Notice accounts are a great way of looking after your short to medium term savings needs, paying a higher interest rate on cash you don't need immediate access to.
Our Notice accounts mean you can still enjoy attractive interest rates without locking your money away for years at a time.
Things you need to know about our Notice accounts are:
you can add to your savings at any time (up to the £1,000,000 maximum)
we calculate interest daily and you can receive it monthly or annually
you must give us the agreed amount of notice to make a withdrawal
if your balance falls below £5,000, your interest rate will reduce to 0.10% AER* (0.10% annual GROSS**; 0.10% monthly GROSS**) fixed until your balance increases to £5,000 or more
want to achieve a higher rate of interest than you might get with an Easy Access account
know you won't need immediate access to your savings
want peace of mind that you can access your savings by simply giving us the agreed amount of notice
Name:30 Day Notice - Issue 15 Interest Paid:Annually Balance From: £5,000 Balance To: £1,000,000 Gross Interest**:0.70% AER*:0.70% Online: Postal:
30 Day Notice - Issue 15 Apply now
Balance Gross1 AER2 Interest Type
£5,000 - £1,000,000 0.70% 0.70% Variable
Interest is calculated daily at the interest rate for the balance in the Account at the end of that day. As long as you have £5,000 or more in the Account you will receive the variable interest rate for the whole balance in your Account.
You can choose to have your interest paid into your 30 Day Notice - Issue 15 Account, another Charter Savings Bank account held by you (subject to the specific conditions of that account) or your Nominated Account.
Yes, the interest rate is variable for balances of £5,000 and over but fixed for balances below £5,000.
no further deposits and no withdrawals are made during the 12 month period
Minimum deposit of £5,000, maximum account balance of £1,000,000. Once the Account is opened you can make deposits using your Nominated Account up to the maximum account balance of £1,000,000 at any time.
Deposits into the Account must be from your Nominated Account.
Online accounts - You can do this by Electronic Transfer or by cheque if it’s an initial deposit.
Postal accounts - You can do this by Electronic Transfer or by completing and returning a deposit form together with a cheque.
You must give us 30 days’ notice before you can make a withdrawal. You can make a withdrawal from your 30 Day Notice Account in the following ways:
Online Accounts - Log in to our Online banking service to request your withdrawal.
Postal Accounts - You can make a withdrawal by completing and returning a withdrawal form or by writing to us using the address above quoting your account number and including your signature.
Withdrawals can only be made to your Nominated Account or another Charter Savings Bank account in your name (subject to the conditions of the chosen account).
For Postal Accounts applied for through our website you must complete and return to us a signature form within 30 days of the day you apply for your 30 Day Notice Account.
We reserve the right to withdraw this product from sale at any time
Name:30 Day Notice - Issue 15 Interest Paid:Monthly Balance From: £5,000 Balance To: £1,000,000 Gross Interest**:0.70% AER*:0.70% Online: Postal:
Name:120 Day Notice - Issue 24 Interest Paid:Annually Balance From: £5,000 Balance To: £1,000,000 Gross Interest**:1.05% AER*:1.05% Online: Postal:
120 Day Notice - Issue 24 Apply now
You can choose to have your interest paid into your 120 Day Notice - Issue 24 Account, another Charter Savings Bank account held by you (subject to the specific conditions of that account) or your Nominated Account.
You must give us 120 days’ notice before you can make a withdrawal. You can make a withdrawal from your 120 Day Notice Account in the following ways:
For Postal Accounts applied for through our website you must complete and return to us a signature form within 30 days of the day you apply for your 120 Day Notice Account.
Name:120 Day Notice - Issue 24 Interest Paid:Monthly Balance From: £5,000 Balance To: £1,000,000 Gross Interest**:1.04% AER*:1.05% Online: Postal: