The Best Starting Mini-Baccarat Tips If you're starting out in this game, then you'll want to focus exclusively on one particular strategy: sticking to the banker bet all of the time. Baccarat Wiki thinks, that this is the best way for new people to play who are just getting warmed up at this particular title because it keeps you in the sweet spot of having a low house advantage that averages out to between 1.01 and 1.06% depending on how many decks are being used in the game.