Milford is located on the Upper Delaware River, which divides Pennsylvania's Poconos region from the Catskill Mountains in New York, in what was historically a heavily forested area. When Judge Biddis bought up the land of what was then known as Wells Ferry and laid out the lots for the new town, he generally followed the urban plan of Philadelphia: he laid out High Street – the equivalent of what is now Market Street in Philadelphia – running to the Delaware River, while Broad Street runs perpendicular to High, creating a grid. At the intersection of Broad and High is a public square – just as there is at Broad and Market in Philadelphia – and most of Milford's official buildings are located there. Within the grid, East-West streets are numbered, Second through Seventh, with Broad Street falling between Fourth and Fifth Streets, while North-South streets are named after Judge Biddis' children: Ann, Catherine, George, John, Sarah and Elizabeth. In between both the named and numbered streets are alleys, named after berries and fruit.