Tivat has about 14,000 inhabitants. It is away from Herceg Novi, away from Kotor, away from Budva, from Dubrovnik and from Podgorica. Geomorphologically, Tivat is composed of three areas. The first is the hills and peaks of Vrmac, Velji Vrh () and Popova glava (). Water activity formed capes Seljanovo, Pakovo and Račica. The second area is Tivat field, flattened by water activity. The third area is Krtoli with islands – Island of Flowers, St. Marko, and Lady of Mercy which is bordered by Novski bay on the north-west and Grbalj area on the south-east.