The first method is to hold players' funds in their native currencies and convert them only when players enter and leave games. The main benefit of this method for players is to ensure that bankrolls are not subject to exchange rate fluctuations against their local currencies while they are not playing. Also, most sites that use this method usually apply the same exchange rate when a player cashes out of a game as when he bought in, ensuring that players do not expend significant sums simply by entering and leaving games.