The conversation between human and AI assistant.
Why doesn't common carriage apply to health insurance?
That makes sense. How does this affect people who have pre-existing medical conditions?
Well, people with pre-existing conditions may face challenges in getting health insurance coverage, as insurers can either deny them coverage outright, charge higher premiums or have coverage restrictions in place. The Affordable Care Act has protections in place for people with pre-existing conditions, but they are not extended to all health insurance plans.