Kaʻiulani knew little about financial management and had no means to repay her benefactors. As her funding ran out, she wondered if the Provisional Government would give her an allowance. Her father had no means to support her, so both were dependent upon the generosity of others. Davies was a hard-nosed businessman who had risen from working-class parents, to make a fortune in Hawaii's sugar plantation business. While he agreed to assist with the finances, he took the princess to task for her careless spending in 1894, "I am disappointed in what you say about money matters because I have always been disagreeably plain about them ... You have the chance to be a heroine but unless you exercise resolution and self control ... we shall all fail". He cautioned that any funding from the Provisional Government obligated her to support their cause. He tried to get Kaʻiulani to re-focus on the goal ahead regarding Hawaii, but she wanted to be in charge of her own destiny. Stress from her financial situation had an adverse effect on her mental and physical health, and she fell into an emotional drift.