The typical range in the US is a good credit score from 700 to 850. Good credit can positively impact a borrowers ability to borrow, qualify for and maintain access to better credit products, and positively influence auto insurance rates and eligibility for various types of employment.
assistant
In the U.S. a good credit score is considered in the range from 700 to 850. This bestows many positive benefits to borrowers, including access to credit for loans, eligibility for better interest rates and terms, and positive impacts on auto insurance rates. A low credit score, considered below the range around 580, indicates lower credit worthiness and can cause significant negative impacts on credit desirability and access to credit and other services or goods accepting credit scores.
assistant
What are some things that can damage your credit score in the U.S.?
user
Credit score is based on a number of factors including payment history, the amount and types of credit lines, how long you have had credit, new credit inquiries, and number of past and current debts. Damaging factors that are likely to harm your credit score can include extended delinquent accounts, new debts, late payments, high credit balances, or risky types of credit offered. Accounts delinquent for multiple months or multiple past due payments have the greatest negative impact.
assistant
And what things can improve your credit score?
user
Conscientious use of credit, including making payments on time, responsible management of open and active credit balances, and paying off debt each month where possible can help improve your credit score. Open and active interest-bearing accounts, such as installment loans, bank loans or credit lines, used in the normal course of business can also help raise your credit score. Losing control of credit would be damaging to your credit score, and therefore prone to damaging your credit rating as well.
assistant
What range constitutes a good credit score?
user
The typical range in the US is good credit from 700 to 850. A high score can positively impact a borrowers ability to borrow, qualify for and maintain access to better credit products, and positively influence auto insurance rates and eligibility for various types of employment.  Poor credit is considered around 580 and below, which tends to mark a borrower as higher risk in terms of potential for defaulting, and can have significant adverse effects on the credit score. Generally speaking, excellent credit scores are highly desired by both borrowers and lenders.
assistant
You don't have to include a poor credit score. I was just asking about good credit score ranges. Can you repeat your answer with only the necessary information?
user