 plan to pay down debt and you really care about your financial life.
You buy something for yourself and you don’t second-guess if you’re spending money you should be saving.
You have investments; money that you’re investing for your future self and your family.
You have a positive relationship with money. You’re grateful for it, you use it as a tool and it is not a source of pain, fear and drama.
FACING YOUR Personal finances can be tough.
an online DIY personal finance course.
There is so much to learn when it comes to personal finances. With so much to learn, it’s hard to know where to start. The current iteration of this course is the result of teaching it for over four years and to thousands of people around the world.
It’s a simple guide to help you in your journey to becoming awesome with your money.
How to Not Freak Out About Finance is a course that brings this pyramid to life with videos, step-by-step instructions and strategies to help you finally get in control of your finances.
Not a snooze fest We realized that most finance stuff is drier than a sand sandwich, so we went out of our way to try to make it fun with a heavy helping of dad jokes, a teacher that has been called the "Jon Stewart of finance”and enough analogies to make your high school literature teacher tear up with pride and joy.
We make money approachable AF There is no unnecessary jargon; if you want that turn on CNBC. All the financial concepts are broken down to the granular level so they’re so easy to digest. No more pretending to understand things because you’ll actually just understand it.
Accountabili-buddies Get support, energy and feedback from the community. Make new financial friends.
Is this course the right course for you?
You’re tired of feeling guilt and shame because of your personal finances.
You’ve tried piecing it all together online with all the free information available, but you never make real progress because you get overwhelmed.
You’re willing to put in the work and show up consistently.
You’re open to improving your relationship with your money and your finances.
Ok, real talk... you have two choices.
You can keep trying to figure all this out on your own, frustrated, wasting your time in an internet google-hole, piecing everything together.
You can take steal our step-by-step system, start taking action and make real progress.
By learning this through our online program, you get huge benefits without the huge price tag. Hiring a financial planner can cost $6,000 - $30,000 per year.
With How to Not Freak Out About Finances, you have access to expertise, tools and resources. Plus, you learn how to do what we do with support along the way.
We wholeheartedly believe in the “How to Not Freak Out About Finance” course, and have many satisfied students. But we want you to feel confident in trying it out for yourself!
That's why we have a 100% Risk Free Guarantee. You can try “Your Course” for 14 days, and if you aren't satisfied, just ask us for a full refund 14 days of your purchase.
Purchase the course with a credit card by paying in full or choosing a payment plan option. Pay with a credit card or debit card.
The email will have a link to the course, log in details and answers to some common questions.
The Getting Started module will be ready for you so you can dive right in.
After you purchase, you'll immediately have access to all the videos, lessons and course materials.
Each chapter has a relatively short lesson, but each chatpers has actionable items for you to complete. Some of the action items will have multiple steps. So you can expect to spend between 1 - 3 hours completing all the action items in each Chapter.
+ Is this course for business or freelance finance?
No, this course is just for personal finances.
I help people get their money right so they can stop freaking out and start focusing on what matters. I’ve taught this course to hundreds of people around the world.
When I was a financial planner, I realized all the important financial information is given behind closed doors and only available to the people who can afford to have access. One major flaw in the business model is that the people who need the most help are the ones can’t afford it; so they’re ignored by the financial services industry.
I wanted to create something that was artful and informative; something that could change the way people saw the financial world and their place in it; something that would inspire and excite and give anyone, no matter how much money they make, a way to find some peace and some power in their life.Imagine being handed a 5,600-page proposal and told you have to vote on its passing in just a few hours.
Well, welcome to Washington.
No, speed reading is not a requisite to public office. And, no, those who voted on the stimulus bill did not remotely know all that it contains.
Yes, each member of Congress was requiring something specific, specifically beneficial to them or their constituents -- something the document's authors knew had to be included to garner their yes vote. And, yes, such special items (affectionately known as "pork") are legion in the stimulus plan. I mean, no way no how, do we need 5,600 pages to pass a $600/individual stimulus check, extended unemployment and aid to small businesses...
It's that wonderful time of the year where trading becomes so thin that special things tend to happen in the stock market. One technical trader whose work I respect has already closed up shop for the year; as this is the time of year where his charts are most prone to fail him...
I.e., with many traders on holiday, volume is light and, therefore, pricing and breadth can get really whacky.
Yesterday's breadth was a case in point: While the Dow went from down 400 points all the way back to flat to close the day, the S&P 500 Equal Weight Index (all positions evenly divided) closed down 1.14%.
This morning, as I type, the Dow's down 95 points (0.30%), while the S&P 500's flat (+0.03), the Nasdaq's up 0.58% and the Russell 2000 is up 0.75%.
The S&P 500 Equal Weight (a decent measure of breadth) is down another 0.33%.
Lastly, with regard to breadth, note that the S&P 500 Index (it's capitalization weighted) is flat on the morning, while presently 350 of its 504 members are in the red.
Oil futures are down 1.23%, gold's down 0.11%, silver's down 1.72%, copper futures are down 1.43% and the ag complex is down 0.19%.
The 10-year treasury is up (yield is down) and, yes, you guessed it (looking at commodities) the dollar's up 0.40%.
Our core portfolio -- off 0.25% to start the day -- is seeing 5 of its components (tech, oil service companies, banks, utilities and Eurozone equities) in the green. While base metals, silver, Verizon, consumer staples and Asia-Pac stocks lead the rest of the pack lower.
Oh, almost forgot: All but 3 of the Asian markets we track closed lower overnight. While Europe's following through to the downside (despite our ETF being up 0.10%) after yesterday's walloping; all but 1 of the 19 bourses we follow are in the red so far this morning.
iOS users: delete and reinstall the SiriusXM app

Not a commonly known trick but after updating my app every time in-place, I'd get 5 crashes every time I started the app in the morning to listen. Force quitting didn't help either. Finally I deleted and redownloaded and it's been flawless. In fact I see a new feature now working that wasn't activating before; I'll pause a station on my phone and log into the web player an hour later and I'm prompted to start the show again from that time automatically. 

No I don't work for SXM, just a public service announcement that might help some of you.WICHITA, KAN.– A federal jury convicted a Kansas man of defrauding federal and state agencies by a total of $355,550 in COVIID-19 business recovery funds.
Michael Capps, 44, of Wichita was found guilty of submitting false and fraudulent documents on behalf of his companies to Emprise Bank for a Paycheck Protection Program (PPP) loan, to the Small Business Administration (SBA) for Economic Injury Disaster (EIDL) loans, as well as to the Kansas Department of Commerce for Small Business Working Capital grants.
• four counts of money laundering.
The Federal Bureau of Investigation (FBI) and the Sedgwick County District Attorney’s Office investigated the case.
Assistant U.S. Attorneys Alan Metzger and Molly Gordon prosecuted the case.
It's not Paradox per se, it's certainly not the games themselves, and I believe there are way more female players than we realise. It's the community. Most gaming communities are too misogynistic for most women to bother, CK2 is pretty awful even against the average.

CK2 is like the sims on steroids and that's a very popular game with women too.

I've seen so many awful threads on the official forums