Frequently Asked Payday Loan Questions

What is a cash advance or payday loan?

A payday advance gives you short-term money until your next payday, or until you can pay it off. If you need cash deposited in your checking account today, a payday loan may be the perfect solution to your financial troubles.

What can the money be used for?

You can use the money you are advanced for any reason that you choose. There are no restrictions and you are paid in cash. Just remember that you are expected to pay back payday loans in a short period of time. We stress that you use the money for things that you need.

Can I apply 100% online?

Yes, you can perform the entire transaction online and the money will be automatically deposited into your account within hours.

What do I need to qualify?

Because all credits are welcomed, it is easy to be approved for a cash advance. You will only need:

Regular income (can be subsidized) of at least $1000 per month. Must have a checking account Must be a U.S. citizen 18 years of age or older What if I have bad credit, bankruptcy, charge-offs, NsF's, etc.? Because all credits are welcomed none of this will affect your approval.

How long does the application and approval take?

Most customers are finished and approved within 10 minutes.

How much can I borrow?

What you can borrow depends on your monthly income, but typical advances are between $100 and $1000.

When do I get the money?

Depending on what time of the day you apply, your funds will be deposited the same day or within 24 hours.

When do I have to pay back the loan?

You can pay back the loan on your next payday. If you can't pay off the loan that soon, you can choose to renew or pay down on your loan. Flexible payment plans are available. To apply for a blue sky loans fill out the application form.

Is the application and transaction secure?

Yes. We take your privacy and security very seriously and maintain the most advanced security measures available.