Herzeg-Bosnia did not have a central bank. Credits were obtained from local commercial banks, meaning that the deficit was financed by the real sector and the households sector. Foreign banking branches had to legally close their operations and reregister as new banks in Bosnia and Herzegovina after it declared independence. The most important bank in Herzeg-Bosnia was Hrvatska banka d.d. Mostar. The second largest bank was Hrvatska poštanska banka. The official currency in the territory of Herzeg-Bosnia was the Bosnia and Herzegovina dinar, but two parallel currencies were also in use: the Deutsche Mark and the Croatian dinar (later the Croatian kuna).