Wyn finally breaks down and finds Kitty in New York. The two wed, but agree that the only way their marriage can work is if they do not live in Philadelphia. When he introduces her to his family, she gets a chilly reception. She also learns that Wyn would be disinherited and left penniless if he does not remain in Philadelphia and work in the family banking business. She realizes, though Wyn is willing to try, he is not strong enough to deal with poverty. She walks out, and they are divorced.