for the petitioners, we do not find that any case is made out for grant of leave to appeal. As already noticed above it is a case where bank officers and the private businessmen, two of whom are petitioners before this court, had cheated the bank. The fraud started in the year 2002, when without there being any instrument submitted to the bank for clearance from the accounts in which there was no balance, entries were made in the external clearing account and local drafts account for giving credit to the petitioners. The entries were made on 27.09.2002 for clearing of overdraft of about ₹ 20 lakhs granted to the petitioner/T.R. Vijayaraman from July, 2002 onwards, immediately, after the petitioner opened his current account with the bank. The modus operandi having come to the notice of the higher officers, inspection of the branch was carried out on 09.01.2004. When confronted the accused persons got the amount deposited immediately on the next day. It came out in the report that 3