These are really great tips. I could really be more organized when it comes to the bills. I need to work harder at sticking to my budget.
One of the things that we do is not use credit cards at all. Sure you might not have a lot but we don’t have that temptation to spend more.
I have to be far more organized and I’m doing my best to make sure I am!
Thanks for sharing great tips! I have tried to make a budget several times, but It’s really difficult to stick to it. Seems that I should give it a try again in 2015.
My goal for 2015 is to save 1/3 of my income. Blogging is my full time job and since I’m a single Mom the only income for our household. I love it, but it also means no 401K or retirement plan. I need to get on that!! YIKES!
I should really put that number 1 to the root of my brain lol…
I am going to need to take all of these tips to heart because next year I want to be on top of my finances.
I agree with these tips a lot, some people really make the mistake of buying expensive things they just don’t need at that moment; I’ve even done it myself!
Great tips! I will have to follow these, I need to start putting more into savings!
Spending within your means is such an important thing to keep in mind when you are trying to be financially successful. I’ve always tried to do so in my own life.