The skyscraper was originally designed for banking and offices. The base of the tower contained retail and office space along with a large banking hall and its associated facilities. The main floor of the banking hall housed the Philadelphia Saving Fund Society's teller counters and tubular steel furniture custom designed for the banking floor. On the mezzanine levels were the bank's offices, a vault and safe deposit boxes. Below the banking hall, on the ground and basement floors, was of retail space designed to be able to be altered as needed. Last rented by Lerner's dress shop, the retail space originally featured display windows and store access in the subway station below.