Montana received his primary education at Waverly Elementary and his secondary education at Finleyville Junior High (now known as Finleyville Middle School) and Ringgold High School. While at Ringgold, Montana played football, baseball, and basketball. Montana showed potential as a basketball player and helped Ringgold win the 1973 WPIAL Class AAA boys' basketball championship while being named an all-state player. He was so good that during his senior year, North Carolina State offered Montana a basketball scholarship. Although Montana turned down the scholarship, he seriously considered NCSU because of a promise that he could play both basketball and football for the university.