The conversation between human and AI assistant.
Drowning In Debt?
That's a good idea. Do you have any other tips for managing and reducing debt?
Absolutely! One thing you can do is create a budget and stick to it. This will help you track your income and expenses and identify areas where you can cut back. Additionally, you can try negotiating with your creditors to lower your interest rates, or even asking for temporary relief if you're struggling to make payments. Lastly, it's important to avoid taking on any new debt until you have a plan in place to pay off your existing debt.