"A driver for a car service has been charged with running a red light after his vehicle collided with a taxicab that spun out of control, struck and killed a woman in front of the Limelight discotheque in Chelsea, the police said yesterday. The victim, who was killed instantly Sunday night when the cab pinned her against the front of the building at 47 West 20th Street, was identified yesterday as Ruth Polsky of 90 West Houston Street, according to a police spokesman, Officer Joseph McConville"