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Health Insurance Thesis

What is a Health Insurance Thesis?

To respond to the above question, it's worthwhile to begin by defining what a thesis is. A thesis is a declaration of the writer's belief or opinion about a topic and what he or she intends to prove. It is an outcome of a thoughtful research process which presents a proposition.

A thesis about health insurance contains an author's viewpoint on an issue about medical coverage. Health insurance basically is a plan which aims at protecting an individual from the high cost of medical care. It provides one with coverage for particular healthcare service. Thus, a good health insurance thesis will contain factual and evidence-backed statements about health insurance. However, health insurance is a wide scope, as it will be observed in the process of topic selection; there is a need for the writer to come up with a precise title and introduce the issue to be discussed clearly and concisely.

So what are the qualities a good health insurance thesis?

  • It is provocative, contestable and it takes a position about a health insurance issue and justifies it through a well presented logical discussion.
  • It does not discuss just everything about health insurance. It is specific and focused on an issue.
  • The author's own conclusion supported by facts and evidence about the health insurance matter is clearly asserted.
  • It anticipates critiquing about the position taken and refutes contrary arguments.
  • It avoids general phrasing and vague languages
  • It is written in the third person
  • It guides the reader through the health insurance issue being discussed in the thesis

A tentative thesis about health insurance will assist the writer to focus on searching for information by conducting background studies or reading to get enough knowledge on the health insurance topic. The tentative thesis will be then refined to the point where the author is sure the evidence leads. This will also help in coming up with the thesis statement on health insurance topic or issue.

A good health insurance thesis statement will cause a reader to ask what? How? or Why? It should be provocative and challenging to achieve its purpose.

How to Create a Thesis about Health Insurance

As noted earlier developing a good health insurance thesis or creating factual statements about health insurance is a lengthy process which requires thinking and proper planning. The following are the step by step to creating any good thesis;

First Guide: Choosing a Good Health Insurance Topic

This is one of the most important steps in the writing of the thesis. The author has to settle on a title for his or her thesis. But how? Brainstorming and conducting information search are the most preferred methods to help one come up with a good topic. Writing down immediately what comes to one's mind on a topic is brainstorming. This process does not involve evaluation of thoughts or ideas but gives the writer an opportunity to pour out whatever preliminary knowledge or idea they have on a topic or issue. Brainstorming importantly enables the writer to identify the gap in their knowledge about the issue they intend to write on and sets them on the path to conduct the search for more information or evidence. Whatever they think, feel or know on the health insurance topic or issue might not be sufficient to proceed with the writing of the thesis.

After brainstorming, one goes out to fill the knowledge gap on the health insurance topic by carrying out a search of information and facts. Sources of information vary and are numerous; hence the writer has to go for a source which is cheaper, credible and reputable. Internet, books, journals, reports from institutions among others, is good sources for information.

The information acquired from the sources should help in the evaluation of the preliminary knowledge on the topic to make it clearer. Below is an example of how to come up with a topic on health insurance.

Preliminary topic: Community based health insurance in northern America.

Brainstorming session: what is community-based health insurance? What do I know about it?

Research phase: Ok, this is the much knowledge I have on the topic. Is there other information that I don't have? What facts support or refute my knowledge on the topic?

Finally: Let me settle on "Community based health insurance in Sub-saharan Africa” as my thesis topic. I have enough knowledge to support my views on the issue.

Remember the topic should lead to a thesis which can add value and should be about an issue of interest.

Second Guide: Creating a Thesis Statement on Health Insurance

A Thesis statement on health insurance should be able to answer the question the thesis seeks to explore. It simply states the writer's point of view on the topic briefly - just one sentence. A thesis statement summarizes the arguments which will be made in the thesis.

A good thesis statement about health insurance should;

  • Inform the reader on what to expect from the thesis
  • Provide the reader with a picture of how the writer will interpret the importance of the health insurance topic or issue to be discussed.
  • Make a standpoint or claim on a health insurance issue which can be contested by others
  • Be a part of the introductory paragraph and is mostly a single sentence.

A thesis statement typically presents the writer's argument. It is a statement of the author's position or claim which will be supported later in the writing. An example of a thesis statement about health insurance is below;

The high poverty level in Nothern American Countries makes community-based health insurance the most effective strategy in boosting health services utilization.

Guide Three: Writing the Thesis

Having a good and thesis statement means the writer is almost halfway through. This is because the introductory paragraph, the body, and conclusion of the thesis flow from the topic and thesis statement. Therefore, having in place a health insurance topic and a thesis statement about health insurance puts the writer on an easier path to completing the task at hand.

The following steps can help in the writing of a thesis on health insurance;

First: write the introduction. It should briefly inform a reader about the topic in an intriguing way. It contextualizes the topic and leads to the thesis statement - which is put at the end of the introductory paragraph. Below is an example of an introductory paragraph containing a thesis statement for health insurance;

Since the 1990s, developing countries in Sub-saharan Africa began promoting health insurance with an aim to improve access to healthcare services. Community-based health insurance became an emerging practice to address healthcare challenges the rural poor and those working in the informal sector faced. Its purpose is to caution those seeking healthcare services from paying directly the fees and spreads among all the insured the financial risk. This thesis maintains that the high poverty level in Sub-saharan Africa makes community-based health insurance the most effective strategy in boosting health services utilization.

Secondly: write the body. It flows from the introduction and is detailed. The writer explains his or her thoughts and supports them with evidence. For example;

Community-based health insurance (CBHI) importantly alleviates financial hardship linked with households paying directly for health services. Countries in northern America are low income and have higher poverty levels. Out of pocket health expenditure by households is one of the contributing factors to less access to and utilization of healthcare services. Moreover, The World Bank (1993) identified factors which point to the inability of states in this part of northern America to meet the healthcare needs of their poor population.

These factors include; inadequate budgetary allocation for healthcare services, low standards and quality of public health and inefficiency in the provision of public health. The inability of states to provide affordable healthcare services in countries where most citizens live on below a dollar a day indeed has discouraged many from seeking health insurance. The impact of this has been continuing financial burdening and impoverishment of many households that have to pay directly for expensive medical treatment of their kin who fall sick.

The CBHI is a health insurance scheme rooted in local settings which tackle both financing and provision health services. In most rural areas and informal sectors, the supply of health services is usually weak. Therefore, the potential benefit of the CBHI is seen not only in terms of mobilization of resources but also in the improvement and organization of healthcare services in the rural and poor parts of the countries.

Countries can anchor the CBHI scheme by doing the following; providing health extension services at the rural or village level, and expanding health care facilities. The health facilities, in this case, are health posts, health center, hospitals and medical colleges throughout the country. Some African countries for instance, since 2010 have embarked on introducing the CBHI in their rural and informal sector in the areas. Some country ranks low in human development index. The UNDP 2010 reported that life expectancy in such countries is 56 years, infant mortality is 71.2 per 1000 live births and a maternal death of 470 per 100,000 live births.

Thirdly: write the conclusion. A health insurance thesis statement conclusion summarizes the main points and statements about health insurance explained in the body. It gives a reader the final thought or opinion about the topic, and just like an introduction, it should have a strong impression. For example;

More than half of health expenditure in northern America countries, just like in developing countries, is covered by out--of-pocket payments incurred by households (WHO 2012).

Furthermore, increased expenditure caused by the need to cope with sickness or injury has been identified as one of the main factors responsible for causing vulnerable and already poor households further into poverty. The net effect of all this has been poor health seeking habits and a higher number of individuals without health coverage. The emergence of CBHI has been crucial in protecting the poor populace from the impoverishing effects of expenditure on healthcare services. In addition, the CBHI is an effective strategy for reaching a greater number of individuals and households who are poor and would have otherwise lacked insurance. Therefore, given the socio-economic situation of northern America countries, the CBHI remains an effective scheme in improving access and utilization of health services.

Finally: revise and edit the draft. This helps the writer improve the thesis. It involves copy editing (proofreading, checking for spelling, making sure sentences are complete, checking grammar, punctuation and sentence structure); editing of the content (to check the logic, style, relevance, repetition); and checking for any ambiguity.

Revision and editing of the content are important in correcting mistakes which might have been made in the first draft; and also is an opportunity to include any other relevant information which might have been left out from the beginning.

How Does the Structure of a Health Insurance Thesis Look Like?

Every thesis, just like academic writings or any other kind of essay has a structure. It is necessary to observe that thesis structure vary from task to task. For example, masters or doctorate thesis structure obviously will be different from a five or ten pages thesis. However, generally a thesis has the below structure;

  1. Title page
  2. Introduction
  3. Body or main discussion;
  4. And the conclusion.

If a health insurance thesis is supposed to lead to the award of a degree, then it would have the following structure;

  • Title page
  • Preliminary pages (abstract, table of contents, acknowledgment, list of tables, list of figures
  • Introduction and background to thesis statement for health insurance
  • Methodology
  • Findings
  • Discussion
  • Conclusion
  • Recommendations
  • References

In Conclusion

A good health insurance thesis contains a well-thought-out health insurance topic and a well-crafted thesis statement on health insurance. All these should be supported by main ideas backed—up by evidence and coherently explained statements about health insurance at the body of the thesis. The structuring of the thesis (depending on the nature of the thesis) ensures there are coherence and logical flow of arguments. Usually, a thesis will have an introduction, body, and conclusion.

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