In Sweden, Finland, and Iceland a mason will not retain his craft lodge-membership, when he advances to the IV–V.-degree, or his St. Andrew's Lodge-membership, when he advances to the VII.-degree. Also, dues are paid only to the lodge which the mason is presently a member of. Because of the sometimes large distance between one's home and the closest St. Andrew's Lodge, travel outlays can be excessive. To remedy this, Square-and-Compasses Clubs or Friendship Clubs were created in small towns so that St. Andrew's or Chapter Freemasons can socialise without travelling inordinate distances; in Denmark these are called Instruction Lodges. Friendship Clubs cannot confer degrees, except by dispensation from Grand Lodge.