Australia
All the capital cities except Perth and Darwin are in the south-east of the country. There is now increasing rainfall and flooding which affects this region, which is ominous [threatening]. It is thought this is caused by climate change, and may continue to get worse. The BBC report comments: "In the past three years, record-breaking bushfire and flood events have killed more than 500 people and billions of animals. Drought, cyclones and freak tides have gripped communities". The BBC report continues: "Nowhere is this a bigger issue than in Queensland. It is home to almost 40% of the 500,000 homes projected to be effectively uninsurable". This means people can't get insurance because the risk of flooding (in one season) or fire (in another season) is too great.