Says Steve Chabot 'voted to strip insurance protections for pre-existing conditions.
With their race squeaky tight, accusatory fingers are being pointed between Steve Chabot, the Republican incumbent in Ohio's 1st Congressional District, and his Democratic challenger, Aftab Pureval. Two TV ads from Pureval, one with an on-camera assist from a mother whose now-teen-age daughter had cancer at age 7, claim that Chabot voted to strip mandatory health insurance protections for people for pre-existing conditions. That could have led to exorbitant premiums for the sickest Americans or denial of coverage altogether. It's as if Chabot would have punished the child throughout her life for successfully fighting cancer, the mother says in the ad. The mother, Colleen Bowman, and her daughter, Ella Bowman, now 14, are seated on a couch next to Pureval, who begins the commercial saying, 'Thank you so much for trusting me with your story.' Then over the sound of music box-like piano and violin, the mother says, 'Like I said in many letters and messages to Steve Chabot, if they take away the pre-existing condition protections, you're punishing the child cancer survivor for surviving cancer. That's pretty disgusting.' Yet that's exactly what Chabot would have done, Pureval contended in a different ad about a week earlier: 'Steve Chabot, a career politician who voted to strip away protections for people with pre-existing conditions,' that ad's announcer said. Chabot shot back in his own ad, with an announcer saying, 'Aftab Pureval just can't seem the tell the truth. He's lying about Steve Chabot's health care record.' Sounds like it's time for a fact-check. Protections for pre-existing conditions To understand Pureval's health care claim, we need to start with the basics of the Patient Protection and Affordable Care Act of 2010, signed by President Barack Obama. It required most Americans to have health insurance, and health insurers had to cover any patient who applied and paid premiums. Some of those premiums were covered by taxpayer subsidies. The act, known in shorthand as both the ACA and Obamacare, prohibited charging premiums based on an applicant's health status or prior medical conditions. It allowed insurers to charge higher premiums for their oldest members, but no more than three times as high as premiums charged for the youngest members. Republicans including Chabot disliked the ACA from the start. It was economically unsustainable, they said, and while Obama claimed premiums would go down, they went up for a number of families, and some were forced to buy coverage they didn't want. Furthermore, congressional critics said, it was an assault on the ideals of free markets and individual choice. So they tried to repeal it. They voted multiple times, generally garnering enough votes for passage in the House, which Republicans retook in the late 2010 election, but failing in the Senate. Chabot voted with the majority. Therefore, Pureval says, Chabot voted to strip protections from people with pre-existing conditions. Chabot's record of rhetoric, however, is more complex. He has spoken about keeping protections for pre-existing conditions. Counters the Pureval campaign: Talk is cheap. Votes are what matter. Chabot's votes In Pureval's ad that started running Aug. 28, three of Chabot's votes are shown scrolling down the screen. Chabot says those votes in isolation distort his record Chabot says he never wanted to end the protection for people with pre-existing conditions. In 2017, for example, House Republicans passed H.R 1628, the American Health Care Act, with a vote of 217-213. It would give 'states the ability, if they choose, to craft health care solutions that work better for local patients, while at the same time guaranteeing that those with pre-existing conditions cannot be denied health care coverage,' Chabot said in a statement after the vote. In 2014, Chabot endorsed a list of possible ACA alternatives, writing in the Cincinnati Enquirer that they could include 'allowing young people to stay on their parents' insurance policies until age 26 and addressing the pre-existing condition challenge.' In December 2013, Chabot and 33 other Republicans wrote to Obama seeking a meeting to discuss health care reform, with a proposed agenda that included 'guaranteeing people with pre-existing conditions can get affordable coverage.' Some context In an ideal world, talk might equal action. But that's Pureval's very contention: Despite Chabot's talk, the incumbent voted to repeal the ACA without assuring there would be protections for people with preexisting conditions. The Cincinnati Enquirer made a similar point in 2011, shortly before that first 2011 repeal vote. 'Chabot acknowledged that certain changes are needed,' the news article said, citing Chabot's agreement on the 'need to prohibit insurers from denying coverage because of pre-existing conditions, canceling coverage once an insured person gets sick, and allow parents to keep children on their policy until age 26. 'But he acknowledged that there aren't any current plans for the House to enact those changes if a repeal passes,' the article noted. Chabot voted for it anyway. Even the 2017 repeal-and-replace bill, the American Health Care Act, had potential weaknesses. A Columbus Dispatch article on the bill pointed out that if someone with a pre-existing condition bought a policy on the insurance exchanges 'but let it lapse for more than 63 days, the insurance company could charge a higher premium.' Similarly, the 2015 vote that required congressional committees to work on replacement bills did nothing to assure any such replacement bills would ever get a hearing, much less a vote, Sarah Topy, Pureval's campaign manager, said in an email to PolitiFact. It was just more rhetoric, she said. The GOP didn't mean it Chabot's response to all this is unusual: Yes, he voted for Obamacare repeal bills that did not include keeping protections for pre-existing conditions, but Republicans and Democrats alike knew those bills could not pass the Senate or get Obama's signature. Votes like this were part of a legislative strategy but, Chabot's campaign said, few lawmakers really meant it when they said only 'repeal' and not 'replace.' 'Here's the thing,' Chabot campaign spokesman Cody Rizzuto said in an email to PolitiFact. 'Everyone knew that none of these votes were going anywhere as long as President Obama was in the White House.' He added that 'the votes Aftab cites were all taken while President Obama was in office. As such, they weren't going to be become law. Obamacare wasn't going to be repealed with President Obama's signature. Everyone knew that, and so a replacement bill wasn't necessary. You don't need a replace when there won't be a repeal.' The nature of the bills and the addition of replacement language changed, he said, once Republicans regained a Senate majority and then Donald Trump was elected president. With a real chance of passage, Rizzuto said, the bills focused more specifically on individual elements. He added that while Pureval attacked Chabot on pre-existing conditions, he did so without ever mentioning that the actual votes were on Obamacare. 'Aftab is relying on votes repealing an unpopular program, without ever mentioning that program (Obamacare),' Rizzuto said. 'This is intentional, because tying the issue to Obamacare repeal would directly undermine his attack in this district.
Our ruling Chabot has said repeatedly that he would like to have protections covering people with pre-existing conditions. When presented with bills that lacked the protections, however, he has voted for them anyway. His campaign says the votes weren't meaningful because the legislation was never going to become law and everyone knew it. We cannot say that when Congress members, elected to make laws, vote for a new law, constituents should take it with a grain of salt. There are certainly political and strategic calculations. The Truth-O-Meter can only measure what a politician says and what he or she did. The connection between the ACA and pre-existing conditions was eminently clear throughout the repeal debate. We rate Pureval's claim Mostly True. Share the Facts 2018-09-12 19:16:38 UTC PolitiFact 5 1 7 PolitiFact Rating: Mostly True Steve Chabot 'voted to strip insurance protections for pre-existing conditions.' Aftab Pureval Candidate for Congress, Ohio 1st Congressional District https://www.youtube.com/watch?v=zvcbpbaI5MQ&feature=youtu.be A campaign ad Tuesday, August 28, 2018 2018-08-28 Read More info
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