Harlem suffers from unemployment rates generally more than twice the citywide average, as well as high poverty rates. and the numbers for men have been consistently worse than the numbers for women. Private and governmental initiatives to ameliorate unemployment and poverty have not been successful. During the Great Depression, unemployment in Harlem went past 20% and people were being evicted from their homes. At the same time, the federal government developed and instituted the redlining policy. This policy rated neighborhoods, such as Central Harlem, as unappealing based on the race, ethnicity, and national origins of the residents. Central Harlem was deemed 'hazardous' and residents living in Central Harlem were refused home loans or other investments. Comparably, wealthy and white residents in New York City neighborhoods were approved more often for housing loans and investment applications. Overall, they were given preferential treatment by city and state institutions.