Commercial Auto Insurance | Los Angeles, Long Beach, & Anaheim, CA
Home > Commercial Auto Insurance | Los Angeles, Long Beach, & Anaheim, CA
If your business has any company cars or trucks, you need to have commercial auto insurance. The right commercial auto policy will provide you with essential assistance that will help you protect company vehicles, employee drivers and cargo in transit against any roadway hazards or unexpected vehicle accidents. It’s necessary to get the right coverage before you get your vehicles out on the road.
If your company is located in or around Anaheim, California, we can help you out. Our experienced agents at Saferoad Insurance will ensure you have affordable auto coverage that is tailored to fit your company’s specific needs. With over 18 years of experience, we always strive to be a competitor with an advantage in all aspects of the insurance market. Our years of experience allow us to best serve both the preferred market and the nonstandard market.
When you buy vehicles for your company, your business could potentially be one of the parties to suffer should something happen to one of your drivers or vehicles. Commercial auto insurance is designed to provide you with financial assistance throughout the recovery process; as a result, your company will not face financial setbacks just because an accident occurred.
Are there minimum commercial auto insurance requirements for California?
Under California state law, all commercial auto policies must have certain minimum limits:
Liability limit: $15,000 per person
Bodily injury limit: $30,000 per accident
Property damage limit: $5,000
Depending on the type of vehicle(s) your business is insuring, you may be subject to higher minimum limits. It’s also important to note that certain other vehicles, such as semi-trucks or other large vehicles that travel interstate and have a USDOT or CA state serial number, may be required to have a minimum combined single limit of $750,000.
Many businesses choose to carry higher limits than what is required under state law. Your Saferoad Insurance agent will work with you to determine the most appropriate policy for your business and its needs.
Liability insurance: When an accident is deemed your fault, this coverage can help you pay for the damage you do to others (like other drivers) who weren’t in the car with you.
Bodily injury liability coverage: This pays for third-party medical bills and sometimes for death benefits.
Hired/Nonownedauto liability insurance: This liability coverage extends to vehicles used for business purposes but not owned by the business. These might include employees’ personal cars or vehicles you rent or hire to use temporarily.
Comprehensive insurance: This coverage pays for damage from nonaccident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.
Other benefits like roadside assistance, replacement cost vehicle coverage, rental car benefits and gap insurance might also be available.
At Saferoad, we will ensure you have the proper coverage, both in terms of your unique needs and in terms of affordability. Don’t hesitate to get covered now.
Visit our website or call us at 877-945-7233 today to get a quote on a policy.