 The bank maintains locations in 14 other states as well: Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Missouri, North Carolina, South Carolina, Tennessee and Texas. So when you’re visiting nearby states, you can still bank in-person.
You can open a variety of Regions bank accounts if you live in its service areas. The bank offers three different savings accounts, certificates of deposit (CDs) ranging all the way to 72 months, two money market accounts and six checking accounts. With all these options, you can find an account that works best with your finances whether you’re looking for a free checking account or a long-term CD. Just be careful of the bank’s low interest rates, as they won’t boost your savings too much.
Regions Bank also offers some of the best customer service in the Southeastern region, as well. If you need to contact the bank, you can find different phone numbers for different departments and needs. That way, you can more quickly speak to the correct representative rather than going through an automated phone tree. You could also contact the bank over email, social media and live chat. Just be careful about sending personal and account information over these methods of communication.
For the next best access to your bank branch, you can turn to smaller bank Trustmark. The bank has 124 locations in the Magnolia State with more locations in nearby Alabama, Florida, Tennessee and Texas. You’ll also be able to access your accounts online and on mobile through your internet browser or Android®, iPhone® and iPad® apps.
Trustmark offers an incredible variety of accounts. For starters, you can choose from six different checking accounts including a student account. As for savings accounts, there are two basic savings accounts, two money market accounts and even a health savings account. That gives you plenty of options for finding the right kind of account for you and your finances. Plus, while not the best rates in the industry, Trustmark offers higher rates than most big banks can offer.
The CIT Savings Builder account is a great option regardless of whether you’re just beginning your savings journey or you’ve already begun to accumulate sizable savings. This is because the account’s impressive 1.80% APY can be had by meeting one of two specific preconditions: maintaining a balance of $25,000 or making at least $100 in deposits a month. A 1.16% APY awaits any customers that fall outside of these guidelines.
As mobile banking has increased in popularity, so has customers’ demand for a strong mobile experience. CIT appears to have done this well, as Apple and Android users have rated its app at a combined 3.85 stars out of 5. Should you download the app, you’ll get perks like mobile check deposit, digital account statements, up-to-date transaction histories and the ability to send funds between your CIT accounts.
In addition to its great checking account, Renasant Bank also offers one of the best savings accounts for Mississippians. Just like its checking counterpart, the Rewards Savings account interest-earning system is designed to benefit those with lower balances. To earn the best rates, you’ll want to keep a low balance, make at least 10 debit card transactions (excluding ATM transactions) per qualification cycle, make at least one direct deposit or ACH transfer per cycle and receive statements electronically.
Meeting those requirements and keeping your balance at $100,000 or below will earn 0.96% APY. Any higher balances will earn 0.30% APY. If you fail to meet those requirements, you’ll earn 0.03% APY regardless of your balance.
There is a $10 monthly fee, although if you’re already enrolled in eStatements, you can waive the fee easily.
With mostly small banks to choose from, Mississippi residents may find it hard to find a free checking account with a low minimum deposit. Community Bank of Mississippi offers the best deal with its Community Checking Account. It requires a minimum deposit of at least $50 which isn’t the lowest out there but still outdoes its regional competition. Once you meet the minimum deposit, there are no more minimum balance requirements to worry about. Nor do you have to worry about a monthly fee while you have the account.
This account includes unlimited check writing, free eStatements and free bill pay.
With humble beginnings in 1904 in a Lee County bakery, Renasant Bank now offers some of the best bank accounts out there. For starters, check out its Rewards Checking account, which has a 1.51% APY. You will need to meet a few requirements to earn this high rate: make at least 10 debit card transactions (excluding ATM transactions) per qualification cycle, make at least one direct deposit or ACH transfer per cycle and receive statements electronically. These requirements should be easy enough for those using this account regularly. Receiving eStatements also waives the $8 monthly fee.
This high interest rate is made for those with lower balances, too. If your balance reaches higher than $25,000, your interest rate will drop to 0.03% APY.
Students within the Southeastern U.S.
With its LifeGreen® Checking Account For Students, Regions Bank can be great for students, especially those staying within the region. That makes for easier access to your accounts without incurring any extra ATM fees. Students will also be happy to know that Regions has great online and mobile banking offerings for more convenience and ease.
The LifeGreen® Checking Account For Students is for students 25 years old or younger. It requires at least $50 to open, which could potentially be a high minimum for students just starting out on their own. Once you have that deposit, you’ll be good to go without the need to worry about any other balance minimums or monthly service fees. Owning this account allows you to open a Regions LifeGreen Savings Account, too, for easier savings.
Finishing touches are being completed as one piece of the flood-recovering Czech Village readies to open this weekend.
A grand opening is set for Saturday at the Kosek Building, 87 16th Ave. SW, a new location for the National Czech & Slovak Museum & Library.
The building will house a multimedia exhibition: “Rising Above: The Story of a People and the Flood,” with free admission both Saturday and Sunday.
Museum staff moved into the building in March.
The staff had been in temporary quarters at Frank N. Magid Associates in Marion since the museum, next to the Cedar River at 30 16th Ave. SW, was inundated with 8 feet of water in June 2008.
Naughton said she is grateful for the Marion company's hospitality.
The museum building, visited by three presidents during its dedication in 1995, has been cleaned and will be lifted and moved nearby this fall or next spring.
That building, with a new addition, is expected to open in late 2012.
In the meantime, the 9,600-square-foot Kosek store has been transformed for the museum with basement classroom, office and storage space, a museum store and upstairs office space.
Naughton pointed to woodwork and other details that retain the building's sense of history.
The Viktor family opened the two-story building in 1910 as a dry goods store.
Its best-known incarnation was Kosek's Dime & Dollar Store from 1946 to 1979. Pre-flood, it housed the Music Loft.
Funding for the $2 million project came from the state I-JOBS program, donations from the Czech Republic and corporate and individual gifts.
“Rising Above” tells the history of Czechs and Slovaks in Cedar Rapids and the Floods of 2008.
An interactive scale model of the cityscape of Cedar Rapids compares the flood to previous floods of 1929 and 1993.
News stories, video and eyewitness accounts will carry visitors through moment by moment, culminating with a walk-in model of a flooded house.
Naughton said the exhibit will help visitors and future generations understand the epic flood and demonstrate why the national Czech museum is in Cedar Rapids.
FYI: The grand opening of the National Czech & Slovak Museum & Library exhibition, "Rising Above: The Story of a People and the Flood," will be Saturday and Sunday, April 17 and 18, at 87 16th Ave. SW.
Admission is free from noon to 4 p.m. each day.
A ribbon-cutting ceremony is scheduled for 11 a.m. Saturday. Iowa Gov. Chet Culver will attend, along with Marek Skolil, Consul General of the Czech Republic in Chicago and Czech Embassy Cultural Attaché, Jana Racova.
Musical guests will perform before and after the ribbon cutting.
After opening weekend, admission will be $6 adults, $5 seniors, $2 children 5 and older, and free for members and children younger than 5. Regular hours will be 9:30 a.m. to 4 p.m. Mondays to Saturdays.
This problem examines the challenges of achieving sustainable development in a world of unintended consequences with a hypothetical example of cotton production in India. First, the basic agricultural production challenge of developing world agriculture is quantified. Second, development challenges are clarified with a study of capital constraints, which prevent adoption of high profitability agriculture. Then, two policy responses to this development challenge are offeredâ€”microlending and subsidiesâ€”both of which are shown to overcome capital constraints. Finally, the classic ‘Tragedy of the Commons’ problem in introduced as an unintended consequence of the development policy intervention, which shows how difficult it is to achieve sustainable development. A policy response to this sustainability problem is suggested.