[1] The Offer is effective from 16 July 2022 to 30 Sept 2022 (both dates inclusive) (“Offer Period”). [2] The Offer is only applicable to new customers (“you” or “your”) of Welab Bank Limited (“WeLab Bank”, “we”, “us” or “our”) who have during the Offer Period successfully opened (i) a WeLab Bank Core Account using referral code “INVEST” or other referral codes starting with “IN”, and (ii) Investment Account. To be a new customer means you have not terminated and/or closed neither your WeLab Bank Core Account nor Investment Account in the twelve (12) months prior to the commencement of the Offer Period.