Most English place-names are either Anglo-Saxon or Old Norse in origin but Celtic names are to be found over the whole country, most notably in Cornwall (see below) and counties bordering Wales. Other place-names are hybrids of Celtic and Anglo-Saxon elements. There is a high level of personal names within the place names, presumably the names of local landowners at the time of naming. In the north and east, there are many place names of Norse origin; similarly, these contain many personal names. In general, the Anglo-Saxon and Norse place names tend to be rather mundane in origin, the most common types being name + settlement/farm/place or of farm + farm/settlement (almost all towns ending in -wich, -ton, -ham, -by, -thorpe, -stoke/stock are of these types).