The internet has changed the world. It now regulates pretty much all of our lives, from how we communicate with friends to how we pay our bills. And it is changing the world for the better, because there is no longer any need to have massive paper trails either.

Online Banking with Credit Unions

Online banking itself isn’t actually new. Most of us do it to some degree. If however, you have not started online banking with a credit union serving Broward County, Palm Beach County, Miami-Dade County, then now is the time. Here are a few reasons why:

  • You can bank when it is convenient for you, from a location of your choosing and a device that you are comfortable with.

  • You can constantly monitor your own account in real time, so that you can address any issues immediately as well. If there is an error in terms of what came in or out of your account, you can immediately speak to someone (also online) to have this resolved.

  • You can pay all your bills online in a secure and fast manner. This means you no longer have to worry about checks getting lost in the mail or you not having the time to go to a bank to make a payment.

    Online banking

  • Your salary can be deposited in your account straight away and you can see it appearing there on time and at the right moment.

  • You can immediately transfer money from one account to another. If you have a child in college, for instance, you can get money to them straight away, rather than them having to wait for it to arrive in the mail or having to go to a Western Union branch to pick it up.

  • You can usually also access mobile banking. This means you can bank on the go and have access to and knowledge about your money wherever you are.

  • You will be saving the planet by no longer generating as much paper. Online banking is very green and it means that you are actively lowering your carbon footprint and having less of a negative impact on the environment. Plus, some banks give you bonuses for going paper free.

  • It is safe and secure. A lot of people worry that their data will be compromised if they bank online. However, online banks are some of the most secure sites in the world. Furthermore, if something does go wrong, it will be much easier to recuperate your money.

  • The systems are very user friendly, so you don’t need an IT degree in order to be able to use your banking platform.

  • You can apply for new accounts and features like loans, overdrafts and other such financial products online as well. Additionally, the decision will usually be made much quicker than if you were to go to the bank itself.

  • Having online banking allows you to really monitor your financial information, thereby potentially even improving your credit score.


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