Georgina and Percy get off the boat and leave Eddie and Elsie Darling behind. Georgina has to find Eddie's missing luggage, and Percy needs to send a telegram. The boat suddenly leaves, and Eddie and Elsie have no idea what to do without their partners. They decide to get off at the next stop and attempt to make their way back to their partners. When they decide to eat, they realize they don't have any money. Eddie sees his acquaintance Dick Rivers and decides to ask him for some money. Eddie pretends that Elsie Darling is his bride so that Dick will give him 20 dollars as a honeymoon gift. Dick tells him about his newfound love, Elsie Lilly and that she is on the boat as well. He does not realize that Eddie and Elsie Lilly are old lovers. Dick leaves, and Eddie and Elsie Darling sit down to eat. Elsie encourages Eddie to have a martini, and he immediately feels drunk. Dick returns with Madama Matroppo and introduces her to the "newlyweds". Eddie orders champagne for everyone as they celebrate (“Wedding Bells Are Calling Me”).