Later in the 1990s, eager to earn a place in the team for the first Olympic curling event to be given full medal status, Lockhart joined the established rink skipped by Kirsty Hay, which had become by then the dominant force in Scottish – and therefore also British – women's curling. In the 1998 Olympics in Nagano, the team (Kirsty Hay, Jackie Lockhart, Edith Loudon, Katie Loudon and Fiona Bayne) performed strongly, coming within a fraction of an unlikely win in the semi-finals over Canada, skipped by the renowned Sandra Schmirler. Having missed out, however, the team took a heavy beating in the bronze medal play-off at the hands of Elisabet Gustafson and her Swedish team. The same line-up took Scotland to seventh place in the World Championships a few weeks later.