The HL platform enables investors to hold different types of investments together in one place with one valuation and dealing service. Available products include ISA, SIPP, and a Fund & Share dealing account. The company also operates multi-manager unit trusts each of which in turn own a share in a number of underlying funds, as well as its own internally managed equity funds under the HL Select brand. The group also provides financial advisory, stockbroking and annuity broking services to private investors and advice to companies on group pension schemes. The company also offers a Currency Service enabling investors to access exchange rates and send money abroad.