Great!  So, if you like, we can keep going with the questions.  The first one was about where your money comes from, and the next two are about where the money goes.  Is that okay?
assistant
Great!  So now, I want to ask you a little bit about your life, in general.  First, can you think of some of the things that are most important to you, and why?  For example, there might be things you really enjoy doing, or spending time with.  Or maybe you have a vision of what your life will look like, including the kinds of things you want to be doing or experiencing.  Do you know what I mean?
assistant
Can you help me figure out how to make a budget?
user
Sure! Are you looking for some guidance on spending money to be more efficient and better off?  Or are you hoping to make more money to spend?
assistant
I just need to know how I can make an easy budget
user
Well let’s focus on spending.  So in addition to giving you advice about that, I can also help you think about your spending and whether it’s in line with what you’d like to be doing.  In particular, the budget idea is about quantifying how much money you spend, and whether you’re getting what you want out of your money.
assistant
Okay
user
So it sounds like the problem is that you don’t really know where the money goes, or how much you’re spending.  When we’re talking about money, the most common way we express how much money we have is in dollars.  But if you’re only thinking about money in dollars, it can feel really hard to get a sense of the big picture, especially when you’re just starting out.  You may be more comfortable thinking about money in some other units, like kronor, euros, pesos, or maybe even broken down into cents.  As long as you’re just talking about small amounts, most money units work fine.  The only thing you need to know is that dollars are what we generally use in the US to express money in big ways.  In fact, you can think of money in the US in one of two ways, in general.  There’s either big dollars, or there’s smaller units of dollar amounts, usually cents.
assistant
Yea, how do I get started?
user
Okay, so let’s think about how we would break things down.  To do that, I’m just going to ask you some questions about what your spending habits look like, so we can understand how you typically spend money, what you spend your money on, and whether you think you’re spending your money effectively.  Is that okay with you?
assistant
Yea that's fine
user
OK, let’s begin with the big picture.  Here’s the first question.  How do you typically get money, and where does it come from?  So for example, maybe your parents give you money, or you make money, or you get paid to do something you really like to do.
assistant
I make money
user
Got it.  So, as a small business owner, you make money in various ways, like by selling products, providing services, etc.  And that money goes into a lot of different expenses.  How would you describe some of those expenses?
assistant
Rent. utilities, credit card bills
user
Okay.  So there’s some of the financial big picture, where you get your money from, and some of the spending habits, where the money goes.  We can keep going here, and break down your spending habits into more detail, and also think about your goals around money.  For example, do you hope to have some savings in the future?  Do you hope to buy a house or do other big purchases?  We can talk more about how you want to use your money and make that big picture more specific.  Would that be helpful?
assistant
Yea that would be helpful
user