"Penny" is first attested in a 1394 Scots text, a variant of Old English , a development of numerous variations including , , and . The etymology of the term "penny" is uncertain, although cognates are common across almost all Germanic languages and suggest a base *"pan-", *"pann-", or *"pand-" with the individualizing suffix "-ing". Common suggestions include that it was originally *"panding" as a Low Franconian form of Old High German "pawn" (in the sense of a pledge or debt, as in a pawnbroker putting up collateral as a pledge for repayment of loans); *"panning" as a form of the West Germanic word for "frying pan", presumably owing to its shape; and *"ponding" as a very early borrowing of Latin ("pound"). Recently, it has been proposed that it may represent an early borrowing of Punic ("Pane" or "Pene", "Face"), as the face of Carthaginian goddess Tanit was represented on nearly all Carthaginian currency. Following decimalization, the British and Irish coins were marked "new penny" until 1982 and 1985, respectively.