 one of the best ways of determining fair prices of options. The underlying hypothesis is: By placing a certain set of assumptions on the market, the future price of the Options stock can be determined by modeling the movement of stock prices at different time intervals.
This is going to be a series of posts or a network/graph of stories, if I may, on Machine Learning in Finance and economy. I believe a profound understanding of the sector where AI is being used is equally important as the models themselves. Therefore, each post would either delve into the finance sector fundamentals or machine learning models.
Is the Ad industry needed at all?
To a lot of us, the advertisements seem more infuriating than any good. Even I’ve on many occasions found myself hovering over the ‘Skip Ad’ button while watching a video.
Machine Learning plays an important role in the Adtech sector for efficiency and sophistication it can bring about in the system. The goal of machine learning is to develop methods that can automatically detect patterns in data and then use the uncovered patterns to predict future data or other outcomes. It also gives birth to innovative products that we’ll discuss shortly.
AdTech products serve a variety of purposes right from providing technology and the framework for seamless advertisement placement to laying out software solution blankets to carry out the whole operation efficiently and effectively. It also diversifies into creatives of producing marketing content and strategic ads placements. With user privacy taking the pedestal, all the above should also conform to mutating regulations.
Let’s dig into the details of each product one by one. Let’s borrow Carl, a fictional character from the previous post for the user reference. Say Hello to Carl.
Advertisement Tech — Components and Concepts.
There are many cogs in the wheel in the Adtech ecosystem with their indispensable functionalities as depicted in the diagram below. The terms may seem intimidating at first, but you’ll get hang of it slowly. I have also pasted a video link towards the end that’ll put things in perspective.
*Adtech Ecosystem*. Don’t worry, it’ll make sense as you proceed through the post.
Egh. I feel bad for the dad in that case.

Last night a photographer my brothers mother in law follows on Facebook put up a photoshoot. MIL(kinda) said it was a cute photo.

The photo was a mom and baby at the front of the photo all happy. And dad was just standing there in the background a few meters back. Completely out of focus.

My mom commented on it saying she felt bad for the dad being pushed out of the picture for mom and baby. The comment got deleted.

I have.a 'friend' who makes up 90% of my posts in this sub. She just wanted babies. ASAP. Didn't matter with who. She was actually engaged to my brother years ago and it fell through. Thank god. Anyways last year she married a real nice guy. And she got pregnant immediately. She was trying to be preg for the wedding.

Anyways now all anyone hears or sees is the baby. Always baby on Facebook. I always ask how her hubby is and he says "oh.. He's fine.. Guess what Miki did!"

I think people need to stop pushing their spouse down the totem pole. It's one of the reasons I never want kids.  He's my priority. Dinners together, dates together, traveling..U.S. economy adds 195K jobs; unemployment 7.6 pct.
The unemployment rate remained 7.6 percent because more people started looking for jobs — a healthy sign — and some didn’t find them. The government doesn’t count people as unemployed unless they’re looking for work.
June’s job gain was fueled by consumer spending and the housing recovery. Consumer confidence has reached a 5½ year high and is driving up sales of homes and cars. Hiring was especially strong in June among retailers, hotels, restaurants, construction companies and financial services firms.
Pay also rose sharply last month and is outpacing inflation, the Labor Department’s monthly jobs report Friday showed. Average hourly pay rose 10 cents in June to $24.01. Over the past 12 months, it’s risen 2.2 percent. Over the same period, consumer prices have increased 1.4 percent.
Stocks rose sharply in early afternoon trading. The Dow Jones industrial average was up 94 points. And the yield on the 10-year Treasury note jumped from 2.56 percent to 2.71 percent, its highest level since August 2011. That’s a sign that investors think the economy is improving.
Further job growth could lower the unemployment rate and help the economy rebound after a weak start this year. If so, the Fed would likely scale back its bond purchases later this year.
The Fed has been buying $85 billion worth of Treasury and mortgage bonds a month since late last year. The purchases pushed long-term rates to historic lows, fueled a record-breaking stock market rally and encouraged consumers and businesses to borrow and spend. They’ve also helped support an economy that’s had to absorb federal spending cuts and a Social Security tax increase that’s shrunk consumer paychecks this year.
John Silvia, chief economist at Wells Fargo, said he thinks the Fed will announce at its September policy meeting that it will reduce its monthly bond purchases, perhaps from $85 billion a month to $75 billion.
Chairman Ben Bernanke has said the bond buying could end around the time unemployment reaches 7 percent. The Fed foresees that happening around mid-2014.
Friday’s report contained at least one element of concern: Many of the job gains were in generally lower-paying industries, a trend that emerged earlier this year. The hotels, restaurants and entertainment industry added 75,000 jobs in June. This industry has added an average of 55,000 jobs a month this year, nearly double its 30,000 average in 2012. Retailers added 37,000. Temporary jobs rose 10,000.
The health care industry added 20,000 and construction 13,000. But manufacturing, which includes many higher-paying positions, shed 6,000.
Last month’s job growth came solely from the private sector, particularly services firms. Government jobs fell 7,000, mostly at the federal level. The federal government has shed 65,000 jobs in the past 12 months. Some of that decline likely reflects the federal budget cuts that kicked in March 1.
Declining government employment has been a drag on the job market since the recession ended four years ago. In a typical recovery, governments typically add at least 20,000 jobs a month.
Solid hiring in the private sector is pushing up wages, even in some lower-paying industries. Average hourly wages for retail employees rose 6 cents in June to $16.64 and have risen nearly 2 percent in the past year.
The overall increase in pay is “the standout feature of this report,” said Ryan Sweet, an economist at Moody’s Analytics. The low inflation rate also helps consumers, he noted.
The unemployment rate is derived from a survey of households, which found that 177,000 more people started looking for jobs in June. Most found them. The increase suggests that Americans think their job prospects have brightened.
But because some of the job seekers didn’t find work right away, the number of unemployed was largely unchanged at 11.8 million.
The 195,000 job gain for June is calculated from a separate survey of employers.
The percentage of Americans either working or actively looking for work rose for a second straight month to 63.5 percent. This is known as the “labor force participation rate.” The participation rate has been generally declining since peaking at 67.3 percent in 2000. That’s partly the result of baby boomers retiring and leaving the workforce.
Despite the solid pace of hiring in June, the economy is growing only sluggishly. It expanded at a 1.8 percent annual rate in the January-March quarter. Most analysts expect growth at roughly the same subpar rate in the April-June quarter.
Weak economies overseas cut demand for U.S. exports in May. That led some economists to predict that growth in the second quarter might be slower than forecast.
Still, many areas of the economy are improving. The Fed’s low-rate policies have led more Americans to buy homes and cars. They also helped boost stock and home prices in the first half of the year, increasing wealth and lifting consumer confidence.
Auto sales in the January-June period topped 7.8 million, their best first half since 2007, according to Autodata Corp. and Ward’s AutoInfoBank. Sales of previously occupied homes exceeded 5 million in May, the first time that’s happened since November 2009. New-home sales rose at their fastest pace in five years.
Aria: has a lot of meanings, one of which is "lion". "Ariel" is "lion of God". You can't take out the component that means "God" and keep the meaning. Language is not homeopathy.

Sabella: could be a form of Elizabeth, which is "God is my oath" - but also could be from the surname Sabello (the Sabellian tribe) or a placename I forgot to write down.

Arabell - more likely to be from Amabel (lovable) or a Celtic/Brythonic root. It was often latinised as "orabilis", and even if "orabilis" was the origin of the name, that would be "prayerful" / "one who prays". I could just as well say it means "suitable for growing crops" and it would make about