Reportable 2024 INSC 403 IN THE SUPREME COURT OF INDIA CIVIL APPELLATE JURISDICTION CIVIL APPEAL NOS. of 2024 (@ SPECIAL LEAVE PETITION (CIVIL) NO. 15290 OF 2021) SHRIRAM CHITS (INDIA) PRIVATE LIMITED EARLIER KNOWN AS SHRIRAM CHITS (K) PVT. LTD …APPELLANT(S) VERSUS RAGHACHAND ASSOCIATES …RESPONDENT(S) WITH CIVIL APPEAL NO.____ ____ OF 2024 (@SPECIAL LEAVE PETITION(CIVIL) NO. 16430/2021) WITH CIVIL APPEAL NO.____ ____ OF 2024 (@SPECIAL LEAVE PETITION(CIVIL) NO. 16513/2021) WITH CIVIL APPEAL NO.___ _____ OF 2024 (@SPECIAL LEAVE PETITION(CIVIL) NO. 15827/2021) WITH CIVIL APPEAL NO.___ _____ OF 2024 (@SPECIAL LEAVE PETITION(CIVIL) NO. 16811/2021) 1WITH CIVIL APPEAL NO.___ _____ OF 2024 (@SPECIAL LEAVE PETITION(CIVIL) NO. 16718/2021) WITH CIVIL APPEAL NO.____ ____ OF 2024 (@SPECIAL LEAVE PETITION(CIVIL) NO. 16815/2021) AND CIVIL APPEAL NO.___ _____ OF 2024 (@SPECIAL LEAVE PETITION(CIVIL) NO. 15489/2021) J U D G E M E N T Aravind Kumar, J. 1. Leave granted. 2. The appellant (‘OP’/‘service