BUG: Fix DataFrame.apply(..., raw=True) not calling with raw array
- [x] closes https://github.com/pandas-dev/pandas/issues/32423
- [x] tests added / passed
- [x] passes `black pandas`
- [x] passes `git diff upstream/master -u -- "*.py" | flake8 --diff`
- [x] whatsnew entry

Seems to pass. :tada: Where do I put the whatsnew? thanks @kernc 