During his senior year at Samford, Finnegan was named first-team All-American by NFL Draft Report, first-team All-American by American Football Coaches Association and first-team All-OVC for third consecutive year. He started every game at free safety and led team with 98 tackles for third consecutive season and added two tackles for loss, one interception, seven passes defensed, one fumble forced and one fumble recovery. Cortland Finnegan ranked first in OVC conference with 15.1 punt return average, while returning 14 punts for 212 yards and one touchdown. Ranked second in OVC conference with 25.1 kickoff return average on 15 returns for 376 yards.