A few years later in 1988, then CEO of the bank, Mohammad Hossein Kazemi Namin, purchased the first Personal Computer for the bank. He then hired a group of IT professionals and re-established the data processing division. A year later, he made a significant investment and purchased an IBM 4381 Mainframe computer from the United Kingdom. Since then, the bank's IT division has purchased, developed and implemented several small and large computers and software packages. However, despite the efforts, its IT infrastructure and systems are well behind modern western and regional banks. Lack of skilled IT resources, unavailability of high speed data lines, insufficient investment, poor IT leadership and foreign sanctions have contributed to the slow progress of data processing in the Iranian banks and Bank Refah hasn't been an exception.