Other economic sectors include financial service and investing companies such as Waddell and Reed, Citibank, WaMu, Merrill Lynch, and Northwestern Mutual. Rapid City is the headquarters for Assurant Insurance's pre-need division. As noted, the city has a strong medical services sector, and several institutions of higher education. Rapid City is also the major market town for much of five states, drawing commerce from more than half of South Dakota, and large portions of North Dakota, Montana, Wyoming, and the Nebraska Panhandle.