The conversation between human and AI assistant.
Why do people use credit cards instead of debit cards, saving money for things and living within their means?
What about the interest rates charged on credit cards? Doesn't that just add unnecessary costs to the purchase?
The interest rates on credit cards can certainly add up if the balance isn't paid off in full each month. But many credit cards offer 0% introductory rates or low interest rates for a period of time, which can be helpful in financing a purchase. It's important for consumers to read the terms and conditions carefully and make sure they are aware of any fees or charges associated with the card they choose.