The sum of faith is that he who lives well and believes is saved. Faith is not mere belief. Faith without charity is not faith, and charity without faith is not charity; faith and charity are intertwined. Faith and charity become one in acts of good works or repentance. The union of faith and charity is a central tenet of the New Church; all substantial things are related to divine love and divine wisdom, and the will and understanding of each person is a receptacle of God's love and wisdom.