A few rides were closed and dismantled due to costly settlements and rising insurance premiums in the 1990s, and the park's attendance began to suffer as a recession early in that decade reduced the number of visitors. In early 1995, GAR operated Vernon Valley/Great Gorge and Action Park with no liability insurance, instead relying on self-insurance. However, they ultimately purchased liability insurance. As 1995 progressed, GAR's financial woes continued to accumulate, and foreclosure suits started being filed against the corporation. Law firms also sued for compensation for services rendered between 1991 and 1993.