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How much is the typical home owner insurance?
That's helpful. How does the location of my home affect the cost of home owner insurance?
The location of your home can affect the cost of home owner insurance. Homes located in areas that are prone to natural disasters such as floods, hurricanes or earthquakes will likely have higher insurance premiums. The local crime rate and distance to the nearest fire station could also be a factor. If you live in an area with these risks, your insurance company may recommend additional coverage.