Brewster finds that spending so much money within the course of a year is incredibly difficult under the strict conditions imposed by his uncle's will. Brewster is required to demonstrate business sense by obtaining good value for the money he spends, limiting his donations to charity, his losses to gambling, and the value of his tips to waiters and cab drivers. Moreover, Brewster is sworn to secrecy, and cannot tell anyone why he is living to excess. Working against him are his well-meaning friends, who try repeatedly to limit his losses and extravagance even as they share in his luxurious lifestyle.