Car Accident Law Basics

Car accidents can happen because of factors such as dangerous weather, manufacturing defects, and driver error.  These accidents can lead to lawsuits being filed against the driver by people who were injured in the crash.

car accident law basicsHowever, for you to win a case you have to prove that it was the other driver that caused the accident that resulted in you getting injured. This can involve a number of complicated processes that only an experienced car accident lawyer can help you deal with. Some of the complications you will face include having to battle with insurance companies, seeking compensation or when you are required to defend yourself in court.

Vehicle Accident Trends

Car manufacturers have been making progress as far as fitting vehicles with safety features is concerned. These are features such as rearview cameras, self parking cars, motion sensors and others that make driving safer.  However, other technological advancements such as cell phones have only increased driver distraction, which is one of the main causes of car accidents.

But generally car accidents still feature among the top causes of death nationally. There has been a lot of debate about whether the next generation of cars, specifically autonomous cars, will make the roads safer. But the recent reports about autonomous cars causing accidents when they are being tested may have poured cold water on that.

Common Causes Of Car Accidents

Driver error causes more accidents in the nation than anything else according to the National Highway Traffic Safety Administration (NHTSA).  Negligent drivers are the most likely to be involved in accidents that happen because of driver error. A non-negligent driver is a driver that operates their automobile reasonably and follows all relevant traffic laws. Negligent drivers do the following:

  • Fail to stop or yield when they are required to
  • Drive under the influence of drugs or alcohol
  • Follow other cars too closely
  • Drive aggressively
  • Change lanes excessively
  • Fail to yield to pedestrians and more

These can be described as the actions that can directly lead o an accident.  Any driver that causes an accident because of their negligent actions will be held liable for the injuries and property damage that result from those accidents.

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What You Need To Know About Auto Insurance

You can access auto insurance benefits if you are injured in an accident caused by a negligent driver. Whether those benefits will be enough to cover your medical expenses and other costs depends on the level of coverage. You also need to be prepared for a situation where an insurance company can either offer a small amount of money or none at all for a procedure your doctor recommends. This is why you need a lawyer by your side to fight insurance companies that do this.   Injured victims are normally protected by their own insurance policies. Their uninsured and underinsured motorist coverage protects victims in a situation where the at-fault driver does not carry proper motor vehicle insurance.

However, to get these insurance benefits, the injured party has to show that the other driver was at fault. New Jersey is a no-fault insurance state, which means that the insured driver will be compensated by auto insurance no matter who is at fault. It is a complicated issue but an experienced New Jersey attorney can answer all the questions you have.