The conversation between human and AI assistant.
Why do people use credit cards instead of debit cards, saving money for things and living within their means?
But wouldn't it be better for people to save money for things instead of using credit cards and potentially going into debt?
Yes, living within your means and saving money is always a good financial practice. However, some people may feel that they don't have enough disposable income to save for larger purchases, and so they turn to credit as a way to finance those purchases.