SR 895 begins as a continuation of SR 150, also known as the Chippenham Parkway, in Bensley. From SR 150's southern terminus, SR 895 begins to rise in elevation to a massive interchange between SR 895, SR 150, and I-95. Most movements between the three roads can be made by this interchange, but there is no ramp directly connecting I-95 southbound with SR 895 eastbound. At the highway's highest point, the road leaves Chesterfield County and enters Henrico County and crosses the James River on the Vietnam Veterans Memorial Bridge. The high vertical clearance is needed for marine traffic on the James River heading to the Port of Richmond therefore negating the need for a drawbridge. As the highway descends to ground, it curves to the northeast and approaches the one toll plaza on the route. Two lanes head straight through the plaza serving as open road toll lanes for E-ZPass customers, three booths to the right serve cash and credit card users.