Debt Consolidation | Debt Cures Reviews
How Fast Can You Get Out Of Credit Card Debt in 2010?
Even though Christmas is right around the corner, it’s hard for me to get excited about the holiday season as I have so much credit card debt that I would be happy to give away to someone else. And I know I’m not alone. And you are not alone if you are struggling with massive credit card debt that it’s hard to think about anything else. But there is hope. There is plenty of help out there.
To start with, you can get a free debt analysis from Care One Credit counseling. They have experience with over 4.5 million people working out debt solutions for their problems. They have a custom solution for you. You can get a free debt consolidation quote online with no obligation and find out how much you can save. You may just find out that debt consolidation is not the right program for you.
Once you realize that you can get out of your credit card bills faster than you thought you could, the sun may shine a little brighter for you.
Why debt consolidation over bankruptcy or debt settlement? Because of the massive prevalence of scams out there, you may feel that either one of these options is not for you. And that is okay. Debt consolidation can help you with your medical bills, student loans, unsecured personal loans, and of course your credit card debts. You do not have to do anything you do not understand or feel comfortable with. You can get a free debt consolidation quote and find out what you can save per month with a lower interest rate and how soon you can get all your bills paid off.
You can get a fresh start in 2010 and beyond.
Filed Under: Debt Cure, Debt Cures, Debt Cures Tips Tagged With: debt, Debt Consolidation, debt settlement, Interest rate, Personal Finance, Unsecured loan
Debt Cures: Care One Credit Counseling vs Credit Solutions
Here we are almost the middle of February already and our debt problems are getting worse with each new day. There are layoffs, businesses closing and credit card companies putting the squeeze on us little guys. If your credit card company is not trying to increase your interest rate, they are trying to restrict your credit limit so you cannot charge anymore.
It’s time to look at some debt cures to solve your credit debt problems. Today, I wanted to compare Care One Credit Counseling vs Credit Solutions.
Care One Credit Counseling does just that – credit counseling. They will give you a free consultation and determine if debt consolidation is your best way out of debt. Not everyone will qualify for one of their plans. The good thing about CareOneCredit is that they will work with you if you have just $2500 in credit card debt. Most companies will not work with you unless you have $7500 or $10,000 or more in credit card debt. What CareOneCredit can do is spread out your debts over a longer period of time and reduce your interest rates and get some fees waived. You can pay less when you use credit counseling and debt consolidation than paying it all off on your own. The fee for CareOneCredit Counseling varies by state so there is no number I can give you of what to expect to pay. You can talk to them for free and find out how they can help you before you sign up with them.
Click Here To Talk To Care One Credit Counseling Free
Now let’s talk about something different – debt settlement.
(EDIT: 5-9-09) Credit Solutions has had some legal issues as of late so I can no longer recommend them. One recommended company that offers debt settlement is Debt Shield. You can get a free consultation and see how much money you can save. Debt settlement is a different program altogether than debt consolidation. The goal of debt settlement is to negotiate with your creditors and work on reducing your total outstanding debts before you start paying anything. In some cases, you can reduce what you owe by 40-60%. Your mileage may vary. It is a much better option than bankruptcy.
Both are free to talk to and I would advise you talk to them and see what kind of savings you can expect from their plans.
Click Here To Talk To Debt Shield Free
Filed Under: Debt Cure, Debt Cures, Debt Cures Reviews Tagged With: care one credit counseling, care one credit review, careonecredit, credit solutions, credit solutions review, Debt Consolidation, Debt Cures, Debt Cures Reviews, debt settlement, debt shield, debt shield debt settlement