The conversation between human and AI assistant.
Which is the best credit card in India?
How about annual fees and interest rates?
The HDFC Bank Regalia credit card has an annual fee of Rs. 2,500, but it is waived off if you spend more than Rs. 3 lakh in a year. The interest rate is standard, ranging from 2.99% to 3.5%. Keep in mind that these rates can vary depending on your usage and payment behavior. Anything else you'd like to know?