After watching a news report detailing the arrests of the Petersons and other former Globodyne employees who turned to similar illegal activities to make ends meet, the Harpers decide to cease their life of crime. However, Dick discovers that his failed interview with Ralph Nader has caused him to be investigated, and ultimately, indicted for his unwitting role in the company's collapse. While drowning his sorrows at a fancy millionaire's club, he stumbles upon the drunk former CFO of the company, Frank Bascombe (Richard Jenkins). When he and Jane confront Frank, the CFO remorsefully admits that Jack had planned everything from the beginning: during Dick's interview, the CEO diverted all of Globodyne's assets and then dumped the entire stock, thus ruining the company and its employees and investors, and leaving Dick and Frank among others to take the blame, while embezzling a $400 million fortune and getting off scot-free. Frank, who is about to go to prison for 18 months after failing to expose the CEO's crimes, got a $10 million bribe from him to stay quiet.