Scrooge and the Ghost witness a group of businessmen discussing the death of an unnamed colleague, saying they would only attend the funeral if lunch was provided. In a den, Scrooge recognizes his charwoman, his laundress, and the local undertaker trading several stolen possessions of the deceased to a fence named Old Joe. The Ghost then transports Scrooge to Bob's house, discovering Tiny Tim has died. Scrooge is escorted back to the cemetery, where the Ghost points out his own grave, revealing Scrooge as the man who died. Overcome with remorse, Scrooge tearfully vows to change his ways.