In April 2006, Erdoğan unveiled a social security reform package demanded by the International Monetary Fund under a loan deal. The move, which Erdoğan called one of the most radical reforms ever, was passed with fierce opposition. Turkey's three social security bodies were united under one roof, bringing equal health services and retirement benefits for members of all three bodies. The previous system had been criticized for reserving the best healthcare for civil servants and relegating others to wait in long queues. Under the second bill, everyone under the age of 18 years was entitled to free health services, irrespective of whether they pay premiums to any social security organization. The bill also envisages a gradual increase in the retirement age: starting from 2036, the retirement age will increase to 65 by 2048 for both women and men.