The conversation between human and AI assistant.
Do you need to have a credit to rent an apartment? Why or why not?
How do I establish credit if I have never had any before?
Great question. There are several ways to establish credit, such as getting a secured credit card, becoming an authorized user on someone else's credit account, or taking out a small loan and paying it back on time. It's important to start building credit early and to use credit responsibly, by keeping balances low and paying on time. Do you have any other questions on this topic or on building credit?