One of the Toads, a stooped man named Kips, says that gambling is immoral and refuses to take part, leaving the party instead, and leaving Mr. Jones to consider that it is only Mr. Kips and himself who take the Doctor's threat of a bomb in the last cracker seriously; the other Toads seem to be disbelieving, especially Mrs. Montgomery, who passes off Fischer's bomb threat as playful, untrue banter. The other Toads begin to take the crackers; a hack actor named Deane, immediately goes into a role from one of his movies as a soldier volunteering for a dangerous mission, rambling dialogue to himself while he stands near the bucket. Two other Toads, the widow Mrs. Montgomery and the accountant Belmont, rush up and draw their crackers, realising that the odds favour the earlier selectors. Both draw crackers with cheques inside. Deane finally snaps out of his delusion long enough to draw a cracker, and when he finds a cheque inside, he passes out from either shock or inebriation.