 shopping off your list at Issaquah’s Holiday Shop at the Historic Shell Station. Curated by So, There’s Alison Lang, goods from local artists and makers will be available from noon to 6 p.m. And if you can’t make it Saturday, don’t despair — the shop will run Fridays through Sundays from Nov. 29th to Dec. 29th. Find more information at Downtown Issaquah’s website.
The Duvall Chamber of Commerce invites you to “Shop Small, Eat Local,” this weekend in honor of Small Business Saturday. More than a dozen businesses will participate city-wide, and they’ll be offering everything from deals to refreshments. For a list of all the shops and eateries on board, visit the Chamber’s Facebook page.
The Bellevue Arts Museum will highlight local artists and businesses at an all-day pop-up market this Saturday. Potters, designers, chocolatiers, and more will congregate at the Museum Store from 11 a.m. to 5 p.m. Museum members can start their shopping an hour early and avoid the holiday crowds. Find more information at the Bellevue Arts Museum website.
NEW YORK (CBS.MW) -- Shares of major insurance companies continued to trade with volatility Tuesday, recovering much of the earlier session's losses as investors calculated likely industry losses waned along with Hurricane Isabel's winds.
The storm appears headed for landfall on the U.S. East Coast later this week.
As things stand, the National Hurricane Center in Miami said the storm would likely hit North Carolina on Thursday. Isabel has maximum sustained winds of about 105 mph, less than the 160 mph it was packing earlier this week, but still enough to make it a powerful category 2 hurricane.
Forecasters also noted that "while some further weakening is expected today, conditions could become favorable for restrengthening prior to landfall."
Among insurers, several of Monday's losers were Tuesday's biggest gainers.
Shares of Allstate ALL, -2.21% rose 3.7 percent, to $36.86, while St. Paul Cos. SPC, -0.36% climbed $1.40, or 3.8 percent, to $38.40 and Chubb Corp. CB, +1.82% rose 80 cents, or 1.2 percent, to $65.05.
Economist Tony Crescenzi of Miller Tabak & Co. said while that Isabel-related claims could reach into the billions, insurance companies are well capitalized.
"If there are indeed reimbursable losses caused by Isabel, the losses would be small in relation to the assets held by insurance companies: according to the Federal Reserve's most recent flow of funds statement, life insurance companies had $3.6 trillion in assets as of the end of June," he said. "The impact on insurance companies also seems small when considering the fact that insurance companies would have an increased ability to raise premiums if there were a reimbursable event. "
In the broader financial sector, Charles Schwab SC.H, rose 5.4 after Chief Financial Officer Chris Dodds said the firm is comfortable it can match or surpass Wall Street's third-quarter earnings estimate of 9 cents per share.
Dodds, in a phone call early Tuesday, said that Schwab can report earnings of better than 9 cents per share if trading levels reached during the first two weeks of September stay at current levels.
Rivals Ameritrade AMTD and E-Trade Group ET, -1.43% also rose, adding 4.9 percent and 4 percent, respectively. That was 52 week high for Ameritrade.
Elsewhere, regulators charged the former chief of trading at Nations Funds with civil and criminal violations of securities laws and are seeking to ban him from working in the securities industry again. Nations Funds is a subsidiary of Bank of America BAC, -1.53%.
New York state and Securities and Exchange Commission officials said Theodore Sihpol, 36, has surrendered to authorities.
He's charged with two counts, larceny and securities fraud, by the state. SEC civil charges allege he played a role in a scheme that violated, aided and abetted and caused violations of the antifraud pricing and broker-dealer record-keeping provisions of federal securities laws.
And, the Amex Securities Broker/Dealer Index $XBD rose 2.7 percent while the Philadelphia Bank Sector Index $BKX rose 1.2 percent.Advertisement
The Top 100 Inspirational Movies: 80 - 61
69 - Defending Your Life
69 - Defending Your Life
When you die, you don’t go to heaven or to hell. You go to a
place called Judgment City, where you quickly discover that you only use 3-5%
of your brain (enlightened people use 20 to 60% of their brains). You’re
assigned a defense attorney and your case goes before the Judgment court, where
they review your life. If you can prove that you conquered your fears while on
earth, you can move on to the next phase. If not, you’re reincarnated on earth
for a second chance.
At least, that’s how it goes in Defending Your Life, which stars Albert Brooks and Meryl Streep. Brooks plays Daniel, an advertising executive who dies in a car crash and wakes up in Judgment City. He quickly falls for Julia (Meryl Streep), who has obviously had a much kinder, courageous life than he has. Her trial goes well, his goes poorly, and they’re separated as he heads back to earth to try again and she moves on to the next phase.
That, of course, is not quite how the film ends, and the mad dash to “get the girl” is one of the best I’ve ever seen in a romantic film. Defending Your Life is a warm film with a sappy heart that actually makes you take stock of your life and how you’re spending your time on earth.
~ Evan DerrickYoung Adult
Have you ever wondered what makes a book "Young Adult"? Well actually the term young adult refers to the ages of 19-40. The correct term is "Young Adult-Fiction". This refers to the ages 14-18. Young adult-fiction books are seperated depending on language, content, and what a teen mind can comprehend. All young adult-fiction books are written with teens in mind.
Common topics include: coming of age, self-esteem, dating, drugs, fitting in, friendships, and relationships with parents.
Reading and It's Benefits
Kaitlin's Popular Teen Books
page revision: 15, last edited: 28 May 2009 18:38I honestly love Mr. Satan. Firstly, his english dub voice is a homage to Macho Man Randy Savage/Hulk Hogan/any other pro wrestler you can think of, so points to him there; Second, he's a doofus, but he does try to do the right thing at the end of the day and deep down is a good man; and third, if you think about it, knowing what we do now, he's a single father, widower, who saw a chance to make bank (taking credit for Cell's death) and provide for his kid (Videl) and took it.

Mr. I am  in a major city and my base rate is $75/ hr for month-to-month contract bookkeeping.  However, that's a very high rate even compared to what CPAs charge, but works for a couple of reasons. This rate is for a specific type of client which I try to target, but I work with other clients who I charge much less or I work directly for a CPA firm that pays me for working with their clients. I will explain this below and give you some context for how this works for me and my advice for you: 


1) I try to promote my bookkeeping company rather than myself as a bookkeeper. When I get a new client, they are working with my company (it's just me doing the work right now) rather than BustedBreaks the bookkeeper. The main reason for this is that I want to build a local brand that I can sell to CPA firm in the future. That's hard to do when you're selling a book of business to some random person when clients know you and have worked with you for years. My goal is to hire someone this year that can take over my current clients and to develop procedures for each client that can be adopted by new employees that will stay with the company for a time after I sell it. 


2) Who pays $75/ hr for bookkeeping?? Small personal service/ business service clients who need 1-5 hours per month of bookkeeping work. That is my target group. Ex. I have a client the provides a professional service to individuals. They do about $500K in annual revenue. They take me around 2 hours a month, so about $1800/ year plus I charge for quickbooks and a payroll service I use for them. $1800 is pretty decent for billable time for that amount of revenue. This rate is for month-to-month bookkeeping. I have another client - same annual revenue - that takes me about 8-9 hrs/ month because I make site visits that add up to about 5 or 6 hours per month. I offer my clients a discounted rate if they sign an extended agreement that has a penalty for ending early without giving significant notice.  – This will be handy when I go to sell as well as it shows commitment of clients to my company rather than just a bunch of people who I charge randomly for bookkeeping. 


Even a client who has $100K in revenue can pay $