The conversation between human and AI assistant.
Starting at zero, how long does it take to establish good credit in the U.S.?
Are there any other ways to build credit other than using a credit card?
Yes, another option is to become an authorized user on someone else's credit card, as long as that person has good credit themselves and agrees to add the individual as an authorized user. Additionally, taking out a small personal loan and consistently making on-time payments can also help establish credit.