After graduating with a master's of business administration degree in 1998, Bhagat was placed through his campus at Peregrine Investments Holdings in Hong Kong. However, Bhagat lost this job within six months as the company closed its operations in 1998. His next job was as an investment banker with Goldman Sachs at their Hong Kong office. Despite being unhappy with his boss, he stayed on and kept this boss in mind when he characterised the villain in his second novel "One Night @ the Call Center". Bhagat spent most of his time at the Goldman Sachs office in writing, completing and revising drafts of his first novel, "Five Point Someone". After two years, Rupa Publications accepted his manuscript and offered to publish it.