The median income for a household in the city was $68,801, and the median income for a family was $89,199. Males had median earnings of $70,262 versus $44,652 for females. The per capita income for the city was $32,024, while the unemployment rate was 5.4% for those age 16 or older. About 8.0% of families and 8.4% of the population were below the poverty line, including 11.2% of those under age 18 and 10.4% of those age 65 or over. According to 2002 data from the Internal Revenue Service, Loveland residents gave 2.60% of their net income to charity.