legal proceedings and hence, it does not lie in his mouth to take the plea that the Agreement was not signed voluntarily. If such coercion etc. had actually occurred, the respondent has no explanation to offer as to why he did not avail of any civil law remedy (to have the Agreement nullified or voided) or take recourse to criminal law (filing a complaint or registering a First Information Report). What seems clear to us is that the panchayat tried to resolve the dispute and that led to the Agreement between the parties. 26. It would be profitable to refer to some decisions, after looking at the relevant provisions of the Transfer of Property Act, 1882 (hereinafter referred to as the “Act”). Chapter IV of the Act is entitled “Of Mortgages16 Of Immovable Property And Charges” and the relevant Section is quoted below: “58. “‘Mortgage’, ‘mortgagor’, ‘mortgagee’, ‘mortgage-money’ and ‘mortgage-deed’” defined.— (a) A mortgage is the transfer of an interest in specific immoveable property