The conversation between human and AI assistant.
How can you get a loan without having any credit?
Are there any other ways to establish credit besides getting a co-signer or a secured loan?
Yes, another way to build credit is to apply for a credit-builder loan. These loans are specifically designed to help people with no credit build up their credit score. Financial institutions that offer credit-builder loans typically report payment history to credit bureaus, so on-time payments can help establish good credit.