His second studio album, "This Wonderful Life", was released in August 1986. It was a more personal and less busy recording which was produced by Cummings and provided two singles, "Speak with Frankness" and "Love is Crucial". In September 1987, Cummings dueted with Pendlebury on "She Set Fire to the House". before releasing his third album, "Lovetown" in January 1988. Cummings formed Stephen Cummings' Lovetown (aka Stephen Cummings and Lovetown) with Rebecca Barnard on backing vocals, Mick Girasole (also in the Black Sorrows alongside Camilleri) on bass guitar, Peter Luscombe (also the Black Sorrows) on drums, Shane O'Mara on guitar and Pendlebury on guitar. It "was a very subtle, alluring, personal and mostly acoustic album ... full of conversational, narrative vignettes". The album, produced by Mark Woods and Cummings, provided two further singles, "Some Prayers Are Answered" in February and "My Willingness" in May.