The episode opens with Baines engaged in a fight (Baines having been accused of cheating at cards) on the quay ending up with a broken arm. A Captain Burgess intervenes and patches him up. James reprimands Baines and says that a spell ashore will do him good including time spent on the floor of The Exchange. William calls on Charlotte but is turned away. He talks to Samuel on the floor of The Exchange and is told to stay away from Charlotte or he will 'horsewhip him in public'.