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McAfee warns about '12 Scams of Christmas'

Shoppers and retailers aren't the only ones gearing up for the holidays. Criminals are out in full force with plenty of scams to separate you and your money.

Retailers aren't the only ones gearing up for the holiday season. Criminals are also out in force.

To highlight the increased crime during the holidays, security company McAfee has come up with the "12 Scams of Christmas" ranging from bogus electronic greeting cards that deliver malware instead of cheer to fake charities that steal your money and your identity.

It's especially important to be extra careful this time of year, says McAfee's David Marcus. "The bad guys know people are spending more time online, they're paying more bills online so [the criminals] stand a chance of being a bit more successful this time of year.

In a podcast interview (scroll down to listen), Marcus counted down the 12 scams of Christmas starting with:




  4. Holiday e-cards: Be careful before clicking on a holiday e-card, especially if it's from a site you haven't heard of. This is a way to deliver malware, pop-ups, and other forms of unwanted advertising. Some fake e-cards will look like they come from Hallmark or other legitimate companies, so pay close attention and make sure it's from someone you know. If you're going to send an e-card, be sure you're dealing with a reputable service lest you risk infecting yourself and your friends.

  5. Fake "luxury" jewelry: If you see an offer for luxury gifts from companies like Cartier, Gucci, and Tag Heuer at a price that's too good to be true, it probably isn't true. These links could lead you to malware and take your money or merchandise that will probably never arrive (or be fake if it does). Some of these sites, according to McAfee, even display the logos of the Better Business Bureau.

  6. Practice safe holiday shopping. Make sure your wireless network is secure and be sure you're shopping on sites that are secure. Though it isn't an iron clad guarantee, you should look for the lock icon in the lower right corner of your browser and make sure the Web page starts with https. The "s" stands for "secure."


  8. Job search related scams: With the unemployment rate at 10.2 percent, there are plenty of job seekers looking for work. Beware of online offers for high paying jobs or at-home money making schemes. Some of these sites ask for money up front, which is a good way for criminals not only to steal your "set up fee" but misuse your credit card too. Marcus said that some "get rich quick" sites are all about money laundering, asking you to accept an inbound financial transfer and pay them.

  9. Auction site fraud: McAfee has observed a rise in fake auction sites during the holidays. Make sure you're actually going to eBay or whatever site you plan to deal with.


  11. E-mail banking scams: A common type of phishing scam is sending out official looking e-mails that appear to come from your bank. Don't click on any links but type in your bank's Web address manually if you need to access your account.

Bottom line--Don't let the eggnog and holiday cheer keep you from using your critical thinking skills when you go online during the holiday season. And, of course, make sure your operating system is updated and that you're using up-to-date security software.

Listen to Larry's interview with McAfee's David Marcus

Listen now