Due to construction problems and financial issues, costs on the new church went far over expectations and the congregation faced a potentially crippling debt. Through sacrifices by the congregation and assistance from other Presbyterian churches, the debt was reduced from 1.1 million dollars to something just over $200,000 between 1995 and 2000. On March 23, 2005, the final payment was made on the loan. St. Paul's paid $600,000 towards the loan, and the Presbyterian Church raised $569,172. The joyous event, commemorated by a thanksgiving service in May, marked the end of what had once been a crushing debt that existed since 1993.