Back in New York, Uncle John is quietly bemused by their poor apartment and his bed on the sofa. When they leave for work, he slips into an uptown banker's office where he meets with important people who treat him deferentially. After a week, Patsy receives her first surprise from an unknown benefactor – keys to a lovely furnished apartment provided free for at least three years. When they nervously visit it, they discover it has been fitted out completely, and a maid rings the bell reporting for duty, all her wages prepaid.