Maaike Steinebach, Visa General Manager, Hong Kong and Macau: “The implementation of EMV 3DS by Dah Sing Bank in Hong Kong and BCM in Macau are key milestones for payment security, and integral to Visa’s Future of Security Roadmap launched earlier this year. EMV 3DS empowers accountholders to more easily authenticate their identity in real-time, offering a balance of greater data exchange between merchants and financial institutions, and convenience for consumers.” Ms. Wong added: “The new technology will enable us to provide a faster, more convenient and secure environment for customers’ lifestyle-driven transactions, and will help the bank to better manage fraud and credit-related risks.”