Jackie and Michael call the National Lottery to make the claim, prompting a claim inspector to be sent. The inspector, Mr. Kelly, arrives to find Jackie on the beach and asks him for directions to Ned's cottage. Jackie delays Kelly by taking him on a circuitous route while Michael races to the cottage on a motorcycle, completely naked, and breaks in so he can answer the door as Ned. After discovering that the lottery winnings are far greater than they anticipated (totaling nearly IR£7 million), Jackie and Michael are forced to involve the entire village in fooling Mr. Kelly. All the villagers sign their name to a pact to participate in the ruse, except one—the local curmudgeon, Lizzie Quinn (Eileen Dromey). She threatens to report the fraud in order to receive a ten-percent reward, and attempts to blackmail Jackie for £1 million of the winnings. Jackie does not refuse her outright, but later insists to Michael, "She'll sign for the same as us, or get nothing at all!"