Often people claim disability for disorders that play a very real part of their life but they are denied benefits by their insurance company.  In many cases this happens because proving such a disability exists is harder to do and it is decided that  there is a lack of medical evidence. Two commonly denied disability claims are for anxiety and depression.





Depression is often much more than feeling sad or despondent. Symptoms often include loss of self-esteem, feelings of uselessness, hopelessness, excessive guilt, slowed thinking, forgetfulness, difficulty concentrating, difficulty making decisions, loss of interest in work, fatigue, mood swings, oversleeping or insomnia, thoughts of death, dying or suicide.

Depression is a medical condition that affects one’s thoughts, feelings, physical health and behaviours. For diagnostic purposes, a depressive episode must be experienced at a certain level of severity for a minimum duration of two weeks.

Factors that increase the risk of developing or triggering depression include:

  • Having relatives with depression
  • Having traumatic experiences
  • Experiencing stressful life events
  • Having few friends or other personal relationships
  • Abusing alcohol or drugs

Our disability claim lawyers have successfully resolved denied claims for both anxiety and depression by bringing forth the medical evidence required to prove the disability as defined under the policy.

Learn more about anxiety and depression here.