August 6, 2020 by Penny Pryor 1 Comment
Changes to LRBA rules may make it easier for SMSFs to borrow to buy property.
August 3, 2020 by Alexandra Cain Leave a Comment
Once again it has taken a major market correction to highlight the high (and sometimes extreme) levels of correlation between different asset classes.
Managing your SMSF through a recession
July 9, 2020 by Alexandra Cain Leave a Comment
Many trustees have never had to run a self-managed super fund through a recession. So to survive this period, experts recommend avoiding selling when markets are at their nadir, focusing on fundamentals and looking for opportunities to acquire well-priced quality businesses.
It was a year when it felt like an achievement just to make it to the other side.
Income alternatives to bank shares
May 15, 2020 by Alexandra Cain Leave a Comment
Self-managed super fund (SMSF) investors were left reeling after three of the big four banks slashed dividends across the board, with ANZ and Westpac suspending theirs altogether and NAB cutting its by 64%. CBA has said it won’t make a final decision on its dividend until August when it reports its full year results.
Does a core and satellite strategy still work? Two perspectives…
May 9, 2020 by Alexandra Cain Leave a Comment
A core and satellite asset allocation strategy is one of the most popular ways to invest. But does it still make sense when markets are falling?
In bad news for retirees and others who depend on dividend cheques (and dividend imputation rebate cheques from the Tax Office) bank dividends have largely evaporated. But it’s not as bad as many commentators suggest, and actually good for some investors.
Everything SMSF trustees need to know about rebalancing
May 1, 2020 by Penny Pryor Leave a Comment
Market volatility should prompt a look at asset allocations and the potential need to rebalance investments.
In early April APRA sent an extraordinary letter to Australia’s banks and insurers, essentially telling them to cut their dividend payments to shareholders in light of the coronavirus crisis.
Down but not out: Investors see buying opportunities ahead
April 15, 2020 by Barbara Drury Leave a Comment
Experienced investors are holding their nerve and anticipating buying opportunities in the year ahead.
Passive versus active: Which investment style is best in a downturn?
April 3, 2020 by Alexandra Cain Leave a Comment
It’s tempting for SMSF investors to switch from passive investments to actively managed strategies when markets are volatile and falling. But it’s more important than ever to work out the right trade-off between performance and fees to help preserve precious capital.
There’s plenty of information out there on how to create an investment strategy in retirement. But have you ever wondered how retirees actually invest?
Asset valuation guidelines for SMSFs
Accurate asset valuation is integral to ensuring SMSF compliance with super legislation. SMSF assets must be valued at their current market value. SMSF trustees can take responsibility for valuing many types of assets if they wish, or they can use the services of independent professional valuers.
Shares at record highs and interest rates at record lows. One of the defining aspects of 2019 was the flight to higher risk assets in pursuit of higher returns.