Before using the APP services, you must first create a wallet on the platform. An individual user who creates a wallet shall be a natural person who has reached the age of 18 or has full capacities for civil rights and civil conducts in accordance with the laws of the country in which such user is located, and shall be able to bear civil liability independently. A legal person, organization or any other institution user that intends to create a wallet shall designate a natural person who has reached the age of 18 or has full capacities for civil rights and civil conducts in accordance with the laws of the country where such person is located, and is capable of independently bearing civil liability, as the representative of such legal person, to complete the creation of the wallet.