The story told through the three verses of the song is as follows: (1) the young lady is too afraid to leave the locker where she has changed into her bikini; (2) she has made it to the beach but sits on the sand wrapped in a blanket; (3) she has finally gone into the ocean, but is too afraid to come out, and stays immersed in the water – despite the fact she's "turning blue" – to hide herself from view.