9b) You confirm and accept that, in accordance with the maximum permission of applicable laws and regulations, neither LUMIZ nor any of its affiliates, or any person involved in the creation, production or transmission of the LUMIZ website, should not be allowed to take responsibility for any direct, indirect or subsequent damage, reputation damage, cost loss, reduced turnover or profit, or liabilities of any nature (even if LUMIZ knows or should know that such losses will occur) when you log in, use or otherwise fail to use this website.