. Ralph on this special evening will be Jenifer Lewis, Loretta Devine, Jennifer Holliday, Rashaan Patterson, Terisa Griffin, and Kenny Lattimore. Over the years luminous stars, many of whom have graced our cover, such as Ledisi and Patti Labelle, have wowed DSS audiences, doing what divas do best—simply singing. Oh! And raising much-needed money and awareness in the fight against AIDS. Partial proceeds will benefit Project Angel Food.
Date: December 9; time: 6 p.m.; location: Taglyan Culture Center, 1201 Vine Street, Los Angeles, California 90038; tickets: $150–$300.
To purchase tickets, log on to: www.eventbrite.com/e/27th-annual-divas-simply-singing-tickets-39149160192.
Sales Configurator Information Systems Design Theory

We look for means to advance the field of configuration systems via research that is performed rigorously and methodologically with the aim of theory creation. Specifically, we explore the use of Information Systems Design Theory (ISDT) as a framework for defining a design science theory for sales configurator construction. ISDT is the primary output of Design Science research that “shows the principles inherent in the design of an IS artifact that accomplishes some end, based on knowledge of both IT and human behavior”. The components of ISDT include purpose and scope, constructs, principles of form and function, artifact mutability, testable propositions, and justificatory knowledge. Generalizing from the novel principles of our earlier work applied in the construction of a sales configuration system called WeCoTin, we present the Sales Configurator Information Systems Design Theory SCISDT. SCISDT aims to support development of generic configurators (aka configuration toolkits) that enable the creation of configurator instantiations for individual companies or product lines to provide choice navigation capability.Unfortunately no NEW PROFILES FROM Kalajoki were found.
Recently separated 55-year-old man. From the UK, but been living in Finland for many years.l am an art teacher, and artist. I enjoy the simple life, which can include, outdoor nature activities, some sports. Also eating..
Hello, I am a nice man looking for a nice womsn. The future will tell if we can match together.Distance from Poland to Vietnam is 8,732 kilometers. This air travel distance is equal to 5,426 miles.
The air travel (bird fly) shortest distance between Poland and Vietnam is 8,732 km= 5,426 miles.
If you travel with an airplane (which has average speed of 560 miles) from Poland to Vietnam, It takes 9.69 hours to arrive.Inheritance tax: Five ways to REDUCE your bill and keep more of your estate
INHERITANCE TAX is largely unavoidable after someone has died, but there are ways to ensure more of your money goes to loved ones instead of the taxman.
Inheritance tax: There are ways to reduce your bill for the benefit of your loved ones (Image: GETTY)
Known as the death tax, IHT is a levy paid on the value of a person’s estate – made up of property, money and possessions – once all relevant debts have settled. For an estate worth more than the £325,000 tax threshold, a tax of 40 percent must be paid to the Government. Research last week revealed the taxman took an extra £164million in inheritance tax for the 2018-19 financial year compared to the previous 12 months, an increase of 3.1 percent. It takes the total sum for the 12 months to £5.369billion, according to analysis of HMRC receipts by financial advice firm, NFU Mutual.
Death taxes are forecast to double in a decade, with research by The Mail on Sunday claiming the total bill is likely to jump to £10billion a year by 2030.
With more IHT going to the taxman than ever before, families will be wondering if there is anything they can do to reduce their bill.
Neil Jones, wealth management and tax specialist at financial services experts Canada Life told Express.co.uk, said: “You may think IHT only applies to millionaires, but be wary – every year more people are caught by the tax, and many of them aren’t what you might call ‘rich’.
“They’re often surprised by how much their own homes have increased in value over the last ten years, leading to a nasty surprise for their beneficiaries.
Inheritance tax has classically been called a ‘voluntary’ tax, as there are so many options when it comes to escaping its reach
“Inheritance tax has classically been called a ‘voluntary’ tax, as there are so many options when it comes to escaping its reach.
“Just like ISAs, these are legal opportunities that are designed to help shelter your assets from tax, to further the savings culture and help pass on money to your loved ones.
“If you would rather your money went to families, friends and worthy causes close to your heart, then you should seriously consider how you can reduce your inheritance tax bill.
“The first step is to create a plan.”
PLAN AHEAD – USE TRUSTS
There are a wide range of trusts available, where money, property or investment will be looked after by a third person for chosen beneficiaries.
This could be for a child or another loved one.
Once the asset has been put away in a trust, it is no longer considered part of someone’s estate, so long as the individual lives longer than seven years.
Should the person die within seven years of making a transfer into the state, the person intended to receive the asset will be required to pay inheritance tax.
Gifts to charities are exempt from IHT and if enough is left to charity in a will, then inheritance tax falls to 36 percent.
Inheritance tax: The death tax is applied to someone's estate (Image: GETTY)
MAKE USE OF EXEMPTIONS AND RELIEFS
Everyone is entitled to make certain gifts which are exempt from inheritance tax.
This ranges from the annual gift exemption of £3,000 to small gifts of £250 – providing it is to someone who has not received the £3,000 gift.
People who are married or registered civil partners do not have to pay any inheritance tax on money or property left to them by their spouse.
However, it is worth nothing this could just defer the liability to when they die.
As inheritance tax is a tax on capital transfers, gifts of income are exempt.
The donor needs to have true surplus income and the gift must be regular and not affect their standard of living or they must not use capital to subsidise it.
INSURE THE TAX LIABILITY
As inheritance tax applies when you die, you can take out a life assurance policy held under a suitable trust that pays out on death.
Canada Life suggests the cost of the life assurance could be significantly lower than the inheritance tax liability.
The premiums could qualify as surplus income under the exemption or the cost could be borne by the beneficiaries, after all it is they who will ultimately benefit.
LEAVE YOUR PENSION AND USE OTHER ASSETS
Personal pensions offer valuable estate planning benefits as the fund can be passed on free of inheritance tax and can cascade to different beneficiaries.
Relatives can claim the pension pot of a loved one tax free, providing the person died before the age of 75 and have not touched their retirement stash.
However, the viability of this depends on other money and assets the person has to live on to maintain their lifestyle, aside from their personal pension.
SPEAK TO A PROFESSIONAL ADVISER
There are a wide variety of solutions available to help reduce or plan for an inheritance tax liability and the key advice is to always speak to a professional adviser.Phamaly’s “Vox Vergere” celebrates our various…
In attending Phamaly productions, audiences of shared and varied abilities can’t help but be changed or at least challenged
Phamaly ensemble members rehearse ÒLove MultipliedÓ for their upcoming Vox show, which consists of eight original short plays by writers with disabilities on October 4, 2022 in Aurora, Colorado. (Photo By Kathryn Scott/Special to The Denver Post)
On a recent fall afternoon, cast members of Phamaly’s new production, “Vox Vergere,” were rehearsing one of the show’s eight one-acts in an all-purpose room in the Tramway Nonprofit Center where the theater company founded by theater artists with disabilities is located. The omnibus show opens Oct. 13 at The People’s Building in Aurora and runs through Oct. 23.
That afternoon, the cast members were working toward completing blocking for “The Party.” And director Betty Hart was giving some new guidance to the players who’d gathered around a supper table in an increasingly raucous scene. Without giving too much away, the play, written by a.a. brenner, teases notions of role-playing, marriage and the wonders of country-western star Gretchen Wilson. It’s getting nutty, but when actor Ratt Walsh, who plays Baby Lizzie ever so fleetly, at Hart’s suggestion, strikes a pose as her hero Wilson, the ensuing hilarity promises these actors have come to play — and to perform.
This desire to hone craft won’t come as a surprise to long-time fans of Phamaly, now in its 33rd season. For the company’s artists it’s never been simply “let’s put on a show” as much as “let’s put on