Giles: Health Care Vote Is the First Step

Not sure exactly what's happening with the health care vote in the House? CBS Sunday Morning Contributor Nancy Giles on why Sunday's vote is crucial for Americans...

HR 4872 Reconciliation Act of 2010 - yes, that's really what it's called - won't fix everything that's wrong with our current health care system.
I'd like a kind of Medicare-for-all. That's not in the bill. I don't want private insurance companies to keep making huge profits, and it looks like they will for now. And a big chunk of the reforms in the bill won't go into effect until 2014. 2014? I have no concept of 2014.

But if the bill is passed, here's what will happen this year: Insurance plans will no longer exclude children with pre-existing conditions. If you're on a health care plan now, your children's coverage will continue to 26. If you're a senior, the bill will start to close what's come to be called the "donut hole" - the current coverage gap for prescription drugs.

And the bill will also restrict lifetime limits on your insurance benefits.



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