As the 21st century societies move towards a world where transparency, trust, credibility, ethics, peace, equality and design are highly valued, there is an expectation of other members to contribute same. For the majority of people born in the last decades of the 20th century, learning is not about self-directedness or about making the world a better place. Learning was about scoring for exams and defeating others often unfairly in order to get ahead in life. As the pace of learning and change increases for those who have the skills they may not be able to make time for or associate with people who do not possess the same abilities. The divide between the haves and have-nots will be about the distribution of knowledge and skills. These knowledge and skills propel further wealth-creation for the 5 Minds of the Future.