Bush called for major reforms in Social Security, identifying the system's projected insolvency as a priority early in his second term. From January through April 2005, he toured the country, stopping in over 50 cities across the nation warning of an impending "crisis". Initially, President Bush emphasized his proposal for personalized accounts would allow individual workers to invest a portion of their Social Security Tax (FICA) into secured investments. The main advantage of personal accounts within Social Security is to allow workers to own the money they place into retirement that cannot be taken away by political whims.