At a relatively young age, Bingo has now inherited her father's company and wealth and Ben is appointed her guardian. She calls him and Howard both uncles, though they are not related. She is sassy and without refinement, hitting anyone she disagrees with. Her "uncles" decide that the wild Bingo should move to New York City, learn proper deportment and enter society. While they are aboard the ocean liner, she meets the young, good-looking and well-educated charmer Andy McAllister (Robert Montgomery).