If the Insured fulfills any of the below condition, reimbursement percentage of the eligible expenses of Major Medical Benefit will be increased to 100%:(i) (a) involuntary unemployment; or(b) one permanent job changes to another permanent job;(ii) Total and permanent disablement (applicable for Insured age 18 - 65 only)Policy must in force for at least one Policy Year; item (i) is up to 3 times per policy and the maximum period of cover is 6 months each time.