On July 25, 2018, US Secretary of Education Betsy DeVos issued an order declaring that the Borrower Defense Program, which was enacted by the US Department of Education in November 2016, would be repealed and replaced with a stricter repayment policy effective July 1, 2019. Under DeVos' policy, when a school closes for fraud before conferring degrees to its students, those students' loans are not forgiven automatically; rather, students must prove that they were financially harmed. There were bipartisan votes in the House and Senate in early 2020 to overturn DeVos' order, but President Trump vetoed the congressional legislation, siding with DeVos.