statements of witnesses and other material accompanying the charge sheet. The allegations against the respondent are found mainly in paragraph no.3 of the chargesheet. It is alleged that the accused, with the object of cheating the Bank, granted the three facilities mentioned above to the Company. In paragraph 3 of the charge sheet, it is stated that in furtherance of the conspiracy, accused nos.5 to 7: (i) hurriedly got the Memorandum to the Management Committee prepared; (ii) without proper appraisal by the Credit Department/Central Office, without clearance by the New Business Group added/inserted EPC limit of Rs.330 crores for execution of an export order for setting up a steel plant in Tanzania, Africa by the Company. Standby letters Criminal Appeal No. 2891 of 2023 Page 5 of 11of Credit (SBLC) within the LC limit, without any written request from the Company were allowed. (iii) The Memorandum was hurriedly approved by accused no.6 and the respondent on 10.08.2010 for placing the