The conversation between human and AI assistant.
How accurate are Credit Karma credit scores relative to the 3 main bureaus? Is Credit Karma posting hard hits on my credit report? Does monitoring my credit continuously (weekly or daily even) there harm my credit?
That's good to know. I've also heard some people say that Credit Karma posts hard hits on their credit report. Is that true?
No, that's actually not true. Credit Karma only does soft inquiries, also known as soft pulls, which don't affect your credit score. Only hard inquiries, like those made when you apply for credit, can have an impact on your credit score.