Section are very limited. The said Section provides power to call for the records from the State Commission and to set aside its order issued sans jurisdiction vested in it by law or if the State Commission failed to exercise a jurisdiction so vested or if the State Commission has acted in exercise of its jurisdiction illegally or with material irregularity. 11. As noticed hereinbefore, a specific direction was issued under the impugned order by NCDRC after dismissing the complaint which was allowed by the District Forum and got confirmance from the State Commission. It is true that what was ordered by NCDRC is not for payment of benefits based on the policy bearing No.832471906 but only payment of Rs.1 lakh by way of ex gratia, as offered in the memorandum of the revision petition. Ex gratia is an act of gratis and has no 2 1990 SCC OnLine NCDRC 24 C.A. No.270 of 2012 Page 11 of 35connection with the liability, payable as a legal duty. Going by the Oxford Dictionary of Law, 5th