The conversation between human and AI assistant.
Do banks treat you differently when you make large deposits?
How much do I have to deposit to be flagged as a big depositor?
The amount that would trigger additional scrutiny from banks varies depending on the bank's policy and the country's laws. However, in the United States, banks are required to report any cash deposits of $10,000 or more to the Internal Revenue Service (IRS). Deposits below this amount may also be flagged if they appear unusual or suspicious.