Calculated based on the standard premium of a 35-year-old non-smoking male insured with a sum assured of $1 million of Bowtie Term Critical Illness - Multiple Cover; Term Critical Illness Insurance: Data is the standard premium of 3 different critical illness insurances in the market on March 10, 2022; Savings Critical Illness Insurance: Data is the standard premium of 6 different critical illness insurances (18-20 years of premium contribution period) in the market on March 10, 2022.