the entire circumstances discussed based on the documents in the orders of the District Forum and the State Commission hereinbefore in this judgment, in the light of the decision in D. Srinivas’s case (supra) constrain us to hold that the proposal was accepted. 25. When the aforesaid being the circumstances revealed from the conclusions and concurrent findings by the District Forum and the State Commission entered with reference to the documents perused by them, in exercise of revisional power the NCDRC could not have C.A. No.270 of 2012 Page 30 of 35arrived at a finding that the forums below acted in the exercise of jurisdiction illegally or that there occurred a material irregularity. In fact, all the circumstances discussed above justify the conclusion of acceptance of the proposal prior to the death of ‘the deceased’. 26. There is no case for the respondent that Annexure B viz., the First Premium Receipt carrying the assurance, as mentioned earlier, was not issued. Annexure B