Private sellers expect to be paid by cash or check, in-full and upfront, and cannot provide financing. However, private sellers tend to be quite a bit cheaper than dealerships, making an all-at-once payment more beneficial. Note, however, that consumer protection laws do not apply to private sellers. Check the Kelley Blue Book value of any car you are considering.  Apply for financing through a bank if you cannot pay the total cost of the car upfront. If you do not have enough saved you should consider a personal loan from a bank. The total cost of this can vary considerably depending on your credit score. Apply for this financing before you approach a seller. Look up the laws in your state regarding private sales. In nearly every state, caveat emptor ("Buyer Beware") applies. Basically, this means that once the money changes hands, you have no legal recourse or warranty if things go bad, even the day after you buy the car. You'd have to get any warranty in writing, preferably on the bill of sale. Consider whether you will haul large loads, transport groups of people, the distance you will regularly travel, as well as the terrain. Plan for everyday use, and not edge-cases to avoid searching for cars that exceed your needs. This will help you filter what kind of vehicle you are looking for. Look through auto classifieds, online, in your local paper, and through friends and family. Online sources like Craigslist can allow you to quickly sort through and filter sellers. Sellers are competing in a saturated market, so be discriminating in which ads you choose to make a response. Ads that are not descriptive or detailed often indicate that the seller is being disingenuous. The more information you are able to readily verify in the ad, the better. You will also be able to compare any asking price against a market price. Once you know the car's basics, look up similar models to compare prices. Note that terms like "clean," and "runs great" are not legally enforceable terms, nor particularly helpful for a buyer. Focus on miles, any recent mechanical work needed, make, model, and year of the car.
ضع لنفسك ميزانية محددة. ضع في حسبانك طبيعة تنقلاتك. تفقد قوائم السيارات المعروضة للبيع. تفقد المعلومات المتوفرة في الإعلان.