 and abroad won’t really matter that much.
Lee Harrison
Editor, Overseas Property Alert
Hi Lee,
I was born in Uruguay, and after a lifetime around the world I would like to go back. We depend on social security from the States and the UK; is it possible to get a mortgage there and how is it done? Thank you for your help.
Keith
As a resident, it is indeed possible to get a mortgage in Uruguay.
At today’s interest rates, HSBC offers a 15-year loan at a rate of 7% with a minimum of 15% down. The government’s bank, BHU, will give you a 25-year loan at a rate of 6% with 20% down resulting in a lower monthly payment.
The problem that most of us have is that you have to qualify for the loan using income they can verify… you can’t guarantee a loan with savings from abroad. Check with the bank to see if your social security checks will do the trick. I’d suggest an attorney’s help for this one.
Lee,
I looked into the mango investment but was put off by the fact that the company was newly formed and therefore has no track record. Do you think it’s wise to recommend an investment with an unproven firm?
Chris
Simply Natural Investments is indeed a new entity set up for this mango project and future, similar projects. But the company is a subsidiary of Campo Organico, which has been around for years. Alan Winstead, a fourth-generation agricultural expert, is president of both companies, although the board of directors differs slightly.
The main reason Simply Natural Investments was set up as a separate entity is that they are planning to have yearly audits by a third-party accounting firm. The parent company could not submit to these, primarily because they are receiving R&D funding from the government that can’t be published in an audit report without the government’s permission.
The bottom line is that while the name is new, the players are not; they’ve got a long track record of successful agricultural enterprises.
If you would like any specific details on Simply Natural Investments, contact my colleague James Archer at jarcher@liveandinvestoverseas.com. Otherwise follow this link for information on the Simply Natural mango investment.
Have a question? You can write to Lee here.
Discussion about this postAbstract Health care budgets and policies are chief drivers in the delivery and access to health services. Place is also a factor that affects patient and provider experiences within the health care system. We examine the impact of policy changes and subsequent budget cuts on rural HIV/AIDS care, support services, and prevention. We interviewed 11 social workers, case managers, and outreach workers who serve rural people living with HIV/AIDS. We conducted telephone interviews inquiring about the effect of economics and policies on direct practice with rural clients. We analyzed data using a content analysis approach. We found several themes from the data. Ryan White funding and policy changes shifted direct practice to a medical case management model. Changes in federal and state poverty levels affected client eligibility for the AIDS Drugs Assistance Program. Policy banning financial support for syringe service programs hindered prevention efforts to reduce HIV/AIDS transmission. Ancillary services were reduced, such as housing assistance, transportation, and emergency financial assistance. In conclusion, we highlight the importance of place-based policies to improve access to healthcare and services. We also provide recommendations for greater inclusion in HIV/AIDS-related policy development, care, and service planning for rural workers.Contact Wade's
Have a question about our products and services? Need to speak to a store manager? Customer service is our number one priority and we want to make sure you're taken care of!
Please call or email us. We'll be glad to help. Better yet, swing by the store!It’s time for a check-in: How are your young adults doing?
Here at Cutting Edge, we are still seeing kids of all ages, including young adults. If your child has just graduated, or if they’re approaching their junior or senior year, or if you’re planning for their transition to college or life outside of school—we can help with that.
When you reach a transition stage like that you might be wondering, “What does my kiddo need to learn how to do?” Well, we have created a Transitioning-to-Adulthood checklist! This is a long checklist and it covers all the skills your young adult might need to be able to do in order to transition into their next phase. It covers vocational skills, financial skills, social participation skills (this is very important for our kids who will be taking on a new job or going into a new school). We also cover academic performance skills, and leisure skills—it’s important that when they go off to school or work that they maintain their leisure skills!
You are welcome to reach out to your therapist, or to the front office, to request a copy of the checklist. This is so helpful for you to have at home, and you can look through it and find the areas where you think your child might need some extra help.
We have a great area for helping young adults learn skills. We have a practice apartment set up with a pull-down bed, so that we can work on bed-making skills. We have the appliances to work on laundry, cooking, cleaning, washing dishes—everything your children will need to transition them into that next phase of life.
If you are interested in getting a little bit of extra help with these skills, or if you’re not sure whether you need some extra help, feel free to reach out to our front office. They will be happy to set up a screening appointment for you. At that screening, we will meet with your young adult and with you, and help you to decide whether occupational therapy, speech therapy, or physical therapy is a great solution for any issues you might be having.
If you are unsure about whether your child will be able to successfully navigate these transitions, reach out and let us know. We’ll be happy to get you this checklist and get you headed in the right direction![Discussion] Got Aston Villa into the champs league. Need help.

I somehow managed to take my favorite club from a relegation battling side to 4th place and Europa league winners in just two seasons largely due to some cheap wonderkids. 

Well now my new owners have given me 120 million pounds to spend this transfer window. I was goddamn ecstatic. I was thinking I was going to sign Reus, James Rodriguez, Pjanic, etc, but harsh reality has hit me, no one wants to sign for me. 

Even midtable premier league players from the likes of United and Liverpool are refusing to even discuss wages with me. Mahrez, who was just relegated with Leicester, won't discuss wages with me. I am getting this everywhere I go. I managed to sign Rudiger for 15 million, but I still have 100+ million to spend and I don't want to waste that on mediocre players.

Any idea who to sign or how to get players to sign for me?Supplementary MaterialsTable S1: Set of primer and genes sequences tested by qRT-PCR. gender-associated genes. (0.03 MB XLS) pntd.0000947.s010.xls (32K) GUID:?618A8DD9-835E-47A1-8FB5-76B6AC4A4E6A Desk S11: Potential homologs of filarial gender-associated genes portrayed in early embryogenesis. (0.05 MB XLS) pntd.0000947.s011.xls (47K) GUID:?B9888810-6CEE-450A-8E7D-067535F43FE6 Desk S12: Potential gene applicants for medication targets [Kumar, et al., 2007] with GA manifestation identified in today’s study. (0.06 MB XLS) pntd.0000947.s012.xls (63K) GUID:?9DA57FFA-C8D6-4E18-B6A7-3E127F610D67 Abstract Background A better understanding of reproductive processes in parasitic nematodes may lead to development of new anthelmintics and control strategies for combating disabling and disfiguring neglected tropical diseases such as lymphatic filariasis and onchocerciasis. Transcriptomatic analysis has provided important new insights into mechanisms of reproduction and development in other invertebrates. We have performed the first genome-wide analysis of gender-associated (GA) gene expression in a filarial nematode to improve understanding of key reproductive processes in these parasites. Methodology/Principal Findings The Version 2 Filarial Microarray with 18,104 elements representing 85% of the filarial genome was used to identify GA gene transcripts in adult worms. Approximately 19% of 14,293 genes were identified as GA genes. Many GA genes have potential homologues annotated as germline-, oogenesis-, spermatogenesis-, and early embryogenesis- enriched. The potential homologues of the filarial GA genes have a higher frequency of severe RNAi phenotypes (such as lethal and sterility) than other genes. Molecular functions and biological processes associated with GA genes were gender-segregated. Peptidase, ligase, transferase, regulator activity for kinase and transcription, and rRNA and lipid binding were associated with female GA purchase Sophoretin genes. In contrast, catalytic activity from kinase, ATP, and carbohydrate binding were associated purchase Sophoretin with male GA genes. Cell cycle, transcription, translation, and biological regulation were increased in purchase Sophoretin