Moe and Renee seem to form a strong relationship, but Moe is insecure about his hold on her and he feels he must spend large amounts of money so she will stay with him. Upon maxing out his credit card, Moe comes up with a scheme to commit insurance fraud by having Homer steal his car and park it on train tracks so it would be destroyed. The night the scheme is supposed to take place, Moe and Renee attend a police charity event aboard a yacht; the event's attendance by all the officers in town ensures Homer will not get caught perpetrating the scheme, and gives Moe an alibi so that no one will suspect he was behind the act. Homer botches the plan by stopping to watch a drive-in movie, while the train they were counting on to destroy Moe's car passes by. Deciding all is not lost, Homer drives the car over a cliff — but his attempt to exit the car before it sinks into the water below fails. The car ends up sinking just near the yacht where the police charity event is taking place, and when Homer swims to the surface, he is arrested.