According to Messner's testimony, Tammy wrote the offer on her stationery, listing a $300,000-a-year lifetime salary for Jim, $100,000 a year for Tammy, a house, and a year's worth of free phone calls and health insurance. However, Messner said Bakker wrote on it: "I'm not making any demands on PTL. I'm not asking for anything." Falwell has denied making any offer. In the messy bankruptcy of PTL, Messner was listed as the single biggest creditor of PTL with an outstanding claim of $14 million. In court papers, the new operators accused Messner of $5.3 million in inflated or phony billings to PTL.