourself and love yourself

 Was Draupadi In Love With Karna

 Slideshow By: Monsoon God
 Total views 1201506
 Slideshow By: Monsoon God

 Was Draupadi In Love With Karna

 Was Draupadi In Love With Karna

 Monsoon God

 If Mahabharata has two characters who have received the most humiliation for no fault whatsoever one is Draupadi and the other is Karna Draupadi has longed for a husband who will have wisdom and moral values will be strong and well built a good archer handsome and intelligent Karna is the only character in Mahabharata who has all these qualities The gods knew Draupadis wish well ahead of time and gave all these qualities to one man Also all these qualities have been equally divided in Pandavas Yudhistira for moral values Bhima for physical strength Arjuna for archery Nakula is handsome and Sahadev is the most intelligent Karna is the best archer next to Eklavya and Arjuna is no match for him Dronacharya knew that Karna is far superior than Arjuna hence he denies to teach him archery lessons Bhisma knew that Karna is superior to Arjuna and thus prevents him from entering the war during initial days Its fate or destiny which parted Draupadi and Karna He would have been a better only husband for her than the five she got as he was as good as any of the pandavas when it came to virtues and valour But from the political and Dharmas point of view she has to be married with Pandavas Thats the plan Karna negates Arjuna which creates a balance Draupadi herself prevented Karna from participating in the Swyamvar calling him a Suta Putra This insult by Draupadi was one of the reasons for her downfall in the court room where she was disrobed in public leading to humiliation of Pandavas reaping the seeds of war Karma is a bitch Many years later she learned from Krishna that Karna is not a suta putra but the eldest son of Kunti To this Draupadi regrets sayingIf I had married him I would not have been gambled away publicly humiliated and called a whore For he has all the qualities possessed by my 5 husbands So she ended up marrying a man who shared her with his brothers and failed to protect her when she needed him the most Lesson Give credit where it is due for Karma shall get you in due time There is another legend which says that its Karna who prevented the rape of Draupadi by Vasuki Vasuki could only be pacified by the eldest Kuntiputra Karna Draupadi has always favored Arjuna but alas Arjuna was not happy with the fact that he has to share the prize he has won with 4 brothers Arjuna on the other hand favored Subhadra Draupadi knew this too which is why she starts having a soft corner for the next best archer Karna But from the political and Dharma s point of view she has to be married with Pandavas Thats the plan Karna negates Arjuna which creates a balance In the 12th day of the battle Arjuna had made a vow to kill Jayadratha Duryodhana s brother in law This is because Jayadratha was instrumental in holding off all the other 4 Pandavas in the first gate of Chakravyuh which caused the death of Arjuna s brave son Abhimanyu Since Arjuna has made the vow that either he will kill Jayadratha or he will take Agni Samadhi Drona laid out this plan that by the time Arjuna is busy fighting Jayadratha he can capture Yudhistira Bheema was appointed the defence of Yudhistira and hence Duryodhana asks Karna to involve Bheema so that Drona can capture Yudhistira Karna challenges Bheema and fights bravely He holds him through out the day Bheema is superior to Karna in Gada the mace and Karna is superior to Bheema in archery Hence both of them decide to use a neutral weapon the spear At the end of the day Karna succeeds in defeating Bheema and there comes a point when Bheema is armless and Karna holds his spear towards Bheema s neck But Karna decides not to kill Bheema There are two reasons why he doesn t kill Bheema despite having all the options to do so 1 Karna has given his word to Kunti that his 5 sons will remain alive If he kills Bheema he can t kill Arjuna 2 If Karna kills Bheema he would do injustice to Draupadi s unstrangled hair Draupadi has taken a vow that until and unless someone brings the blood of Dussasana s heart and wets her hair she will never tie her hair Bheema has made a vow that he will kill Dussasana and bring his hearts blood to Draupadi If he kills Bheema in this battle he will do injustice to Draupadi Furthermore Karna had earlier protected Draupadi from Vasuki and then Draupadi had touched his feet saying Hey Angraj Karna please forgive me for my innocence for unfairly denying you participation in my wedding competition and calling you Suta Putra I take back my words Today you have protected my modesty After Shree Krishna it is you who have protected my modesty and hence you have risen to a Godly level in my heart I panchali the wife of Pandavas the daughter of Drupad the sister of Dhristadhumnya the mother of 5 brave sons respect you to equal level of my husbands Hey Devi hey Annapurna hey Kalyani forgive me too for I had insulted you in the courtroom I was blind in the agony of revenge and I didn t realize your worth Please forgive me too I will ensure justice is done to your hair Karna decides to walk away and not kill Bheema When Draupadi learns that Karna had spared the life of Bheema her love and respect for Karna is magnified

 Telepathy Communicating without words

 Slideshow By: Radhika Ravi Rajan
 Total views 1180942
 Slideshow By: Radhika Ravi Rajan

 Telepathy Communicating without words

 Telepathy Communicating without words

 Radhika Ravi Rajan

 The dictionary defines telepathy as a communication between minds by means other than sensory perception Indeed it seems a power beyond the five senses or what is known as the Sixth Sense Many of us can vouch to have experienced sixth sense or psychic messages in our mental InboxThe subject of Telepathy has held us in fascination forever Does it really exist Is it possible to send signals from one mind to another Is it possible for another person to know you are thinking of them or communicate your thoughts and feelings to them along mental wavesExperts say Telepathy occurs spontaneously whereby a person receives a thought from someone standing nearby and might even respond to that verbally much to the surprise of the thinker They say this phenomenon is more common than people realise but such thoughts are dismissed as imaginationThis becomes even more believable when one hears about people communicating telepathically over great distances and with complete accuracy It seems then that space and time are no barriers as the communication is happening taking place on the mental plane on invisible waves of energyFrom Star Trek to Superman popular fiction has portrayed telepathy many times The power of telepathy is one of the powers that these super heroes inevitably possess be it the Jedi in Star Wars or the Vulcans in Star Trek In the Harry Potter series telepathy is described as a magical skill known as LegilimencyThe word clairvoyance is from the French clair meaning clear and voyance meaning vision a reference to a persons ability to gain information about an object person location or physical event through means other than the known human senses A person who has the skill of clairvoyance as a crystal ball gazer is known as a clairvoyantWhen Julie Beischel met Mark Boccuzzi at a conference and agreed to participate in an experiment on telepathy she didn t immediately tell him about the powerful connections she d felt to him after all they were strangers Now married Beischel and Boccuzzi credit telepathy for helping them meet and fall in love It was like nothing I had ever encountered Beischel recallsIn Anthony Horowitzs Power of Five twins Jamie and Scott Tyler are shown to have telepathic powers which enable them to read peoples minds and ultimately control them Well ask any mother of twins identical or otherwise about the power of telepathy Its telepathy which makes them wake up at the same dot time even if they sleep in different rooms Its also telepathy which makes them want the same toy at the same time Gosh Telepathy is all too common on the spiritual path Many Masters have perfected the art of telepathy or communicating through the mind There is also a school of thought which examines the role that telepathy has to play in the event of death When a person dies communication as we know it ceases and then begins telepathic communication on the astral planeYou may be surprised to know how rampant telepathy is Even in a socalled emotionless office people not only successfully read others minds like a movie screen but also find the moods of fellow colleagues infectiousSo how exactly does telepathy work The entire Universe being infinite Mind and Consciousness with everyone being a seamless part of the whole an infinite number of direct lines of communication become possible These communications being energy that is vibrating transmitted and subsequently received by one or more people who are in tune with the same energy vibrations what is known as the same wavelength Not being on the same wavelength means getting a garbled message Parapsychology describes several different forms of telepathy Latent Telepathy is the transfer of information with an observable timelag between transmission and receipt Intuitive Telepathy is the transfer of information about the past future or present state of an individuals mind to another Emotive Telepathy is the transfer of kinesthetic sensations through altered states Superconscious Telepathy involves tapping into the superconscious to access the collective wisdom of the human species for knowledgeSome people say you dont have to be a clairvoyant or psychic to practice telepathy Its already there inside you you just have to start by observing how accurate you will soon become at telepathy A telepathic microchip that enables paraplegics to control computers has been developed by Dr Jon Spratley a British scientist The chip is implanted onto the surface of the brain where it monitors electronic thought pulses While paraplegics may be unable to move their limbs their brains still produce an electronic signal when they try The new chip captures this thought and transmits it wirelessly via Bluetoothstyle technology to control a range of simple devices It means paraplegics amputees or those with motor neurone disease such as Stephen Hawking could be able to operate light switches PCs and even cars by the power of thought aloneClose on the heels of Telepathy comes Body Language a form of mental and physical ability of human nonverbal communication consisting of body posture gestures facial expressions and eye movements Humans send and interpret such signals almost entirely subconsciously Body language also provides clues to the attitude or state of mind of a personIn Hindu culture there are the siddhis of Yoga wherein it is quite common for yogis to read the minds of others just as it is possible for them to predict the future and tolerate extreme heat and coldBuddhist religion mentions abhijna or the power of directly knowing attained of course through virtuous living and meditation

 Undue Credit

 Blog By: Narayanan P
 Total views 2485
 Blog By: Narayanan P

 Undue Credit

 Undue Credit

 Narayanan P

 Usually it is the deep pain sensation coupled with some oddity that enables memories of childhood which belong an age that is not expected ofto be remembered It was more or less like that It was the second standard Adding up on the fingers of two palms was not a problem unfold in two installments for a 3 4 count the entire unfolded fingers from 1 2 3 and on But 39remove39 is what the teacher said when it was only about 39folding39 three of the fingers after having held verticallyup all the fingers thumb of the two available palmsAnyway I managed to correctly fold the 3 fingers it was 39how to do a 10 minus 3 Mean while another 39teacher39 we were not taught to mess with 39Miss39 in those days a teacher was for female and a Saar for that tougher one the male another teacher stood at the door way and my teacher went to have a chat I was holding both the palms with three fingers of one palm duly folded and the rest 39waiting for something 39more39 to be done about it39Slowly the arm the palm and the fingers started aching I kept my eyes riveted on my two palms watching the pain and maintaining its position 39undisturbed39 The teacher walked in with a 39show of great hurry39 looked around and then down at me I was in the first bench and said Put your hands down go and come soon For a few seconds I did not know what to do I was sort of blank But yes I looked at the hands yet again before I put it down that go and come soon sounded too familiar and it was a response to our show of that lone little finger towards that teacher in emergenciesThat was all that I carried as a 39visual picture39 in my memoryBut I learnt the 39minus39 and also the significance of what remains after that minusoperation As a cashier the work on certain days really causes anxiety of losing moneyWhen it is a Saturday the crowd is the same but working hours are half I always used to wonder why the 39higherup39s39 never look at this needless torture We would have handled it a bit more easily if were a full dayOne such saturday brought a huge crowd Some festival suffixholidaymonthly pension drawing customers etcabout double the crowd the size for a busyfull dayThe tempers rose when customers couldn39t wait for their turnRegular customers could easily find their patience when they could see that I was doing a good job as far as speed of paying out is concernedThat concept of 39remaining39 upheld fingers came in handyUsually cashiers count the currency notes twice to make sure that excess does not go out short fall is 39their39 problem is the attitudeI tried it a bit differently Remaindertheorem what ever it means in truemathematics Yes when I could not distinguish between applied maths and the nonappliedmaths pure one why not a 39truemaths39 and make it as elusive as that 39eternaltruth39The packets of 100 pieces of currency notes are pre countedtwice the previous day and 39duly39 initialed initialed39 means a short and sweet stroke of pen tobeconstrued as minisignature like the minisamosa which is void of the usual contents except for burntflakes of onionsAt the start of the day fold the sequentiallyeverytwentieth note of these packets and leave out the 5th bunchNow if somebody is to be paid 2000 in hundreds pluck out the first bunch of twenty along with the inwardfolded note inwardfold indicates that the the folded one is inclusive into the bunch it bows towards when folded for a 1000 pluck ten give away the rest thus the customer who is used to mentally counting twice along with that varyingspeedwalacashiers finds the cash handed to him 39justlikethat39 4000 39Here it is39 two bunches just unfolding the two notes Now he counts it a bit too carefully taking even his mind offfrommeHis satisfaction is 39original39 since his 39countingofnotes39 was 39precariouslysingular39 He saw I did not count even once One customer started shouting I heard very little of it since the glass separated us at the window and the bulk of his 39decibels39 had to be tolerated by cocustomers A few tried to tell him this guy is already fast at his work there is a crowd no point in venting out your anger at him 39 etc But he was now like that baby which knows nothing else but to cry loudly and incessantly when the hunger and its wait for next feed crossed the limitsoftolerance and it refuses to listen to any noise made by the mom all the dialogues are just a 39creatednoise39 for that babyHe wouldn39t stop And I just waited This time the waiting was not that ignorant like that 2nd standard kid waiting for teacher tell 39what next39I knew there was nothing for me to respond reaction will only infuriate him further and the rule was 39customer is always right39He had to cool and he did and then gave a long stare when the breath did not cooperate further and he went awayAnother customer synchronised his 39original39 mouth piece into the round cutglassslit and queried How could you keep so quiet sir If only he had continued for another 10 seconds I might have slapped him Now I had to respond It was a nonbankingquery so I had to bankupon a pathless path to dish out something useful he asked for 39trouble39 with that 39how could you39I said Well I only stood to gain when you let out a secret your weakness Any time I am tempted to oblige an elderly senior citizen 39out of turn39 and I see your face in the crowd on the other side I will 39justencash39 your kindness and pay it out to that elderly All he managed to reply was Sirrrrrr anytime for you also anytimeS that was his English I had to straighten it out before I count like I do with receipts 39anynumberoftimes was his 39anytimeS39 Undue credits has always been a problem for me For some time during the days of volunteering it is was residues incidental to spiritual practices the entire credit belonged to the teachers But now I have a 39good39 teacher a magnanimous lady everready to help Maya Madam I don39t know if she can be a 39Miss39 for she never misses anything ever So I try never to mess up things when it is about 39prakriti39 psn20th January 2014

 5 Questions Every First Time Credit Card Buyer Should Ask

 Slideshow By: Amirthanathan Arulappan
 Total views 822
 Slideshow By: Amirthanathan Arulappan

 5 Questions Every First Time Credit Card Buyer Should Ask

 5 Questions Every First Time Credit Card Buyer Should Ask

 Amirthanathan Arulappan

 The most important question to ask yourself is why you need a credit card If you are a frequent traveler it s difficult to carry cash always and debit cards seem risky then credit cards can be of great help For a kind of person who knows the advantages of spending wise and saves for a real emergency credit card is good to carry Credit card can be a good help in case of an emergency but remember if you tend to make unnecessary spending you can be drawn towards heavy debt Before buying a credit card remember to scale the pros and cons according to your spending habits Credit card companies charge high interest rates on the unpaid balances in your credit card account Apart from the various interest rates the credit card company also charges an annual fee that may vary from time to time A single credit card account can have several different Annual Percentage Rates Read the papers beforehand and confirm it with the credit card company as some people have their cards with their limit amount debited by the company even before they could use their card The amount you pay as the security deposit vary from company to company and most of the credit card companies refrain from paying interest on the security deposits Most of the issuer may have a minimum of 300 or 500 as the security deposit and this will be your credit limit or may be some amount higher than this according to their levied calculation Be well informed about how long the money has to stay in your account after it has been closed as some banks or card issuers keep the deposits for a certain time frame to cover up for any pending bills procured by you No you won t see any major problem arising if you are wise enough to control unnecessary spending The major risk is when you spend carelessly with your credit card and cannot afford to pay back the amount on time If you can t pay off the balance of your card you will be taken to court by the credit card company and if a court order comes against you you will in trouble to find another loan or credit card at a later point The best solution is this case is to stop overspending paying your pending bills as quick as possible Not exactly But if you carefully read the statement papers given along the credit card you will get to know about the charges But this rarely happens The fixed rate at the time of purchasing credit card may be minimal and attractive but later the rates can be changed depending on the company s policy The late fee is another way for charging the credit card users The later you pay your debts the more it will rise

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All results matching:  "credit verify"
  
  
 
 
   
	 
  
 
	
 
 
	 
	 Shruti Srivastava Horoscope predictions can be of various types essentially they give you future expectations as for various aspects of our lives like love profession connections wellbeing cash travel kids and family Everybody needs to know diverse things about their futureWill I get hitched At the point when will I have an infant In what manner will my wellbeing be in the coming year Furthermore such different inquiries can be replied in horoscope forecasts We as a whole realize that each of us needs to confront ideal and also troublesome circumstances in lifePresently wouldnt it be astonishing on the off chance about being warned of the terrible things ahead of time setting us up for the most exceedingly awful Whats more now and then it happens that whatever exertion we put in the final product is simply not attractiveIn this manner knowing how the coming year may turn out for you has a vital impact in all choices that you makeIn 2017 your imaginative and innovative angles should show up at the cutting edge Work toward a pleasant and suitable association with powers and companions in your work area Youll get brilliant breaks You will make progress in abnormal state useful profiles Indeed even so to be beneficial in the wake of settling on critical decisions in enterprise it really is vital you check each pivotal issueAttempt and abstain from getting into any law related inconveniences Despite the greater part of this you will be effective in your picked field of work The principal quarter of 2017 is staggeringly good for the Aries zodiac sign to get a climb in pay or positionYour present instinct and deduction capacity would be your most noteworthy belonging similarly as your profession is worried during the current year 2017 Do know without a doubt the specialized issues before you wander into any fresh out of the box new region in your expert field Association or such arrangements may meet with a few deterrents You will be effective in your work in light of your great KarmaA couple of inconveniences may come in your direction yet issues are a piece of life and you will discover an answer at last Remain dynamic in your everyday regimen assignments Some business set out is by all accounts there in your horoscope You will be triumphant over contenders Various business related travel shows up on your diagram You will be fruitful over your rivalsSome business related issues will inconvenience you this year Keep your mind positive and everything will work out to support you There could be a considerable measure opportunity for you by and by to work at your own pace in your expert working environmentIn 2017 you will get a ton of chances to discover adjust in your life and to take in more about the fields where you are not steady You could perhaps at the same time foresee an expansion in your status in the work put You will work additional hard this year keeping in mind the end goal to satisfy every one of your duties This exertion will pay off over the long haulYour horoscope 2017 expectation prognosticates that new conceivable outcomes are well on the way to open on the calling front Entrepreneurial activities are suggested via planets Cash inflow will presumably be extraordinary yet you have to keep up a tab on your expenses Avoid gossipy tidbits and shares advertise speculationsTry not to get into mistaken assumptions else you may wind up exasperating your seniors Endeavor to do your work effectively and resolve undesirable conditions with intelligence Set aside out some time for recreation funbased exercises too Try not to atone later about passing up a great opportunity for circumstances however take astonishinglyYour career horoscope for 2017 says that in the field of profession fantastic opportunities may be anticipated this year Make certain that you see people around you without any bias Bolster should originate from unforeseen quarters in your work put life this year In spite of the fact that the Leo zodiac sign is normally the sort of person who wishes to continually be the supervisor at work or in any event have a bigger capacity it is a much better idea to venture back a little this yearYour vocation horoscope for 2017 says that in the field of calling phenomenal open doors might be foreseen for the current year Verify that you see individuals around you with no predisposition Bolster might originate from sudden quarters in your work put life this year Despite the fact that the Leo zodiac sign is generally the sort of person who longings to always be the manager at work or at any rate have a bigger capacity it is a much better idea to venture back a little this yearHoroscope 2017 foresees that you may likewise get elevated to a level of bigger power Your compatibility with your seniors will be fabulous You could perhaps at the same time get an opportunity to visit a remote country Business related long voyages or treks will be productive Vocation horoscope for 2017 for Virgo sun sign predicts that this year may give blended last outcomes as for callingAvoid going into new pursuits amid this period You appear to have significantly more essentialness this year than before which has changed your viewpoint towards life Amid the principal half of the year your profession yearnings will go to an unequaled highYoull be pleased to find out that the endeavors that you had put in the past year are showing positive outcomes in 2017 Your social status is in for a change A much anticipated advancement and pay climb is most likely too in transit You will prevail in productive business venturesThis year is invaluable for big business and development arranges or joint endeavors You will function admirably in a gathering or group and your endeavors will be valued Continue going on the correct way and you are certain to make individual progress in a matter of moments You ought to be set up to go for broke on the off chance that you wish to be monetarily autonomousScorpio Career soothsaying expectation says that this year your expert life would be altogether satisfying than the prior years Joint ventures should be advantageous for you in 2017 You may require more opportunity to go up the company pecking orderBusiness related travel is on the diagrams Affinity with talented people will create On the off chance that you are in a vocation chances of change are available Your methodologies and ideas will be to a great degree loved both by your collaborators and managers Your cleverness will be on another high along these lines giving you more introductionThe planets in your soothsaying outline estimate that you should have the capacity to advance without a ton exertion this year Matters connected to administration and law should be helpful Try not to work harder than physically conceivable You could feel that your partners may not be steadyJupiter will be the guiding power that may empower you to make fast progress in your life Over the span of this period you ought to increase extraordinary wage from the business front You may manage some key people An astounding climb in salary and advancement is clear in your introduction to the world diagramYour employment and vocation forecast says that 2017 will be a compelling year for all Capricornians Your drives and debilitating work should procure you credit towards the complete of the year Your gathering individuals may increase out of your help and value itA common connection of certainty will show among you and your associates Your endeavors will be applauded and you will get what is because of you Bear in mind your occupation obligations in all your social exercisesFor the Aquarius sun sign this year 2017 is useful for individual endeavors or salaried employments You may change occupations or get advancement in your present association Youll not be occupied from your objectives and positively accomplish your objectives You will encounter general satisfaction in every aspect of your work in this way making you rationally fulfilledNew thoughts for execution will rise for you in your vocation You may get some productive tasks be that as it may they will require investment to finish Aquarians will reveal new headings in their calling Your calling will experience a few changes and would request you to settle on a choice about long haul objectives You will work amazingly difficult to accomplish your objectivesIt is calculated for 2017 that gainful open doors for Pisces are presumably holding up to happen in 2017 The ideal adjust of your actual endeavors and determination will help you to accomplish your objectives Losing employments might be a brief dissatisfactionYou need to assess your own capacities You might be in for another employment new post new duties and in this manner a climb in your compensation bundle Constraints harming business wanders should leave
	
 
   
	 
  
 
	
 
 
	 
	 Ishita Sharma The beginnings of African astrology stem from the ancient African civilizations It is said that being the most primitive of tribes Africans first took interest in Astrology and the stars and formed what was known as Geomancy when bones are tossed down randomly and form lines and arrows this type of divination is called geomancy this is what gave birth to African astrologyThe Geomancy or this arrangement then formed 12 figures these are known as The Baobab Tree The Wealth of Amber and Silver The Family Small Services to the Neighborhood The Market The Ancestor The Judge The Kola Nut The Travelers The Distance The Child of the World and The Harvest in the Granary Have a look at which one you belong toPeople born under this sign demonstrate honesty liberality and thoughtfulness They have a sharp mind yet they are sometimes boggled down by the anxieties of their own mind they are smart and sensible and enjoy positions of power and prestige Such people do not let the negativity of others harm them in any waySuch people are intelligent and smart yet sometimes they harbour feelings of resent against a lot of people Not only this they can sometimes turn into a rebel because of this habit of theirs However to their credit they are extremely strong individuals who can resist temptations of all kinds They are tough inside outPeople born under the sign of the family are usually warm and kind but remain often aloof opening up to only those people who are close to them Not only this such people do well in one area of life and that is either personal or professional life Not to say that they cant balance it all together but one part will always be more successful than the otherPeople born under this sign are extremely social and make friends easily they are warm and affectionate however they can be a bit of an escapist They often run away from problems instead of facing them heads on and this can land them in trouble If you belong to this sign be careful of people who stay true to your face they might be plotting something against you behind your backPeople born under this sign will encounter peace and harmony as well as roughness and brutality in life Hence such people display an amazing level of duality in their life while they might be extremely tough on the exterior they can be extremely soft on the interior and this makes these people so unique Despite their nature they are lovers of peace and goodwillSuch people can be selfcentered often even without realizing Not only this these people can often turn out to arrogant and rude if their positive energies are not channeled in a right way These people can be smart and funny yet people often mistake them to be otherwise If you belong to this sign go a little soft on people The world is not so bad after allJudge is the most practical sign of African Astrology Such people make decisions about life in a jiffy and are not afraid to face the reality of life They do not live under any false assumptions about what is right and wrong and they live life in the present They do not build castles in the air and live a sorted lifeSuch people are extremely high on energy but can be extremely unstable in life They might take an impulsive decision and then regret it such people are not always reliable for work but they make for great friends However their amazing energy needs to be channeled well and it can be done under the right circumstancesTravelers are complicated beings which most fail to understand They are driven highly by their own intuition and they do not rely on others They are bit of a loner and this is precisely the reason why they find it difficult to adjust to new surroundings in life They like to stay aloof yet they can be gregarious when they want toSuch people have courage and how While most people often take the road frequently traveled these people will go against nature and do something that their heart desires however they are bit of an eccentric so arent the ideal choice for a lifepartner Nevertheless such people will stick with you through thick and thinSuch people sometimes lie low and can attract unwanted attention in life They arent born with the best of fortune in life and even when they are they sometimes fall into poor company However they are hard working people who make their way up the ladder They do well professionally but personally they need to work on their lifeSuch people are always ready to work in their life they signify abundance which means that these people would work very hard to accomplish their goals However they need to look into their fun side too once in a while After all life is not so bad
	
 
   
	 
  
 
	
 
 
	 
	 Pallavi Thakur I read Linda Goodman s love signs on the recommendation of my collegegoing cousin and was astonished with the findings I could relate so much to that book that it freaked me out It seemed that the book had a soul Then I moved on to Linda Goodmans Sun Signs and related the characteristics listed in it with the people around me and all of it was Bang on Here I list down some of the most accurate things about the various sun signs as described by Linda Goodman Aries is very direct to put it mildly Deceptiveness and deviousness are entirely foreign to the Mars nature Frank ness and refreshing honesty are Arien trademarks yet rams dont make the best credit risks Some of them lack stability and evidence a childlike lack of responsibility Even those who have matured can forget debts in the ex citement of the everpresent new challenge of the moment which will always consume their entire attention Theyll eventually pay their bills cheerfully and willingly but you may be out of breath when you catch up with them Although Aries is the firebrand who forges his way through life with daring initiative and enterprise theres a strange quirk to his bravery Hell face the abominable snowman or the Frankenstein monster without the slightest trace of fear yet he cant stand physical pain Every Arien at some time in his life will indulge in rash behavior that brings an injury to the head or face Aries people have decided features usually sharp seldom soft or blurred The wellmarked brows often join with the narrow bridge of the nose in forming the sign of the ram perhaps as a warning to anyone with the silly idea of trying to stop or conquer him that those symbolic horns mean business You may notice a mole or a scar on the head or face a reddish cast to the hair in the sunlight and more color than average in the com plexion You may also sense invisible sparks shooting out in all directions The movements will usually be quick and capable with a mental process to match Both the male and female rams normally have broad shoulders and they may walk with the body slightly bent forward leading with the head so to speak and almost always in a great hurry The bull seldom rushes forward to stomp on your toes He simply wants to be left alone Dont disturb him and hell remain contented Press him and he becomes obstinate Shove too hard tease too much and be prepared for violent rage Taurus seldom worries frets or chews his nails He can pout and brood when things dont suit his fancy but hes not the nervous twitchy type Its his nature to be stoic and take things in his stride and nothing really alters this basic tendency Taurus people are home folks Theres scarcely a bull who doesnt love to luxuriate under his own roof and stretch out amid comfortable familiar surroundings Change upsets him You can expect many May people to actually resemble a bull the men that is and the women born under the Sun sign will have an intangible elusive bovine quality about them The look in the female Taureans eyes will be serene and limpid yet steady She will move gracefully indolently but with a suggestion of hidden strength As for the males the neck will often be thick or muscular the shoulders chest or back or all three broad and strong The entire body will be well proportioned whether short or tall The ears are usually small and close to the head When they eat they chew slowly and ordinarily have excellent digestions Not all but many Taureans have curly or wavy hair Its usually dark like the eyes and skin Even the occasional blonde lighteyed and fairskinned Taurus people will never suggest fragility of mind or character If there are times when a Gemini person makes you think youre seeing double dont run out and change your glasses Just remember that Gemini is the sign of the twins and there are two distinct sides to his changeable personality A Gemini can change his clothes his job his love life or his residence as fast as he changes his mind and thats pretty fast They can do two things at once with less effort than it takes most of us to do one A Gemini knows how to swerve you from your most stubbornly held con victions He can twist you like a pretzel with his mental karate get you to agree with him and love him for doing it to you The Gemini build is generally slender agile and taller than average Many of them have small sharp features as if they were cut in a cameo Youll find some with brown eyes of course but the majority of those ruled by Mercury will have beautiful crystalclear hazel blue green or gray eyes that twinkle and dart here and there Geminis never rest their eyes on one object for more than a few seconds In fact their alert quickmoving eyes are often the easiest way to recognize them The hair can be light or dark or bothlike streaked Twins remember The nose is likely to be long and straight or daintyin either case probably well formed Theres frequently a receding hairline in the men from all that activity in the brain perhaps and both sexes normally have rather high foreheads You will have no trouble finding the Cancerian He will be the funniest one in the room a laugh a minute If hes not performing himself then hell be grinning at someone elses antics They secretly enjoy attention and theyll soak up any headlines they get His tears are never crocodile tears They flow from the deep rivers of his fragile and vulnerable heart You can wound his sensitive feelings with a harsh glance or a rough t tone of voice Like mirrors and cameras they absorb images and reflect them faithfully Every experience is engraved on the heart as a photograph is etched on a negative plate Cancerian compas sion is deep and highly intuitive Theres hardly a secret he cant strip naked if he chooses No matter how much money he piles up in reserve Cancer never feels really secure and no matter how much love he gets he always needs more Some of them are indisputably plump but the great majority has a strikingly bony structure The arms and legs may be extra long in propor tion to the rest of the body The shoulders will be broader than average and often the hands and feet are either unusually tiny or quite large Most Cancerians are a little top heavy and they waddle slightly when they walk fast Whether the body is plump or wiry the women will usually wear a sweater size considerably larger than the skirt size Or theyll be absolutely flatchested Either way this par ticular characteristic is quite marked There is never a middle ground for this part of the anatomy with female crabs Lots of Cancer people have very green thumbs They produce some beautiful gardens that are tended and watered with loving care Most of them also have very green savings accounts which they cultivate with the same devotion There are no introverted Leos There are only Leos who pretend to be introverts Dont let that soft purr fool you Even the gentle Leos are inwardly sold on their royal right to rule friends and family as they peek out from behind the curtains and watch for their chance on stage You wont ignore the lion for long in a group Hell either get the center of the stage with dramatic state ments and actionor hell get it by pouting and sulking behind the potted palms until someone rushes over to ask whats wrong Love of teaching is why so many Leos end up as educators politicians and psychiatrists The exasperating thing is that theyre quite good at rationalizing things and smoothing out the wrinkles in your life Too bad they cant manage their own affairs with as much ease and finesse Leo expresses ap proval generously and openly and can give almost em barrassingly extravagant compliments Hes not at all bash ful about his displeasure either As for the physical attributes of this Sun sign just look around for people who resemble a lion or a lioness with a mane of hair that sweeps back off the face and a de ceptively lazy look Leos walk straight and proud with the smooth glide of the cat The females combine lithe grace with a hidden quivering intensity This last will be disguised by a soft usually calm and steady nature But dont forget that the lioness is always ready to pounce if she feels threatened Her claws are sheathed but sharp Youll notice a commanding air and stately bearing as Leo looks down on all the mere mortals beneath him Ordinarily the movements and speech are deliberate Leos seldom talk fast run or even walk quickly Social gatherings are not the best hunting grounds when youre searching for these perfectionists Youre more like ly to find them working late at the office than being gre garious at a cocktail party Its not easy for Virgos to relax sufficiently to enjoy the carefree social swim because theyre basically uncomfortable in crowds The first thing youll notice about the typical Virgo is the definite impression he gives that theres a serious prob lem on his mind hes struggling to solveor a vague feeling that hes secretly worried about something He probably is Worry comes naturally to him Virgos are very critical of their own photographs and fussy in the extreme about how they look both on film and in person If youre observant youll catch them primping in front of a mirror when they think no one is looking The Virgo is normally a small person certainly no giant but hes muscular and he has far more strength than his fragile appearance suggests Virgo is quick to deny his habits and traits He has an apparent blindness to his faults and he seems unable to see his own weaknesses in as clear a light as he sees everything else But the truth is that he does see themand he sees them in such infinite detail that he cant bear to hear them generalized Try to tell a typical Virgo hes critical a worrier fussy neat or unusually concerned with diet and health and youll face a fiat denial You wont find those people lavish in affection or in spending money Theyre normally prudent in both areas giving their love quietly and steadily with little demonstrativeness and handling cash just as conservatively The Libra character is made up of just about equal parts of kindness gentleness fairness plain cussed argumentativeness stubborn refusal to capitulate philosophical logic and indecision Librans love people but they hate large crowds Like gentle doves of peace they go around mediating and patching tip quarrels between others still they enjoy a good argument themselves Librans know instinctively that to restore harmony to the body they must alternate their active spells with com plete rest Theres a deep richness to Libras emotions no matter which emotion is high or low at a given moment and a philosophic approach to both sorrows and joys that seldom fails to smooth things out eventually Librans are healthier than most people unless they push themselves too bard and forget to take those necessary rest periods The physical appearance of these people may require almost as much concentration as the personality Theres no such thing as a typical Libra feature unless ifs the Venus dimple Libran features are almost always even and wellbalanced Theyre pleasing but not very noticeable so its easier to start with the dimples There will usually be a couple in the cheeks or one in the chin If theyre not in the face you might check to see if the knees are dimpled The women are almost invariably pretty and the men are usually handsome Still not all of the beautiful people in the world are Librans Venus beauty is in a class by itself and its not always easy to separate it from the good looks of other Sun signs Youll never meet a Libran who doesnt have a smile like a soft white cloud Most Librans are full of curves rather than angles Most people feel nervous and ill at ease under Scorpios steady gaze Youll have to break the spell and look away first Hell outstare you every time Next listen to him speak The tone can be velvety soft husky or sharply cutting the speech slow and measured or clipped and staccato but what he says will never be selfeffacing Scorpio has total ego He knows what he is and he knows what he is not and nothing anyone else thinks will change this knowledge Youll sel dom see Scorpio give himself away by blushing or flushing frowning or grinning Smiles are rare but genuine The body follows the same orders as the face There will rarely be any jumping sudden starts or nervous mannerisms If you ever come across a chattering Scorpio whose eyes wander chalk him up as an astrological exception as rare as the dodo bird Most Pluto people have powerful physiques The features are noticeably heavy or sharp and clearly drawn and the nose is quite prominent sometimes beakshaped Ordinarily the complexion is very pale almost translucent and the brows are heavy and knit together over the bridge of the nose Theres a crackling electric vitality about the very presence of a Scorpio that gives him away As quiet as he tries to be such a vital force cant be hidden com pletely The males will have a heavy growth of hair on the arms and legs often with a reddish cast No matter how his emotions are stirred youll rarely see them reflected on Scorpios frozen immobile face These people proudly and consciously practice a blank expression They command their features to remain firm and their features obey Pick any party and look at the center of the liveliest group See that fellow sitting there happily with his rather large foot stuck in his mouth Hes a Sagittarian who has just gone out on a verbal limb but he doesnt know it yet Sagittarius is completely free of malice He blurts out his shockingly direct speech in total innocence The fact that he usually adds insult to injury when he tries to fix it also escapes him Dont judge him too harshly He means well Not that he needs your sympathyor mine Under his tactless manner is an extremely clever mind and high standards His unique combination of wit intelli gence and fiery drive usually brings the archer straight to the winners circle What really gets you is that both male and female Sagittarians are oblivious to their own blunt speech Jupiter eyes are as bright and alert as a sparrows and they sparkle and twinkle with refreshing humor The arch ers are either very tall and athletic looking or shorter than average with strong sturdy bodies The tall ones will re mind you of thoroughbred horses or spirited colts They will often make wide sweeping gestures which may be dramatic and vigorous but possibly not very graceful Sagittarius can wave his arms to make a point and upset the ketchup Hell stride purposefully forward head high and trip over the curb stone What is on the archers mind and heart is almost instant ly on his lips Hes as frank and earnest as a sixyearold Where will you find him Just about anywhere he can advance or improve himself Any where he can get ahead and further his secret ambitions Try a social gathering The Capricorn is not a carefree party type but the goat were studying is a social climber as well as a mountain climber Pick a mixed group prefer ably in the upper income level You can also try the middle income level but the lower you go beneath that the smaller your chances of finding a Capricorn There are Capricorns who are deliciously romantic who understand the strange light of the moon and the glorious colors of the butterflys wing But they wont let their emotions blind them to the facts Youll seldom find the straight wellshaped Capricorn nose stuck in other peoples business or the Saturn tongue wagging in gossip Capricoms can be stocky and muscular thin and wiry or plump and soft But no matter how the body is shaped the goat will give the impression of being rooted to the spot until he decides to move to another spot Gen erally Satum people have straight lank dark hair dark steady eyes and swarthy olive or tan complexions Many Capricorns have strong feet and wear sensible shoes Their hands are capable their voices usually even and soothingand youll probably notice a gentleness that flatters and persuades Caprieorns can look and act as harmless as a feather quilt but theyre as tough as a keg of nails Capricoms are inclined to be weaker more sickly than other youngsters but both strength and re sistance to disease increase with age Generally kindly and tranquil by nature Aquarians never theless enjoy defying public opinion and they secretly delight in shocking more conventional people with oc casional erratic conduct These normally softspoken and courteous souls can suddenly short circuit you with the most amazing statements and actions at the most unpredict able times The typical Uranian is half Albert Schweitzer and half Mickey Mouse His feet can be wearing sandals boots oxfords or hush puppies and hell seldom bother to check whether theyre appropriate for the occasion Hell show up barefoot if he feels like it and laugh at you for laughing at him Freedomloving Uranians can be acutely funny perverse original conceited and independent but they can also be diplomatic gentle sympathetic and timid Look for a strange faraway look in the eyes as if they contained some kind of magic mysterious knowledge you cant penetrate Aquarius eyes are typically vague with a dreamy wandering expression The hair is frequently straight and silky likely to be blonde sandy or light brown the complexion is pale and the height is usually taller than average Youll notice a marked nobility of profile Uranus features are finely chiseled suggestive of Roman emperors cut on old gold coins True Aquarians will often adopt the pose of the drooping head when theyre thinking about a problem or just after theyve asked a question The head drops abruptly forward or cocks to one side waiting for your reaction Curiously thanks to the dual sexuality of Uranus there are often feminine characteristics in the male bodies such as broad hips for exampleand masculine characteristics in the female body such as broad shoulders Whoever said I dont want to be a millionaireI just want to live like one was truly reflecting the Piscean philosophy Neptune people Most of them wouldnt give a minnow for rank power or leader ship and wealth holds little attraction Few Pisces people accumulate money by the bushel unless they marry it or inherit it Youll be impressed with the Piscean charm of manner and lazy good nature Hes indifferent to insults recriminations and other peoples bristling opinions The fish was born with the desire to see the world through rosecolored spectacles He knows well enough about the seamy side of humanity but he prefers to live in his own watery gentle world where everyone is beauti ful and all actions are lovely When you meet Pisces people look first at their feet Theyll be quite noticeably small and dainty including the mens or else theyll be huge and spread out like a tired washerwomans The Pisces hands will also be tiny fragile and exquisitely formedor else big ham bones that look as though they belong behind a plow The skin is silky soft the hair is fine often wavy and usually light Pisces eyes are liquid heavylidded and full of strange lights Fre quently but not always theyre slightly protruding bulbous and extremely compelling Some Piscean eyes are simply beautiful Theres no other word to describe them Few Pisceans are tall Neptune bodies are sometimes awkwardly built but with their ex traordinary grace its seldom discernible
	
 
   
	 
  
 
	
 
 
	 
	 Pallavi Thakur How much would you pay to be able to read another persons mind People say that the eyes are a window to the soul that they can tell us much about a person just by gazing into them No its not 100 percent accurate and its not magic Its just science Read on to know about different eye behaviors and cues that they drop When a person looks upwards they are often thinking In particular they are probably making pictures in their head and thus may well be an indicator of a visual thinker Looking upwards and to the left can indicate recalling a memory Looking upwards and the right can indicate imaginative construction of a picture Looking up may also be a signal of boredom as the person examines the surroundings in search of something more interesting Head lowered and eyes looking back up at the other person is a coy and suggestive action as it combines the head down of submission with eye contact of attraction It can also be judgemental especially when combined with a frown Looking at a person can be an act of power and domination Looking down involves not looking at the other person which hence may be a sign of submission It can also indicate that the person is feeling guilty In many cultures where eye contact is a rude or dominant signal people will look down when talking with others in order to show respect Looking down and to the left can indicate that they are talking to themselves Looking down and to the right can indicate that they are attending to internal emotions Much of our field of vision is in the horizontal plane so when a person looks sideways they are either looking away from what is in front of them or looking towards something that has taken their interest A quick glance sideways can just be checking the source of a distraction to assess for threat or interest It can also be done to show irritation Eyes moving from sidetoside can indicate shiftiness and lying as if the person is looking for an escape route in case they are found out Lateral movement can also happen when the person is being conspiratorial as if they are checking that nobody else is listening Looking at something shows an interest in it When you look at something then others who look at your eyes will feel compelled to follow your gaze to see what you are looking at This is a remarkable skill as we are able to follow a gaze very accurately If after locking gaze a person of the opposite sex keeps looking at the eyes then it may be love If the eyes slide down over the body then it is more likely to be lust Exactly where the eyes go is important Looking at a persons mouth can indicate that you would like to kiss them Looking at sexual regions indicates a desire to have sexual relations with them Looking up and down at a whole person is usually sizing them up either as a potential threat or as a sexual partner This can be quite insulting and hence indicate a position of presumed dominance as the person effectively says I am more powerful than you your feelings are unimportant to me and you will submit to my gaze The power gaze is a short but intense gaze that is used to impose ones will on another showing power without aggression Looking at their forehead or not at them indicates disinterest This may also be shown by defocused eyes where the person is inside their head thinking about other things People who are lying may look away more often as they feel guilty when looking at others However when they know this they may overcompensate by looking at you for longer than usual This also helps them watch your body language for signs of detection It was found that the eyes of the person who likes you will shine in your presence The eyes of that person will become more moist and so they will reflect more light thus appearing shinny Next time you find someones eyes shining in your presence start to dig for more clues If a person likes you then he will look at you more often In other words if you were in a group then the person who likes you will give you the lions share of eye contact while looking less at the other people around When you look at someones eyes for longer periods of time hormones that are responsible for attraction get released automatically in your bodies The pupil of the person who likes you will dilate in your presence In other words you will notice that the pupil of that person is becoming wider in your presence Peoples Pupils dilate when they look at anything they like Just as the person who likes you will want to look at you all the time he will also want to look away as soon as you catch him looking at you This happens because that person will want to show you that he is not that interested in you in order to protect his Ego The old folk wisdom goes that you can tell when someone is lying because they avoid eye contact Psychological research has found this is not true or at least it s not a reliable sign for everyone Not only is the folk wisdom wrong it s positively misleading as sometimes people look at you more when they are lying According to this study it s because they want to monitor your face to see if you believe the tales they are telling Covering or shielding the eyes is often seen when people literally do not like what they see You will see this when people feel threatened by something or are repulsed by what they are hearing or seeing This is an indicator of unhappy behavior You also see eyeblocking in the form of eyerubbing lots of blinking Eye blocking is powerful display of consternation disbelief or disagreement This is actually an innate behavior children who are born blind actually cover their eyes when they hear bad news When someone stares at you without the context it can be difficult to know if they love you or want to kill you A long look displays an intense feeling but on its own you can t tell which one That s one of the great mysteries of body language so much depends on context Black One of the most surprising things about the black colored pair of eyes is that true black eyes are very rare What we see and call as black eyes are in actuality just very dark brown eyes The dark brown or black as we may call it for own usage is often associated with night mystery and intuition People with black eyes are said to be very trustworthy and responsible They are secretive but will never let your secrets out to anyone They sometimes mistrust people and are reluctant to start friendships and to fall in love But when they do begin a relation they are loyal till the very end They are extremely hardworking and practical and will always give their best shot at whatever it is that they are doing They are said to be spiritual passionate and optimists They always know how to show their worth to others The most common eye color in the world is brown When we say brown we talk about light to medium brown and not very dark brown People with brown eyes are attractive and confident It is a strong and rich color and it is associated with earth and thus things like simplicity creativity and positivism are some things that you can always find in people who have such brown eyes They are independent polite caring and love making new friends and they are always up for trying new things in life Hazel is a beautiful mixture of brown and green They are very spontaneous funloving and always up for an adventure at point of time Going with the flow and adapting easily to any situation is definitely their forte They are brave and courageous people who encourage diversity and they tend to get bored of monotony very easily They love to try new things Mischievous and sensual in equal measure they make for great personalities As they say life is not just black and white but just different shades of grey Similarly people with grey eyes and born to be dominant and leaders Strong in nature wise and gentle are some of the most important attributes that they possess One must know that they are very gentle In fact people with grey eyes are the least aggressive people of all They put all their passion in whatever they do be it profession or personal They take love and romance very seriously and these are not the kind of people whom you will see fooling around People with green eyes are like a gust of strong and fresh winds They always have a room of mystery and enigma around them and a look into someone s green eyes can make you get lost in them within seconds Intelligent and always curious green eyed people are always the first to take interest in something new They have an incredible zeal and zest for life and for living live to the fullest Blue eyes are the most desired eye color in the world Peaceful smart kind and full of youth and life blue eyed people have longlasting relationships and are very energetic But the most prominent feature among them is their inherent desire to make other people happy Blue eyed people will go the extra mile just to make sure that you are happy with utmost kindness and sincerity They are very keen on observing things are extroverts and always happygolucky Your pupils and the size of them will give away a lot of secrets and it s something we can t do much about The pupils will either constrict or dilate depending on our state of mind If we are aroused by something or someone our pupils will dilate and if we are turned off by something or someone our pupils will constrict Skilled street traders across the world look for the size of the pupils when bartering with their customers If a customer sees an object and their pupils are fully dilated then the trader knows they can keep the price of the item at the higher end When we are excited by someone we like our pupils will dilate and when we are in the company of someone we don t like our pupils will constrict Aside from our instinctive need to blink our emotions and feeling towards the person were talking to can cause us to subconcious alter our blink rate Blinking more than the average 610 times per minute see right can be a good indicator that a person is attracted to the person theyre talking to and is for this reason used as a sign of flirting The eyebrows do a lot more than we give them credit for Eye widening is an action which women often use towards men The prime example of this is called The Baby Face which sends a signal to a man s brain that release hormones to protect and defend females Lowering one s eyebrows shows dominance and aggression towards another while raising one s eyebrows gives off signals of submission
	
 
   
	 
  
 
	
 
 
	 
	 Vivek Kumar You have heard this couplet right It is about the poet that we will talk about and come to know that amidst the atmosphere of Mughal rule a devotee of Lord Krishna prospered and shone brilliantly Khanzada Mirza Khan Abdul Rahim KhaneKhana also known as Rahim is a renowned composer during the time of Mughal emperor Akbar He was one of the main nine ministers Dewan in his court also known as the Navaratnas Rahim is famous for his Hindi couplets and his books on Astrology The village of Khankhana is named after him which is located in the Nawanshahr district of the state of Punjab IndiaRahim was son of Bairam Khan Akbar s trusted caretaker who had Turkic ancestry When Humayun returned to India from his exile he asked the nobles to forge matrimonial alliances with various zamindars and feudal lords across the nation While Humayun himself married the elder daughter of Jamal Khan of Mewat present Mewat district of Haryana he asked Bairam Khan to marry the younger daughterSoon after Babars death his successor Humayun was in 1513 supplanted by the Pathan Sher Shah Suri who in AD 1545 was followed by Islam Shah During the reign of the latter a battle was fought and lost by the Emperors troops at Firozpur in Mewat on which however Islam Shah did not loose his hold Adil Shah the third of the Pathan interlopers who succeeded in AD 1552 had to contend for the empire with the returned HumayunIn these struggles for the restoration of Babars dynasty Khanzadas apparently do not figure at all Humayun seems to have conciliated them by marrying the elder daughter of Jamal Khan nephew of Babars opponent Hasan Khan and by causing his great minister Bairam Khan to marry a younger daughter of the same MewattiHis maternal lineage goes to Lord Krishna Khanzadahs the royal family of Muslim Jadon also spelt as Jadaun Rajputs accepted Islam on their association with the Sufi saints Khanzadah the Persian form of the Rajputana word Rajput is the title of the great representatives of the ancient Jadubansi royal Rajput family descendants of Krishna and therefore of Lunar Dynasty They are the Mewatti Chiefs of the Persian historians who were the representatives of the ancient Lords of MewatKhanzadah or the son of a Khan is precisely the Musalman equivalent to the Hindu Rajput or son of a Raja From Punjab Castes by Denzil IbbetsonAbdul Rahim was born in Lahore now in Pakistan on 14th afar 964 to the daughter of Jamal Khan of MewatAfter Bairam Khan was murdered in Patan Gujarat his first wife and young Rahim were brought safely to Ahmedabad from they brought to Delhi and presented to the royal courts of Akbar who gave him the title of Mirza Khan and subsequently married him to Mah Banu sister of Mirza Aziz Kokah son of Ataga Khan a noted Mughal nobleLater Bairam Khans second wife Salima Sultan Begum Abduls stepmother married her cousin Akbar which made Abdul Rahim KhaneKhan also his stepson and later he became one of his nine prominent ministers the Navaratnas or nine gemsAlthough a Muslim by birth Rahim was a devotee of Lord Krishna and wrote poetry dedicated to him He was also an avid Astrolger and the writer of two important works in Astrology Khet Kautukam and Dwawishd Yogavali are still popularMy real focus on how things happens when God really wants you to follow his path Just imagine somebody having a Muslim father and a Hindu mother Then father is murdered and your own life is also threatened Then your stepmother takes care of you and she marries somebody else who makes you his stepson This other person happens to be none other than the ruler of the landWhile living in the atmosphere of continuous struggle and political strategies you end up being a poet and a devotee of Lord to top it What a ride it would have been for young Rahim who saw so many twists to his life that a normal person would give up it all But when God really wants to take of you he makes you suffer but still keeps you interestedHe is well known for his strange manner of giving alms to the poor He never looked at the person he was giving alms to keeping his gaze downwards in all humilityWhen Tulsidas heard about Rahims strange method of giving alms he promptly wrote a couplet and sent it to Rahim these linesSir Why give alms like this Whered you learn that Your hands are as high as your eyes are low Realizing that Tulsidas was well aware of the truth behind creation and was merely giving him an opportunity to say a few lines in reply he wrote to Tulsidas in all humility The Giver is someone else giving day and night But the world gives me the credit so I lower my eyesWithout doubt Rahim was a great poet and his legacy lives on Though he faced adverse atmosphere he still manage to carve his own niche Now we will look at some of his couplets that are extremely popularThe truly great never reveal their worth Nor do those who are truly worthy of praise praise themselves Says Rahim when does a diamond reveals its valueSays Rahim when you are introduced to an importantrich person do not ignore or forget your poor friends For if for example you need a needle to successfully complete a job of what use is a swordSays Rahim this mind body is like a sieve winnowing fan sort out your friends through it Let the light bad ones and go fly in the wind and carefully keep the heavy good onesTo cure a bitter cucumber we cut its head off and rub in salt Says Rahim to cure a bitter mouth we should apply the same remedySays Rahim How will evil corrupt he who has an excellent character After all does the sandalwood become poisonous by having snakes lie around its trunkSays Rahim people will find many many ways to be related to fortune But only he is a true friend who stands by you in misfortuneSays Rahim he who has to beg is no longer a man But those who refuse were never men to begin withApart from writing various dohas Rahim translated Babars memoirs Baburnama from Chagatai language to Persian language which was completed in AH 998 1589 90 His command of Sanskrit was very good9 He wrote two books on astrology Kheta Kautukama and Dwawishd YogavaliHis tomb is situated in Nizamuddin East on the Mathura road ahead of Humayuns Tomb in New Delhi it was built by him for his wife in 1598 and later he was himself buried in it in 1627 Later in 17534 marble and sandstone from this tomb was used for the making of Safdarjungs Tomb also in New DelhiFive rupee ticket is required to enter People can be seen jogging in the morning These people have special passes and do not have to give rupee five entrance All the rooms on Ground floor are sealed by brick and mortar and there is flight of stairs which goes downwards but has been shut using metal doors which bear a lock with Archeological survey sealA flight of stairs at opposite end of entrance takes you to the first floor of the tomb which consists of two small raised platforms If you move towards the balcony on the first floor there is a small flower shaped depression which may have house water lily There is heavy desecration on walls with people scratching their names on it There is another flight of stairs which seems to lead upward but is closedShare thoughts about this great saint poet of India who achieved name through his devotion
	
 
   
	 
  
 
	
 
 
	 
	 Pallavi Thakur Yesterday while flipping TV channels to find something worth watching I came across a very interesting and intriguing aspect of Mahabharata In a famous adaptation of the epic they showed the king of serpents Takshaka joining hands with the Kauravas to take revenge on the Pandavas Takshaka asked Karna to use him as an arrow during his duel with Arjuna in the Kurukshetra war What was the reason behind Takshaka s vengeance Who did Takshaka wanted to avenge And how accurate is the TV adaptation of this tale Let s find out Takshaka was the younger brother of the Adityas and is said to be the ruler of snakes according to Hindu Mythology He was one of the Nagas named in Mahabharata Takshaka lived in a city called Takshasila that was his new territory after his entire race was shunned by Pandavas which was led by Arjuna Further Takshaka is also described as the King of Nagas and the friend of Lord Indra Formerly Takshaka lived in Kurukshetra and in Khandava Forest King Pariskhit was the son of Abhimanyu and thus Arjun s Grandson During Mahabharata narration he asked Vyasa Master I do not see clearly the reason why my grandfather destroyed the Khandava Vana the Khandava Forest by means of a conflagration Tell me how the Lord Krishna helped him in the exploit Parikshit fell at the sage s feet and prayed that this may be described to him Vyasa complimented him and said Right you have made a request which does credit to you I shall comply Vyasa continued Once when Krishna and Arjuna were resting happily on the sands of Yamuna oblivious of the world and its tangles an aged Brahmin approached them and said Son I am very hungry Give me a little food to appease it I cannot keep alive unless you give me this At these words they were suddenly made aware of a strange presence Though outwardly he appeared natural there was a divine effulgence around him which marked him out as someone apart Krishna came forward and accosted him Great Brahmin you do not appear merely human You will not be satisfied with ordinary food I can surmise Ask me for the food that you desire Arjuna stood at a distance watching this conversation with amazement For he heard Krishna who allayed the hunger of all beings in all the worlds asking this lean hungry Brahmin what food will satisfy him Krishna was enquiring so quietly and with so much consideration that Arjuna was filled with curiosity and surpriseThe Brahmin suddenly burst into laughter and said Lord do you not recognise me There is nothing in this world nay in all the fourteen worlds that is beyond your ken I am Prana one vital principle in your Creation I am Agni the Fireprinciple I regret to inform you that even I have fallen ill To cure my indigestion I feel I must consume the arboreal juice of the Khandava Forest That forest must be burnt in flames That alone can appease my hunger and restore my appetite At this Krishna asked him Well consume it Why did you come to Me for this You have the power to reduce the universe into ash Why do you need help Agni answered Lord You know everything Does not the great serpent Thakshaka live in this Khandava Vana with his kith and kin his attendants and associates Indra the God of Rain is his close friend so He has undertaken the responsibility of guarding that forest against fire and other calamities Indra has given his word of honour that he will save the forest and thus save Thakshaka So as soon as I start eating up the forest Indra will send his minions and soak the place with rain I will be scotched into inaction I cannot eat any more So I am taking refuge in You Krishna laughed at his fears He said If so we shall help you out Tell us what we should do and we are ready Agni was delighted Agni exclaimed I am indeed blessed You can if you only decide to keep back the rain that Indra showers by covering the forest with a roof of arrows that will allow me to consume the Vana undisturbed Krishna assured him that his request will be fulfilled Arjuna addressed Agni You can burn up the Vana without hesitation My arms have enough strength to oppose and overwhelm not one Indra but even ten millions of them But there is a slight hitch Arjun told his dilemma I have not got with me the arrows necessary for this operation and the chariot that can carry all that weight If these are supplied I shall carry out your task with the gracious permission of Krishna Angideva the God of Fire was gladdened at this He granted Arjuna the two boons an inexhaustible arrowsheath from which he could draw out a continuous supply of arrows and a chariot with the Maruthi Flag Besides He created the Aagneyaasthra the Weapon of Fire After taking leave of Krishna in this manner Agnideva started consuming the Khandava Forest Just then exactly as anticipated Indra sent His attendants on the mission of saving the Forest from destruction Their efforts failed to rescue it They returned to their Master and reported their embarrassment So Indra Himself with His stalwart followers rushed to the scene to save the Khandava Vana and fell upon Arjuna Arjuna received Him with a shower of arrows from his famous Gandiva bow Indra too fought with all His might Within minutes the followers of Indra turned back unable to withstand the rain of arrows which pelted them from all sides Indra realised that the person who inflicted the defeat was His own son Arjuna He was overcome with shame at this He regretted that He could not defeat His own progeny and returned sad and chastened Meanwhile the God of Fire consumed the Forest merrily and with hearty appetite swallowing everything with His thousand red tongues and raising a huge conflagrationOnly ash was left behind Seeing this the birds and beasts of the forest tried in vain to escape from the holocaust They were caught by the flames and roasted alive Krishna was going round the Forest in His chariot to prevent any denizen from running out into the open for safety He discovered the snake Thakshaka a great friend of Indra in the act of escaping from the fire Krishna called Arjuna This gave Thakshaka the chance to wriggle out and speed towards KurukshetraAgni pursued the snake He sought the help of the Wind God to catch up with Takshaka s fleeing speed Thakshaka sought refuge with Maya the architect of the Devas and the Danavas he and Maya were moving fast Krishna noticed this and pursues them Maya surrenders to Arjuna and seek his protection for himself and his dependent Thakshaka Arjuna grants his wish and so Maya out of a sense of gratefulness falls at his feet and says Oh son of Pandu I will never forget this kindness Maya said to Arjuna Whatever is in my power I shall gladly do for you You have only to indicate your desire Arjuna reflected for a while and replied Maya If you yearn to satisfy me I demand but one thing build a Sabha Assembly Hall for my brother to hold court the like of which is not to be found on earth It must be so grand that no Deva or Danava or Gandharva can ever hope to build such a one for himself Arjuna continues It must fill all who see it with amazement Duryodhana was overcome with envy at the sight of that amazing palace He and his companions were puzzled and humiliated when they were led to believe that there was water where there was none and that there were doors where there were no doors They fell in so many places and knocked their heads against so many walls that they nurtured unquenchable hatred against the Pandavas It led to the Game of Dice and Draupadi s humiliation As per another version of the same story it is said that Arjuna did not burn the Khandava Forest for someone else rather the Pandavas burnt it down since they wanted to establish their kingdom and fort at the same place In the fire Takshaka s wife was killed but their son Ashwasen escaped Indra created a great gust of wind that compelled Arjuna to swoon for a few seconds In this brief time Indra helped Ashwasen escapeAfter this incident Aswasena moved to the Nether world and lived there During the Kurukshetra war when Karna was battling Arjuna Aswasena perceived an opportunity to exact revenge for his mother s death He emerged from the earth and entered Karna s quiver in the form of an arrow When Karna deployed this weapon Krishna pressed down his feet causing the chariot to sink As a result the arrow hit Arjuna s crown that was given unto him by Indra and shattered it to pieces Ashwasen came to Karna and said It was I who entered into your arrow to kill Arjuna Now please use me once again It is beneath my dignity to use the same kind of arrow twice for Arjuna said Karna If you dont want to use my help inside your arrow then let me go and kill Arjuna myself pleaded Ashwasen So Ashwasen went and tried to kill Arjuna but he was killed by Arjuna instead for Arjuna was an infinitely superior archerAshwasen came to Karna and said It was I who entered into your arrow to kill Arjuna Now please use me once again It is beneath my dignity to use the same kind of arrow twice for Arjuna said Karna If you dont want to use my help inside your arrow then let me go and kill Arjuna myself pleaded Ashwasen So Ashwasen went and tried to kill Arjuna but he was killed by Arjuna instead for Arjuna was an infinitely superior archerWhile Aswasena failed in his effort Takshaka s attempt at revenge which came many years later turned out successful Sixty years after the Kurkshetra war Takshaka took the form of a worm and bit Arjuna s son Parikshit who was then ruling the Kingdom The poison was so powerful that it engulfed Parikshit in flames a poetic revenge as it was fire that killed Takshaka s wifeArjuna s grandson Parikshit had been cursed to be bitten by a snake To fulfill the curse Takshaka took the form of a merchant and was traveling to Parikshits kingdom On the way he met Kashyapa Note there is some doubt as to whether he is the Kashyapa or some other Brahmana of the same name who claimed that he knew a spell that could save someone from death by a snakes poison regardless of the potency of the venom The Brahmana was traveling to meet Parikshit as well hoping to earn wealth by saving the kings life Takshaka challenged him to prove his assertion and assumed his true form The Brahmana accepted his challenge Thereupon Takshaka sunk his fangs into a nearby banyan tree The tree was reduced to a charred stump within seconds Now it was the turn of the Brahmana to display his prowess He chanted a Mantra to rid the tree of the venom Soon it was back to its original thriving state Humbled Takshaka managed to persuade the Brahma to accept a large gift of wealth and return to his village leaving Takshaka to kill Parikshit To escape from the curse king Parikshit had constructed an impregnable palace raised high in the sky supported by a single pillar There was a deep moat surrounding this pillar which was guarded by many antiserpent charms The wily Takshaka assumed the form of a tiny worm and burrowed into a fruit which was being taken to the palace by a group of sages When the king took the fruit offered by the sages Takshaka assumed his original form and killed the king by his bite Later Janamejaya the son of Parikshit embarked on a great Yagna with the object of avenging the murder of his father Special incantations were to be chanted which would lure all the snakes to death by luring them into the sacrificial fire The sacrifice was begun snakes were dying in thousands by flinging themselves into the sacrificial fire pulled by the power of the Mantras Still Takshaka was not among them for he was a friend of Indra who was protecting him from the Mantras by binding himself to Takshaka When the king saw that Takshaka was not among the dead snakes he asked the reason for this occurance from his priests They replied O King The might Indra who is a great friend of the king of serpents is protecting him with his own person That is the reason that our Mantras are being rendered impotent in Takshakas caseThe king then asked his chief priest to ensure Takshakas death whereupon that great scholar then invoked a powerful Mantra concluding with May Indra fall into this sacrificial fire along with Takshaka Impelled by the power of this incantation Indra and Takshaka both started falling towards the fire from the heavens Indra decided that his assistance to his friend had gone far enough and let go of Takshaka When Takshaka was about to fall into the fire a bright lad names Astik appeared Astik was the son of sage Jagatkaru and Takshak s sister He praised Janmejaya in such a fashion that he earned himself a boon Astik asked the king to spare Takshakas life for the line of the Nagas should not become extinct The king accepted this advice and stopped the sacrificial rights In return he was given a great portion of the wealth of Nagas
	
 
   
	 
  
 
	
 
 
	 
	 Amirthanathan Arulappan People with great credit can get better interest rates and the best offerings when it comes to rewards if they apply for cards aimed at those with excellent credit On the other hand it is important for those with lessthanstellar credit to apply for credit cards they have the best chance of being approved for as applying for multiple credit cards can lower your credit score even further While all credit scoring models differ a great or excellent credit score is usually above 750 and good credit scores are around 700 An average credit score is considered to be around 650 and anything below a 600 credit score usually falls in the badcategory Note that even if your credit score falls in the desired credit score range for the credit cards cited below this does not necessarily mean you will be approved Your chances of being approved are still very good however it is important to keep in mind that factors besides credit score go into approval decisions and each issuer may use different scoring models Not sure what your credit score is You can get your credit scores for free by signing up for a credit report monitoring service here Though most of these credit report monitoring services provide scores from the CreditXpert model we found that these are a close approximation of the FICO scores that many credit card issuers often use Whether you have excellent credit or your score is hovering at the end of the spectrum here are the best credit cards for your credit score The Citi Simpilicity Card is one of our overall top choices for credit cards thanks to its 18 month 0 intro APR which is the longest interestfree period for both purchases and balance transfers that weve seen in a card This credit card has no late fees or penalty rates plus there is no annual fee People with excellent credit looking to make large purchases or complete a balance transfer will really benefit from the long interestfree period on the card In general you cant go wrong with this oneIf you have great credit and love to travel this credit card has the best travel rewards around In addition to a 0 introductory APR for the first 12 months cardholders can earn 2 miles per dollar spent on all purchases with no mileage caps or foreign transaction fees Plus you will earn 40 000 bonus miles after spending 3 000 in the first 90 days which is equivalent to 400 worth of travel As if that werent enough when you use your earned miles to pay for travel you will get 10 of the miles back For those who want to keep an eye on their credit score and make sure it stays in goodstanding this card also provides complimentary FICO scoresUsually cards with perks like these are reserved for those with excellent credit but not the Chase Freedom card This card offers 0 interest for the first 15 months and the possibility to earn 100 bonus cash back after spending 500 in the first 3 months In addition cardholders will earn unlimited 5 cash back in categories that rotate quarterly and 1 cash back on all other purchases Not only will this card help you save money on interest but you can essentially earn money while you shopChase Slate is the bestrated balance transfer card for people with good or excellent credit Unlike most credit cards there is no balance transfer fee and cardholders will get 0 APR on both purchases and balance transfers for a whopping 15 months There is no annual fee either so you can start saving money on interest for freeJust because you have average credit doesnt mean you have to miss out on earning rewards while you shop The Barclay Rewards Mastercard for average credit earns users 2 points per 1 on gas grocery and utility purchases and 1 point per 1 everywhere else This card reports to all three major credit bureaus monthly which provides a great opportunity to rebuild your credit score and you will also get complimentary FICO scores so you can see how your credit is doing Plus there is no annual feeThis secured credit card gives those with bad credit an opportunity to fix their credit score dilemma With secured credit cards users put down a security deposit when they are approved for the card so it is hard to be turned down for a secured card regardless of your credit score Dont let the name secured credit card fool you it looks and works like any other credit card so no one but you needs to know its a secured card The Capital One Secured Mastercard reports to the three credit bureaus so if you make your payments on time you can help improve your credit score with good payment behavior After using the card responsibly and boosting your credit score you may eventually be eligible for an unsecured credit card
	
 
   
	 
  
 
	
 
 
	 
	 Amirthanathan Arulappan People mostly think that once they pay off the bills they can close their credit card account completely They often think there is no need of an account if they have a credit card with them But the actual fact is that you are likely to hurt your credit history and your utilization ratio which weighs the amount of credit you have against the amount you are currently using The best way to avoid hurting your credit score is to set up the card to autopay one small bill and deduct the balance from your checking account every month The benefit you will get is that you will have a low balance and a longerrunning history tooEveryone is entitled to get each of their credit reports for free once a year Financial experts always suggest you to pull one credit report every few months through annualcreditreportcom Your credit report will give you an overview of what is right and what is wrong and it will also show you the area you need to focus on It will also ensure that any newly introduced errors get quickly corrected An error in your credit report can hurt your credit score Shehe is my best friend why can t I cosign a on hisher behalf Today most of the people have this question in their mind Cosigning a loan or a credit card is one of the dangerous things that can hurt your credit score badly The drawback of cosigning is that the status of the loan you signed for your friend or relative will appear on your credit report In addition to that if unfortunately your cosignee has a habit of making late payments or carrying a high balance then that can negatively impact your score Also there is no such rule that bank will inform you about that so you cannot blame the bank too If your cosignee defaults entirely you are the one who is legally responsible for paying off the loan Yes this is true that the credit bureaus keep separate scores for spouses but there are chances that the actions of your better half can have a negative impact on your credit score Any joint accounts or loans taken will be shown in your credit scores separately Thus if the spouse fails to pay bills on time or carries a higher credit card balance then the other spouse s credit score is likely to take a hit It is often seen that some married couples put all credit card accounts and loans in one spouse s name By doing this one partner is left with a huge gap in his or her own credit historyAnother important factor after timely payments on your credit report is the credit utilization ratio this is nothing but the percentage of available credit that you are using on your credit cards both individually and in sum Aim to keep that ratio below 20 percent to 30 percent Even if you do your payments on time and if your credit utilization ratio is high then it will surely affect your credit score But people mostly don t bother to have a look at their credit utilization ratio If you charge everything on one card for your own convenience or to rack up rewards points and then pay off everything when you get your bill you may still be doing damage to your credit score People in order to get great reward opportunities sometimes buy everything with their credit card Spending too much and not paying on time can raise a red flag on your money management abilities Apart from this there will an increased risk of exceeding your limit Even if you pay your full balance every month racking up too much debt can hurt your score Also be cautious before you charge Some credit card companies can track where consumers shop and penalize them for purchases that could lead to financial problems Missing credit card payments is a usual practice for most of the people Always remember thirtyfive percent of your credit score is your payment history Consistently being late on your credit card payments will definitely hurt your credit score Pay your credit card bills on time to preserve your credit score By making late payments on bills and debts you will hurt your credit score for each late payment that you make on your bills and debts In order to avoid the black marks on your credit file try not to miss any of your payments Defaults are one of the most common reasons why credit scores slide Some consumers by mistake think that by closing down credit cards they will rarely use the credit cards and instead will boost their score but unfortunately the opposite occurs Closing down accounts will decrease your total amount of available credit which will automatically push up your credit utilization ratio In general there is no reason to shut down your old credit cards unless they carry a high annual fee Also opening additional cards is one way to decrease your overall credit utilization ratio Remember that every time you apply for a card the issuer puts in what s called a hard inquiry to the agencies for your score Your credit utilization ratio accounts for 30 percent of your credit score If youre hovering near the maximum on your accounts you are considered a high risk to credit card companies The less you use the better will be your credit score Those with the best credit scores on average use about anything over 35 percent which is considered high and can impact credit scores and thereby decrease your chances of getting another card
	
 
   
	 
  
 
	
 
 
	 
	 Pravin Agrawal Wishing You Happy Janmashtami This verse is from the Bhagawad Gita where Arjuna was not willing to fight the Epic war of Mahabhaarat and Krishna explains to him to perform his dutiesYou have a right to perform your prescribed duty but you are not entitled to the fruits of action Never consider yourself to be the cause of the results of your activities and never be attached to not doing your duty Bhagavad Gita Chapter II Verse 47 47 Let s see what does this mean Karmanye Vadhikaraste Ma phaleshou kada chana You have the right to perform your actions but you are not entitled to the fruits of the actions Ma Karma Phala Hetur Bhurmatey Sangostva Akarmani Do not let the fruit be the purpose of your actions and therefore you won t be attached to not doing your dutyThis message was from the Lord Krishna to Arjun during the Epic War of Mahabhaarat when Arjun was not willing to fight given that he had opposite of him all those persons he considers to be his own Arjun says to Krishna what s the use of fighting against my own for just a piece of land What happiness will I get by slaying my dear ones The ones on the other sides are my own uncle my cousin Won t I be committing a sin What will I get by killing all of them Instead I would have preferred that they kill me here itselfThen Krishna explains to him about his duties The above verse which is among the most famous verse in Mahabhaarat is one of those explanation he has given Let us study the context In this case Krishna tells Arjun that no matter what is the result of the war he should not be worried about it His duty is to fight then he has to fight He wins or loses that is not important Even if he dies during the war he will attain heaven because he has correctly performed his dutyNow coming to the second phrase of the above verse Krishna also advises Arjun that he should never let the fruit be the purpose of his action in this case the action is his fight and the fruit is either he wins or loses In other words he is not supposed to worry about victory or defeat Either one wins or loses he must be neutral about it In simple terms it means Keep on performing your duties without being attached to the result of your actions Either you get something or you don t get anything you should not worry about it You should have a neutral behaviourWell let us relate that in our context as a human being As an example A student His duty is to study he passes or fails that s not in his control The student does not study just for the sake of passing his exams When he studies he learns Whether he pases or fails he should not be too happy or too sad about it If ever a student studies for the sole purpose of passing his exams in the end he has not learned anything even if he has passed But if he studies because he considers learning and studying as his duty he won t even need to be worried whether he will pass or fail And such a student as we have always seen they are most likely to pass their exams Unless they are not able to reach their exam for some reason But still he should not be sad about it Why Because the most important is at least he performed his duty wellWe can also relate this to selflessness When we help someone we don t do it for the sake of something in return whether we are rewarded for our actions or not this is not our concern And when we help someone without worrying about our own gains this is selflessness We don t think what are we going to get from that The importance is that as a human being we have been able to help someoneNote In Bhagavad Gita As It Is By Swami Prabhupada the part Ma Karma Phala Hetur Bhur means never to consider ourselves to be the cause of the result of our activitiesThis is right too because when we consider ourselves to be the cause of the result of our actions we will be tempted to be attached to that result So when we do something we are not supposed to take the credit for the fruit of our action We consider that it is our duty so we did it Today how many of us really believe in this principle What does this verse means to us todayWishing You Happy Janmashtami
	
 
   
	 
  
 
	
 
 
	 
	 Pravin Agrawal 1 A woman s handbag is not just her fashion asset but also that space which remains with her all the time carrying all important things like breath mints a safety pin to fix a broken zipper keys makeup and what not However most women don t know that their handbags are much more than an attractive collector of things If a purse is kept organized as per Feng Shui it becomes a symbol of wealth and health How It s a simple concept Following certain tips of Feng Shui as far as your purse is concerned it will start pouring in money and keep you healthy2 It is often seen that women keep their bags on the floor in restaurants or in washrooms This should be avoided Remember to always hang it somewhere on a door hinge or the corner of the door 3 A usual habit of women is dumping every possible trash in their bags Be it gum or food wrappers bits of paper or used tissues resist them throwing into your bag It means you keep trash with your money 4 Avoid throwing change in your purse as well When you throw coins in your bag it settles at the bottom of your bag This is disrespecting money You must make an arrangement in your bag to hold your coins May be a small unused pocket can be coins home5 Few useful items that can turn very important anytime include safety pin a tiny container of dental floss a small notepad with pen a small pocketknife highlighter pen and bottle of eye drops Always carry them 6 It s advisable to keep those tiny Feng Shui hangers and good luck charms in your bag These are a great source wealth 7 Never buy a bag just because it s in vogue but a purse that suits your needs It should hang on your shoulder comfortably and stay their without falling It is good to buy bags with many pockets to keep your smallsmall essentials8 Small hooks in your purse allow you to find your keys easily Buy those bags that have key keepers This says you can find your way financially too9 Put a wallet in your bag that keeps your money inan organized manner and not clutters everything inside Too many credit cards becomes a financial trap a credit score nightmare and well clutter Lastly make sure your wallet has more room for money and less space for credit cards10 Color that resonates with your personal wealth energy will help stimulate your wealth and moneymaking opportunities If you don t want to buy a purse in your personal wealth colors other good options include red metallic white black and blue 11 The no 1 Feng Shui tip for your purse is to buy it only when you love it and not because others like it When you finally buy the bag you like care for it Keep it clean and managed
	
 
   
	 
  
 
	
 
 
	 
	 Radhika Ravi Rajan Did you know your birthday didnt just happen The day was especially chosen for you on the basis of your karma The day time and precise moment belong to you in more ways than you knowLets us what each date says about the UNIQUE and FABULOUS person born on that dayHappy Birthday in advance You are a leader with great ambition and drive You are independent and dislike working with others You easily become frustrated with routine You are a pioneer a gambler an initiator You are very creative you possess a keen and rapid mind You have excellent business instincts and with training can run large organizations and big businesses Knowledge is a practical tool in your hands You possess broad vision and motivate others You get enormous opportunities for accomplishment Your determination will power and inventiveness are keys to your success and bring you personal reward and financial success You are open to the ideas of others but can be stubborn and hardheaded once you become attached to your plans Avoid laziness and procrastination You are given to anger and frustration and have a tendency to force the issue at times when things are not developing as fast as you would likeYou are sensitive and intuitive You love beauty and attention Your sensitivity makes you emotional and vulnerableYour talent lies in personal relations and diplomatic skills You are keenly aware of what is on the minds of others and can adjust to create peace Possessing art of diplomacy you help others find middle ground You possess artistic and musical ability You are warm and affectionate and need the same from loved ones You want to be hugged and cuddled falling into childhood patterns You like to feel secure and safe You are cooperative and work best in partnerships You enjoy being the power behind the throne rather than the one on stage You are modest and kind Your intuition allows you to perceive what another wants even before he or she says it You can continue a project better than start it You are very attentive to details You are the glue that keeps important projects together You may not get the credit you deserve but are indispensable in any endeavourYou have a highly developed creative talent You are an artist at heart You could excel in writing the visual or performing arts If you are not professionally involved in these areas you should consider taking up art as a hobby You are highly imaginative quick witted and possess the gift of the gab You have great enthusiasm Others find you inspiring and charming You are a wonderful salesperson You are friendly and sociable affectionate and loving You possess a good deal of charismaYou have a fine sense of harmony and art in everything that you do from your dress to the way you decorate your home You have a gift with plants and flower arranging You can be moody and subject to rapid ups and downs Be careful not to waste time and energy on trivial matters Keep your longterm priorities in perspectiveYou are hardworking conscientious precise You are highlyprincipled disciplined and responsible You take your obligations very seriously You are highly ethical You can be proud and upright but conversely are not arrogant You have compassion for people You tend to persevere in the face of an obstacle or personality problem You love your family and make a wonderful mate Yet you are not overly emotional nor very demonstrative of your love You tend to understate your affectionsYou are constantly focused on the foundations of your life business career or family matters You are highly rational Yours is the slow patient sound and secure approach You are a natural organizer and manager People especially relatives and coworkers tend to rely on you You are perceived as the rock of any endeavour You love change travel and adventure You are a bit of a rolling stone You have enormous curiosity and yearning to see faroff places and meet exotic people Your arena is the world itself and its just a matter of time before you are off again on another excursion You are highly adaptable and need excitement You relate well to others and have an easy way with words In fact you have a talent for promotion public relations and writing Your social skills are highly refined Your ability to communicate and promote a product or event makes you a natural salesperson You work well with others as long as there are not too many restrictions You have trouble being bound to a desk or an office You can easily feel cooped up and trapped unless there is variety and change in your life You become bored and restless easily You may be a little irresponsible and need to learn discipline and orderliness You are familyoriented and have a talent for settling disputes between people to the satisfaction of both sides You somehow know the middle ground Your lesson in life is to work with balance Whether it emotions caring for others finances work or play you must learn where you can be of service exactly what you can do and what are your limitsYou have artistic talent You have a deep appreciation of beauty and art You are highly responsible and will do without in order to fulfill a debtYour focus is on relationships You want to help others and have a talent as a healer and could make a profession of the healing artsYou need to know you are appreciated You are given to flattery and vulnerable to praise Criticism on the other hand leaves a very damaging impression on you You will sacrifice your own comfort to support and help others You are generous kind and understanding You must learn to provide more than merely a shoulder to cry on You possess a highly developed mind It is your instrument for investigating the world and its subjects You are philosophically and spiritually oriented You should specialise in order to make full use of your abilities and natural intellect You tend to be analytical and rational in your approach to relationships Emotions are a cloudy and uncertain realm for you which you do not trust You should meditate and do some spiritual exercise in order to develop your intuitive talent You should avoid reckless living as it tends to backfire for youYou have a talent for business and a good sense of money Your approach to business is original creative and daring You have sound judgment and need the freedom to exercise it lest you become bitter and tyrannical elsewhere in your life It is advisable to avoid partnerships wherever possible If you do not already run your department or business you are destined for such a position Leadership is your gift the same way you have a great talent for organization You can manage large groups of people and guide them along the lines of your vision You are a realist selfconfident practical ambitious and goaloriented You have little patience with weakness be it your own or someone else You must develop the qualities of perseverance and survival You will meet many obstacles which must be viewed as challenges that make you strongerYou are broadminded idealistic and compassionate You should obtain a education in the arts Many great artists are found under this number You have a greater social role to play that will require a blend of practical and humanitarian efforts Children born on the 9th usually take their time before choosing a profession You are wellliked and even admired by others You have a broad vision of the world and can see the grand scheme of things There is an element of sacrifice in the number 9 that demands that you learn forgiveness and unconditional loveYou are highly ambitious and yearn for independence You possess leadership abilities and a strong drive for success Your test in life is to live according to your dream to have the courage to overcome obstacles and win the independence you want You possess a sharp mind and fine analytical skills You have excellent managerial skills You plan well and can organize people to carry out your planYou are idealistic and possess a great deal of intuition Your intuition is so keen in fact that you would make a fine counselor or healer You seem to understand people before they reveal their inner being themselves in general you have an appreciation for what motivates peopleYou are highly sensitive emotional and reactive You bruise easily from the criticism of others and can take some time recovering from such slights You can be very inspiring You possess the qualities of a visionary and are often able to excite others with your ideas for a better world Your intuition and sensitivity lead you inevitably toward philosophical and idealistic pursuits You possess a high degree of artistic talent that emerges in virtually everything you doYou are highly imaginative and quickwitted You can be the life of the party entertaining people with stories jokes or witty remarks You have plenty of vitality your body heals quicker than most peoples You are especially talented in the verbal and writing skills These areas as well as acting and other performing arts should be cultivated You have a great deal of enthusiasm and make an excellent salesperson You can make the best out of a given situation and are easily satisfied You are emotional friendly sociable and affectionate You have a great love of family tradition and community You are the foundation of any enterprise you commit to doing your work with determination and precisionYou love things that are solid and grounded in the practical Yet you possess a considerable amount of artistic talent that is searching for concrete form of expression Not surprisingly you love nature the ultimate union of beauty form and function You are a natural organizer and manager with an eye for detail You can work hard long and conscientiously As long as you are taking good care of yourself you have excellent concentration You have to be careful not to become overworked to the point that you no longer take time to stop and smell the roses You love change excitement and travel You easily become bored and need the new and the exotic to feel stimulated and alive You are highly adaptable which makes change easy for you You have a gift with words and likely possess much talent as a writer or editorYou are highly social and work well with others as long as there are not too many restrictions to bind you You get restless easily a characteristic that can make you change vocations or relationships quickly Major changes in your life should be studied well before you make themYou are highly creative and artistic You also have a gift for languages No matter what you do as a profession your love tends to be the arts especially visual arts such as painting calligraphy or sculpture There is a yearning within you to ground within the family or community structure but there is a hint of wanderlust too which makes grounding difficult You want the best in your life and you strive for itCommitment to relationships especially home and marriage is a central issue in your life You must be willing to bring out the best in your partner or the place you live In the same way you must truly commit to your own abilities make the most of themYou are generous and understanding As a parent you are devoted to your children and can maintain stability and love within the familyYour overpowering orientation is toward the philosophical and spiritual aspects of life You are driven to understand the unseen world On some level you feel like a foreigner on planet Earth Your realm is the world of spirit Your challenge is to find a way to ground that desire and understanding in practical terms so that it can be effectively shared with othersYou have a fine analytical mind that is capable of penetrating beneath the surface of the subject at hand You also have the capacity for excellent concentration The great pitfall you face is the choice of becoming aloof mental and criticalYou are highly ambitious and blessed with excellent business and financial instincts Your approach to business is original creative and daring You are highly independentYou have very sound judgment You are an excellent manager and organizer You are gifted with the ability to see the larger picture and remarkably how the details come into play You are efficient and can handle large projectsYou are selfconfident and have high expectations of yourself You tend to be dramatic especially with moneyYou are a born leader and an efficient manager capable of organising and inspiring others You are especially talented in politics religion art and the law You are highly creative and have an excellent understanding of people You are broadminded and tend to be a late bloomer in choosing a profession You have a great dream for humanity You want to improve the conditions of people whether they are in your community state country or the world at large This is where your deepest satisfaction lies You have a calm and even aristocratic appearance However beneath it there is a sense of frustration with not having received your due in life either from parents coworkers or your community You are highly determined and yearn for independence You tend to struggle to achieve the selfsufficiency you desire and may endure considerable frustration in your struggle for independence The reason your desire for independence is so strong is that it eclipses other balancing perspectives As the poet John Donne said No man is an Island unto himselfwe are all bits of the main This is a central lesson in your life to learn the difference between the dream of independence and the reality of interdependence You are a pioneer at heart you are willing to take risks to get what you desire As such you are willing to change your environment often and even enjoy doing soYou are highly sensitive and very impressionable You possess great awareness and can sense the feelings of others even when they try to hide their inner thoughts Consequently you are easily influenced by your environment You are highly emotional as well which makes you all the more subject to the changing winds within your surroundings All of this creates a great need to develop and maintain your own center Once you have accomplished this task life will become more manageable and less threateningYou are especially moved by beauty harmony and love You give affection and need much in return You especially need physical affection that is plenty of hugs and warmth You like to spend time with family and friends You are a cooperative partner and hate to be alone Your talent lies in your keen insight and your willingness to act as an advisor to those who are able to wield power You operate best as the power behind the throneYou are more one who sees a project through to completion You are good with details not much escapes your attention You are brilliant at making others think they are brilliant You are highly creative with a strong will to succeed You have a social gift You get along well with others and generally enjoy people immensely Your imagination is highly charged It reveals itself in everything you do from your sparkling conversation to your most prized projects You are quick witted and can think on your feet Both your mind and body are vital and seemingly radiating with lifeYou are talented in writing and verbal skills You can succeed as an artist writer or editor You are inspiring and enthusiastic You uplift social gatherings and often serve as the life of the party You are an excellent salesperson Your love runs deep and you can be passionate More often than not you are on the receiving end of affection simply because people are charmed by you Your challenges Your challenge is to ground and focus your energies deeply in a specific field or endeavor You must develop yourself and your talents in order to make the most of your life Otherwise you can easily let charm and wit pass for outstanding work thus wasting your talents You can be nervous and even given to paranoia especially when your nerves become frayed or your imagination runs out of control You have great potential as a leader organizer or builder of an institution or business You have a vision and the capability to materialize it You possess the capacity for great strength but conversely you can be deeply afraid of the dimensions of your ambitionsYou have unusual perception Your intuition is very good and you should rely on your first impressions You are both practical and idealistic You tend to want to ground your ideals in realistic methods You are not one to indulge too much in grandiose plans for their own sake You have enormous potential for success Many who have left a permanent stamp on humanity inventors Nobel Prize winners leading artists and statesmen have had the 22 prominent in their charts You may secretly feel that nothing will measure up to your original dream Consequently you can turn away from your ambitions This can result in enormous disappointment to you should you sacrifice your dream because of fear of failureYour challenge is to start your enterprise small and take practical steps toward enlarging it to its full scope You love change and excitement and need both to feel truly alive For you life is an adventure to be lived to the fullest You dont want to be cheated from having your share of experiences You are highly adaptable which makes change a great deal easier for you than for others You have an easy way with relationships and generally get along well with most people you meet You have a gift for communication and promoting yourself You possess talent in verbal and writing skills and would make an excellent writer editor or salespersonYou are quite affectionate and sensitive You work well with others as long as there are not too many restrictions placed upon you You do not like to be cooped up in the same place for long you get restless and bored easilyYou are versatile and talented and there are few things you cannot do You have a very sharp mind and a fine understanding of the body which makes careers in medicine or health both possible and rewardingYou are familyoriented with a gift for restoring and maintaining balance and harmony in relationships You are emotional and sensitive and like to demonstrate your love You have a gift for both the healing and cultural artsYou can be overly emotional and even melodramatic You have a tendency to magnify your emotional issues especially when they involve some kind of criticism of you You are willing to sacrifice much to maintain harmony in important relationships You willingly provide a soft shoulder to cry on or a ready ear to hear out someones travailYour artistic talent goes in many directions but you are likely gifted in acting and drama At the same time you generally do well in business because you are systematic careful and patient in your approach to business issuesYou possess a sound rational mind and keen insight You are logical and intellectual in your approach to life At the same time you have fine intuition which if you are able to listen to it will guide you well through life You are capable of investigating and researching subjects deeply Your analytical skills force you to avoid taking anything at face value This is where you are at your best using your intellect to ferret out facts and information to deeply understand the matter at hand and then make sound decisions You would fare well in the sciences teaching philosophy metaphysics and psychologyYou have a good sense of money and a talent for business Your approach to business is original creative and daring You possess sound judgment and need to be incharge of whatever you are doing You are a good manager and organizer You have a gift for seeing the larger view but may neglect the details You are efficient and can handle large projects enterprises or businessesYou are a realist selfconfident practical and highly ambitious You can be very diplomatic and tactful You prefer to get things done by persuasion than forceYou are dependable and have high expectations of yourself You have a need for status and may show off the fruits of your labor with an impressive car or house You can easily overdo such ostentatiousness and may appear showy in the eyes of othersYou are proud of all you possess You like to be complemented You possess the strength and courage to succeed over any difficulty You do not express your feelings much Its hard for you to give up the past You are generous and willing to help in a crisis You can be philanthropic and a pillar of your community You are a born leader an efficient manager capable of organizing and inspiring others You are especially talented in politics religion art and law You are highly creative and have an excellent understanding of peopleYou are broadminded and should be educated in several different fields particularly the arts Many great artists are found under this number You tend to be a late bloomer and must be willing to take your time before choosing a profession You need experience and exposure to many different types of people before you find the one area in which you will specializeYou possess a gift for leadership but it is employed best through cooperative effort Your means are generally gentle persuasion rather than overt displays of powerYou are unconventional idealistic and independent You are extremely ambitious You possess selfconfidence but need encouragement You have an exceptionally analytical and rational mind You are an excellent planner with a talent for directing and managing groups of people You easily become frustrated with routine activities Youre willing to take risks There is a pioneer spirit in you You like to be on the frontier of whatever you are doing Once a project is started however you prefer to turn it over to others to run and maintain You are a great starter but are not much interested in keeping the show goingYou are highly emotional and enjoy demonstrating your love On the other hand you can become irritated and angry easily and are given to tantrumsYou are highly intuitive and creative Your mind thinks in pictures You seem to draw information and ideas from out of the sky Your intuition is your gift along with a powerful drive to know the oneness of all things You are so driven by spiritual pursuits that no matter what you do in life the world of spirit and philosophy will be central to your daily behavior You feel linked with the larger universal forces and nothing will change thatYour highly developed intuition makes you a wonderful counselor healer or health practitioner You have a gift for inspiring people Many people admire you without your knowing it You are a visionary and others sense your wisdom You have a highly developed creative talent You are an artist at heart You could excel in writing visual or performing arts If you are not professionally involved in one of these areas you should consider taking up art as a hobby You are highly imaginative quickwitted and possess the gift gab You have great enthusiasm Others find you inspiring charming and charismatic You are a wonderful salesperson You are friendly and sociable affectionate and loving You have a fine sense of harmony and art in everything that you do from your style of dress to the way you decorate your home You have a gift with plants and flower arranging You can make a wonderful interior designer and a fine cook Your challenges You can be moody and subject to rapid ups and downs You can waste your talent in too much socializing and not enough focus and discipline Be careful not to waste time and energy on trivial matters Keep your longterm priorities in perspective You have a great love of family tradition and community You are the foundation of any enterprise you commit to doing your work with determination and precisionYou love things that are solid and grounded in the practical Yet you possess a considerable amount of artistic talent that is searching for concrete forms of expression Not surprisingly you love nature the ultimate union of beauty form and function You are a natural organizer and manager with an eye for detail You can work hard long and conscientiously As long as you are taking good care of yourself you have excellent concentration Your Birthday number is one of your core numbers the five most influential numbers in all of your personal Numerology Your date of birth reveals your assets So know yourself and love yourself
	
 
   
	 
  
 
	
 
 
	 
	 Monsoon God If Mahabharata has two characters who have received the most humiliation for no fault whatsoever one is Draupadi and the other is Karna Draupadi has longed for a husband who will have wisdom and moral values will be strong and well built a good archer handsome and intelligent Karna is the only character in Mahabharata who has all these qualities The gods knew Draupadis wish well ahead of time and gave all these qualities to one man Also all these qualities have been equally divided in Pandavas Yudhistira for moral values Bhima for physical strength Arjuna for archery Nakula is handsome and Sahadev is the most intelligent Karna is the best archer next to Eklavya and Arjuna is no match for him Dronacharya knew that Karna is far superior than Arjuna hence he denies to teach him archery lessons Bhisma knew that Karna is superior to Arjuna and thus prevents him from entering the war during initial days Its fate or destiny which parted Draupadi and Karna He would have been a better only husband for her than the five she got as he was as good as any of the pandavas when it came to virtues and valour But from the political and Dharmas point of view she has to be married with Pandavas Thats the plan Karna negates Arjuna which creates a balance Draupadi herself prevented Karna from participating in the Swyamvar calling him a Suta Putra This insult by Draupadi was one of the reasons for her downfall in the court room where she was disrobed in public leading to humiliation of Pandavas reaping the seeds of war Karma is a bitch Many years later she learned from Krishna that Karna is not a suta putra but the eldest son of Kunti To this Draupadi regrets sayingIf I had married him I would not have been gambled away publicly humiliated and called a whore For he has all the qualities possessed by my 5 husbands So she ended up marrying a man who shared her with his brothers and failed to protect her when she needed him the most Lesson Give credit where it is due for Karma shall get you in due time There is another legend which says that its Karna who prevented the rape of Draupadi by Vasuki Vasuki could only be pacified by the eldest Kuntiputra Karna Draupadi has always favored Arjuna but alas Arjuna was not happy with the fact that he has to share the prize he has won with 4 brothers Arjuna on the other hand favored Subhadra Draupadi knew this too which is why she starts having a soft corner for the next best archer Karna But from the political and Dharma s point of view she has to be married with Pandavas Thats the plan Karna negates Arjuna which creates a balance In the 12th day of the battle Arjuna had made a vow to kill Jayadratha Duryodhana s brother in law This is because Jayadratha was instrumental in holding off all the other 4 Pandavas in the first gate of Chakravyuh which caused the death of Arjuna s brave son Abhimanyu Since Arjuna has made the vow that either he will kill Jayadratha or he will take Agni Samadhi Drona laid out this plan that by the time Arjuna is busy fighting Jayadratha he can capture Yudhistira Bheema was appointed the defence of Yudhistira and hence Duryodhana asks Karna to involve Bheema so that Drona can capture Yudhistira Karna challenges Bheema and fights bravely He holds him through out the day Bheema is superior to Karna in Gada the mace and Karna is superior to Bheema in archery Hence both of them decide to use a neutral weapon the spear At the end of the day Karna succeeds in defeating Bheema and there comes a point when Bheema is armless and Karna holds his spear towards Bheema s neck But Karna decides not to kill Bheema There are two reasons why he doesn t kill Bheema despite having all the options to do so 1 Karna has given his word to Kunti that his 5 sons will remain alive If he kills Bheema he can t kill Arjuna 2 If Karna kills Bheema he would do injustice to Draupadi s unstrangled hair Draupadi has taken a vow that until and unless someone brings the blood of Dussasana s heart and wets her hair she will never tie her hair Bheema has made a vow that he will kill Dussasana and bring his hearts blood to Draupadi If he kills Bheema in this battle he will do injustice to Draupadi Furthermore Karna had earlier protected Draupadi from Vasuki and then Draupadi had touched his feet saying Hey Angraj Karna please forgive me for my innocence for unfairly denying you participation in my wedding competition and calling you Suta Putra I take back my words Today you have protected my modesty After Shree Krishna it is you who have protected my modesty and hence you have risen to a Godly level in my heart I panchali the wife of Pandavas the daughter of Drupad the sister of Dhristadhumnya the mother of 5 brave sons respect you to equal level of my husbands Hey Devi hey Annapurna hey Kalyani forgive me too for I had insulted you in the courtroom I was blind in the agony of revenge and I didn t realize your worth Please forgive me too I will ensure justice is done to your hair Karna decides to walk away and not kill Bheema When Draupadi learns that Karna had spared the life of Bheema her love and respect for Karna is magnified
	
 
   
	 
  
 
	
 
 
	 
	 Radhika Ravi Rajan The dictionary defines telepathy as a communication between minds by means other than sensory perception Indeed it seems a power beyond the five senses or what is known as the Sixth Sense Many of us can vouch to have experienced sixth sense or psychic messages in our mental InboxThe subject of Telepathy has held us in fascination forever Does it really exist Is it possible to send signals from one mind to another Is it possible for another person to know you are thinking of them or communicate your thoughts and feelings to them along mental wavesExperts say Telepathy occurs spontaneously whereby a person receives a thought from someone standing nearby and might even respond to that verbally much to the surprise of the thinker They say this phenomenon is more common than people realise but such thoughts are dismissed as imaginationThis becomes even more believable when one hears about people communicating telepathically over great distances and with complete accuracy It seems then that space and time are no barriers as the communication is happening taking place on the mental plane on invisible waves of energyFrom Star Trek to Superman popular fiction has portrayed telepathy many times The power of telepathy is one of the powers that these super heroes inevitably possess be it the Jedi in Star Wars or the Vulcans in Star Trek In the Harry Potter series telepathy is described as a magical skill known as LegilimencyThe word clairvoyance is from the French clair meaning clear and voyance meaning vision a reference to a persons ability to gain information about an object person location or physical event through means other than the known human senses A person who has the skill of clairvoyance as a crystal ball gazer is known as a clairvoyantWhen Julie Beischel met Mark Boccuzzi at a conference and agreed to participate in an experiment on telepathy she didn t immediately tell him about the powerful connections she d felt to him after all they were strangers Now married Beischel and Boccuzzi credit telepathy for helping them meet and fall in love It was like nothing I had ever encountered Beischel recallsIn Anthony Horowitzs Power of Five twins Jamie and Scott Tyler are shown to have telepathic powers which enable them to read peoples minds and ultimately control them Well ask any mother of twins identical or otherwise about the power of telepathy Its telepathy which makes them wake up at the same dot time even if they sleep in different rooms Its also telepathy which makes them want the same toy at the same time Gosh Telepathy is all too common on the spiritual path Many Masters have perfected the art of telepathy or communicating through the mind There is also a school of thought which examines the role that telepathy has to play in the event of death When a person dies communication as we know it ceases and then begins telepathic communication on the astral planeYou may be surprised to know how rampant telepathy is Even in a socalled emotionless office people not only successfully read others minds like a movie screen but also find the moods of fellow colleagues infectiousSo how exactly does telepathy work The entire Universe being infinite Mind and Consciousness with everyone being a seamless part of the whole an infinite number of direct lines of communication become possible These communications being energy that is vibrating transmitted and subsequently received by one or more people who are in tune with the same energy vibrations what is known as the same wavelength Not being on the same wavelength means getting a garbled message Parapsychology describes several different forms of telepathy Latent Telepathy is the transfer of information with an observable timelag between transmission and receipt Intuitive Telepathy is the transfer of information about the past future or present state of an individuals mind to another Emotive Telepathy is the transfer of kinesthetic sensations through altered states Superconscious Telepathy involves tapping into the superconscious to access the collective wisdom of the human species for knowledgeSome people say you dont have to be a clairvoyant or psychic to practice telepathy Its already there inside you you just have to start by observing how accurate you will soon become at telepathy A telepathic microchip that enables paraplegics to control computers has been developed by Dr Jon Spratley a British scientist The chip is implanted onto the surface of the brain where it monitors electronic thought pulses While paraplegics may be unable to move their limbs their brains still produce an electronic signal when they try The new chip captures this thought and transmits it wirelessly via Bluetoothstyle technology to control a range of simple devices It means paraplegics amputees or those with motor neurone disease such as Stephen Hawking could be able to operate light switches PCs and even cars by the power of thought aloneClose on the heels of Telepathy comes Body Language a form of mental and physical ability of human nonverbal communication consisting of body posture gestures facial expressions and eye movements Humans send and interpret such signals almost entirely subconsciously Body language also provides clues to the attitude or state of mind of a personIn Hindu culture there are the siddhis of Yoga wherein it is quite common for yogis to read the minds of others just as it is possible for them to predict the future and tolerate extreme heat and coldBuddhist religion mentions abhijna or the power of directly knowing attained of course through virtuous living and meditation
	
 
   
	 
  
 
	
 
 
	 
	 Narayanan P Usually it is the deep pain sensation coupled with some oddity that enables memories of childhood which belong an age that is not expected ofto be remembered It was more or less like that It was the second standard Adding up on the fingers of two palms was not a problem unfold in two installments for a 3 4 count the entire unfolded fingers from 1 2 3 and on But 39remove39 is what the teacher said when it was only about 39folding39 three of the fingers after having held verticallyup all the fingers thumb of the two available palmsAnyway I managed to correctly fold the 3 fingers it was 39how to do a 10 minus 3 Mean while another 39teacher39 we were not taught to mess with 39Miss39 in those days a teacher was for female and a Saar for that tougher one the male another teacher stood at the door way and my teacher went to have a chat I was holding both the palms with three fingers of one palm duly folded and the rest 39waiting for something 39more39 to be done about it39Slowly the arm the palm and the fingers started aching I kept my eyes riveted on my two palms watching the pain and maintaining its position 39undisturbed39 The teacher walked in with a 39show of great hurry39 looked around and then down at me I was in the first bench and said Put your hands down go and come soon For a few seconds I did not know what to do I was sort of blank But yes I looked at the hands yet again before I put it down that go and come soon sounded too familiar and it was a response to our show of that lone little finger towards that teacher in emergenciesThat was all that I carried as a 39visual picture39 in my memoryBut I learnt the 39minus39 and also the significance of what remains after that minusoperation As a cashier the work on certain days really causes anxiety of losing moneyWhen it is a Saturday the crowd is the same but working hours are half I always used to wonder why the 39higherup39s39 never look at this needless torture We would have handled it a bit more easily if were a full dayOne such saturday brought a huge crowd Some festival suffixholidaymonthly pension drawing customers etcabout double the crowd the size for a busyfull dayThe tempers rose when customers couldn39t wait for their turnRegular customers could easily find their patience when they could see that I was doing a good job as far as speed of paying out is concernedThat concept of 39remaining39 upheld fingers came in handyUsually cashiers count the currency notes twice to make sure that excess does not go out short fall is 39their39 problem is the attitudeI tried it a bit differently Remaindertheorem what ever it means in truemathematics Yes when I could not distinguish between applied maths and the nonappliedmaths pure one why not a 39truemaths39 and make it as elusive as that 39eternaltruth39The packets of 100 pieces of currency notes are pre countedtwice the previous day and 39duly39 initialed initialed39 means a short and sweet stroke of pen tobeconstrued as minisignature like the minisamosa which is void of the usual contents except for burntflakes of onionsAt the start of the day fold the sequentiallyeverytwentieth note of these packets and leave out the 5th bunchNow if somebody is to be paid 2000 in hundreds pluck out the first bunch of twenty along with the inwardfolded note inwardfold indicates that the the folded one is inclusive into the bunch it bows towards when folded for a 1000 pluck ten give away the rest thus the customer who is used to mentally counting twice along with that varyingspeedwalacashiers finds the cash handed to him 39justlikethat39 4000 39Here it is39 two bunches just unfolding the two notes Now he counts it a bit too carefully taking even his mind offfrommeHis satisfaction is 39original39 since his 39countingofnotes39 was 39precariouslysingular39 He saw I did not count even once One customer started shouting I heard very little of it since the glass separated us at the window and the bulk of his 39decibels39 had to be tolerated by cocustomers A few tried to tell him this guy is already fast at his work there is a crowd no point in venting out your anger at him 39 etc But he was now like that baby which knows nothing else but to cry loudly and incessantly when the hunger and its wait for next feed crossed the limitsoftolerance and it refuses to listen to any noise made by the mom all the dialogues are just a 39creatednoise39 for that babyHe wouldn39t stop And I just waited This time the waiting was not that ignorant like that 2nd standard kid waiting for teacher tell 39what next39I knew there was nothing for me to respond reaction will only infuriate him further and the rule was 39customer is always right39He had to cool and he did and then gave a long stare when the breath did not cooperate further and he went awayAnother customer synchronised his 39original39 mouth piece into the round cutglassslit and queried How could you keep so quiet sir If only he had continued for another 10 seconds I might have slapped him Now I had to respond It was a nonbankingquery so I had to bankupon a pathless path to dish out something useful he asked for 39trouble39 with that 39how could you39I said Well I only stood to gain when you let out a secret your weakness Any time I am tempted to oblige an elderly senior citizen 39out of turn39 and I see your face in the crowd on the other side I will 39justencash39 your kindness and pay it out to that elderly All he managed to reply was Sirrrrrr anytime for you also anytimeS that was his English I had to straighten it out before I count like I do with receipts 39anynumberoftimes was his 39anytimeS39 Undue credits has always been a problem for me For some time during the days of volunteering it is was residues incidental to spiritual practices the entire credit belonged to the teachers But now I have a 39good39 teacher a magnanimous lady everready to help Maya Madam I don39t know if she can be a 39Miss39 for she never misses anything ever So I try never to mess up things when it is about 39prakriti39 psn20th January 2014
	
 
   
	 
  
 
	
 
 
	 
	 Amirthanathan Arulappan The most important question to ask yourself is why you need a credit card If you are a frequent traveler it s difficult to carry cash always and debit cards seem risky then credit cards can be of great help For a kind of person who knows the advantages of spending wise and saves for a real emergency credit card is good to carry Credit card can be a good help in case of an emergency but remember if you tend to make unnecessary spending you can be drawn towards heavy debt Before buying a credit card remember to scale the pros and cons according to your spending habits Credit card companies charge high interest rates on the unpaid balances in your credit card account Apart from the various interest rates the credit card company also charges an annual fee that may vary from time to time A single credit card account can have several different Annual Percentage Rates Read the papers beforehand and confirm it with the credit card company as some people have their cards with their limit amount debited by the company even before they could use their card The amount you pay as the security deposit vary from company to company and most of the credit card companies refrain from paying interest on the security deposits Most of the issuer may have a minimum of 300 or 500 as the security deposit and this will be your credit limit or may be some amount higher than this according to their levied calculation Be well informed about how long the money has to stay in your account after it has been closed as some banks or card issuers keep the deposits for a certain time frame to cover up for any pending bills procured by you No you won t see any major problem arising if you are wise enough to control unnecessary spending The major risk is when you spend carelessly with your credit card and cannot afford to pay back the amount on time If you can t pay off the balance of your card you will be taken to court by the credit card company and if a court order comes against you you will in trouble to find another loan or credit card at a later point The best solution is this case is to stop overspending paying your pending bills as quick as possible Not exactly But if you carefully read the statement papers given along the credit card you will get to know about the charges But this rarely happens The fixed rate at the time of purchasing credit card may be minimal and attractive but later the rates can be changed depending on the company s policy The late fee is another way for charging the credit card users The later you pay your debts the more it will rise
Credit verify - Find Credit verify Articles, Blogs, Slideshow, Videos
https://www.speakingtree.in/search/credit-verify
https://www.marketingweek.com/disruptive-brands/clearscore/
ClearScore
2016-05-24
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<div><div>
 <article>
	
 <div>
 <p>Only 20% of UK consumers know their credit score, according to Conlumino and Affinion International, yet it is pivotal in securing competitive finance or even a home or job.</p>
<p>ClearScore has set out to change this by enabling free credit score checks. The company uses technology and data to enable consumers to take more control of their finances, as well as offering tailored money-saving suggestions for financial products.</p>
<p>Based in London, ClearScore was co-founded in 2014 by Justin Basini, who also founded data protection company Allow; Nigel Morris, co-founder of Capital One; and Dan Cobley, former managing director of Google UK.</p>
<p>ClearScore has partnered with Equifax to deliver the credit reports and score data, and with TotallyMoney.com to provide the product matching service. The company has more than 1.4 million registered users and was crowned startup of the year and innovation of the year at the Fintech Innovation Awards in April 2016.</p>
	 </div>
	 </article>
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 2016

 ClearScore

 Only 20% of UK consumers know their credit score, according to Conlumino and Affinion International, yet it is pivotal in securing competitive finance or even a home or job.

 ClearScore has set out to change this by enabling free credit score checks. The company uses technology and data to enable consumers to take more control of their finances, as well as offering tailored money-saving suggestions for financial products.

 Based in London, ClearScore was co-founded in 2014 by Justin Basini, who also founded data protection company Allow; Nigel Morris, co-founder of Capital One; and Dan Cobley, former managing director of Google UK.

 ClearScore has partnered with Equifax to deliver the credit reports and score data, and with TotallyMoney.com to provide the product matching service. The company has more than 1.4 million registered users and was crowned startup of the year and innovation of the year at the Fintech Innovation Awards in April 2016.

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Only 20% of UK consumers know their credit score, according to Conlumino and Affinion International, yet it is pivotal in securing competitive finance or even a home or job.
ClearScore has set out to change this by enabling free credit score checks. The company uses technology and data to enable consumers to take more control of their finances, as well as offering tailored money-saving suggestions for financial products.
Based in London, ClearScore was co-founded in 2014 by Justin Basini, who also founded data protection company Allow; Nigel Morris, co-founder of Capital One; and Dan Cobley, former managing director of Google UK.
ClearScore has partnered with Equifax to deliver the credit reports and score data, and with TotallyMoney.com to provide the product matching service. The company has more than 1.4 million registered users and was crowned startup of the year and innovation of the year at the Fintech Innovation Awards in April 2016.
ClearScore
https://www.marketingweek.com/disruptive-brands/clearscore/