Between 1991 and 2000, CyberNET was a moderately successful reseller of Compaq computers as well as providing design and installation for clients. Starting in 2000, however, Watson began to obtain fraudulent loans from a large number of financial institutions based on faked and forged financial statements. By 2002 the Watsons were living a fabulous lifestyle, owning a million-dollar home in Ada, Michigan and driving a Land Rover, a Ferrari, a BMW, a Bentley and two Rolls Royces. This lifestyle, and an ultimately unsuccessful attempt to expand the business internationally, were financed by an ever-increasing number of fraudulent loans. In what became a classic Ponzi scheme, new loans were used to repay the debt already incurred.