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no one is listening. and if the AFA and FPA keep saying this, asic won't make us do one soa and roa, they will make us do two each for the same client making sure the content of the first soa is understood and better explained in the second SoA.

so let's get back to following the law, it cannot be challenged

clients can't be helped that's the law

it's a total mess this industry

only people enjoying it are leeches lawyers and useless compliance people who couldn't do anything else for a living it makes me violently ill this industry and how many bloodsucking leeches have infested this industry slimely vermins good for nothing useless junk