Card Issuing

An API and end-to-end platform for quickly creating, distributing, and managing virtual and physical cards.
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Have a large deployment?
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Step 1
Implement the Hips Issuing API with just a few lines of code.
Step 2
Use the API or Dashboard to produce virtual and physical cards. Physical cards can feature customizable designs, and ship in a few days. Cards can be used instantly through mobile wallets.
Step 3
Programmatically assign spending controls with webhooks. This lets you implement approved merchant categories, spending controls, per-user bookkeeping, and other restrictions.
Step 4
Automate operational tasks, such as handling disputes, replacing cards, and generating custom reports.


Hips Issuing is certified with all major card networks as an issuing processor, which ensures reliability and rapid feature releases.
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Hips card issuing

Flexible to integrate―fast to use

Hips Issuing is an end-to-end platform for quickly creating, distributing, and managing virtual and physical cards. Its infrastructure enables you to do things like create employee expense cards with dynamic spending limits, generate virtual cards so marketplace couriers can pay with their phones at specific merchants, or run the entire card stack for a new digital bank.

Traditionally, card issuance has involved extensive development time, complex requirements, long-term contracts, and significant upfront fees. But with Hips Issuing, we help simplify the complexity so you can start creating cards faster and scale more efficiently.

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Built on the core Hips platfor

Hips Issuing is built on the core Hips platform, so it integrates with the full suite of Hips products to seamlessly handle workflows for verifications, balances, and account funding.
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Card issuing
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It includes support for Apple Pay and Google Pay, allows programmatic dispute handling, and provides real-time authorization hooks.
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