Buying Your First Home? Avoid These 6 Pitfalls
Being a first time home buyer is both thrilling and terrifying. The idea of purchasing your own home can be exciting. You might quickly envision painting your walls, planting a garden, and making the space your own. However, it can also be an overwhelming experience. Paperwork, mortgages, and house hunting can leave you feeling stressed…
Questions To Ask Your Lender When Applying For A Mortgage
Purchasing a home can be an exciting time. It can also be an experience that leaves you feeling overwhelmed with questions and uncertainty. This is particularly true if it is your first time buying a home. One of the first hurdles you will need to overcome in the home buying process is determining what financing…
Planning To Use Your VA Loan? Tips For Choosing The Right Property
Do you have the great opportunity to take advantage of a VA loan? If so, we are here to help you at Patriot Home Mortgage. After your hard work providing an invaluable service to your country, you deserve to make the most of this benefit that the U.S. Department of Veteran Affairs is offering. We…
Tips For Making A Down Payment On A House Within Your Reach
Are you thinking about purchasing a new home? If so, you might be considering a FHA mortgage loan. These loans make an excellent choice for those who need a different option than traditional mortgage financing. Here at Patriot Home Mortgage, we can help work with you to determine whether or not this loan type is…
Tips For Improving Your Credit Score For Better Mortgage Rates
When your credit score is less than ideal, it can feel like you are fighting a losing battle. This is magnified when you are on the hunt for a conventional mortgage. For those who are tired of paying rent every month without building any equity, any obstacle between them and homeownership can feel insurmountable. If…
5 Important Facts To Know About VA Loans
When it comes to traditional lending, your options can be quite limited. From being held back due to a low credit score to not having enough money for an ample down payment, there are numerous caveats to traditional home mortgages. However, for those who have served in the military, another option might be on the…
When Should I Get A Construction Loan?
Perhaps you’ve had a dream home in mind for many years and the perfect plot of land to build it on has just come up for sale. As mortgage financing loan brokers we often get the question, “What do I do when I want to build my home from the ground up?” To that question,…
Mortgage Financing For A Second Home/Income Property
Buying a second home can be a frightening thought. After all, shouldering two mortgages is certainly enough to make your head spin. In fact, we don’t recommend it for everyone. Or even most people for that matter. However, taking on two mortgages can be a great option for those who are looking for a vacation…