In 2005, of the 40 towns in Israel with the highest unemployment rates, 36 were Arab towns. According to the Central Bank of Israel statistics for 2003, salary averages for Arab workers were 29% lower than for Jewish workers. Difficulties in procuring employment have been attributed to a comparatively low level of education vis-a-vis their Jewish counterparts, insufficient employment opportunities in the vicinity of their towns, discrimination by Jewish employers, and competition with foreign workers in fields, such as construction and agriculture. Arab women have a higher unemployment rate in the work force relative to both religious and secular Jewish women. While among Arab men the employment was found to be on par with Jewish men, 17% of Arab women were found to be employed. This puts the Arab employment at 68% of the Israeli average. The Druze and Christian Arabs have higher employment than Muslims.