 sure don't know my name or the name of anyone else of "the commoners" who came to the rally. If the Koch brothers paid for the johnny on the spots or the amps, so what? Is it only ok if big labor unions pay for these things to support their causes?
This post provides a little idea how folks feel about Obama's policies in his hometown. Just another demonstration of public sentiment about Obama.The Ecuadorian law is moderately PRO-TENANT. The rights given by the law in favor of the tenant cannot be waived.
Rents: Can landlord and tenant freely agree rents in Ecuador?
The initial rent can be agreed between the landlord and tenant, but with one limitation. The Registry of Rents in each city sets maximum chargeable rents, determined by calculating the twelfth part of 10% of the commercial cost of each property, which is set by each City Council.
Normally, rents agreed by contract cannot be increased until the end of the contractual term. However, the landlord may request an increase in the rent, before the Registry of Rents, when the property has gone through improvement works, or when two years have gone by since the last time rent was agreed between the parties.
The law does not allow for any increase in the rents due to increases in cost of living.
Security deposits, as well as rent deposits, are commonly used as a tool in tenancy contracts, though Ecuadorian tenancy law makes no mention of the concept of security deposits.
What rights do landlords and tenants have in Ecuador, especially as to duration of contract, and eviction?
When the rented property is directed to the organization of an exhibition, show or any other event that, by nature, has a short duration.
When the landlord wishes not to renew the contract, he/she has to inform the tenant ninety days in advance. If no such notification is given, the contract will automatically extend for one more year. After the expiration of this one year extension, either landlord or tenant may terminate the contract by informing the other party about his/her will to cease the contract with one month in advance to the expected day of effective termination.
The tenant may terminate contract at will only when the contract does not specify a term, or when the contract is verbal (not written); the tenant must give at one month's notice of his intent to terminate before his date of departure.
The applicable law for tenancy contracts relating to property located in urban perimeters is the Law of Tenantship (Ley de Inquilinato, R.O. 196, of Nov. 1st, 2000). Subsidiarily, for urban property, and for tenancy contracts of rural property, the applicable law is the Civil Code (R.O. Sup. 46, of June 24, 2005) and the Code of Civil Procedure (R.O. Sup. 58, July 12, 2005).
How effective is the Ecuadorian legal system?
Tenancy disputes are solved by special tenancy courts in cities, and by civil courts in any other part of the country. These disputes are solved by a summary process, which in reality is as slow as the ordinary process. On average, a dispute before a tenancy court will last from 6 to 10 months, if there is no appeal; and up to a year and a half, if there is an appeal.
The current Ecuadorian Law of Tenantship is the result of reforms and minor amendments of the 1972 law. The spirit of both documents is the provision of living facilities for all citizens. Some critics argue that the current law is not sufficiently protective of the less favored people.
How high are estate duties in Ecuador?Is it? We have a pretty big homeless population but I can’t comment on the social services because I do not really use them. Arguably the biggest social service in the nation is the military, sign up and you will basically be bored out of your mind for several years but will have a salary on top of food and housing paid for and once discharged you also get a ticket to college and will likely have learned a trade plus have $100k in the bank saved up, or more of you stay in longer. Wichita Falls funny enough is home to a military base so you live there after lol. This isn’t state specific, anyone can join and arguably a lot of people who complain about a lack of social services seem to completely overlook the military. 

It’s also not very fair to compare minimum wage to an average home price, the average person doesn’t make minimum wage and the minimum wage earner is not buying an average home. You can buy a home there for $50k that’s move in ready. 

Hypothetically speaking here but if I was without skill or motivation to work or had family safety nets I would join the military, do my four years, take that money and buy an average home in a town like this completely paid off with the money, and rent out two bedrooms for $300/month each and basically live a frugal retired lifestyle until you hit 65 and get a pension. Completely doable because you won’t have a housing payment and you’ll likely be eligible for welfare and other benefits. 

It’s actually very very easy to live a “communist” lifestyle in the USA despite what some want to claim.I’m already excited about our prospects for the New Year. The FHFA, FHA, and VA have all increased their 2020 home loan limits and economists are predicting that the interest rate for a 30-year fixed-rate mortgage will remain stable and below 4% in 2020. These two factors should provide more opportunities for first-time homebuyers to enter the market, and for families to afford to move up to a larger home. Let’s take a look at the new FHFA, FHA, and VA loan limits for 2020 to see how they can benefits your clients.
Conventional conforming home loans are the most popular type of loan program across the nation. Fannie Mae and Freddie Mac loans from the Federal Housing Finance Agency (FHFA) only require homebuyers to put down a minimum 3.5% down payment to qualify. In 2020, homebuyers can borrow up to $510,400 in 2020 (for a one-unit property) and up to $765,600 (for a one-unit property) in high-cost areas, including Alaska, Hawaii, Guam, & U.S. Virgin Islands. Click here to view the loan limits for your market.
This loan limit increase will enable more home buyers to purchase at a lower rate instead of requiring a jumbo loan, which usually has a high interest rate, credit score, and down payment requirement.
Homebuyers who want a low down payment requirement, use gift funds and/or have concerns about their credit score could qualify for an FHA home loan. Backed by the Federal Housing Administration, the FHA guidelines are generally not as strict as government-sponsored enterprises like Fannie Mae and Freddie Mac.
As of January 1, 2020, the FHA’s standard limit for most of the country increased to $331,760 for a one-unit property. Homebuyers in high-cost areas, including Alaska, Hawaii, Guam & U.S. Virgin Islands have been assigned FHA loan limits of up to $765,600 for a one-unit property. The revised high-cost loan limit is based on the Housing and Economic Recovery Act of 2008 (HERA) requirement for the FHA to assign a loan limit to these areas equal to 150% of the national conforming limit. To search for your county’s 2020 loan limit, click here.
VA home loans enable eligible veterans, active duty, National Guard, reserves, and surviving spouses and their families, the opportunity to purchase and home with zero down payment and seller-paid closing costs, making the total out-of-pocket money required to purchase a home, in some instances, zero.
The interest rates on VA home loans are typically lower than conventional and FHA home loans, and no mortgage insurance is required, which makes homeownership affordable for those who have served our nation.
The VA loan limits are the same as the FHFA’s home loan limits, so the standard maximum VA loan limits for one-unit properties is $510,400 in 2020 and as high as $765,600 for one-unit properties in Alaska, Hawaii, Guam, and the U.S. Virgin Islands. Additionally, Purple Heart recipients are no longer required to pay a VA Funding Fee.
When showing your clients potential home to purchase, remember that these new home loan limits also apply to renovation loan products, so your homebuyers could purchase and renovate an older home or fixer-upper.Today's Superstar of Florida or Not Florida may be a victim of her name.
38 year-old Freedom Ryder Zobrist was at Waffle House when an employee asked her to leave the restaurant due to her behavior.
She obliged, but later returned and verbally abused the employee. She also threatened to get a gun and shoot the man in the face along with everyone in the restaurant. She then walked to the parking lot, pulled down her pants, exposed her lady bits, and began dancing around in the parking lot.
She then walked up to the Waffle House employee and licked both sides of his face.
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If he’s said it once, he’s said it a dozen times: Lakers coach Frank Vogel loves talking about getting players to “star in their roles.”
Back when the discourse was whether the Lakers would ever find a third star, or if one of their other players would ascend to become a foundational piece like LeBron James or Anthony Davis, Vogel stressed that the team didn