Saginaw () is a city in the U.S. state of Michigan and the seat of Saginaw County. The city of Saginaw and Saginaw County are both in the area known as Mid-Michigan. Saginaw is adjacent to Saginaw Charter Township and considered part of the Great Lakes Bay Region, along with neighboring Bay City, Midland and Mount Pleasant. The Saginaw County MSA had a population of 196,542 in 2013. The city is also the largest municipality in the Saginaw, Midland, and Bay City Metropolitan Area, which has a combined population of 391,569 in the combined statistical area.