What is Auto & SmartDeposit?


AutoDeposits are scheduled set amounts that do not fluctuate based on your behavior. They are easily set up by linking your external bank account to your iInvest® account. By using AutoDeposits, you can get a better, more predictable, flow of assets directed toward your retirement planning and long-term financial goals.


SmartDeposit is the automated cash investment tool that puts more of your money to work by investing your excess cash. That means no more manually figuring out how much to invest each month or stressing over whether you are saving enough to reach your iInvest® goals. And, you have total control over the entire process with the liquidity you need. Here’s how this innovative investment management tool works:

  1. You tell us the maximum amount you need in your bank account.
  2. You set how much we invest at a time.
  3. At least once a week, we automatically invest any excess cash up to the amount you set.
  4. You will receive notifications before any transfers, so you can modify or cancel.
  5. You can access your money at any time, with no iInvest® fees. Please keep in mind that there may be tax implications when selling your securities.

SmartDeposit is dynamic and calculates your ability to invest based on your unique financial situation, as well as the settings you choose. It adjusts to your spending habits and ensures you are invested in the market as much as you can be. AutoDeposits are scheduled, set amounts that do not fluctuate based on your behavior.

When utilizing our investment planning tools and investment solutions like SmartDeposit and AutoDeposit you can plan for a safer and smarter financial future. Our strategic investment tools paired with the input from our wealth management advisors are built to consider each investor’s unique financial situation and generate smart investment strategies and solutions that will best benefit each of our clients.

If you are interested in either of our investment services or financial planning tools, we urge you to get in touch with us today. We look forward to working with you to create a sustainable financial future for both you and your family.