From the early 19th century residential King Street and Spring Gardens developed into the city's financial quarter. Banks were designed by local architects Edward Walters, J.E. Gregan and Charles Heathcote and by Charles Cockerell and Edwin Lutyens. Benjamin Heywood's palazzo style bank in St Ann's Square, (the Royal Bank of Scotland), was built in 1848 to the designs of J.E. Gregan. Charles Cockerell designed the Bank of England's Manchester branch on King Street in 1845-6 but the street is dominated by the former Midland Bank designed by Edwin Lutyens in 1928 his major work in the city. The Royal Bank of Scotland on Mosley Street was designed for the Manchester and Salford Bank by Edward Walters in 1862. On the corner of Spring Gardens and York Street is the former Parrs Bank in red sandstone with a corner entrance designed in 1902 by Charles Heathcote in the Edwardian Baroque with Art Nouveau motifs in its ironwork. Heathcote also designed the Baroque Lloyds Bank in 1915 on King Street in the heart of the city's banking district.