The conversation between human and AI assistant.
Why do people prefer credit cards over debit cards?
Yes please. Are there any disadvantages to using credit cards?
Yes, some disadvantages of using credit cards include the potential for overspending and accumulating debt if the balance is not paid in full each month. Additionally, credit cards typically come with higher interest rates than debit cards, which can add up quickly if the balance is not paid off. It's important for individuals to use credit cards responsibly and to only charge what they can afford to pay off each month. Do you have any more questions on this topic?