 made by machine learning models. Explainable machine learning is a highly active area of research. As progress is made, insurers will need to be less concerned with balancing complexity and presumably accuracy with transparency. Regardless whether the machine learning model is built in-house or purchased, insurance companies must ensure that explanations are being captured alongside every decision. In addition, models deteriorate over time. Therefore ongoing monitoring and management is necessary so no bias creeps in. One way to do this is to routinely compare model output of protected classes to the rest of the population., Naismith believes. “Significant variations in the prediction distribution of your customers of a particular subclass from that of the general population should trigger an investigation of your model.”
Fast-Track Machine Learning with Enova Decisions
Enova Decisions is a leading analytics and decision management technology company that’s been “eating its own dog food” for over 14 years. “We were created to make the analytics and real-time decisioning expertise that has powered our parent company accessible to businesses like insurance companies,” said Naismith. Enova Decisions is part of Enova International, a publicly traded financial services company (NYSE:ENVA) that has extended over 22 billion dollars in credit online to over 5 million customers worldwide.
“We take a decision-first approach to analytics,” Naismith said. “We use decision model and notation (DMN) to help our clients conceptually understand how they’re currently making decisions and where opportunities for improvement are. We have a team of decision scientists that can tailor machine learning models in a regulatory compliant manner for the defined specific use cases. Those models can then be deployed directly from our cloud-based platform. In a nutshell, our decision management software and services are designed to manage the complexity of decision automation and optimization so that our clients can focus on servicing their customers well.”
To learn more, visit.
This article was produced by the R&I Brand Studio, a unit of the advertising department of Risk & Insurance, in collaboration with Enova Decisions. The editorial staff of Risk & Insurance had no role in its preparation.As our state legislature heads toward the end of the 72nd Regular Session, I hope they will prioritize expanding access to driver’s licenses for undocumented Coloradans to improve the safety of all Coloradans and boost our economy.
Thankfully, the Senate recently passed SB19-139, which would provide the much needed additional funding. In order to qualify for a driver’s license, applicants must provide proof of residency for the past two years or demonstrate that they have paid taxes and currently reside in Colorado. Additionally, the program is entirely cash-funded through the fees that applicants must pay for the licenses.
When all drivers on Colorado roads are licensed and insured, it makes our roads safer. And without the ability to drive legally, undocumented Coloradans are limited in the size of their economic impact, particularly in rural areas where public transportation is scarce.
I look forward to the substantial economic benefits all Coloradans will enjoy thanks to this bill and hope that the State House will follow the Senate’s example by sending the bill to Governor Polis’ desk. It’s time to make sure all Coloradans have access to driver’s licenses.
Jobs is a system in ERP.net that runs processes such as document state changing, executing scheduled events, deleting old notifications, print images, and others. Running can be done both manually and automatically - in non-busy hours, without requiring any user interaction.
For a start, you have to create a new record with a desired job type in the Job navigator.
Most job parameters have a default value and can operate without additional adjustments.
An example is J30903 Document print images - Delete old document print images.
It has only one parameter - the Print Images Retention Months field in the enterprise company's definition, with a default value of '60 months'.
However, there are jobs performing more complicated processes that shouldn't be executed for all records in the database. They require additional settings. An example is the Document state change job.
The parameters and settings for each job are described in its documentation.
Jobs can be started automatically by an execution system, following a predefined schedule.
Idle jobs are started in non-busy hours, subject to availability of resources. A job uses the on-idle auto-start schedule only when the Is Active and Run On Idle options are activated in its definition.
The time of day is between 22:00 and 03:00.
The current server sessions are fewer than 5.
The last time the job's procedure was completed is more than 12 hours from now.
The procedure is not currently working.
There are no manually started jobs currently running.
If these conditions are met, the execution system initiates a special long-running procedure called System Jobs, which can be monitored like any other long-running procedure in the Procedures navigator in ERP.net, or the Procedures tab in the Server Manager.
Each job can run a maximum of 5 minutes before it's cancelled by the job runner. Jobs can actually execute up to six 5-minute runs, or 30 minutes, until they break the existing loop of pending jobs.
If a job is interrupted before its work is finished, it must be started again during the 30-minute period.
If there are more records that need to be processed after the 30-minute window has elapsed, the job will start again on the next day.
Each job could be started manually.
This way, its execution begins immediately, without the need to wait for the next on-idle iteration.
The same job can't be executed more than once simultaneously (e.g. "in parallel").
The jobs execution system will discard its job's queue if there's a manual job execution running.
A job execution won't start if the Is Active option is disabled in its definition.
Each job execution is logged in Information Messages. The log contains information about the starting time, ending time, the processed records and errors that have occurred during the processing.
I've made a bit of an observation with my online games as of late, although this does spill over into my otb games as well. I used to spend a lot of time doing tactics and reading about openings, not to mention reading My System.
Well, I stopped doing all of that about two months ago and the only thing I do now is occassionally play over classic games from a compilation book. I've had more success just by sticking to simple principles such as developing your pieces and castling the king, and others. It seems when I was studying tactics, openings, and reading My System or Jeremy Silman books I was losing more because I was so worried about one thing or another that I wasn't doing right.
Now I just look at the board and make smart moves that seem logical and don't stress about making a perfect opening and things seem to be working out.
Has anyone else had an experience like this? I'm definitely chalking a lot of my success up to the fact that I have a low rating and that just by sticking to simple principles I'm lessening the likelyhood of making mistakes before my opponent does.
I'm interested to hear what others have to say about this, or if they have had similar experiences.
marmot84
Probably there is a grain of truth to what you've observed. I suspect that the psychology of it is something like this:
You actually did learn from all of that "study" but were applying it too anxiously. When you took a break from it you were able to put these new ideas into your long term repetoir and also play more relaxed. Thus, the study helped but just like a runner perparing for a major race. You needed to tapper off the day to day training. (Sorry for the running analogy but that is my other sport of interest.)
Thanks for the post Marmot. You have an interesting theory here, and I think you might be correct. I more than likely did learn from that study. In fact, I do remember often feeling anxious about playing because I was trying to remember all of what I had read.
So by your logic, would it be advisable to have periods of intense study, followed by periods of just playing and getting comfortable with the new information coming in?
dutchchess
I KNOW WHAT U MEAN! i think i also know what the source of this situation is, your not playing your own game of chess when you follow other peoples advise and this leaves you with less confidence in your game. was the case for me at least, but practise does help - mate in 3 or 'best-move' puzzles help alot
Dutchday
Not experienced enough to look at simple and difficult things at the same time. Very normal.
Thanks DutchChess. I never really thought about playing "my game style," but that might just be what I'm doing now. I do believe that some amount study is warranted, but I guess as to how much, that might be an individual answer.
Almost certainly yes. I'm not a good chess player nor a psychologist but I'm a reasonably accomplished recreational runner. The logic certainly applies to running. I would guess training the brain would be similar.
If this is true one should study tactics and strategy intently and play only a few games now and then to stay sharp (like what we call tempo running in run training.) Probably also some blitz work would be helpful as it would be similar to interval training in running (a hard effort over a shorter distance than training for but repeated several times.)
I'm still at the novice stage with chess but I think I'll give this training idea a try. Maybe I'll aim for a tough live tournament in the near future to remain motivated and "