After Merton returns to London, Kate comes to Merton's flat. She asks why he has not come to see her in the weeks he has been back and finds a letter from Milly's lawyers, informing Merton that Milly did indeed bequeath a sizable portion of her estate to him. Merton tells Kate that he will not take the money, and she must marry him without it if they are to be together. They make love and afterwards Kate agrees, with the condition he tells her that he is not still in love with his memory of Milly. He cannot, and Kate leaves him for good, knowing that her conniving has backfired. Merton returns alone to Venice, while in the background we hear Milly's voice repeating her confident assertion that Merton will be coming into his own, and sooner than he thinks.