Upon being elected to office, the Muscat administration found a worsening public deficit, a slowdown in the economy, the country's main utility provider on the verge of bankruptcy and a slowing economy in Gozo. The directional change resulted in economic growth of over 6%, the elimination of the public deficit and a decrease in the public debt burden. Poverty was reduced and pensions were increased for the first time in 25 years. Muscat insisted that these results were delivered by his government as a team. Among others, the Muscat administration's family friendly measures led to a 9% increase in female participation in the labour market, substantial savings to first-time home buyers, the value-added tax car registration refund, in-work benefits to low-income couples and single parents, stipends given to 900 students who repeated a year and the introduction of civil unions. Muscat admitted that his first administration had its challenges, namely the environment and good governance.