A combined load bank usually consists of both resistive elements and inductors that can be used to provide load testing at non-unity PF (lagging) including the capability to test the generator set fully at 100% nameplate kVA rating. Combined load banks incorporate resistors and inductors all in a single construction which can be independently switched to allow resistive only, inductive only, or varying lagging power factor testing. Combined load banks are rated in kilovolt-amperes (kVA). It’s worth noting that combined load banks can consist of resistive, inductive, and capacitive (RLC) also.