Nathaniel White died in Port Huron in December 1895, leaving Charlotte as the sole heir of his real and personal property both in Michigan and Florida. Where and how Mrs. White spent her time after the death of her husband is unknown, but she probably spent much of it at Sunny Point. In 1899 her name appears as a member of the St. Mark's Church, and she died in Palatka in January 1904 at the age of 82. She is buried in Oak Hill Cemetery in Palatka – the same cemetery that contains Judge Isaac Bronson's mausoleum.