The literacy rate of Jhelum is among the highest in Pakistan. At 79%, it is only lower than that of Islamabad and neighbouring Rawalpindi. Somewhat higher than the literacy in Punjab province (58 percent). The literacy rate has remarkably increased from 38.9 percent in 1981. The rate is much higher in the urban areas for both males and females. 84% of the population have electricity and 96% have access to water. Human Development Index of Jhelum is 0.770, which is highest in Pakistan after Karachi.