In the field of banking and finance, there are several major problems in increasing trade between Iran and Russia. The first is costly financing for Iranian exporters, with Iranian exporters and producers using rates of 14%, 18%, and 22% for financing in the best of circumstances, which limits their profit margins. Therefore, many Iranian exporters and producers initially discourage the idea of trade with this country. On the other hand, in Iran, not only the amount and quality of incentive and support packages for producers and exporters is not efficient and path-breaking, but also in cases such as high interest rates on bank facilities, as a serious obstacle to exporters, because foreign trade with a country like Russia needs high funding. On the other hand, due to currency fluctuations in Iran, banks are less inclined to pay long-term facilities to exporters and producers, and this in itself reduces the maneuverability of Iranian producers and exporters.