Other tribes participating in online short-term lending include the Habematolel Pomo of Upper Lake, the Otoe-Missouria Tribe, the Chippewa Cree Tribe, the Miami Tribe of Oklahoma, the Fort Belknap Indian Community in Montana, and the Santee Sioux Nation of Nebraska. The Native American Financial Services Association (NAFSA) cites “Tribal online lending provides a critical economic lifeline for sovereign tribes in remote areas, whether or not they engage in tribal government gaming. While many out-of-the-way tribal communities have developed gaming facilities as a way to create jobs and generate essential government revenues, remote reservations and gaming properties have been more severely impacted by the economic downturn."