 of more than 1,500 a year. FEMA estimates between 9 million and 11 million homes are at risk from a 100-year flood, and 2 million homes are at risk from coastal storm surges.
"The physical relationship between rainfall and flooding is not cause and effect," Richards says. "If you look over a century, [the intense flooding of recent decades] is not really that strange."
"When we build a levee or build a dam, people move in behind the structure. People want an iron-clad guarantee [and say,] 'Why didn't it protect me?' "
Indeed, structural improvements work. They have prevented $200 billion in flood damage. Yet these have also cost the government billions in insurance claims as water is diverted to other areas.
The patch-as-we-go attitude, however, is losing favor with residents and, more importantly, fund administrators.
For example, Hull, Mass., is a crooked arm that juts out into Boston Harbor on one side and Massachusetts Bay on the other. Despite extensive seawalls, it gets battered yearly by nor'easters. There are about 1,892 flood insurance policies in effect. Fire Chief James Russo, a lifelong resident, has seen his share of nor'easters batter and mangle houses. He's also seen people milk the system.
"In the early '80s, the fraud was unbelievable," Mr. Russo says. Years ago, people would take old appliances into the basement and let them drown in flood waters, he says. Pictures were taken, claims filed, then, "They lined up, submitted paperwork, and the government wrote them a check." The next year, they did the same thing with the same appliances, Russo says, soaking television sets year after year, and getting paid for it.
Flooding not only can prompt fraud, it also splits communities.
Just ask Steve Wehrle, mayor of Rhineland, Mo. After Mother Nature turned on the faucet in July 1993, his town on the banks of the Missouri was moved to 52 acres of cow pasture. The federal and state government financed the project with $5 million in assistance. But some refused to go, splitting the once homey town into two.
"We were a lot closer [to one another]," Mr. Wehrle says. "[It was] a place where everyone gathered."
Many of the businesses are still in the original part of the town and the residences are on the hill. Thirty-two homes were moved and seven new ones built.
$25 billion
Rhineland's move, one of three communities relocated in 1993, prompted FEMA to start Project Impact, a program that invests in disaster damage reduction. In the past 10 years, FEMA has spent $25 billion to help people repair and rebuild their communities after natural disasters. Other programs, such as the federal Hazard Mitigation Grant Program, provides grants to states and local governments to help prevent loss of life and property.
And FEMA says buying back flood-prone property works well.
Prompted by the deluge in the Midwest, FEMA has made about 17,000 voluntary property buyouts in 36 states and one territory.
But many Americans bought property in a flood zone before the area was mapped and can't move.
"A lot of these folks have no choice," says Mark Stevens a public affairs officer for the FEMA flood insurance program. "People don't have the wherewithal to pick up and relocate to a different spot."
More telling, perhaps, is the inherent desire - buried deep in the American psyche - to live by water.
"There is something about us as a [nation]," Richards says. "We have this affinity with water."
(c) Copyright 2000. The Christian Science Publishing SocietyThe general rule for "when do I seek professional help?" Is "whenever you life is being negatively effected by it". So let's look at [treatment options](https://www.google.com/search?q=comorbid+anxiety+and+depression+treatment+methods+guide+goals+objectives&amp;client=ms-android-virgin-us&amp;source=android-browser&amp;ei=JhhXYP_yGZrdtAbqwKK4Cw&amp;oq=comorbid+anxiety+and+depression+treatment+methods+guide+goals+objectives&amp;gs_lcp=ChNtb2JpbGUtZ3dzLXdpei1zZXJwEAM6BAgeEApQhpkEWMqsBGDWswRoAHAAeACAAYkEiAGDCpIBBzYuMi41LTGYAQCgAQHAAQE&amp;sclient=mobile-gws-wiz-serp). Obviously if you need to be sure to add search terms like "low-income", "no insurance", etc. 

Something to try while finding your treatments is [record your symptoms, feelings, etc](https://www.google.com/search?q=psychology+patients+journal+record+symptoms+&amp;client=ms-android-virgin-us&amp;source=android-browser&amp;ei=8BhXYKvbMoaFtQbf94XADA&amp;oq=psychology+patients+journal+record+symptoms+&amp;gs_lcp=ChNtb2JpbGUtZ3dzLXdpei1zZXJwEAMyBQghEKABOgQIABBHOgUIIRCrAjoICCEQFhAdEB46BwghEAoQoAFQ22NY1rEBYK28AWgAcAF4AIABuQKIAaQMkgEHNi42LjAuMZgBAKABAcgBCMABAQ&amp;sclient=mobile-gws-wiz-serp) so instead of acting like I did when starting treatment you can clearly say "3 times last week I felt (feeling)", "I keep waking up with my heart pounding between  (way too early hours)", etcThis conversion of 7,778 yards to millimeters has been calculated by multiplying 7,778 yards by 914.4 and the result is 7,112,203.2 millimeters.
how many acres is 97.93 square inches?
how many milliliters is 1,383 hectoliters?Even after a breakup, your ex may not be completely out of your life. Sometimes, they leave more than just their memories behind. You may still see them in your regular friend circle, run into them at the store or at places you like to go, or even get late-night text messages from them after they’ve had a couple of drinks. And it’s pretty much inevitable that at some point, you’ll have the opportunity to sleep with an ex. If it happens once, forgive yourself and move on. But if it starts to become a regular or even semi-regular thing, you need to stop it right now. Here’s why.
If this person is your ex instead of your current, there’s a reason.  Either way, your goal in life is to separate from this person and do your best to get over them and the failed relationship. If you continue to sleep with them, you aren’t letting your wounds heal. The intimate connection you’re maintaining is a very slippery slope that’s keeping your feelings alive instead of allowing you to conquer them and find a more suitable life partner. Continuing to sleep with an ex keeps you from moving forward in life, and that means you’re stuck.
If you’re still sleeping with an ex, the reasons you have for doing it are probably a whole lot deeper than satisfying your physical needs. Because if you only wanted to scratch that itch, there’s plenty of other routes you could take. If you continue to sleep with a person you’ve already learned isn’t suitable for you, it may be due to fear. It’s frightening to move on and seek out a new love after your heart has been mashed up by an old one.
How does the phrase go about the devil you know? It’s less fearful to hook up with an agreeable ex than to put yourself out there and seek a new romance. But the worst thing you can do is live your life, or conduct your relationships, out of fear.
If you start sleeping with your ex, you could fall back into all your relationship patterns with them without even noticing. Before you know it, you’re exchanging text messages and going out on Saturday night and having all those same old fights that broke you up to begin with. Remember, you broke up to put an end to the toxic cycle so that you could both move on. But you aren’t moving on if you’re still sleeping with them, you’re just repeating all those patterns. It’s time to break the cycle, even if that means suffering through all those long and lonely nights.
 No one wants to go through a breakup. And if you’re sleeping with your ex, you aren’t actually going through the breakup. You’re still hanging onto the relationship, or at least some aspects of it, and you’re avoiding the healing process you need to go through. Before you can heal, you need to feel the pain of separation and of the loneliness that follows a breakup. No one wants to wade through ugly feelings, but there are times in life when you just don’t have any other choice. Breaking up is one