Charlie Driggs is a conventional yuppie investment banker who works in New York City. After he leaves a greasy spoon diner without paying, a wildly dressed woman with a brunette bob who calls herself Lulu confronts him. Charlie is befuddled to learn she is only impersonating a waitress. Lulu offers Charlie a ride downtown but instead heads for New Jersey and throws his beeper from the moving car. Lulu openly drinks liquor while driving and stops in a town to buy more. While Charlie phones his office, Lulu — unbeknownst to him — robs a liquor store.