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Self-Insured Firm

A company that pays medical claims for their employees rather than holding insurance, usually hiring an insurance company to administer the benefits. Common among large firms. Self-insured plans are not subject to ERISA law or most Affordable Care Act insurance regulations.

Congressional Budget Office (CBO)

A government agency that provides non-partisan analysis on economic and budgetary issues for Congress, including "scores" of the cost impact of current law and legislative…