When Trudy encounters her father, she tells him she is in love with Jim. She has not told Jim who she really is because she wants to win his love without her wealth. She then persuades her father to pretend to be a homeless man named "Mike". McKeever reluctantly takes Mike in, but treats him like a servant. When Mike becomes fed up, he gives Trudy 24 hours to get the squatters out. Trudy calls Palm Beach and seeks help from her mother Mary (Ann Harding), who is divorced from Michael. Mary comes to New York and pretends to be another homeless person to join the other squatters. McKeever, sensing Mary and Mike have feelings for each other, nudges them together. Eventually, Mike tells Mary he is a changed man and proposes. Mary accepts.