 etc and builds a customized and optimized investment portfolio to suit the needs of the objective and MIRA Money app facilitates the purchase of mutual funds (we offer only domestic and international index mutual funds and domestic debt funds) using a payment gateway.
To facilitate mutual funds discovery, purchase, payment, redemption and analytics, we have integrated our mobile application with an intermediary system: Fintech Primitives platform from Cybrilla Technologies and for mutual funds data (& historic performance data), we have integrated with Pulse Labs Research & Technology Solutions Private Limited.
We, at Noble Wealth Technologies, take your patronage seriously and hence the following Terms of Use Agreement (the "TOU") is a legally binding agreement that shall govern the relationship with our users (Investors) and others that may interact or interface with MIRA Money, (“the Platform”, “us” or “we”), located at Villa 669, Phase 3, Adarsh Palm Retreat, Devarabisanahalli, Bangalore - 560103, and our subsidiaries and affiliates, in association with the use of the Platform, which includes MIRA Money, (the "Platform") and its Services, which shall be defined below.
We are very happy to have you make use of our Platform and its Services and to facilitate an enjoyable experience. We grant you a nonexclusive, non-transferable license to use the Platform solely for your personal use. You agree that you will only use MIRA Money for your own personal use, and not on behalf of or for the benefit of any third party. Users can create an account on behalf of their children and invest through the Platform. It is important that when you use this Platform, you warrant that you will not use the Platform for any purpose that is unlawful or prohibited by these Terms and Conditions. You understand and agree that if you violate any of these Terms and Conditions, your authorization to use this Platform automatically terminates.
Using Mira Money in any way means that you agree to all of these Terms, and these Terms will remain in effect while you use the Platform. If you don’t agree to all of the following, you may not use or access the Platform in any manner.
You, the User, acknowledge and agree that our platform is the sole property of Noble Wealth Technologies. We would like to ensure a great experience and hence at its discretion, MIRA Money may offer additional Platform Services and/or products, or update, modify or revise any current content and Services, and this Agreement shall apply to any and all additional Services and/or products and any and all updated, modified or revised Services unless stated otherwise. Noble Wealth Technologies reserves the right to cancel and cease offering any of the Services and/or products on offer on the Platform. You, further acknowledge, understand and agree that Noble Wealth Technologies shall not be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our Services and/or products on the Platform. When you continue to use the Services provided, after such posting of any updates, changes, and/or modifications your acceptance of such updates, changes and/or modifications implies acceptance of the same. We recommend that you frequently review this Agreement and any and all applicable terms and policies to ensure you are aware of all terms and policies currently in effect. Should you not agree to the updated, revised or modified terms, you must stop using the provided Services forthwith.
Furthermore, you understand, acknowledge, and agree that the Services offered shall be provided "AS IS" and as such Noble Wealth Technologies shall not assume any responsibility or obligation for the timeliness, missed delivery, deletion and/or any failure to store user content or personalization settings.
The Platform is a technology first investment management platform that believes in providing every Indian the access to right investment suggestions.
Any and all visitors to our Platform shall be deemed as "users" of the Services provided within for the purpose of this TOU. The Platform works on a self-serve model and the mobile application is available on Android and IOS.
To access the Platform, you are required to sign up for an account and select a password. User will get phone number/OTP based login access to the app. The app requires user to go thru eKYC process (including video KYC) in order to invest thru our app. KYC is mandatory as per SEBI requirements.
For account creation, only the user's name, phone numbers and OTP are collected.
and any other required information as mandated by the KYC process.
We do not charge any fee to customers to invest thru our platform. It’s 100% free service. We earn a small commission from mutual fund houses we invest in. So there is no financial transaction between MIRA Money and the user.
We facilitate the payment for the purchase of mutual funds by our customers and mutual fund houses where the money is directly debited from customers bank account and directly deposited to AMC by RazorPay payment gateway.
Permission needed to read OTM SMS.
Permission needed to photo gallery in order for customer to set/use their own photos in the app.
As we do not charge any fee to customers for any transactions or signup or account maintenance, there is no concept of cancellation or refund.
Money invested thru us, MIRA Money, is directly deposited into respective AMCs for the purchase of mutual funds assets.
MIRA Money takes your privacy very seriously. For the current MIRA Money Privacy Policy, please click here.
Every registered User's registration data and various other personal information are strictly protected by the MIRA Money Privacy Policy. As a registered User, you herein consent to the collection and use of the information provided, including the transfer of information within India for storage, processing or use by MIRA Money and/or our subsidiaries and affiliates.
You understand and agree that MIRA Money's Services and any essential software that may be used in connection with our Services ("Software") shall contain proprietary and confidential material that is protected by applicable intellectual property rights and other laws. Therefore, you agree not to alter, modify, lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works which are based on MIRA Money Services (e.g. Content or Software), in whole or part.
You herein acknowledge, understand and agree that all of the MIRA Money trademarks, copyright, trade name, service marks, and other MIRA Money logos and any brand features, and/or product and service names are trademarks and as such, are and shall remain the property of MIRA Money. You herein agree not to display and/or use in any manner the MIRA Money logo or marks.
You understand that we own MIRA Money. These Terms don’t grant you any right, title or interest in MIRA Money, or our trademarks, logos, and other intellectual property.
You are responsible for all your activity in connection with MIRA Money. Due to the global nature of the internet, through the use of our network, you hereby agree to comply with all local rules relating to online conduct and that which is considered acceptable Content. Make sure that you use MIRA Money in a manner that complies with the law. If your use of MIRA Money is prohibited by applicable laws, then you aren’t authorized to use MIRA Money. We can’t and won’t be responsible for you using MIRA Money in a way that breaks the law.
Decompiles, reverse engineers, or otherwise attempts to obtain the source code or underlying ideas or information of or relating to MIRA Money.
Replicates, duplicates, copies, trades, sells, resells nor exploits for any commercial reason any part, use of, or access to MIRA Money Platforms.
Noble Wealth Technologies is not liable to indemnify any user for any financial loss suffered by the said user by using the services on the Platform.
The account created on the Platform and the information provided on the Platform is maintained on the Platform for our auditing processes even after the user discontinues the use of the account.
At any point, subject to the conditions of the specific mutual fund, the user can discontinue the payment of a specific SIP. It would also be the responsibility of the user to ascertain that where they wish to discontinue a SIP, automatic payment process be cancelled by them.
We are constantly trying to improve our products and services, so these Terms may need to change along with http://mira.money. We reserve the right to change the Terms at any time, but if we do, we will bring it to your by sending you an email, and/or by some other means.
If you don’t agree with the new Terms, you are free to reject them; unfortunately, that means you will no longer be able to use http://mira.money. If you use http://mira.money in any way after a change to the Terms is effective and notice has been provided, that means you agree to all of the changes.
http://mira.money is provided to you on an “as-is” basis. This means we provide it to you without any express or implied warranties of any kind. That includes any implied warranties of merchantability, fitness for a particular purpose, non-infringement, or any warranty that the use of http://mira.money will be uninterrupted or error-free.
You may not assign, delegate or transfer these Terms or your rights or obligations hereunder, or your http://mira.money account, in any way (by operation of law or otherwise) without our prior written consent. We may transfer, assign, or delegate these Terms and our rights and obligations without consent.
For any issues,