This project aims to examine the extent to which direct-feedback and incentive-based insurance modify a drivers’ behaviour. The project plans to apply in-vehicle telematics and to link information obtained from the technology directly to personalised safety messaging. The project then plans to assess the impact of this by calculating individual personal injury and the potential reduction to property damage insurance premiums. The study has the potential to profoundly influence not only the insurance industry by reducing individual risk and insurance scheme liability, but also deliver reductions in road trauma among the target population namely, young drivers.
Mark Stevenson, Jasper Wijnands, Duncan Mortimer, Anthony Harris
Background: Achieving further reductions in road trauma will require design and scaled delivery of novel road safety measures. Opp..
The effects of feedback and incentive-based insurance on driving behaviours: study approach and protocols
Mark Stevenson, Anthony Harris, Duncan Mortimer, Jasper S Wijnands, Alan Tapp, Frank Peppard, Samantha Buckis
BACKGROUND: Road injury is the leading cause of death for young people, with human error a contributing factor in many crash event..
J Wijnands, J Thompson, G Aschwanden, M Stevenson
Globally, motor vehicle crashes account for over 1.2 million fatalities per year and are the leading cause of death for people age..
The effect of 'smart' financial incentives on driving behaviour of novice drivers
Duncan Mortimer, Jasper S Wijnands, Anthony Harris, Alan Tapp, Mark Stevenson
Recent studies have demonstrated that financial incentives can improve driving behaviour but high-value incentives are unlikely to..