The cost of a typical independent RMIS product varies from $60,000 to $150,000 for the first year, and ongoing annual charges are slightly less. Insurance company RMIS product lines typically average around $50,000 for the first user, but they often offer less expensive light-weight versions for claim look-up only. More costly full-featured products are sometimes available with more advanced reporting systems. The products are usually priced on a per-user basis on a sliding scale for a larger number of users. Insured clients' brokers are given access at no cost or occasionally for a flat annual fee for multiple insured clients with a particular broker.