Shambu returns home to discuss the issue with his father; father and son figure that the debt amounts to Rs. 65/-. Shambu wants to save his land by all means and sells all his household items, including his wife's gold earrings. When Shambu meets Harnam Singh's accountant to pay back his debt of Rs. 65/-, he is shocked to know that he actually owes Rs. 235/-. The accountant had fudged the accounts and now refuses to consider the labor provided by Shambu's father Gangu as a portion of the debt payoff. The case goes to court and Shambu, being illiterate, has a tough time explaining to the judge how the accountant fudged the numbers and how he took the accountant's word at face value and did not demand any receipt. Shambu loses the case and the judge orders Shambu to pay Rs. 235/- to Harnam Singh in 3 months. If Shambu is not able to clear the debt, then his land would be auctioned off and the proceeds would go to pay off his debts.