It has been suggested that more and more Mainlanders coming to Hong Kong will lead to the authorised saving of Ain Hong Kong. This change enables Mainland travellers access to money more easily when they need it. As a result, it will be more convenient for them to shop and trade in Hong Kong. Besides, the simplicity of the visa application process makes it beneficial. Since people are usually not willing to perform complicated procedures to apply for visas before visiting another place, the Individual Visit Scheme helps encourage visitors to Hong Kong. These two effects are considered long term.