However, his high living in the 1990s had all but destroyed his credit, and he was unable to find a bank willing to lend him any money. Through a friend, he was referred to Community State Bank in Ankeny, Iowa. The bank's senior loan officer, Brian Williams, approved a $377,000 bridge loan to Robinson's company, Megaladon Development—ostensibly to help with advertising and business plans. Robinson paid $100,000 of the loan back to Williams as a bribe to move the approval process forward.