The conversation between human and AI assistant.
Should I even pay on credit accounts if they are already closed (derogatory)?
I have a question about credit accounts. Should I even pay on credit accounts if they are already closed and derogatory?
It's always a good idea to pay off your debts, even if the accounts are closed or have a negative mark on your credit report. This shows that you take responsibility for your financial obligations and can increase your credit score in the long run.