In May 2013, Warren sent letters to the Justice Department, the Securities and Exchange Commission, and the Federal Reserve questioning their decisions that settling would be more fruitful than going to court. Also in May, saying that students should get "the same great deal that banks get", Warren introduced the Bank on Student Loans Fairness Act, which would allow students to take out government education loans at the same rate that banks pay to borrow from the federal government, 0.75%. Independent senator Bernie Sanders endorsed her bill, saying: "The only thing wrong with this bill is that thought of it and I didn't".