Tom finds Karen handcuffed to a banister. He frees her and they climb to the roof to avoid the water where they are caught by Collins. Jim comes from behind them in a boat. Collins shoots at him, disabling the steering, forcing him to go over the roof. As he does so, the engine breaks off and collides with the sheriff, knocking him into the water. Collins tries to shoot Karen as he grabs a bag of money, but Tom and Jim shoot the corrupt sheriff dead. Tom tells Jim he should leave, just as the State Police arrive. Jim picks up Collins' bag of money and rows away, as Tom tells Karen the fire damage to her church wasn't too bad and can be repaired.