The next day much to her dismay, Phyllis finds out that the company has refused to pay the double indemnity clause for they didn't know about Mr. Dietrichson's broken leg before his death. Their suspicions catches the attention of Neff's boss, Barton Keyes, who encourages them to investigate the whole thing, making both her and Neff nervous. Phyllis realizes too late that Dietrichson eventually found out about her plan to murder him and had changed his will to spite her. He left the inheritance to his daughter (her stepdaughter), Lola and thus leaving her with nothing. She knows her stepdaughter is a threat to her because Lola suspected her of murdering her father in a similar manner to her mother and tries to get Neff to kill her (which fails after he befriended Lola and learned more about her family's tragic past). Phyllis must also contend with the inquisitive Keyes who also suspects she was involved in the murder of Mr. Dietrichson and whom he believed she had an accomplice in Nino, due to them secretly seeing each other. She tries to kill Neff to clean up any loose ends, but couldn't fire the last shot because she had fallen in love with him. Neff doesn't believe Phyllis, calling her a rotten, manipulative woman, and kills her in the ensuing struggle. After killing her, Neff meets Nino outside and convinces him not to go inside the house, but to the woman who truly loves him.