The conversation between human and AI assistant.
Why do people use credit cards instead of debit cards, saving money for things and living within their means?
Why do people use credit cards instead of debit cards, even if it means they have to pay interest and potentially go into debt?
There could be a few reasons. Perhaps they prefer the rewards or points they can earn with a credit card, or they feel that credit cards provide better fraud protection. Some people also like the flexibility of being able to make larger purchases with a credit card and pay it off over time.