total 14 accused out of which 4 are bank officials and 10 are private businessmen. 6. The allegations against the accused were that the bank officers had made certain unauthorised debits in external clearing account and local drafts accounts and the said amount were credited to different parties accounts to offset the unauthorised temporary Demand Overdraft allowed earlier. The transactions were done in September 2002. The result was interest free advance to the petitioners. Inspection was carried out by the senior officers of the bank on 09.01.2004. It was noticed that certain debit entries were made in the external clearing account and credited in the accounts of the Page 3 of 7petitioner. These could be made only if any negotiable instrument is submitted for clearing. In the case in hand, there was no instrument submitted. Even the temporary overdraft granted to the parties was not reported to the head office. After the inspection, the fraudulent entries were pointed out on