lopp will spy on their potential final opponents while making sure he tunes in to watch the Anfield club's second string in League Cup action on Tuesday.
The runaway Premier League leaders are in the bizarre position of having to play two matches in two days on two separate continents, almost 7,000 kilometres apart, with the League Cup quarter-final away to Aston Villa being followed by the meeting with the CONCACAF Champions League winners in Qatar on Wednesday evening.
The club's under-23 coach, Neil Critchley, will lead Liverpool's youngsters against Villa, while Klopp and all of his star players arrived in Doha on Sunday looking to finish a fine year by winning the Club World Cup for the first time.
Brazilian giants Flamengo, the Copa Libertadores winners, meet Asian champions Al Hilal of Saudi Arabia in the first semi-final at Doha's Khalifa International Stadium on Tuesday at 8:30 PM local time (1730 GMT), with Liverpool's League Cup tie kicking off at 1945 GMT.
"Tomorrow night we start with watching the other semi-final live in the stadium, I think it should be possible. And then we will leave there a bit earlier and sit here in front of the television and watch that game," Klopp told Liverpool's official website.
"Aston Villa is the big favourite, that's clear, but who cares? It's football and the ball rolls in each direction, that's pretty cool."
Liverpool arrived in Qatar without injured defender Dejan Lovren but with Georginio Wijnaldum, who came off in Saturday's 2-0 win over Watford. Welsh right-back Neco Williams and midfielder Curtis Jones, both 18, might ordinarily have been in the team against Villa but were instead called up by Klopp to go to Qatar.
Al-Sadd have been involved in this tournament by virtue of their status as champions of the host nation. This remains a strange, disjointed competition, and one that will soon disappear in its current format as FIFA press the reset button and come back with a controversial, 24-team extravaganza in China from 2021.
The importance of the trophy to Liverpool is debatable, and surely none of their supporters would prefer winning the Club World Cup to claiming a first English title since 1990.
Nevertheless, it is not something that Klopp and his side are dismissing, as the Anfield outfit look to continue recent European dominance in the competition -- the last six editions have been won by the European representative, with Real Madrid taking the last three.
Chelsea were the last European participant to fail to lift the trophy as they lost to Corinthians in 2012.
It is a competition that tends to mean more for South American clubs, representing a chance for them to measure themselves against Europe's best.
Flamengo secured a ticket to Qatar when they won the Copa Libertadores last month, beating River Plate in the final with two late goals by Gabriel Barbosa, the one-time Inter Milan flop.
"This is a massive title. We know this is the ultimate for clubs around the world and that it means a lot in South America too," said Flamengo defender Rafinha, who played for Bayern Munich when they won the competition in 2013.
Flamengo won the old Intercontinental Cup in 1981 by beating Liverpool and they have their sights set on another meeting with the Anfield side, but first they must see off Al Hilal.
"In Brazil people are talking a lot about Liverpool and forgetting that we have a game before that. They are being forgotten because they are from Saudi Arabia, they are not European and so they are under-appreciated," warned Flamengo coach Jorge Jesus, who was previously in charge of Al Hilal.
What is flood risk, and what are the distinctions between different kinds of flooding hazards? Once we understand these basics, the concept of floodplain management as a decision-making process becomes clearer and is more readily implemented, and in the most appropriate manner. The interaction of stormwater management, wetland protection, and floodplain management offers a more nuanced understanding of risks and hazards not only to the developed landscape but also to natural resources.
Structural, non-structural, and mitigation approaches to floodplain management offer us an array of responses to the dangers of flooding, but we must be aware of repercussions of every decision we make in this arena. This session addresses each of these approaches, including benefits and drawbacks for communities and individuals. Design professionals in particular should be fully familiar with these aspects before recommending implementation of any particular approach.
Wendy Lathrop, president and owner of Cadastral Consulting, is licensed as a Professional Land Surveyor in several states and as a Professional Planner in New Jersey. She holds a Master's degree in Environmental Policy, and has been involved in surveying since 1974 in projects ranging from construction to boundary to environmental land use disputes. Wendy is also a Certified Floodplain Manager through the Association of State Flood Plain Managers (ASFPM). A former adjunct instructor at Mercer County College in New Jersey, Wendy has also taught as part of the team for the licensing exam review course at Drexel University in Pennsylvania. She has been teaching seminars for surveyors since 1986 and has been writing articles for surveyors since 1983. Wendy is a contributing editor for a number of professional publications.In Perkins a successor policy was arguably involved, and it could be argued there was a natural increase in that policy, but the court noted that the judgment of dissolution referred to a "John Hancock insurance policy in the amount of $10,000" (223 Ill. App. 3 d at 841, 585 N.E.2d at 1126) and held the specific reference to an amount was significant.
Opinion filed January 16, 1992.
Appeal from the Circuit Court of Sangamon County; the Hon. Richard J. Cadagin, Judge, presiding.
G. William Horsley, of Springfield, for appellants.
Patrick J. Sheehan, of Sheehan Sheehan, Lawyers, P.C., of Springfield, for appellee Brenda Stuemke.
Donald M. Craven, of Donald M. Craven, P.C., of Springfield, for other appellees.
This case presents the issue of whether a divorce decree, requiring the former husband to retain his former wife as the beneficiary of his life insurance policy for the benefit of their children, gives rise to a constructive trust on the proceeds of a second, subsequently executed life insurance policy when the former husband allows the first insurance policy to lapse and names a different beneficiary to the second policy. We hold that it does and reverse the trial court's decision to the contrary.
"[P]laintiff [Nancy L. Nelson] shall remain the beneficiary of defendant's [Terry Nelson's] John Hancock insurance policy in the amount of $10,000.00, for the benefit of the children."
The 1973 decree also provided that Terry must pay child support and maintain health insurance for the children. It also expressly barred both parties from ever claiming alimony.
In 1986, Terry Nelson allowed the John Hancock life insurance policy to lapse by failing to pay the premiums. In October 1988, Nancy (now Nancy Perkins) filed a motion for a rule to show cause against Terry for, among other things, his failure to pay child support from 1984 to 1988 and his failure to maintain the John Hancock life insurance policy. In November 1988, the court ordered Terry to pay the past-due child support, but made no order regarding the life insurance.
Meanwhile, in July 1988, the Village of Chatham hired Terry as an electric lineman. As a part of his compensation, Terry received a life insurance policy for $10,000 from the Dearborn Life Insurance Company, with a $10,000 accidental death bonus. Terry, who had remarried, named his second wife's child, Brenda Stuemke, the beneficiary of this policy. On February 28, 1989, Terry suffered an accidental death, and, on April 24, 1989, Brenda received $20,000 under the Dearborn life and accidental death policy.
On July 24, 1989, plaintiffs filed this action, claiming an equitable interest in the entire $20,000 life insurance proceeds based upon the 1973 divorce decree. Defendants claim to have spent all of the money by purchasing land, paying for the wedding of Brenda's sister, and paying off debts. After a hearing, the trial court found for the defendants without giving any explanation.
• 1 In general, people may change the beneficiary on their life insurance policies on their own whim if they reserve the right to do so. ( Home Insurance Co. v. Hortega (1990), 193 Ill. App.3d 941, 943, 550 N.E.2d 688, 690; Brunnenmeyer v. Massachusetts Mutual Life Insurance Co. (1978), 66 Ill. App.3d 315, 318, 384 N.E.2d 446, 448.) A beneficiary's right to the proceeds of a life insurance policy normally does not vest until the insured dies. ( Principal Mutual Life Insurance Co. v. Juntunen (1989), 189 Ill. App.3d 224, 227, 545 N.E.2d 224, 225.) However, when the beneficiary's rights vest before the insured changes the beneficiary, courts will impose a constructive trust on the proceeds to ensure the beneficiary's equitable, vested right to them. (See IDS Life Insurance Co. v. Sellards (1988), 173 Ill. App.3d 174, 177-79, 527 N.E.2d 426, 428-29.) Imposing a constructive trust requires any other party who receives the insurance proceeds, but who has an inferior equitable right