By 1 January 1916, the torpedo boat destroyer was operating with a reduced complement destroyer division. On the 31st, she cruised with units of the Atlantic Fleet to Key West, Florida. In May, she steamed to Santo Domingo. On 10 June, while maneuvering in the inner harbor at Puerto Plata, she struck a reef and settled until the greater part of the main deck was submerged. On the 13th, under the supervision of the commanding officer of , "Terry"s officers and men joined the staff of a wrecking company in salvage operations. The warship was refloated on 26 July, temporarily repaired by 7 July, and returned to Charleston Navy Yard on 15 July.