Grace persuades John to intervene in Charlie’s robbery. Charlie enters the money train from beneath, throws out the driver and drives it to the ladder, but is unable to escape with the money due to the presence of a group of cops. Reaching the train, John persuades Charlie to drive further to avoid arrest, and they disable the brakes to prevent Patterson activating them remotely. Patterson deploys a steel barricade, but John and Charlie accidentally increase the train to maximum speed and smashes through the barricade. Transit control officer Kowalski declares the money train a runaway and starts clearing tracks, but Patterson diverts the train onto a track occupied by a passenger train, the 1220 Coney Island to prevent its riders' escape, and doesn't even tell the driver about the money train. When Charlie tries to steal the money, John attempts to stop him from doing so, leading to a brawl between the brothers. Eventually, the two stop fighting when Charlie saves John from falling off the train. The money train slams into 1220 and slows down, but speeds up again, continuing to ram the rear of the passenger train with increasing risk of derailing it and killing everyone on board, including the driver.