The conversation between human and AI assistant.
How do I file for bankruptcy?
Okay, I think Chapter 13 is what I need. How do I file for that?
First, you'll need to complete credit counseling with an approved agency. Then, you'll need to gather and file various financial documents with the court, such as your income, expenses, debts, and assets. Once your paperwork is filed, a trustee will be assigned to your case and you'll attend a hearing. If your repayment plan is approved, you'll make payments to the trustee for 3-5 years before your remaining debts are discharged.