We may, but are not obligated to, make a written settlement offer at any time before or during arbitration. The amount or terms of any settlement offer may not be disclosed to the arbitrator unless and until the arbitrator issues an award on the claim. If you do not accept the offer and the arbitrator awards you an amount of money that is more than our offer but less than USD 5,000, we agree to: (a) pay you USD 5,000 instead of the lower amount awarded, (b) pay your reasonable legal fees and costs, and (c) reimburse any arbitration filing fees and arbitrator fees and expenses incurred in connection with the arbitration of your Dispute.