You may cancel your contract within a short period (usually lasting at least 10 days) of receiving it without a surrender charge. Upon cancellation, you will typically receive a refund of your purchase payments. The refund may be adjusted up or down to reflect the performance of your investment options. The length of the free look period may vary depending on the state where you signed your application.

Throughout the "free look" period, you may continue to ask questions to ensure that you understand the variable annuity and to ensure that the investment is right for you.

Learn more.