When Philip Martin becomes manager at the bank, Julie falls for him and they begin an affair but Julie's family are against the relationship as Philip is married with two children. Philip is prepared to leave his alcoholic wife, Loretta for Julie but when Philip's daughter Debbie attempts to commit suicide due to her parents constantly fighting, Julie steps back and tells Philip to return to his family. Julie later learns that Philip and Loretta have been involved in a car crash, which kills Loretta and leaves Philip paralysed. Julie then agrees to help Philip look after his children Debbie and Michael and they leave Erinsborough together as a family. Julie and Philip later marry and have a daughter, Hannah.