BUG: read_csv interpreting NA value as comment when NA contains comment string
- [x] xref #34002
- [x] tests added / passed
- [x] passes `black pandas`
- [x] passes `git diff upstream/master -u -- "*.py" | flake8 --diff`
- [x] whatsnew entry

I  looked into the ``c`` case, but this is not that trivial as here. Comments are removed way before checking for na values. Would have to move that part way down to be able to do this.
looks fine here. can you merge master. 

cc @gfyoung if any comments. can u merge master and ping on green @jreback green  thanks @phofl 