How To Get The Medicare Benefits You Deserve : Senior Citizen Today
Easy ways to get the benefits you – or your loved ones – deserve
Two of every three eligible people are enrolled in Original Medicare, according to CMS. The rest have chosen a Medicare Advantage plan, a popular option increased at 8% per year compared with less than 1% for Original Medicare. What makes Advantage plans so popular? In addition to covering all Medicare services, some Medicare Advantage plans also offer Medicare beneficiaries extra coverage through supplemental benefits, such as vision, hearing, and dental services. Some also offer prescription drug coverage (Part D) as part of their plan.
Review your plan’s drug coverage annually.
Look for changes in prescription drug formularies — the list of medications covered by your drug plan. If a prescription drug drops off the formulary it could cost thousands of dollars if you don’t switch to a plan that pays for your medication.
Do a benefits check-up every year.
The National Council on Aging, a nonprofit organization for seniors, offers a free, interactive site to check eligibility for a host of benefits from income tax relief to food, housing, and utility assistance, transportation discounts, pension help, and veterans’ benefits. Find more information at Findmybenefits.org or by calling the toll-free number, 1-800-794-6559, Monday through Friday, 9 a.m. to 5 p.m. ET, to be sure you are getting all the benefits and services you might be eligible for.
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