The conversation between human and AI assistant.
How can I ensure that my father (who is debt ridden) cannot use my name as a Guarantor without my information, or take any loan on my name?
How do I go about placing a credit freeze on my account?
You can do this by contacting each of the three major credit bureaus - Equifax, Experian, and TransUnion - and requesting a credit freeze. They may charge a fee for this service. Keep in mind that you will need to lift the freeze if you want to apply for any new credit yourself.