Federal Employees Disability Retirement Systems: The Quarantined Mind

From early childhood, the necessity of imposing constraints and conformity produces the positive effect of a well-ordered society.  But corollary and unforeseen consequences often occur, as in the quashing of creativity and mindsets which step outside of the proverbial “box”.

The problem with people talking about thinking “outside of the box” is that such a thought process itself constitutes nothing more than mundane conventional wisdom.  Those who have considered thoughts beyond the artifice of social concordance have already done that which is widely preached, but little known.  Then, along comes a calamity or crisis, necessitating a change of lifestyle and a different manner of approaching the linear and customary manner of encountering life.  The other adage comes to mind:  necessity is the mother of invention.

Medical conditions tend to do that to people.  Suddenly, things which were taken for granted are no longer offered:  health, daily existence without pain; the capacity to formulate clarity of thought without rumination and an impending sense of doom.

Federal Disability Retirement is a benefit offered to all Federal and Postal employees who require a second chance at life’s anomaly; it allows for a base annuity in order to secure one’s future, while at the same time allowing for accrual of retirement years so that, at age 62, when the disability retirement is recalculated as regular retirement, the number of years one has been on disability retirement counts towards the total number of years of Federal Service, for recalculation purposes.

It allows for the Federal or Postal employee to seek out a private-sector job, and earn income up to 80% of what one’s former Federal or Postal position currently pays, on top of the disability annuity itself.  It thus allows and encourages the Federal and Postal worker to start a new career, to engage another vocation, and consider options beyond the original mindset of one’s career in the federal sector.

In the end, it is often our early childhood lessons which quarantined the pliant mind that leads to fear of the unknown because of changed circumstances.  To break out of the quarantined mind, sometimes takes a blessing in disguise; but then, such a statement is nothing more than another conventional saying, originating from the far recesses of another quarantined mind.


Robert R. McGill, Esquire


FERS & CSRS Disability Retirement for Federal and Postal Workers: Intended Statements

That which is intended can be different from what is stated; but from the reader’s point of view, one can only decipher from the statement given, with any inferences to be logically implied, through the words as spoken or written in the linguistic encounter of any given subject matter.  But we often hear that “I meant to say X,” or that “Y was never meant to Z”; and that is a problem of word choices, and perhaps of unintended consequences resulting from a misuse of inappropriate application of stringing conceptual schemes without thoughtful input.

It is a wonder at all that meaningful communication occurs; or, when one views subject-to-subject encounters in modernity, perhaps there no longer exists substantive conversation.  People are today lost in their own insular worlds; with earphones on, smart phones connected, ipods and ipads; the world of communication is lost in a morass of silent self-reflection of parallel universes encapsulating video images and electronic verbiage. But medical conditions tend to shake one out of the proverbial tree of insularity.  And when a medical condition hits us, communication is a key both in treatment, as well as in preparing a Federal Disability Retirement application for the Federal and Postal employee who must look to the future.

Filing for Federal Disability Retirement benefits by the U.S. Postal worker or by a Federal employee of the multiple and countless Federal agencies, is a matter of limited choices; in order to effectively apply to the U.S. Office of Personnel Management, the Federal or Postal employee under FERS, CSRS or CSRS-Offset must be capable of effectively communicating the impact of one’s medical condition upon the positional requirements of one’s job, with persuasion, legal argumentation, and connective efficacy.

No longer can insularity within parallel universes be the guiding principle in such an endeavor; instead, what is intended to be said must comport with the objective schema of that which is actually stated.  This is where the universe of intention and consequences coalesce, in preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS-Offset.


Robert R. McGill, Esquire