Structured settlement
Structured settlements require the paper holder (a name for the person who receives payments from the settlement) to wait before they will get money, by spreading payments over a number of years. However there are companies offering to buy such a structured settlement for upfront money. For example, a company might offer to buy a settlement that would be paid in 20 yearly payments for a one-time payment of lower value. Such financing may need to be approved by judge and the insurance company.