A list of 10 categories was displayed, with each of the remaining questions drawn from a different category. The second question awarded $5,000 if answered correctly; if the player missed, the game ended but he/she still kept the credit card payoff. Beyond this point, if the player chose to continue in the game, he/she had to risk at least half of his/her winnings (not counting the payoff) on each new question. A correct answer added the value of the wager, while a miss subtracted it and ended the game, with the player keeping whatever remained of his/her total.