PBCOM issued its first international credit card, a MasterCard issued in joint partnership with Standard Chartered Bank, in 2002. It subsequently introduced online banking in 2003 and was infused with an additional three billion pesos in fresh capital. As a show of support, the Philippine Deposit Insurance Corporation gave PBCOM an additional 7.64 billion pesos in financial enhancement funds, which formed part of PBCOM's comprehensive business plan. The funds were really used to buy high-yielding government securities that would stop the true sale of any non-performing assets to a special purpose vehicle, or SPV.