The conversation between human and AI assistant.
Is $30,000 in bank account a lot for a 21 year old?
What do you think they should do with their savings?
It's always a good idea to have an emergency fund set aside, so they should make sure they have enough money saved to cover unexpected expenses. After that, they could consider investing some of their money for long-term growth. It's also important to enjoy life and treat themselves every once in a while.