The conversation between human and AI assistant.
Is it wise to use a credit card?
What's the difference between a credit card and a debit card?
A credit card allows you to borrow money from a lender that you have to pay back with interest, while a debit card takes money directly from your bank account. Debit cards are typically used for smaller purchases and are not a form of credit. Credit cards, on the other hand, can offer more flexibility when making larger purchases.