Net worth is defined as your assets minus or liabilities (or what you own minus what you owe).This figure will give you a precise sense of your current financial position, and can help you make good decisions and achieve your goals. You can create a simple worksheet to calculate your net worth, or find a template online. Begin by creating two columns, one for assets, and one for liabilities. An asset simply refers to anything you own, and can include things like cash on hand, savings and checking accounts, retirement funds, real estate, personal property, investments, etc.  Next to every asset, list the value of the asset. For example, if you own a house, list its value. The same would apply things like a stock portfolio, or a car. Add together the values of your individual assets to find the total value of your assets. A liability refers to any debts you owe. This includes things such as a mortgage balance, credit card debt, student loans, car loans, personal loans, etc. Add together the amounts of your individual liabilities to find the total liabilities amount. This number is your net worth. If the number is negative, it indicates that you owe more than you have.Conversely, if you have $100,000 in assets, and $50,000 in debt, your net worth would be a positive $50,000. As you progress in your financial plan and save more, your assets should increase (along with more savings), and your liabilities will decrease (as you eliminate debt)
احسب صافي ثروتك. اسرد أصولك. اسرد قائمة التزاماتك. اطرح المبلغ الإجمالي للالتزامات من القيمة الإجمالية للأصول.