As your are probably working at an hourly rate you won't receive a pay if you don't show up for work because you are sick. In case of an injury the insurance will pay part of your pay and orients itself at the wages a comparable employee would have earned during the same time. Unfortunately there has been some misuse in the last year, that's why the insurance charges quite a high fee. Don't be surprises if around 3,5% of your wage is deducted for injury insurance.

The new SNOWBOARD teacher training book >>
Lehrmittel Snowboard KNOWLEDGE