Lloyd was claimed off waivers by the Carolina Panthers on December 26, 2007. He signed a multi-year contract with the team in 2008. The Panthers used Lloyd as a kickoff specialist, with veteran placekicker John Kasay handling the field goal duties. Lloyd led the NFL in 2008 in touchbacks on kickoffs with 30 on the season. Lloyd signed with the Minnesota Vikings on March 8, 2010. This deal put him back near his alma mater Eastview High School in Apple Valley, Minnesota. He was released by the Vikings on September 4, 2010.