﻿ Wills Point, TX Car Insurance Rates for 2021 | Compare.com

Wills Point, TX Car Insurance

The average cost for car insurance in Wills Point is about $58 a month. To learn more about what you're likely to pay in the Wills Point area, read our guide below.
Are rates in Wills Point higher or lower than those in neighboring areas? How do they compare to the rest of Texas? What can Wills Point residents expect to pay for their car insurance? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Wills Point?

Area Average Monthly Car Insurance Premium
Wills Point$58
United States$80

As you can see in the chart above, it is around $6 a month cheaper to insure your vehicle in Wills Point than it is in the rest of Texas.

Drivers relocating from out of state may enjoy some cost savings in Wills Point. You can expect to pay about $22 below the national average for auto insurance in Wills Point.

Although these are the average rates for auto insurance in Wills Point, it's important to remember that you could end up paying something different. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. Things like age, gender, vehicle make and model, driving record and, in some areas, credit score can all play a part in your policy's monthly price.

Don't worry, we've done the work for you and broken down the average rates for Wills Point to help you understand what your monthly premium might be. And if you're not sure that you're paying the lowest option, simply enter your ZIP Code below and find out!

See what you'll pay in just minutes

Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
45-54Not Enough Data



Average Car Insurance Rates by Gender

Gender Average

Car insurance rates for men are usually slightly more expensive than they are for women. In Wills Point, this difference shakes out to about $11 per month. As illustrated in the table above, male drivers in the area pay about $64 on average, while female drivers pay around $53 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$61
Multiple Accidents$110
1 Ticket$88
Multiple Tickets$84

Your driving record can have a huge impact on your car insurance rates. Drivers who avoid accidents and tickets will pay lower rates than those with infractions. In Wills Point, having a single accident on your record will usually get you rates around $61 a month. Similarly, drivers with one ticket will typically pay around $88 on average.

Wherever you live, accidents, tickets, and other driving infractions will almost certainly drive up your monthly bill. So, if you're looking for cheap car insurance, drive carefully and keep a clean record.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$84
2-3 Years$82
4-5 Years$55
6-7 Years$44
8-10 Years$56
11-14 Years$60
15 Years or Older$58

The most affordable vehicles to insure in Wills Point are by and large SUVs, which run about $48 per month.

SUV owners can expect to pay an average of around $48 a month for their policy, while truck and van drivers are usually around $63 to insure each month.

You may also see different rates based on the age of your vehicle. Generally, newer vehicles are going to be the most expensive to insure. However, if your car is close to 5 years old, you can expect to see your rates start dropping back down. In Wills Point, the most expensive vehicles to insure are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$63


At a national level, single drivers usually pay more than married couples do for auto insurance. Wills Point follows that pattern, with the difference totaling to around $15 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Live with parents$74

Another factor taken into consideration is your living situation. If you rent your home or apartment, expect to pay around $25 a month more than if you own your own home in Wills Point. But if you live with your parents, you can expect to pay a lot more.


Car Insurance Companies in Wills Point, TX

Recent trends in car insurance for Wills Point drivers


In Wills Point, the rates for car insurance increased from 2016-2017, when they hit a high of $77, but started to turn downward from 2018-2019. They finished down in 2021, at $35.

How does Wills Point compare to neighboring areas?

Why are car insurance rates in Wills Point different from other areas?

Car insurance companies will take into account several factors when deciding how much to charge for a policy. While we already talked about the ones that affect your personal policy, others are based around where you live. These include things like:

  • Regional regulations
  • Amount of drivers
  • Regional crime rates
  • Road Safety (frequency of local car accidents)
  • Off-street parking accessibility


How can I find the cheapest car insurance in Wills Point?


Luckily, Compare.com will handle the heavy lifting for you. Simply enter your ZIP below, respond to a few questions, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies offering auto coverage in Wills Point.

Compare the cheapest quotes from dozens of insurance companies

Wills Point Insurance FAQs

What factors affect car insurance quotes in Wills Point?


Why is the cost of car insurance in Wills Point different from other neighboring cities?


Which car insurance company will offer me the cheapest rate in Wills Point?


Do I need to change my insurance if I move to Wills Point?



No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Wills Point or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.

Find your best rate in just a few minutes