NY 220 turns north onto NY 12, overlapping the latter for just over to an intersection with North Washington Avenue north of the village. The routes split here, with NY 220 turning southeast to cross the Chenango River and the New York, Susquehanna and Western Railroad (NYSW). Past the railroad, NY 220 heads through unimproved fields to a junction with East River Road. The route turns northeast here to follow East River Road. It heads through a small residential neighborhood to the New York State Veterans' Home at Oxford, a large old soldiers' home located adjacent to both the eastern bank of the Chenango River and the NYSW rail line. State maintenance of NY 220 ends just east of the driveway to the home, at which point the road continues onward toward Norwich as CR 32.