In recent years, numerous crowdfunding platform websites (such as GoFundMe, Indiego and Crowdrise) have grown rapidly raising millions of dollars (generally online) for various causes and individuals. Although the intent is often to help those with disabilities, it can actually be detrimental if the account...
If you have recently recorded a deed with the county clerk (and perhaps even if you haven’t), don’t be surprised if you get a letter that looks very official stating that they will provide you a copy of your deed (usually for a little more...
Federal law presently limits charging older adults (generally between 50 and 64 since many get Medicare at age 65) who need health insurance policies no more than three times the amount they charge other people the same products. However, if the State Age Rating Flexibility...
Life insurance can be beneficial in numerous ways to estate plans – even for those who are older with less means. Here are but a few ways it can be helpful: Provide long-term care benefits. Some policies allow you to add a rider for long-term...
At the present time, the federal government matches (in some states up to 70%) state funds budgeted for Medicaid. This is an incentive for states to allot more of their budget on Medicaid and be inefficient in their spending. Medicaid spending has soared to the...