I believe i was discriminated against because i am a navajo indian. i was refuse services?:
You seem to be looking for something to be discriminated against.  If you miss your payments whether white, black, purple or green, they have the right to discontinue their services to you.

Sounds as though they gave you at least a couple of breaks and YOU chose to not do what is right and that is pay your bills on time.

And yes I have the right to say this as I am Native American and damn proud of it and I don't feel discriminated because I pay my bills on time if not early !!