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status of existing checking account
class label
4 classes
duration in month
float32
4
72
credit history
class label
5 classes
purpose
class label
10 classes
credit amount
float32
250
18.4k
savings account/bonds
class label
5 classes
present employment since
class label
5 classes
installment rate in percentage of disposable income
float32
1
4
personal status and sex
class label
4 classes
other debtors / guarantors
class label
3 classes
present residence since
float32
1
4
property
class label
4 classes
age in years
float32
19
75
other installment plans
class label
3 classes
housing
class label
3 classes
number of existing credits at this bank
float32
1
4
job
class label
4 classes
number of people being liable to provide maintenance for
float32
1
2
telephone
class label
2 classes
foreign worker
class label
2 classes
class
class label
2 classes
0< 0 DM
6
4critical account / other credits existing (not at this bank)
4domestic appliances
1,169
4unknown / no savings account
4>= 7 years
4
2male: single
0none
4
0real estate
67
2none
1own
2
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
10 <= ... < 200 DM
48
2existing credits paid back duly till now
4domestic appliances
5,951
0< 100 DM
21 <= ... < 4 years
2
1female: divorced/separated/married
0none
2
0real estate
22
2none
1own
1
2skilled employee / official
1
0none
0yes
1bad
3no checking account
12
4critical account / other credits existing (not at this bank)
7vacation
2,096
0< 100 DM
34 <= ... < 7 years
2
2male: single
0none
3
0real estate
49
2none
1own
1
1unskilled - resident
2
0none
0yes
0good
0< 0 DM
42
2existing credits paid back duly till now
3radio/television
7,882
0< 100 DM
34 <= ... < 7 years
2
2male: single
2guarantor
4
1building society savings agreement / life insurance
45
2none
2for free
1
2skilled employee / official
2
0none
0yes
0good
0< 0 DM
24
3delay in paying off in the past
0car (new)
4,870
0< 100 DM
21 <= ... < 4 years
3
2male: single
0none
4
3unknown / no property
53
2none
2for free
2
2skilled employee / official
2
0none
0yes
1bad
3no checking account
36
2existing credits paid back duly till now
7vacation
9,055
4unknown / no savings account
21 <= ... < 4 years
2
2male: single
0none
4
3unknown / no property
35
2none
2for free
1
1unskilled - resident
2
1yes, registered under the customer’s name
0yes
0good
3no checking account
24
2existing credits paid back duly till now
3radio/television
2,835
2500 <= ... < 1000 DM
4>= 7 years
3
2male: single
0none
4
1building society savings agreement / life insurance
53
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
36
2existing credits paid back duly till now
1car (used)
6,948
0< 100 DM
21 <= ... < 4 years
2
2male: single
0none
2
2car or other, not in attribute 6
35
2none
0rent
1
3management / self-employed / highly qualified employee / officer
1
1yes, registered under the customer’s name
0yes
0good
3no checking account
12
2existing credits paid back duly till now
4domestic appliances
3,059
3>= 1000 DM
34 <= ... < 7 years
2
0male: divorced/separated
0none
4
0real estate
61
2none
1own
1
1unskilled - resident
1
0none
0yes
0good
10 <= ... < 200 DM
30
4critical account / other credits existing (not at this bank)
0car (new)
5,234
0< 100 DM
0unemployed
4
3male: married/widowed
0none
2
2car or other, not in attribute 6
28
2none
1own
2
3management / self-employed / highly qualified employee / officer
1
0none
0yes
1bad
10 <= ... < 200 DM
12
2existing credits paid back duly till now
0car (new)
1,295
0< 100 DM
1< 1 year
3
1female: divorced/separated/married
0none
1
2car or other, not in attribute 6
25
2none
0rent
1
2skilled employee / official
1
0none
0yes
1bad
0< 0 DM
48
2existing credits paid back duly till now
9business
4,308
0< 100 DM
1< 1 year
3
1female: divorced/separated/married
0none
4
1building society savings agreement / life insurance
24
2none
0rent
1
2skilled employee / official
1
0none
0yes
1bad
10 <= ... < 200 DM
12
2existing credits paid back duly till now
4domestic appliances
1,567
0< 100 DM
21 <= ... < 4 years
1
1female: divorced/separated/married
0none
1
2car or other, not in attribute 6
22
2none
1own
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
0< 0 DM
24
4critical account / other credits existing (not at this bank)
0car (new)
1,199
0< 100 DM
4>= 7 years
4
2male: single
0none
4
2car or other, not in attribute 6
60
2none
1own
2
1unskilled - resident
1
0none
0yes
1bad
0< 0 DM
15
2existing credits paid back duly till now
0car (new)
1,403
0< 100 DM
21 <= ... < 4 years
2
1female: divorced/separated/married
0none
4
2car or other, not in attribute 6
28
2none
0rent
1
2skilled employee / official
1
0none
0yes
0good
0< 0 DM
24
2existing credits paid back duly till now
4domestic appliances
1,282
1100 <= ... < 500 DM
21 <= ... < 4 years
4
1female: divorced/separated/married
0none
2
2car or other, not in attribute 6
32
2none
1own
1
1unskilled - resident
1
0none
0yes
1bad
3no checking account
24
4critical account / other credits existing (not at this bank)
4domestic appliances
2,424
4unknown / no savings account
4>= 7 years
4
2male: single
0none
4
1building society savings agreement / life insurance
53
2none
1own
2
2skilled employee / official
1
0none
0yes
0good
0< 0 DM
30
0no credits taken / all credits paid back duly
9business
8,072
4unknown / no savings account
1< 1 year
2
2male: single
0none
3
2car or other, not in attribute 6
25
0bank
1own
3
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
24
2existing credits paid back duly till now
1car (used)
12,579
0< 100 DM
4>= 7 years
4
1female: divorced/separated/married
0none
2
3unknown / no property
44
2none
2for free
1
3management / self-employed / highly qualified employee / officer
1
1yes, registered under the customer’s name
0yes
1bad
3no checking account
24
2existing credits paid back duly till now
4domestic appliances
3,430
2500 <= ... < 1000 DM
4>= 7 years
3
2male: single
0none
2
2car or other, not in attribute 6
31
2none
1own
1
2skilled employee / official
2
1yes, registered under the customer’s name
0yes
0good
3no checking account
9
4critical account / other credits existing (not at this bank)
0car (new)
2,134
0< 100 DM
21 <= ... < 4 years
4
2male: single
0none
4
2car or other, not in attribute 6
48
2none
1own
3
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
0< 0 DM
6
2existing credits paid back duly till now
4domestic appliances
2,647
2500 <= ... < 1000 DM
21 <= ... < 4 years
2
2male: single
0none
3
0real estate
44
2none
0rent
1
2skilled employee / official
2
0none
0yes
0good
0< 0 DM
10
4critical account / other credits existing (not at this bank)
0car (new)
2,241
0< 100 DM
1< 1 year
1
2male: single
0none
3
0real estate
48
2none
0rent
2
1unskilled - resident
2
0none
1no
0good
10 <= ... < 200 DM
12
4critical account / other credits existing (not at this bank)
1car (used)
1,804
1100 <= ... < 500 DM
1< 1 year
3
2male: single
0none
4
1building society savings agreement / life insurance
44
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
3no checking account
10
4critical account / other credits existing (not at this bank)
3radio/television
2,069
4unknown / no savings account
21 <= ... < 4 years
2
3male: married/widowed
0none
1
2car or other, not in attribute 6
26
2none
1own
2
2skilled employee / official
1
0none
1no
0good
0< 0 DM
6
2existing credits paid back duly till now
3radio/television
1,374
0< 100 DM
21 <= ... < 4 years
1
2male: single
0none
2
0real estate
36
0bank
1own
1
1unskilled - resident
1
1yes, registered under the customer’s name
0yes
0good
3no checking account
6
0no credits taken / all credits paid back duly
4domestic appliances
426
0< 100 DM
4>= 7 years
4
3male: married/widowed
0none
4
2car or other, not in attribute 6
39
2none
1own
1
1unskilled - resident
1
0none
0yes
0good
2>= 200 DM / salary assignments for at least 1 year
12
1all credits at this bank paid back duly
4domestic appliances
409
3>= 1000 DM
21 <= ... < 4 years
3
1female: divorced/separated/married
0none
3
0real estate
42
2none
0rent
2
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
7
2existing credits paid back duly till now
4domestic appliances
2,415
0< 100 DM
21 <= ... < 4 years
3
2male: single
2guarantor
2
0real estate
34
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
0< 0 DM
60
3delay in paying off in the past
9business
6,836
0< 100 DM
4>= 7 years
3
2male: single
0none
4
3unknown / no property
63
2none
1own
2
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
1bad
10 <= ... < 200 DM
18
2existing credits paid back duly till now
9business
1,913
3>= 1000 DM
1< 1 year
3
3male: married/widowed
0none
3
0real estate
36
0bank
1own
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
0< 0 DM
24
2existing credits paid back duly till now
3radio/television
4,020
0< 100 DM
21 <= ... < 4 years
2
2male: single
0none
2
2car or other, not in attribute 6
27
1stores
1own
1
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
18
2existing credits paid back duly till now
0car (new)
5,866
1100 <= ... < 500 DM
21 <= ... < 4 years
2
2male: single
0none
2
2car or other, not in attribute 6
30
2none
1own
2
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
3no checking account
12
4critical account / other credits existing (not at this bank)
9business
1,264
4unknown / no savings account
4>= 7 years
4
2male: single
0none
4
3unknown / no property
57
2none
0rent
1
1unskilled - resident
1
0none
0yes
0good
2>= 200 DM / salary assignments for at least 1 year
12
2existing credits paid back duly till now
3radio/television
1,474
0< 100 DM
1< 1 year
4
1female: divorced/separated/married
0none
1
1building society savings agreement / life insurance
33
0bank
1own
1
3management / self-employed / highly qualified employee / officer
1
1yes, registered under the customer’s name
0yes
0good
10 <= ... < 200 DM
45
4critical account / other credits existing (not at this bank)
4domestic appliances
4,746
0< 100 DM
1< 1 year
4
2male: single
0none
2
1building society savings agreement / life insurance
25
2none
1own
2
1unskilled - resident
1
0none
0yes
1bad
3no checking account
48
4critical account / other credits existing (not at this bank)
7vacation
6,110
0< 100 DM
21 <= ... < 4 years
1
2male: single
0none
3
3unknown / no property
31
0bank
2for free
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
2>= 200 DM / salary assignments for at least 1 year
18
2existing credits paid back duly till now
4domestic appliances
2,100
0< 100 DM
21 <= ... < 4 years
4
2male: single
1co-applicant
2
0real estate
37
1stores
1own
1
2skilled employee / official
1
0none
0yes
1bad
2>= 200 DM / salary assignments for at least 1 year
10
2existing credits paid back duly till now
5repairs
1,225
0< 100 DM
21 <= ... < 4 years
2
2male: single
0none
2
2car or other, not in attribute 6
37
2none
1own
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
10 <= ... < 200 DM
9
2existing credits paid back duly till now
4domestic appliances
458
0< 100 DM
21 <= ... < 4 years
4
2male: single
0none
3
0real estate
24
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
3no checking account
30
2existing credits paid back duly till now
4domestic appliances
2,333
2500 <= ... < 1000 DM
4>= 7 years
4
2male: single
0none
2
2car or other, not in attribute 6
30
0bank
1own
1
3management / self-employed / highly qualified employee / officer
1
0none
0yes
0good
10 <= ... < 200 DM
12
2existing credits paid back duly till now
4domestic appliances
1,158
2500 <= ... < 1000 DM
21 <= ... < 4 years
3
0male: divorced/separated
0none
1
2car or other, not in attribute 6
26
2none
1own
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
10 <= ... < 200 DM
18
3delay in paying off in the past
6education
6,204
0< 100 DM
21 <= ... < 4 years
2
2male: single
0none
4
0real estate
44
2none
1own
1
1unskilled - resident
2
1yes, registered under the customer’s name
0yes
0good
0< 0 DM
30
4critical account / other credits existing (not at this bank)
1car (used)
6,187
1100 <= ... < 500 DM
34 <= ... < 7 years
1
3male: married/widowed
0none
4
2car or other, not in attribute 6
24
2none
0rent
2
2skilled employee / official
1
0none
0yes
0good
0< 0 DM
48
4critical account / other credits existing (not at this bank)
1car (used)
6,143
0< 100 DM
4>= 7 years
4
1female: divorced/separated/married
0none
4
3unknown / no property
58
1stores
2for free
2
1unskilled - resident
1
0none
0yes
1bad
3no checking account
11
4critical account / other credits existing (not at this bank)
0car (new)
1,393
0< 100 DM
1< 1 year
4
1female: divorced/separated/married
0none
4
2car or other, not in attribute 6
35
2none
1own
2
3management / self-employed / highly qualified employee / officer
1
0none
0yes
0good
3no checking account
36
2existing credits paid back duly till now
4domestic appliances
2,299
2500 <= ... < 1000 DM
4>= 7 years
4
2male: single
0none
4
2car or other, not in attribute 6
39
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
0< 0 DM
6
2existing credits paid back duly till now
1car (used)
1,352
2500 <= ... < 1000 DM
0unemployed
1
1female: divorced/separated/married
0none
2
1building society savings agreement / life insurance
23
2none
0rent
1
0unemployed / unskilled - non-resident
1
1yes, registered under the customer’s name
0yes
0good
3no checking account
11
4critical account / other credits existing (not at this bank)
0car (new)
7,228
0< 100 DM
21 <= ... < 4 years
1
2male: single
0none
4
1building society savings agreement / life insurance
39
2none
1own
2
1unskilled - resident
1
0none
0yes
0good
3no checking account
12
2existing credits paid back duly till now
4domestic appliances
2,073
1100 <= ... < 500 DM
21 <= ... < 4 years
4
1female: divorced/separated/married
1co-applicant
2
0real estate
28
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
24
3delay in paying off in the past
3radio/television
2,333
4unknown / no savings account
1< 1 year
4
2male: single
0none
2
1building society savings agreement / life insurance
29
0bank
1own
1
1unskilled - resident
1
0none
0yes
0good
10 <= ... < 200 DM
27
3delay in paying off in the past
1car (used)
5,965
0< 100 DM
4>= 7 years
1
2male: single
0none
2
2car or other, not in attribute 6
30
2none
1own
2
3management / self-employed / highly qualified employee / officer
1
1yes, registered under the customer’s name
0yes
0good
3no checking account
12
2existing credits paid back duly till now
4domestic appliances
1,262
0< 100 DM
21 <= ... < 4 years
3
2male: single
0none
2
2car or other, not in attribute 6
25
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
3no checking account
18
2existing credits paid back duly till now
1car (used)
3,378
4unknown / no savings account
21 <= ... < 4 years
2
2male: single
0none
1
1building society savings agreement / life insurance
31
2none
1own
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
10 <= ... < 200 DM
36
3delay in paying off in the past
0car (new)
2,225
0< 100 DM
4>= 7 years
4
2male: single
0none
4
3unknown / no property
57
0bank
2for free
2
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
1bad
3no checking account
6
1all credits at this bank paid back duly
0car (new)
783
4unknown / no savings account
21 <= ... < 4 years
1
2male: single
2guarantor
2
0real estate
26
1stores
1own
1
1unskilled - resident
2
0none
0yes
0good
10 <= ... < 200 DM
12
2existing credits paid back duly till now
4domestic appliances
6,468
4unknown / no savings account
0unemployed
2
2male: single
0none
1
3unknown / no property
52
2none
1own
1
3management / self-employed / highly qualified employee / officer
1
1yes, registered under the customer’s name
0yes
1bad
3no checking account
36
4critical account / other credits existing (not at this bank)
4domestic appliances
9,566
0< 100 DM
21 <= ... < 4 years
2
1female: divorced/separated/married
0none
2
2car or other, not in attribute 6
31
1stores
1own
2
2skilled employee / official
1
0none
0yes
0good
2>= 200 DM / salary assignments for at least 1 year
18
2existing credits paid back duly till now
0car (new)
1,961
0< 100 DM
4>= 7 years
3
1female: divorced/separated/married
0none
2
2car or other, not in attribute 6
23
2none
1own
1
3management / self-employed / highly qualified employee / officer
1
0none
0yes
0good
0< 0 DM
36
4critical account / other credits existing (not at this bank)
3radio/television
6,229
0< 100 DM
1< 1 year
4
1female: divorced/separated/married
1co-applicant
4
3unknown / no property
23
2none
0rent
2
1unskilled - resident
1
1yes, registered under the customer’s name
0yes
1bad
10 <= ... < 200 DM
9
2existing credits paid back duly till now
9business
1,391
0< 100 DM
21 <= ... < 4 years
2
3male: married/widowed
0none
1
0real estate
27
0bank
1own
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
10 <= ... < 200 DM
15
4critical account / other credits existing (not at this bank)
4domestic appliances
1,537
4unknown / no savings account
4>= 7 years
4
2male: single
2guarantor
4
0real estate
50
2none
1own
2
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
10 <= ... < 200 DM
36
0no credits taken / all credits paid back duly
9business
1,953
0< 100 DM
4>= 7 years
4
2male: single
0none
4
3unknown / no property
61
2none
2for free
1
3management / self-employed / highly qualified employee / officer
1
1yes, registered under the customer’s name
0yes
1bad
10 <= ... < 200 DM
48
0no credits taken / all credits paid back duly
9business
14,421
0< 100 DM
21 <= ... < 4 years
2
2male: single
0none
2
2car or other, not in attribute 6
25
2none
1own
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
1bad
3no checking account
24
2existing credits paid back duly till now
4domestic appliances
3,181
0< 100 DM
1< 1 year
4
1female: divorced/separated/married
0none
4
1building society savings agreement / life insurance
26
2none
1own
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
3no checking account
27
2existing credits paid back duly till now
6education
5,190
4unknown / no savings account
4>= 7 years
4
2male: single
0none
4
1building society savings agreement / life insurance
48
2none
1own
4
2skilled employee / official
2
1yes, registered under the customer’s name
0yes
0good
3no checking account
12
2existing credits paid back duly till now
4domestic appliances
2,171
0< 100 DM
1< 1 year
2
1female: divorced/separated/married
0none
2
2car or other, not in attribute 6
29
0bank
1own
1
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
12
2existing credits paid back duly till now
0car (new)
1,007
3>= 1000 DM
21 <= ... < 4 years
4
3male: married/widowed
0none
1
0real estate
22
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
3no checking account
36
2existing credits paid back duly till now
7vacation
1,819
0< 100 DM
21 <= ... < 4 years
4
2male: single
0none
4
3unknown / no property
37
1stores
2for free
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
1bad
3no checking account
36
2existing credits paid back duly till now
4domestic appliances
2,394
4unknown / no savings account
21 <= ... < 4 years
4
1female: divorced/separated/married
0none
4
2car or other, not in attribute 6
25
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
3no checking account
36
2existing credits paid back duly till now
1car (used)
8,133
0< 100 DM
21 <= ... < 4 years
1
1female: divorced/separated/married
0none
2
1building society savings agreement / life insurance
30
0bank
1own
1
2skilled employee / official
1
0none
0yes
0good
3no checking account
7
4critical account / other credits existing (not at this bank)
4domestic appliances
730
4unknown / no savings account
4>= 7 years
4
2male: single
0none
2
1building society savings agreement / life insurance
46
2none
0rent
2
1unskilled - resident
1
1yes, registered under the customer’s name
0yes
0good
0< 0 DM
8
4critical account / other credits existing (not at this bank)
2furniture/equipment
1,164
0< 100 DM
4>= 7 years
3
2male: single
0none
4
3unknown / no property
51
0bank
2for free
2
3management / self-employed / highly qualified employee / officer
2
1yes, registered under the customer’s name
0yes
0good
10 <= ... < 200 DM
42
4critical account / other credits existing (not at this bank)
9business
5,954
0< 100 DM
34 <= ... < 7 years
2
1female: divorced/separated/married
0none
1
0real estate
41
0bank
1own
2
1unskilled - resident
1
0none
0yes
0good
0< 0 DM
36
2existing credits paid back duly till now
7vacation
1,977
4unknown / no savings account
4>= 7 years
4
2male: single
0none
4
3unknown / no property
40
2none
1own
1
3management / self-employed / highly qualified employee / officer
1
1yes, registered under the customer’s name
0yes
1bad
0< 0 DM
12
4critical account / other credits existing (not at this bank)
1car (used)
1,526
0< 100 DM
4>= 7 years
4
2male: single
0none
4
3unknown / no property
66
2none
2for free
2
3management / self-employed / highly qualified employee / officer
1
0none
0yes
0good
0< 0 DM
42
2existing credits paid back duly till now
4domestic appliances
3,965
0< 100 DM
1< 1 year
4
2male: single
0none
3
2car or other, not in attribute 6
34
2none
1own
1
2skilled employee / official
1
0none
0yes
1bad
10 <= ... < 200 DM
11
3delay in paying off in the past
4domestic appliances
4,771
0< 100 DM
34 <= ... < 7 years
2
2male: single
0none
4
1building society savings agreement / life insurance
51
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
3no checking account
54
0no credits taken / all credits paid back duly
1car (used)
9,436
4unknown / no savings account
21 <= ... < 4 years
2
2male: single
0none
2
1building society savings agreement / life insurance
39
2none
1own
1
1unskilled - resident
2
0none
0yes
0good
10 <= ... < 200 DM
30
2existing credits paid back duly till now
3radio/television
3,832
0< 100 DM
1< 1 year
2
3male: married/widowed
0none
1
1building society savings agreement / life insurance
22
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
3no checking account
24
2existing credits paid back duly till now
4domestic appliances
5,943
4unknown / no savings account
1< 1 year
1
1female: divorced/separated/married
0none
1
2car or other, not in attribute 6
44
2none
1own
2
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
1bad
3no checking account
15
2existing credits paid back duly till now
4domestic appliances
1,213
2500 <= ... < 1000 DM
4>= 7 years
4
2male: single
0none
3
1building society savings agreement / life insurance
47
1stores
1own
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
3no checking account
18
2existing credits paid back duly till now
9business
1,568
1100 <= ... < 500 DM
21 <= ... < 4 years
3
1female: divorced/separated/married
0none
4
1building society savings agreement / life insurance
24
2none
0rent
1
1unskilled - resident
1
0none
0yes
0good
0< 0 DM
24
2existing credits paid back duly till now
2furniture/equipment
1,755
0< 100 DM
4>= 7 years
4
1female: divorced/separated/married
2guarantor
4
0real estate
58
2none
1own
1
1unskilled - resident
1
1yes, registered under the customer’s name
0yes
0good
0< 0 DM
10
2existing credits paid back duly till now
4domestic appliances
2,315
0< 100 DM
4>= 7 years
3
2male: single
0none
4
0real estate
52
2none
1own
1
1unskilled - resident
1
0none
0yes
0good
3no checking account
12
4critical account / other credits existing (not at this bank)
9business
1,412
0< 100 DM
21 <= ... < 4 years
4
1female: divorced/separated/married
2guarantor
2
0real estate
29
2none
1own
2
3management / self-employed / highly qualified employee / officer
1
1yes, registered under the customer’s name
0yes
0good
10 <= ... < 200 DM
18
4critical account / other credits existing (not at this bank)
3radio/television
1,295
0< 100 DM
1< 1 year
4
1female: divorced/separated/married
0none
1
1building society savings agreement / life insurance
27
2none
1own
2
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
36
2existing credits paid back duly till now
7vacation
12,612
1100 <= ... < 500 DM
21 <= ... < 4 years
1
2male: single
0none
4
3unknown / no property
47
2none
2for free
1
2skilled employee / official
2
1yes, registered under the customer’s name
0yes
1bad
0< 0 DM
18
2existing credits paid back duly till now
0car (new)
2,249
1100 <= ... < 500 DM
34 <= ... < 7 years
4
2male: single
0none
3
2car or other, not in attribute 6
30
2none
1own
1
3management / self-employed / highly qualified employee / officer
2
1yes, registered under the customer’s name
0yes
0good
0< 0 DM
12
0no credits taken / all credits paid back duly
6education
1,108
0< 100 DM
34 <= ... < 7 years
4
2male: single
0none
3
0real estate
28
2none
1own
2
2skilled employee / official
1
0none
0yes
1bad
3no checking account
12
4critical account / other credits existing (not at this bank)
4domestic appliances
618
0< 100 DM
4>= 7 years
4
2male: single
0none
4
0real estate
56
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
0< 0 DM
12
4critical account / other credits existing (not at this bank)
1car (used)
1,409
0< 100 DM
4>= 7 years
4
2male: single
0none
3
0real estate
54
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
3no checking account
12
4critical account / other credits existing (not at this bank)
4domestic appliances
797
4unknown / no savings account
4>= 7 years
4
1female: divorced/separated/married
0none
3
1building society savings agreement / life insurance
33
0bank
1own
1
1unskilled - resident
2
0none
0yes
1bad
2>= 200 DM / salary assignments for at least 1 year
24
4critical account / other credits existing (not at this bank)
3radio/television
3,617
4unknown / no savings account
4>= 7 years
4
2male: single
1co-applicant
4
3unknown / no property
20
2none
0rent
2
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
12
2existing credits paid back duly till now
0car (new)
1,318
3>= 1000 DM
4>= 7 years
4
2male: single
0none
4
0real estate
54
2none
1own
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
0good
10 <= ... < 200 DM
54
0no credits taken / all credits paid back duly
9business
15,945
0< 100 DM
1< 1 year
3
2male: single
0none
4
3unknown / no property
58
2none
0rent
1
2skilled employee / official
1
1yes, registered under the customer’s name
0yes
1bad
3no checking account
12
4critical account / other credits existing (not at this bank)
7vacation
2,012
4unknown / no savings account
34 <= ... < 7 years
4
1female: divorced/separated/married
0none
2
2car or other, not in attribute 6
61
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
18
2existing credits paid back duly till now
9business
2,622
1100 <= ... < 500 DM
21 <= ... < 4 years
4
2male: single
0none
4
2car or other, not in attribute 6
34
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
36
4critical account / other credits existing (not at this bank)
4domestic appliances
2,337
0< 100 DM
4>= 7 years
4
2male: single
0none
4
0real estate
36
2none
1own
1
2skilled employee / official
1
0none
0yes
0good
10 <= ... < 200 DM
20
3delay in paying off in the past
1car (used)
7,057
4unknown / no savings account
34 <= ... < 7 years
3
2male: single
0none
4
1building society savings agreement / life insurance
36
0bank
0rent
2
3management / self-employed / highly qualified employee / officer
2
1yes, registered under the customer’s name
0yes
0good
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