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Do you have renter's insurance? Homeowner's? Good. What about flood insurance? Hurricane Sandy may be gone, but many are learning in her wake that their renter's insurance won't cover damage from flooding:﻿
James Karaganis's profile photoP E Norris's profile photoRobert Lennes's profile photoJeremy Seifert's profile photo
Yes, and most flood insurance won't cover flooding unless you get hit with something like a hurricane. They keep changing the rules to make a payout less and less possible.﻿
+James Karaganis - plus in a lot of cases if you get flooded once (or the residence has been flooded once) they won't cover you in a lot of cases. ﻿
Flood insurance is ridiculously expensive. Before we bought our house, we had our hearts set on a different house that happened to be in a flood plane next to a creek. The flood insurance would have been more than the mortgage! With getting a USDA loan we would have had to get it... so we weren't able to get that house. Now that's not saying you shouldn't get flood insurance if you're already in a flood-prone area... if you can afford it it would probably be worth it. But keep in mind it can get super crazy expensive.﻿
Here's a hint: Build on a hill away from the coast or an earthquake zone. Climate change isnt slowing down.﻿
And buy some desert acreage some distance away from current coastal areas. It'll be prime beachfront property in a few years.

The same idea that Lex Luthor had in the first Superman movie only without the nuclear warheads.﻿
A little late on the draw there, Lifehacker. ﻿
+James Karaganis 
I still don't think I understand what people talk about when they say the world will start to flood. From what I've seen, if all of the polar ice caps melted at once we'd see the sea level rise maybe two feet.

Now, I don't know about the rest of the world, but in Florida pretty much everything is higher than that. You go to a beach and you walk maybe 4-6 feet downhill to get to the water. An increase in the sea level of two feet would make for smaller beaches, but I fail to see how it would sink half of North America. Even if it could, it would be very, very shallow.﻿
+Cad'ika Orade I've read that if the Greenland ice alone were to melt, the sea level could rise over 20 feet. Antarctica, would be another 200 feet, but without some cataclysmic switch in the earths weather, that seems unlikely, due to the insanely cold temps, year around. But, the couple feet you mention... I'm pretty sure man could achieve that on his own. Unless you believe that modern society has had nothing to do with the warming of the earth. ﻿
+Robert Lennes 
I find those number dubious. Considering the dimensions of the ice caps, compared to the area of the world's oceans. A little research shows that the polar ice caps account for less than 2% of Earth's water supply.

I doubt we'll be seeing Waterworld anytime soon.﻿
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