Fourth, the implementation of real-name system savings, savings anonymity of existing savings into real-name system involves the vital interests of almost every family. Because people have a variety of specific policy understanding at all levels of government in the implementation of policies process will inevitably be biased or distorted, and may even appear on the social gossip or rumors, these are likely to cause widespread panic and anxiety among depositors, thus exacerbate the aforementioned bank payment risk and exchange rate risk.