Learn about saving, investing and money management | Claro Money
When it comes to money, knowledge really is power. Here’s everything you need to learn about saving, investing, budgeting and more.
The latest articles you need to read.
Generation Z: The most inclusive, money-savvy and tech-enabled generation ever?
2 December 2021	 Money talk	
The differences between the generations is an interesting one; each with its own cultural and social touchpoints that are informed by the world they inherit …	
Is the world running out of everything?
12 November 2021	 Money talk	
Unless you’ve been living under a rock for the past 18 months, you will have noticed that there seems to always be a shortage of …	
1 November 2021	 Financial Coaching	
If you don’t have it all figured out when it comes to your money, that’s okay. But the good news is, it’s never too late …	
How to avoid letting money secrets come between you and your partner
1 November 2021	 Money talk	
ew data reveals that 40% of us are keeping money-related secrets from our loved ones. But as with any kind of secret, if left to …	
1 November 2021	 Homebuying	
Property is one of the most expensive things you can invest in, but it can also be very profitable. If you’re thinking about investing in …	
28 October 2021	 Financial Planning	
Find out which financial protection policy could be right for you and your family with our simple guide.	
Whatever your goals are, it’s likely you’ll need some money to get there. Learn how to save faster and smarter.
13 September 2021	 Saving	
If you haven’t heard of Claro, we’re a digital financial coach. And we’re so excited to be launching our 2% bonus cash campaign this week.	
Knowing how to save money can give you peace of mind when unexpected circumstances arise. It can also bring you long-term security and help you …	
Follow the steps in this guide to buying your first home in the UK to make getting on the property ladder quicker and easier.	
6 September 2021	 Saving	
Teaching your children about money is a great way to set them up for later life. Compare the best saving accounts to find the right …	
6 August 2021	 Saving	
This month inflation in the UK rose once again from 2.1% to 2.5%, almost reaching the 10-year high of 2.8% in October 2017. On the …	
29 July 2021	 Saving	
Tired of trying and failing to save money? If you’re looking for a simple budgeting method, the 50 30 20 rule could be the one …	
21 July 2021	 Financial Planning, Saving	
One Claro user talks about their financial coaching experience and how it helped them reach their goal of stepping onto the property ladder.	
There are benefits to both the Help to Buy ISA and the Lifetime ISA, so whether you stick or switch depends on which of the …	
5 July 2021	 Financial Planning, Saving	
Find out everything you need to know about a Lifetime ISA (LISA), from how they work to choosing the right one for your situation.	
How to find out how much is in your pension pot
26 May 2021	 Financial Planning, Investing, Saving	
Only 40% of employed Brits know where all of their pension details are. It’s time to change that!	
10 May 2021	 Financial Planning, Money management, Saving	
The truth about money is that how we think, feel and talk about our finances – our money mindset – determines our financial wellbeing.	
The best ways to save money when you’re low on funds
19 November 2020	 Saving	
Wondering how to save money when when you’re lacking funds? It might sound impossible but you can start saving even when things are tight.	
What habits do I need to change to save better?
Like to grab a coffee on your way to work? Most of us are guilty of bad money habits, but it’s time to change that …	
26 October 2020	 Saving	
On average, 17% of people in the UK will experience an unplanned life-event every year. Most people are unprepared for this, so resort to borrowing money. …	
5 ways to save for a mortgage deposit
Saving enough money for a mortgage deposit can be a daunting task. But the good news is that there are a range of options available …	
Beginner’s guide to saving: The different saving options
Learn about different savings options, how they work, and what to consider if you want to get in on the action.	
Investing is for everyone. All you need is the right knowledge. Learn everything you need to know here.
15 June 2021	 Investing	
There are two main reasons why people invest: compound interest and inflation. Here, we’ll explain how these can help and hinder the growth of your …	
17 August 2021	 Investing	
Everyone from Elon Musk to Ashton Kutcher is jumping on the cryptocurrency bandwagon. Here’s what you need to know before taking the plunge.	
8 September 2021	 Investing	
We’re here to demystify forex (FX) trading and how it works so you can be clear about the risks and rewards.	
What is an ETF? A simple guide to exchange-traded funds
What’s it all about? An exchange-traded fund (ETF) is a fund made up of different assets like stocks and bonds. Investors can then buy shares in …	
What are bonds? Here’s an easy to understand breakdown of bonds, their benefits and risks if you’re thinking about investing in them.	
7 July 2021	 Investing	
Once you’ve decided you’re ready to invest, it’s time to decide what you want to invest in. You can invest in pretty much anything these …	
19 April 2021	 Investing	
A simple breakdown of stocks and shares, including how they work and what to consider before you start investing in them.	
If you’re thinking about investing, our 10 golden rules of investing will help you manage the risks and maximise the benefits of growing your money.	
Sustainable investing: why it matters where you put your money
73% of consumers recognise the importance of living sustainably, yet only 43% invest in line with these values. Research shows that simply switching your pension …	
Sustainable investing: 5 tips to get started
18 July 2020	 Investing	
If you’d like to invest in the planet – known as sustainable investing – you’re in excellent company. People all over the world are signing …	
Simple guide to the different types of ISAs
What are the various types of ISAs available for UK residents and why are they important? Find out in our comprehensive guide.	
Simple guide to the different types of investment funds
Investment funds are one of the most popular ways to start investing. Find out what they are, how they work and what you should consider.	
Simple guide to the different types of asset classes
If you want to be more active in your investment choices, knowing the different types of asset classes and what affects them will help.	
Simple guide to pensions
This is a breakdown of the different types of pensions available on a personal level and through your workplace.	
Want to know whether you should invest with an ISA or GIA? Both have their pros and cons, which we’ll dig into here.	
2 June 2021	 Financial Planning, Investing	
Financial coaching is a flexible approach that helps you to define and work towards your individual goals, whatever they might be.	
Is ethical investing too difficult?
Ethical investing has soared in popularity as investors want to do good with their money – is it really that difficult?	
How to start analysing a stock
Why should you care? Analysing a share in a business, also known as a “stock”, can help you to figure out whether or not it’s a …	
On Claro, you can invest in ready-made portfolios with as little as £10. Here, we’ll explain how it works before you get started.	
Once you’ve understood why you’d want to invest and decided you’re ready, read this article to find out how to get started with investing.	
Ethical investing unpacked
10 September 2020	 Investing	
Do good with your money by channelling it into ethical investing. What’s it all about? Ethical investing is putting your money into financial products, companies or other …	
ESG integration unpacked
Find out everything you need to know about ESG integration and start putting your money where your mouth is.	
Buy to let properties explained
28 May 2021	 Investing	
As with all investments, there’s risk involved and it’s not the right choice for everyone. Here, you’ll find everything you need to know if you’re …	
Investing can be an effective way of growing your money, but it’s not without risk. Before you take the plunge, tick off this checklist to …	
23 December 2020	 Investing	
It’s easy to make money when you’ve already got it… So many people seem to bandy that maxim about. It’s not necessarily untrue, but it …	
Take control of your money. Spend less, save more, and budget like a pro.
Why you should take advantage of Open Banking
11 May 2021	 Money management	
Get a consolidated overview of your spending, accurate credit scoring and more – all with Open Banking.	
23 September 2020	 Money management	
The term ‘zero-based budget’ might sound quite intimidating, but it’s really not. Simply put, a zero-based budget means that every penny of your income is …	
What you should know about consumerism
18 August 2020	 Money management	
A bit of a buzzword at the moment, consumerism is what encourages us to buy more than we need. The coronavirus pandemic has changed the …	
24 May 2021	 Financial Planning, Money management	
Here are some reasons why just one 45 minute financial coaching call could get you closer to your goals.	
The pros and cons of ‘buy now, pay later’
If you are a few days from payday and need to buy something urgently, buy now, pay later credit can be a lifesaver. However, not everyone …	
The 25 financial influencers you should be following on Instagram
Craving inspiration when it comes to getting a handle on your bank account? Give these 25 financial influencers a follow and transform your money mindset.	
Before making the decision to go to university, many students want to read up on how student loans work. Student loans are made up of …	
18 November 2020	 Money management	
Unsure how best to manage your money? We breakdown everything you need to know to start making your finances work for you.	
Should you save money or pay your debts?
Why should you care? Many people have some form of debt, from credit card loans to overdrafts. If you’re torn between paying off your debts and …	
Not sure what a Financial Coach does? Here’s everything you need to know
5 May 2021	 Financial Planning, Money management	
A Financial Coach is an expert trained to look objectively at your financial situation and help you make a plan to reach your goals.	
As a freelancer, your finances can be irregular and unpredictable. Monthly income will fluctuate, invoices won’t always get paid on time and your tax bill …	
How to use a credit card without getting into debt
6 September 2021	 Money management	
If you use them well, credit cards can be useful for managing cash flow, giving you protection and even boosting your credit score.
How to get your emotional spending under control
7 May 2021	 Money management	
If your retail therapy is often triggered by emotions (like boredom, jealousy or stress) and it’s leaving you in money troubles, it’s time to take …	
Frugal Living: 7 tips that will save you money
Think frugal living means being a cheapskate, or missing out? Wrong – just a few changes can bring you closer to your financial goals.	
6 ways to change your spending habits
Trying to cut down on your spending? It can be a hard habit to break, but it’s time to transform your spending habits for good.	
6 ways to boost your financial literacy (and your mental wellbeing)
1 April 2021	 Money management	
Here are 6 things you can start doing today to avoid the UK’s most common financial-planning pitfalls.	
5 ways to split rent and bills fairly
13 April 2021	 Money management	
Learning how to split rent and bills can be confusing and stressful. Use these tips to make it easier. How can you decide what’s fair? …	
5 ways to save on your household bills
Bills may be one of life’s necessities, but that doesn’t mean you need to be paying over the odds. Here’s how to save on household …	
5 money management tips, from beginner to pro
Here are our favourite 5 money management tips to improve your financial planning. Whatever the expertise you have (or haven’t!)	
How to save for your deposit, buy your first home, and invest in property.
10 September 2021	 Homebuying	
21 July 2021	 Homebuying	
5 July 2021	 Homebuying	
20 May 2021	 Homebuying	
When you’re saving to buy a home, there’s a lot more to budget for than just the deposit – what are the hidden costs of …	
22 July 2020	 Homebuying, Planning	
Picture your ideal future, and create the perfect financial plan to take you there.
What’s the difference between a savings account and an ISA?
2 September 2020	 Financial Planning	
Not sure whether to take out a savings account or an ISA? Let us break down the differences to help you decide what’s right for …	
What’s the difference between a Financial Coach and a Financial Adviser?
12 April 2021	 Financial Planning	
Find out the key differences between a Financial Coach and a Financial Adviser, so you can make the right choice for you.	
What you need to know about the F.I.R.E movement
F.I.R.E is a movement dedicated to helping you achieve financial independence so you can retire early, rather than relying on traditional income forever.	
It might feel far away but starting to save and prepare for retirement in your 30s will pay off in the long run.	
Money saving tips to help you plan better
9 October 2020	 Financial Planning	
There are always changes we can make to help us plan and save our money better. These are our top money saving tips for your …	
20 September 2021	 Financial Planning	
While money probably isn’t the first thing on your mind, it’s important to learn how to start again financially after a break-up.	
14 July 2021	 Financial Planning	
Find out how much it costs to raise a child to the age of 18 to get your finances in order before the big day …	
Defining your financial goals for your future
17 August 2020	 Financial Planning	
Thinking about financial goals for the future can be daunting. There are often so many things to consider that it can put you off making …	
A simple guide to growing your wealth in 2021
If you want to grow your wealth, it takes time and patience. But you have to start somewhere – find out how you can reach …	
Paying for protection insurance can provide a safety net if you find yourself unable to work, whether you’ve fallen ill or lost your job.	
4 pension pitfalls you need to avoid
It’s never too early to start saving for your pension. By learning more about it, you can avoid these common pension pitfalls.	
Find out how to use your money to benefit the environment and society, as well as yourself.
18 August 2020	 Impact, Money Mindset, Spending Less	
29 August 2020	 Impact	
18 July 2020	 Impact	
10 September 2020	 Impact	
Juicy conversations with real people about their finances. Have a listen.
Abdul Asks: Rachel, our in-house Financial Coach
4 September 2020	 Money talk	
In this episode of Abdul Asks, we talk to Rachel, Claro’s in-house Financial Coach about her goals, timelines and top tips!	
Abdul Asks: Gordon Torks, money mindset influencer
2 October 2020	 Money talk	
Today we talk to money mindset influencer Gordon Torks about his personal finance journey and how he deals with goal timelines.	
Abdul Asks: Galina, our in-house Investment Manager
28 August 2020	 Money talk	
“Abdul Asks” is an Instagram Live series that looks at sharing personal finance stories to showcase an individual’s financial journeys but also to have honest and open …	
Abdul Asks: Personal finance couple, Thando and Lindie, from Skilled Finances
25 September 2020	 Money talk	
In this episode, we chat to personal finance influencers Thando and Lindie, founders of Skilled Finances, all about their money goals.	
Claro guides
If you wish you’d been taught more about loans than long division, Claro’s adulting guide is for you.
Feeling as if your financial goals are way out of your reach? See how small changes can make a big difference.
How to protect yourself from coronavirus worries by changing your attitude to saving.
The world of finance is filled with complicated-sounding terms and acronyms. If you’re not sure what something means, head over to our glossary for a clear explanation.
Lucy B	 2 December 2021	
Lucy B	 12 November 2021	
Lucy B	 1 November 2021	
Lucy B	 28 October 2021	
Frankie J	 25 October 2021	
Frankie J	 20 September 2021	
Lucy B	 15 September 2021	
Frankie J	 8 September 2021	
Frankie J	 23 August 2021	
Lucy B	 6 August 2021	
Frankie J	 29 July 2021	
Frankie J	 7 July 2021	
Frankie J	 25 June 2021	
Frankie J	 2 June 2021	
Frankie J	 28 May 2021	
Lucy B	 20 May 2021	
pushondev	 18 May 2021	
Alex Claro	 10 May 2021	
Frankie J	 7 May 2021	
Frankie J	 29 April 2021	
Anna Panayi	 19 April 2021	
Lucy B	 12 April 2021	
Frankie J	 1 April 2021	
Anna Panayi	 1 March 2021	
Anna Panayi	 23 December 2020	
Anna Panayi	 20 November 2020	
pushondev	 18 November 2020	
Why learning and community are critical for us at Claro
pushondev	 26 October 2020	
Abdul Asks: Charlie Fleming, co-founder of Mentorxchange
Abdul	 23 October 2020	
Abdul Asks: Clare Seal, founder of @myfrugalyear
Abdul	 2 October 2020	
Abdul Asks: Gaby Mendes, founder of @talktwenties
Anna Panayi	 16 September 2020	
Abdul Asks: Kia, founder of the pennies to pounds podcast
Abdul	 4 September 2020	
pushondev	 29 August 2020	
Abdul	 28 August 2020	
Lucy B	 19 August 2020	
Anna Panayi	 16 August 2020	
pushondev	 22 July 2020	
My experience with a Financial Coach
Anna Panayi	 17 July 2020	