Pruitt hired former Oklahoma banker Albert Kelly to head the Superfund program, which is responsible for cleaning up the nation's most contaminated land. Kelly completely lacked any experience with environmental issues, and had just received a lifetime ban from working in banking, his career until then, due to "unfitness to serve". The Federal Deposit Insurance Corporation (FDIC) also fined him $125,000 and said he had made loans that harmed the bank. Kelly had a long-standing financial relationship with Pruitt as head of a SpiritBank, which held extensive outstanding loans to Pruitt. In his new position, Kelly earned $172,100 a year.