Prior to 1997, bushfire fighting services in New South Wales were essentially a patchwork of more than 200 separate fire fighting agencies working under a loose umbrella with no single chain of command. The core of the service, then as now, was the volunteer brigades that were organised along council district lines under the command of a locally appointed Fire Control Officer. Fire fighting efforts were funded by the Bush Fire Fighting Fund, established in 1949 and financed by insurance companies, local council and the State Government. A variety of State-run committees and councils oversaw bush fire operations with members drawn from various Government fire fighting agencies and council and volunteer representatives. These groups developed legislation and techniques but in the main responsibility for bushfire management was vested in individual local councils in dedicated bush fire areas as determined under the 1909 Fire Brigades Act. This Act proclaimed the areas serviced by the Board of Fire Commissioners (now Fire and Rescue NSW) and covered the urban areas of Sydney and Newcastle together with most regional and country towns of any significance.