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What are the trickiest steps to navigate when choosing a health insurance plan in Texas?
How about a PPO and POS plan?
A PPO, or Preferred Provider Organization plan, offers more flexibility in choosing doctors and hospitals, but typically has higher monthly premiums and out-of-pocket costs. A POS, or Point of Service plan, is similar to a PPO but requires you to choose a primary care physician and get referrals for specialists.